<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM (A)
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH (B)
(A) Identify specific financial statements.
(B) Identify filing.
</LEGEND>
<CIK> 0001019650
<NAME> UnionBancorp, Inc.
<MULTIPLIER> 1,000
<CURRENCY> USD
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<CASH> 20,353
<INT-BEARING-DEPOSITS> 1,792
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 178,055
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 496,386
<ALLOWANCE> 4,653
<TOTAL-ASSETS> 726,864
<DEPOSITS> 612,404
<SHORT-TERM> 11,731
<LIABILITIES-OTHER> 6,284
<LONG-TERM> 37,608
857
500
<COMMON> 4,553
<OTHER-SE> 52,927
<TOTAL-LIABILITIES-AND-EQUITY> 726,864
<INTEREST-LOAN> 32,002
<INTEREST-INVEST> 7,921
<INTEREST-OTHER> 148
<INTEREST-TOTAL> 26,223
<INTEREST-DEPOSIT> 19,646
<INTEREST-EXPENSE> 22,167
<INTEREST-INCOME-NET> 17,904
<LOAN-LOSSES> 1,999
<SECURITIES-GAINS> 2
<EXPENSE-OTHER> 19,360
<INCOME-PRETAX> 4,879
<INCOME-PRE-EXTRAORDINARY> 4,879
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,335
<EPS-BASIC> 0.79
<EPS-DILUTED> 0.78
<YIELD-ACTUAL> 8.27
<LOANS-NON> 2,591
<LOANS-PAST> 2,439
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 3,691
<CHARGE-OFFS> 1,134
<RECOVERIES> 97
<ALLOWANCE-CLOSE> 4,653
<ALLOWANCE-DOMESTIC> 4,653
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 702
</TABLE>