GOLDEN STATE BANCORP INC
10-Q, EX-27.1, 2000-08-11
COMMERCIAL BANKS, NEC
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<TABLE> <S> <C>

<ARTICLE>                                                                9
<LEGEND>
This  schedule  contains  summary  financial   information  extracted  from  the
consolidated  balance  sheets and statements of income found on pages 3 and 4 of
the Company's unaudited  financial  statements for the six months ended June 30,
2000.
</LEGEND>
<MULTIPLIER>                                                 1,000

<S>                                                 <C>
<PERIOD-TYPE>                                       6-MOS
<FISCAL-YEAR-END>                                   DEC-31-2000
<PERIOD-START>                                      JAN-01-2000
<PERIOD-END>                                        JUN-30-2000
<CASH>                                                     607,318
<INT-BEARING-DEPOSITS>                                          70
<FED-FUNDS-SOLD>                                                 0
<TRADING-ASSETS>                                                 0
<INVESTMENTS-HELD-FOR-SALE>                             11,936,755
<INVESTMENTS-CARRYING>                                   3,626,857
<INVESTMENTS-MARKET>                                     3,628,666
<LOANS>                                                 39,198,725 <F1>
<ALLOWANCE>                                                536,114
<TOTAL-ASSETS>                                          60,481,460
<DEPOSITS>                                              23,251,620
<SHORT-TERM>                                            20,175,184
<LIABILITIES-OTHER>                                      1,202,495
<LONG-TERM>                                             13,617,876
                                            0
                                                      0
<COMMON>                                                   139,832
<OTHER-SE>                                               1,594,453
<TOTAL-LIABILITIES-AND-EQUITY>                          60,481,460
<INTEREST-LOAN>                                          1,372,193
<INTEREST-INVEST>                                          617,332
<INTEREST-OTHER>                                                 0
<INTEREST-TOTAL>                                         1,989,525
<INTEREST-DEPOSIT>                                         443,146
<INTEREST-EXPENSE>                                       1,412,105
<INTEREST-INCOME-NET>                                      577,420
<LOAN-LOSSES>                                                    0
<SECURITIES-GAINS>                                         (18,749)
<EXPENSE-OTHER>                                            459,648
<INCOME-PRETAX>                                            334,390
<INCOME-PRE-EXTRAORDINARY>                                 169,674
<EXTRAORDINARY>                                              3,014
<CHANGES>                                                        0
<NET-INCOME>                                               172,688
<EPS-BASIC>                                                   1.26
<EPS-DILUTED>                                                 1.21
<YIELD-ACTUAL>                                                7.17
<LOANS-NON>                                                123,682
<LOANS-PAST>                                                     0
<LOANS-TROUBLED>                                             1,327
<LOANS-PROBLEM>                                             71,354
<ALLOWANCE-OPEN>                                           554,893
<CHARGE-OFFS>                                               20,297
<RECOVERIES>                                                 1,518
<ALLOWANCE-CLOSE>                                          536,114
<ALLOWANCE-DOMESTIC>                                        26,172
<ALLOWANCE-FOREIGN>                                              0
<ALLOWANCE-UNALLOCATED>                                    509,942
<FN>
<F1> Loans includes loans held for sale of $796,307 and allowance for loan
     losses of $536,114.
</FN>


</TABLE>


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