TRANSAMERICA SEPARATE ACCOUNT VA-6
DEFA14A, 1999-05-27
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                            Notice to Contract Owners
                      Important! Please Respond Immediately


May 20, 1999


Dear Transamerica Series(R) Variable Annuity Contract Owner:

The Board of Directors of Transamerica Variable Insurance Fund, Inc., has called
a special  meeting of  shareholders  to be held June 16, 1999,  for the purposes
explained in the enclosed Notice of a Special Meeting of Shareholders  and Proxy
Statement.

The Growth  Portfolio and the Money Market  Portfolio of  Transamerica  Variable
Insurance Fund,  Inc., are two of the portfolios  available for investment under
your  Transamerica  variable  annuity.  As  a  shareholder  in  the  Portfolios,
Transamerica  will vote its shares at this meeting.  As a Contract  Owner,  with
amounts  allocated  to one or  both  of the  sub-accounts  associated  with  the
Portfolios,  you have the right to instruct Transamerica how to vote its shares.
Transamerica  will vote all the  shares  held in its  separate  account  that is
associated  with your variable  annuity in accordance  with the  instructions it
receives  from  you and  other  Contract  Owners.  This  mailing  is to  solicit
instructions from you.

This special meeting is prompted by the merger  agreement  between  Transamerica
Corporation,  the  parent  company of the  Portfolios'  investment  adviser  and
sub-adviser,  and AEGON N.V., one of the world's leading international insurance
groups.  We expect  the  transaction  to be  completed  in the next few  months.
However,  you can rest  assured  that it will not cause any  disruptions  in the
services you currently receive from Transamerica.

The  enclosed  materials  provide  information  about the  meeting and seek your
instructions  regarding  approval of new  investment  advisory and  sub-advisory
agreements  for the  Portfolios  and other  proposals.  The  enclosed  materials
explain that these new  agreements  are identical to the existing  agreements in
all material respects. In the course of representing your interests,  the Fund's
Board of Directors  has  evaluated  and  unanimously  approved the proposals and
recommends approval of the new agreements and the other proposals.

Your  instructions  are  important to us. Please mark your  instructions  on the
enclosed  instruction  form and sign, date and return it in the enclosed postage
paid envelope as soon as possible.  At any time prior to when Transamerica votes
its shares, you may revoke your previously submitted  instructions.  If you have
any  questions,  please  call our  proxy  solicitor,  Georgeson  &  Company,  at
800-223-2064,  8 a.m.  to 8 p.m.  Eastern  time.  If we have not  received  your
instructions  prior to the meeting date,  you may be contacted by Georgeson.  We
hope this contact will not be an inconvenience to you.

Sincerely,




Sandra Brown, Vice President
Transamerica Life Insurance and Annuity Company
Transamerica Life Insurance Company of New York


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<CAPTION>




                INSTRUCTION FORM TO TRANSAMERICA
                       IN CONNECTION WITH
                     THE PROXY SOLICITED BY                                                               For
           TRANSAMERICA VARIABLE INSURANCE FUND, INC.                                                               Against Abstain
     ------------------------------------------------------------ --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------
<S>                                                               <C>                                    <C>         <C>     <C>

                                                                  1.  To  approve the new  investment     o           o        o
     The undersigned Contract Owner instructs Transamerica        advisory agreement between the
     Life Insurance and Annuity Company or Transamerica           Portfolio and Transamerica Occidental
     Life Insurance Company of New York, as applicable            Life Insurance Company.
     ("Transamerica"), to vote in the manner indicated on
     this form  all shares of the Money Market Portfolio
     ("Portfolio") of Transamerica Variable Insurance Fund,
     Inc., attributable as of May 10, 1999, to the Contract
     Owner's account value in the corresponding  sub-account of
     Separate Account VA-6, VA-7 or VA-6NY, as applicable,  at   2. To approve the new investment        o           o        o
     the Special Meeting of Shareholders on June 16, 1999, and   sub-advisory agreement, relating to
     all adjournments or postponements thereof, and in its sole  the Portfolio, between Transamerica
     discretion on such other matters as may properly come       Occidental Life Insurance Company and
     before the meeting.                                         Transamerica Investment Services, Inc.

     These  instructions are being solicited by Transamerica as a shareholder in
     the  Portfolio.  Receipt  of the  Notice to  Contract  Owners,  Notice of a
     Special Meeting of Shareholders and Proxy Statement is hereby acknowledged.


                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

     PLEASE MARK INSTRUCTIONS AS FOLLOWS:  x                                                              For The
                                                                                                          Nominee   Abstain
                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                  3. To elect as directors the nominees      o        o
                                                                  listed below:
                                                                      Gary U. Rolle

                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                                                             o        o
                                                                      Peter J. Sodini

                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                                                             o        o
                                                                      Jon C. Strauss

                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                      Dr. James H. Garrity                   o        o

                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------


                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                                                            For     Against Abstain
                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                                                             o        o        o
                                                                  4.  To ratify the selection
                                                                  by the Board of Directors of Ernst
                                                                  & Young LLP as independent public accountants
      Please be sure to sign and date                             for the fiscal year ending December
      this form.                                                  31, 1999.


     Date
    -------------------------

                                                                  Please sign exactly as name appears
                                                                  to the left. When signing
                                                                  as attorney, executor, administrator, trustee, or
                                                                  guardian, please give full title as
                                                                  such. If signing for a corporation,
                                                                  please sign in full corporate
                                                                  name by President or other authorized
                                                                  officer. If a partnership, please sign in
                                                                  partnership name by authorized person.
</TABLE>

Contract Owner signs here      Joint-owner signs  here

    -----------------------------------------------------------


<PAGE>
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<CAPTION>





                INSTRUCTION FORM TO TRANSAMERICA
                       IN CONNECTION WITH
                     THE PROXY SOLICITED BY                                                               For
           TRANSAMERICA VARIABLE INSURANCE FUND, INC.                                                               Against Abstain
     ------------------------------------------------------------ --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------
     <S>                                                         <C>                                      <C>      <C>       <C>

                                                                  1.  To  approve the new investment       o        o         o
     The  undersigned  Contract  Owner  instructs   Transamerica  advisory agreement between the
     Life Insurance and Annuity Company or  Transamerica  Life    Portfolio and Transamerica
     Life Insurance Company of New York, as applicable            Occidental  Insurance  Company.
     ("Transamerica"), to vote in the manner indicated on this
     form all shares of the Growth Portfolio ("Portfolio") of
     Transamerica  Variable  Insurance Fund, Inc., attributable                                           o           o        o
     as of May 10, 1999, to the Contract  Owner's  account value
     in the corresponding  sub-account of Separate Account VA-6,
     VA-7 or VA-6NY,  as applicable,  at the Special  Meeting of  2.  To approve the new  investment
     Shareholders  on June 16,  1999,  and all  adjournments  or  sub-advisory agreement, relating  to
     postponements  thereof,  and in its sole discretion on such  the Portfolio, between Transamerica
     other matters as may properly come before the meeting.       Occidental Life Insurance Company and
                                                                  Transamerica Investment Services, Inc.
     These  instructions are being solicited by Transamerica
     as a shareholder in the Portfolio. Receipt of the
     Notice to Contract Owners, Notice of a
     Special Meeting of Shareholders and Proxy Statement
     is hereby acknowledged.



                                                                  --------------------------------------- --------- ------- --------

     PLEASE MARK INSTRUCTIONS AS FOLLOWS: x                                                               For The
                                                                                                          Nominee   Abstain
                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                  3. To elect as directors the nominees      o        o
                                                                  listed below:
                                                                      Gary U. Rolle

                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                                                             o        o
                                                                       Peter J. Sodini

                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                                                             o        o
                                                                       Jon C. Strauss

                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                        Dr. James H. Garrity                 o        o

                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------


                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                                                            For     Against Abstain
                                                                  --------------------------------------- --------- ------- --------
                                                                  --------------------------------------- --------- ------- --------

                                                                                                             o        o        o
                                                                  4.  To  ratify the selection
                                                                  by the  Board of Directors
                                                                  of Ernst & Young LLP as independent
                                                                  public accountantsfor the fiscal year
                                                                  ending December 31, 1999.

Please be sure to sign and date this form.


Date
- -------------------------                                         Please sign exactly as name appears
                                                                  to  the  left. When signing
                                                                  as   attorney,  executor,
                                                                  administrator, trustee, or
                                                                  guardian, please give full title as
                                                                  such. If  signing for a corporation,
                                                                  please sign in full corporate
                                                                  name by President or other authorized
                                                                  officer.  If a partnership, please sign in
Contract Owner signs here Joint-owner signs here                  partnership name by authorized person.


- ----------------------------------------------------


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