<PAGE> PAGE 1
000 A000000 09/30/97
000 C000000 001019857
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 3.0.a
000 J000000 A
001 A000000 NATIONS LIFEGOAL FUNDS, INC.
001 B000000 811-07745
001 C000000 6175731351
002 A000000 1 NATIONSBANK PLAZA
002 B000000 CHARLOTTE
002 C000000 NC
002 D010000 28255
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 3
007 C010100 1
007 C020100 NATIONS LIFEGOAL GROWTH PORTFOLIO
007 C030100 N
007 C010200 2
007 C020200 NATIONS LIFEGOAL BALANCED GROWTH PORTFOLIO
007 C030200 N
007 C010300 3
007 C020300 NATIONS LIFEGOAL INCOME AND GROWTH PORTFOLIO
007 C030300 N
007 C010400 4
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
008 A00AA01 NATIONSBANC ADVISORS INC
008 B00AA01 A
008 C00AA01 801-99999
008 D01AA01 CHARLOTTE
008 D02AA01 NC
008 D03AA01 28255
008 A00AA02 TRADESTREET INVESTMENT ASSOCIATES, INC.
008 B00AA02 S
008 C00AA02 801-99999
008 D01AA02 CHARLOTTE
008 D02AA02 NC
008 D03AA02 28255
010 A00AA01 STEPHENS INC.
<PAGE> PAGE 2
010 B00AA01 84-9999
010 C01AA01 LITTLE ROCK
010 C02AA01 AR
010 C03AA01 72201
010 A00AA02 FIRST DATA INVESTOR SERVICES GROUP, INC.
010 B00AA02 84-1761
010 C01AA02 BOSTON
010 C02AA02 MA
010 C03AA02 02109
011 A00AA01 STEPHENS INC.
011 B00AA01 8-4-9999
011 C01AA01 LITTLE ROCK
011 C02AA01 AR
011 C03AA01 72201
012 A00AA01 FIRST DATA INVESTOR SERVICES GROUP, INC.
012 B00AA01 84-1761
012 C01AA01 BOSTON
012 C02AA01 MA
012 C03AA01 02109
013 A00AA01 PRICE WATERHOUSE LLP
013 B01AA01 BOSTON
013 B02AA01 MA
013 B03AA01 02110
015 A00AA01 NATIONSBANK OF TEXAS, N.A.
015 B00AA01 C
015 C01AA01 DALLAS
015 C02AA01 TX
015 C03AA01 99999
015 E03AA01 X
018 00AA00 Y
019 A00AA00 Y
019 B00AA00 44
019 C00AA00 NATIONSFUN
020 C000001 0
020 C000002 0
020 C000003 0
020 C000004 0
020 C000005 0
020 C000006 0
020 C000007 0
020 C000008 0
020 C000009 0
020 C000010 0
021 000000 0
022 A000001 NATIONS FUNDS
022 C000001 4851
022 D000001 628
022 C000002 0
022 D000002 0
022 C000003 0
022 D000003 0
<PAGE> PAGE 3
022 C000004 0
022 D000004 0
022 C000005 0
022 D000005 0
022 C000006 0
022 D000006 0
022 C000007 0
022 D000007 0
022 C000008 0
022 D000008 0
022 C000009 0
022 D000009 0
022 C000010 0
022 D000010 0
023 C000000 4851
023 D000000 628
024 00AA00 N
027 000000 Y
029 00AA00 N
030 A00AA00 0
030 B00AA00 0.00
030 C00AA00 0.00
031 A00AA00 0
031 B00AA00 0
032 00AA00 0
033 00AA00 0
034 00AA00 N
035 00AA00 0
036 B00AA00 0
037 00AA00 N
038 00AA00 0
039 00AA00 Y
040 00AA00 Y
041 00AA00 Y
045 00AA00 Y
046 00AA00 Y
047 00AA00 Y
048 00AA00 0.250
048 A01AA00 0
048 A02AA00 0.000
048 B01AA00 0
048 B02AA00 0.000
048 C01AA00 0
048 C02AA00 0.000
048 D01AA00 0
048 D02AA00 0.000
048 E01AA00 0
048 E02AA00 0.000
048 F01AA00 0
048 F02AA00 0.000
048 G01AA00 0
<PAGE> PAGE 4
048 G02AA00 0.000
048 H01AA00 0
048 H02AA00 0.000
048 I01AA00 0
048 I02AA00 0.000
048 J01AA00 0
048 J02AA00 0.000
048 K01AA00 0
048 K02AA00 0.000
049 00AA00 N
050 00AA00 N
051 00AA00 N
052 00AA00 N
053 A00AA00 N
061 00AA00 1000
062 A00AA00 N
062 B00AA00 0.0
062 C00AA00 0.0
062 D00AA00 0.0
062 E00AA00 0.0
062 F00AA00 0.0
062 G00AA00 0.0
062 H00AA00 0.0
062 I00AA00 0.0
062 J00AA00 0.0
062 K00AA00 0.0
062 L00AA00 0.0
062 M00AA00 0.0
062 N00AA00 0.0
062 O00AA00 0.0
062 P00AA00 0.0
062 Q00AA00 0.0
062 R00AA00 0.0
063 A00AA00 0
063 B00AA00 0.0
077 A000000 Y
077 Q010000 Y
080 A00AA00 THE RELIANCE INSURANCE COMPANY
080 B00AA00 THE GULF INSURANCE COMPANY
080 C00AA00 33000
081 A00AA00 Y
081 B00AA00 8
082 A00AA00 N
082 B00AA00 0
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
086 A010000 0
<PAGE> PAGE 5
086 A020000 0
086 B010000 0
086 B020000 0
086 C010000 0
086 C020000 0
086 D010000 0
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
025 D000101 0
025 D000102 0
025 D000103 0
025 D000104 0
025 D000105 0
025 D000106 0
025 D000107 0
025 D000108 0
028 A010100 230
028 A020100 0
028 A030100 0
028 A040100 109
028 B010100 290
028 B020100 0
028 B030100 0
028 B040100 154
028 C010100 195
028 C020100 24
028 C030100 0
028 C040100 11
028 D010100 240
028 D020100 0
028 D030100 0
028 D040100 65
028 E010100 378
028 E020100 0
028 E030100 0
028 E040100 35
028 F010100 1407
028 F020100 0
028 F030100 0
028 F040100 18
028 G010100 2740
028 G020100 24
028 G030100 0
028 G040100 392
028 H000100 0
042 A000100 0
042 B000100 0
042 C000100 0
<PAGE> PAGE 6
042 D000100 0
042 E000100 0
042 F000100 0
042 G000100 0
042 H000100 0
043 000100 3
044 000100 0
054 A000100 Y
054 B000100 Y
054 C000100 Y
054 D000100 Y
054 E000100 Y
054 F000100 Y
054 G000100 Y
054 H000100 Y
054 I000100 Y
054 J000100 Y
054 K000100 Y
054 L000100 Y
054 M000100 Y
054 N000100 Y
054 O000100 Y
055 A000100 N
055 B000100 N
056 000100 N
057 000100 N
066 A000100 Y
066 B000100 N
066 C000100 N
066 D000100 Y
066 E000100 N
066 F000100 N
066 G000100 N
067 000100 N
068 A000100 N
068 B000100 N
069 000100 N
070 A010100 Y
070 A020100 N
070 B010100 N
070 B020100 N
070 C010100 N
070 C020100 N
070 D010100 N
070 D020100 N
070 E010100 N
070 E020100 N
070 F010100 N
070 F020100 N
070 G010100 N
070 G020100 N
<PAGE> PAGE 7
070 H010100 N
070 H020100 N
070 I010100 N
070 I020100 N
070 J010100 N
070 J020100 N
070 K010100 Y
070 K020100 Y
070 L010100 N
070 L020100 N
070 M010100 N
070 M020100 N
070 N010100 N
070 N020100 N
070 O010100 N
070 O020100 N
070 P010100 N
070 P020100 N
070 Q010100 N
070 Q020100 N
070 R010100 N
070 R020100 N
071 A000100 2717
071 B000100 270
071 C000100 2579
071 D000100 10
072 A000100 6
072 B000100 0
072 C000100 30
072 D000100 0
072 E000100 0
072 F000100 3
072 G000100 0
072 H000100 0
072 I000100 0
072 J000100 0
072 K000100 0
072 L000100 0
072 M000100 0
072 N000100 0
072 O000100 0
072 P000100 0
072 Q000100 0
072 R000100 0
072 S000100 0
072 T000100 3
072 U000100 0
072 V000100 0
072 W000100 0
072 X000100 6
072 Y000100 0
<PAGE> PAGE 8
072 Z000100 24
072AA000100 1
072BB000100 0
072CC010100 400
072CC020100 0
072DD010100 11
072DD020100 13
072EE000100 0
073 A010100 0.1200
073 A020100 0.1200
073 B000100 0.0000
073 C000100 0.0000
074 A000100 0
074 B000100 0
074 C000100 0
074 D000100 0
074 E000100 0
074 F000100 0
074 G000100 0
074 H000100 0
074 I000100 4510
074 J000100 0
074 K000100 0
074 L000100 25
074 M000100 0
074 N000100 4535
074 O000100 12
074 P000100 3
074 Q000100 0
074 R010100 0
074 R020100 0
074 R030100 0
074 R040100 0
074 S000100 0
074 T000100 4520
074 U010100 127
074 U020100 241
074 V010100 12.29
074 V020100 12.28
074 W000100 0.0000
074 X000100 446
074 Y000100 0
075 A000100 2521
075 B000100 0
076 000100 0.00
028 A010200 104
028 A020200 0
028 A030200 0
028 A040200 23
028 B010200 666
028 B020200 0
<PAGE> PAGE 9
028 B030200 0
028 B040200 25
028 C010200 153
028 C020200 40
028 C030200 0
028 C040200 1
028 D010200 76
028 D020200 0
028 D030200 0
028 D040200 134
028 E010200 164
028 E020200 0
028 E030200 0
028 E040200 24
028 F010200 142
028 F020200 25
028 F030200 0
028 F040200 17
028 G010200 1305
028 G020200 65
028 G030200 0
028 G040200 224
028 H000200 0
042 A000200 0
042 B000200 0
042 C000200 0
042 D000200 0
042 E000200 0
042 F000200 0
042 G000200 0
042 H000200 0
043 000200 2
044 000200 0
054 A000200 Y
054 B000200 Y
054 C000200 Y
054 D000200 Y
054 E000200 Y
054 F000200 Y
054 G000200 Y
054 H000200 Y
054 I000200 Y
054 J000200 Y
054 K000200 Y
054 L000200 Y
054 M000200 Y
054 N000200 Y
054 O000200 Y
055 A000200 N
055 B000200 N
056 000200 N
<PAGE> PAGE 10
057 000200 N
066 A000200 Y
066 B000200 N
066 C000200 N
066 D000200 Y
066 E000200 N
066 F000200 N
066 G000200 N
067 000200 Y
068 A000200 N
068 B000200 N
069 000200 N
070 A010200 Y
070 A020200 N
070 B010200 N
070 B020200 N
070 C010200 N
070 C020200 N
070 D010200 N
070 D020200 N
070 E010200 N
070 E020200 N
070 F010200 N
070 F020200 N
070 G010200 N
070 G020200 N
070 H010200 N
070 H020200 N
070 I010200 N
070 I020200 N
070 J010200 N
070 J020200 N
070 K010200 Y
070 K020200 Y
070 L010200 N
070 L020200 N
070 M010200 N
070 M020200 N
070 N010200 N
070 N020200 N
070 O010200 N
070 O020200 N
070 P010200 N
070 P020200 N
070 Q010200 N
070 Q020200 N
070 R010200 N
070 R020200 N
071 A000200 1375
071 B000200 194
071 C000200 3067
<PAGE> PAGE 11
071 D000200 6
072 A000200 6
072 B000200 0
072 C000200 72
072 D000200 0
072 E000200 0
072 F000200 4
072 G000200 0
072 H000200 0
072 I000200 0
072 J000200 0
072 K000200 0
072 L000200 0
072 M000200 0
072 N000200 0
072 O000200 0
072 P000200 0
072 Q000200 0
072 R000200 0
072 S000200 0
072 T000200 2
072 U000200 0
072 V000200 0
072 W000200 0
072 X000200 6
072 Y000200 0
072 Z000200 66
072AA000200 5
072BB000200 0
072CC010200 292
072CC020200 0
072DD010200 49
072DD020200 17
072EE000200 0
073 A010200 0.2200
073 A020200 0.2100
073 B000200 0.0000
073 C000200 0.0000
074 A000200 0
074 B000200 0
074 C000200 0
074 D000200 0
074 E000200 0
074 F000200 0
074 G000200 0
074 H000200 0
074 I000200 3705
074 J000200 0
074 K000200 0
074 L000200 24
074 M000200 0
<PAGE> PAGE 12
074 N000200 3729
074 O000200 21
074 P000200 4
074 Q000200 0
074 R010200 0
074 R020200 0
074 R030200 0
074 R040200 1
074 S000200 0
074 T000200 3703
074 U010200 227
074 U020200 107
074 V010200 11.08
074 V020200 11.09
074 W000200 0.0000
074 X000200 149
074 Y000200 0
075 A000200 3134
075 B000200 0
076 000200 0.00
028 A010300 78
028 A020300 0
028 A030300 0
028 A040300 53
028 B010300 23
028 B020300 0
028 B030300 0
028 B040300 71
028 C010300 441
028 C020300 6
028 C030300 0
028 C040300 19
028 D010300 15
028 D020300 0
028 D030300 0
028 D040300 12
028 E010300 85
028 E020300 0
028 E030300 0
028 E040300 30
028 F010300 9
028 F020300 4
028 F030300 0
028 F040300 24
028 G010300 651
028 G020300 10
028 G030300 0
028 G040300 209
028 H000300 0
042 A000300 0
042 B000300 0
<PAGE> PAGE 13
042 C000300 0
042 D000300 0
042 E000300 0
042 F000300 0
042 G000300 0
042 H000300 0
043 000300 0
044 000300 0
054 A000300 Y
054 B000300 Y
054 C000300 Y
054 D000300 Y
054 E000300 Y
054 F000300 Y
054 G000300 Y
054 H000300 Y
054 I000300 Y
054 J000300 Y
054 K000300 Y
054 L000300 Y
054 M000300 Y
054 N000300 Y
054 O000300 Y
055 A000300 N
055 B000300 N
056 000300 N
057 000300 N
066 A000300 Y
066 B000300 N
066 C000300 N
066 D000300 N
066 E000300 Y
066 F000300 N
066 G000300 N
067 000300 N
068 A000300 N
068 B000300 N
069 000300 N
070 A010300 Y
070 A020300 N
070 B010300 N
070 B020300 N
070 C010300 N
070 C020300 N
070 D010300 N
070 D020300 N
070 E010300 N
070 E020300 N
070 F010300 N
070 F020300 N
070 G010300 N
<PAGE> PAGE 14
070 G020300 N
070 H010300 N
070 H020300 N
070 I010300 N
070 I020300 N
070 J010300 N
070 J020300 N
070 K010300 Y
070 K020300 Y
070 L010300 N
070 L020300 N
070 M010300 N
070 M020300 N
070 N010300 N
070 N020300 N
070 O010300 N
070 O020300 N
070 P010300 N
070 P020300 N
070 Q010300 N
070 Q020300 N
070 R010300 N
070 R020300 N
071 A000300 624
071 B000300 164
071 C000300 614
071 D000300 27
072 A000300 6
072 B000300 0
072 C000300 16
072 D000300 0
072 E000300 0
072 F000300 1
072 G000300 0
072 H000300 0
072 I000300 0
072 J000300 0
072 K000300 0
072 L000300 0
072 M000300 0
072 N000300 0
072 O000300 0
072 P000300 0
072 Q000300 0
072 R000300 0
072 S000300 0
072 T000300 0
072 U000300 0
072 V000300 0
072 W000300 0
072 X000300 1
<PAGE> PAGE 15
072 Y000300 0
072 Z000300 15
072AA000300 0
072BB000300 0
072CC010300 24
072CC020300 0
072DD010300 10
072DD020300 5
072EE000300 0
073 A010300 0.3000
073 A020300 0.2900
073 B000300 0.0000
073 C000300 0.0000
074 A000300 0
074 B000300 0
074 C000300 0
074 D000300 0
074 E000300 0
074 F000300 0
074 G000300 0
074 H000300 0
074 I000300 838
074 J000300 0
074 K000300 0
074 L000300 18
074 M000300 0
074 N000300 856
074 O000300 3
074 P000300 1
074 Q000300 0
074 R010300 0
074 R020300 0
074 R030300 0
074 R040300 19
074 S000300 0
074 T000300 833
074 U010300 59
074 U020300 21
074 V010300 10.49
074 V020300 10.49
074 W000300 0.0000
074 X000300 46
074 Y000300 0
075 A000300 594
075 B000300 0
076 000300 0.00
SIGNATURE JOSEPH VISELLI
TITLE ASSISTANT TREASURER
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>011
<NAME>NATIONS LIFEGOAL FUNDS GROWTH PR-A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 4,191,670
<INVESTMENTS-AT-VALUE> 4,509,695
<RECEIVABLES> 25,470
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 4,535,165
<PAYABLE-FOR-SECURITIES> 11,870
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3,772
<TOTAL-LIABILITIES> 15,642
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,402,912
<SHARES-COMMON-STOCK> 126,906
<SHARES-COMMON-PRIOR> 91,607
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (456)
<ACCUMULATED-NET-GAINS> 58,090
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 318,025
<NET-ASSETS> 1,559,371
<DIVIDEND-INCOME> 29,757
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 5,715
<NET-INVESTMENT-INCOME> 24,042
<REALIZED-GAINS-CURRENT> 1,159
<APPREC-INCREASE-CURRENT> 400,169
<NET-CHANGE-FROM-OPS> 479,069
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (11,384)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 55,163
<NUMBER-OF-SHARES-REDEEMED> (20,865)
<SHARES-REINVESTED> 1,001
<NET-CHANGE-IN-ASSETS> 2,827,094
<ACCUMULATED-NII-PRIOR> 174
<ACCUMULATED-GAINS-PRIOR> 3,232
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5,715
<AVERAGE-NET-ASSETS> 1,137,179
<PER-SHARE-NAV-BEGIN> 10.15
<PER-SHARE-NII> 0.13
<PER-SHARE-GAIN-APPREC> 2.13
<PER-SHARE-DIVIDEND> (0.12)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 12.29
<EXPENSE-RATIO> 0.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>012
<NAME>NATIONS LIFEGOAL FUNDS GROWTH PR-B
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 4,191,670
<INVESTMENTS-AT-VALUE> 4,509,695
<RECEIVABLES> 25,470
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 4,535,165
<PAYABLE-FOR-SECURITIES> 11,870
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3,772
<TOTAL-LIABILITIES> 15,642
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 6,025
<SHARES-COMMON-STOCK> 492
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (456)
<ACCUMULATED-NET-GAINS> 58,090
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 318,025
<NET-ASSETS> 6,046
<DIVIDEND-INCOME> 29,757
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 5,715
<NET-INVESTMENT-INCOME> 24,042
<REALIZED-GAINS-CURRENT> 1,159
<APPREC-INCREASE-CURRENT> 400,169
<NET-CHANGE-FROM-OPS> 479,069
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 492
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 2,827,094
<ACCUMULATED-NII-PRIOR> 174
<ACCUMULATED-GAINS-PRIOR> 3,232
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5,715
<AVERAGE-NET-ASSETS> 307
<PER-SHARE-NAV-BEGIN> 12.25
<PER-SHARE-NII> 0.13
<PER-SHARE-GAIN-APPREC> 0.03
<PER-SHARE-DIVIDEND> (0.12)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 12.29
<EXPENSE-RATIO> 0.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>013
<NAME>NATIONS LIFEGOAL FUNDS GROWTH INV-A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 4,191,670
<INVESTMENTS-AT-VALUE> 4,509,695
<RECEIVABLES> 25,470
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 4,535,165
<PAYABLE-FOR-SECURITIES> 11,870
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3,772
<TOTAL-LIABILITIES> 15,642
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,228,638
<SHARES-COMMON-STOCK> 114,046
<SHARES-COMMON-PRIOR> 67,126
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (456)
<ACCUMULATED-NET-GAINS> 58,090
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 318,025
<NET-ASSETS> 1,400,361
<DIVIDEND-INCOME> 29,757
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 5,715
<NET-INVESTMENT-INCOME> 24,042
<REALIZED-GAINS-CURRENT> 1,159
<APPREC-INCREASE-CURRENT> 400,169
<NET-CHANGE-FROM-OPS> 479,069
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (11,890)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 60,958
<NUMBER-OF-SHARES-REDEEMED> (15,035)
<SHARES-REINVESTED> 997
<NET-CHANGE-IN-ASSETS> 2,827,094
<ACCUMULATED-NII-PRIOR> 174
<ACCUMULATED-GAINS-PRIOR> 3,232
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5,715
<AVERAGE-NET-ASSETS> 1,107,209
<PER-SHARE-NAV-BEGIN> 10.15
<PER-SHARE-NII> 0.10
<PER-SHARE-GAIN-APPREC> 2.15
<PER-SHARE-DIVIDEND> (0.12)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 12.28
<EXPENSE-RATIO> 0.50
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>014
<NAME>NATIONS LIFEGOAL FUNDS GROWTH INV-B
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 4,191,670
<INVESTMENTS-AT-VALUE> 4,509,695
<RECEIVABLES> 25,470
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 4,535,165
<PAYABLE-FOR-SECURITIES> 11,870
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3,772
<TOTAL-LIABILITIES> 15,642
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,348,925
<SHARES-COMMON-STOCK> 112,054
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (456)
<ACCUMULATED-NET-GAINS> 58,090
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 318,025
<NET-ASSETS> 1,376,835
<DIVIDEND-INCOME> 29,757
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 5,715
<NET-INVESTMENT-INCOME> 24,042
<REALIZED-GAINS-CURRENT> 1,159
<APPREC-INCREASE-CURRENT> 400,169
<NET-CHANGE-FROM-OPS> 479,069
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 112,061
<NUMBER-OF-SHARES-REDEEMED> (7)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 2,827,094
<ACCUMULATED-NII-PRIOR> 174
<ACCUMULATED-GAINS-PRIOR> 3,232
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5,715
<AVERAGE-NET-ASSETS> 132,502
<PER-SHARE-NAV-BEGIN> 11.98
<PER-SHARE-NII> 0.01
<PER-SHARE-GAIN-APPREC> 0.30
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 12.29
<EXPENSE-RATIO> 1.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>015
<NAME>NATIONS LIFEGOAL FUNDS GROWTH INV-C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 4,191,670
<INVESTMENTS-AT-VALUE> 4,509,695
<RECEIVABLES> 25,470
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 4,535,165
<PAYABLE-FOR-SECURITIES> 11,870
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3,772
<TOTAL-LIABILITIES> 15,642
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 157,364
<SHARES-COMMON-STOCK> 14,431
<SHARES-COMMON-PRIOR> 8,070
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (456)
<ACCUMULATED-NET-GAINS> 58,090
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 318,025
<NET-ASSETS> 176,910
<DIVIDEND-INCOME> 29,757
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 5,715
<NET-INVESTMENT-INCOME> 24,042
<REALIZED-GAINS-CURRENT> 1,159
<APPREC-INCREASE-CURRENT> 400,169
<NET-CHANGE-FROM-OPS> 479,069
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (1,398)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 6,254
<NUMBER-OF-SHARES-REDEEMED> (16)
<SHARES-REINVESTED> 123
<NET-CHANGE-IN-ASSETS> 2,827,094
<ACCUMULATED-NII-PRIOR> 174
<ACCUMULATED-GAINS-PRIOR> 3,232
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,156
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5,715
<AVERAGE-NET-ASSETS> 143,655
<PER-SHARE-NAV-BEGIN> 10.15
<PER-SHARE-NII> 0.08
<PER-SHARE-GAIN-APPREC> 2.14
<PER-SHARE-DIVIDEND> (0.11)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 12.26
<EXPENSE-RATIO> 0.91
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>021
<NAME>NATIONS LIFEGOAL FUNDS BALANCED GROWTH PR-A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 3,486,202
<INVESTMENTS-AT-VALUE> 3,704,587
<RECEIVABLES> 24,388
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 3,728,975
<PAYABLE-FOR-SECURITIES> 21,019
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 4,729
<TOTAL-LIABILITIES> 25,748
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,334,122
<SHARES-COMMON-STOCK> 227,043
<SHARES-COMMON-PRIOR> 212,550
<ACCUMULATED-NII-CURRENT> 1,263
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 40,596
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 218,385
<NET-ASSETS> 2,516,605
<DIVIDEND-INCOME> 72,185
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 6,016
<NET-INVESTMENT-INCOME> 66,169
<REALIZED-GAINS-CURRENT> 40,038
<APPREC-INCREASE-CURRENT> 291,629
<NET-CHANGE-FROM-OPS> 397,836
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (48,532)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 26,293
<NUMBER-OF-SHARES-REDEEMED> (16,279)
<SHARES-REINVESTED> 4,479
<NET-CHANGE-IN-ASSETS> 1,478,153
<ACCUMULATED-NII-PRIOR> 695
<ACCUMULATED-GAINS-PRIOR> 558
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,927
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,016
<AVERAGE-NET-ASSETS> 2,365,121
<PER-SHARE-NAV-BEGIN> 9.95
<PER-SHARE-NII> 0.23
<PER-SHARE-GAIN-APPREC> 1.12
<PER-SHARE-DIVIDEND> (0.22)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 11.08
<EXPENSE-RATIO> 0.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>022
<NAME>NATIONS LIFEGOAL FUNDS BALANCED GROWTH PR-B
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 3,486,202
<INVESTMENTS-AT-VALUE> 3,704,587
<RECEIVABLES> 24,388
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 3,728,975
<PAYABLE-FOR-SECURITIES> 21,019
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 4,729
<TOTAL-LIABILITIES> 25,748
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 23,612
<SHARES-COMMON-STOCK> 2,160
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 1,263
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 40,596
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 218,385
<NET-ASSETS> 23,943
<DIVIDEND-INCOME> 72,185
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 6,016
<NET-INVESTMENT-INCOME> 66,169
<REALIZED-GAINS-CURRENT> 40,038
<APPREC-INCREASE-CURRENT> 291,629
<NET-CHANGE-FROM-OPS> 397,836
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (165)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,145
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 15
<NET-CHANGE-IN-ASSETS> 1,478,153
<ACCUMULATED-NII-PRIOR> 695
<ACCUMULATED-GAINS-PRIOR> 558
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,927
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,016
<AVERAGE-NET-ASSETS> 3,649
<PER-SHARE-NAV-BEGIN> 10.95
<PER-SHARE-NII> 0.17
<PER-SHARE-GAIN-APPREC> 0.17
<PER-SHARE-DIVIDEND> (0.21)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 11.08
<EXPENSE-RATIO> 0.75
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>023
<NAME>NATIONS LIFEGOAL FUNDS BALANCED GROWTH INV-A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 3,486,202
<INVESTMENTS-AT-VALUE> 3,704,587
<RECEIVABLES> 24,388
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 3,728,975
<PAYABLE-FOR-SECURITIES> 21,019
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 4,729
<TOTAL-LIABILITIES> 25,748
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 376,778
<SHARES-COMMON-STOCK> 36,576
<SHARES-COMMON-PRIOR> 9,408
<ACCUMULATED-NII-CURRENT> 1,263
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 40,596
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 218,385
<NET-ASSETS> 405,413
<DIVIDEND-INCOME> 72,185
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 6,016
<NET-INVESTMENT-INCOME> 66,169
<REALIZED-GAINS-CURRENT> 40,038
<APPREC-INCREASE-CURRENT> 291,629
<NET-CHANGE-FROM-OPS> 397,836
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (6,920)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 27,351
<NUMBER-OF-SHARES-REDEEMED> (739)
<SHARES-REINVESTED> 556
<NET-CHANGE-IN-ASSETS> 1,478,153
<ACCUMULATED-NII-PRIOR> 695
<ACCUMULATED-GAINS-PRIOR> 558
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,927
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,016
<AVERAGE-NET-ASSETS> 296,253
<PER-SHARE-NAV-BEGIN> 9.95
<PER-SHARE-NII> 0.18
<PER-SHARE-GAIN-APPREC> 1.16
<PER-SHARE-DIVIDEND> (0.21)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 11.08
<EXPENSE-RATIO> 0.50
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>024
<NAME>NATIONS LIFEGOAL FUNDS BALANCED GROWTH INV-B
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 3,486,202
<INVESTMENTS-AT-VALUE> 3,704,587
<RECEIVABLES> 24,388
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 3,728,975
<PAYABLE-FOR-SECURITIES> 21,019
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 4,729
<TOTAL-LIABILITIES> 25,748
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 180,310
<SHARES-COMMON-STOCK> 16,433
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 1,263
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 40,596
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 218,385
<NET-ASSETS> 182,129
<DIVIDEND-INCOME> 72,185
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 6,016
<NET-INVESTMENT-INCOME> 66,169
<REALIZED-GAINS-CURRENT> 40,038
<APPREC-INCREASE-CURRENT> 291,629
<NET-CHANGE-FROM-OPS> 397,836
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (902)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 16,336
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 97
<NET-CHANGE-IN-ASSETS> 1,478,153
<ACCUMULATED-NII-PRIOR> 695
<ACCUMULATED-GAINS-PRIOR> 558
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,927
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,016
<AVERAGE-NET-ASSETS> 24,946
<PER-SHARE-NAV-BEGIN> 10.88
<PER-SHARE-NII> 0.04
<PER-SHARE-GAIN-APPREC> 0.23
<PER-SHARE-DIVIDEND> (0.07)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 11.08
<EXPENSE-RATIO> 1.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>025
<NAME>NATIONS LIFEGOAL FUNDS BALANCED GROWTH INV-C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 3,486,202
<INVESTMENTS-AT-VALUE> 3,704,587
<RECEIVABLES> 24,388
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 3,728,975
<PAYABLE-FOR-SECURITIES> 21,019
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 4,729
<TOTAL-LIABILITIES> 25,748
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 528,161
<SHARES-COMMON-STOCK> 51,879
<SHARES-COMMON-PRIOR> 1,763
<ACCUMULATED-NII-CURRENT> 1,263
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 40,596
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 218,385
<NET-ASSETS> 575,137
<DIVIDEND-INCOME> 72,185
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 6,016
<NET-INVESTMENT-INCOME> 66,169
<REALIZED-GAINS-CURRENT> 40,038
<APPREC-INCREASE-CURRENT> 291,629
<NET-CHANGE-FROM-OPS> 397,836
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (9,082)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 53,110
<NUMBER-OF-SHARES-REDEEMED> (3,838)
<SHARES-REINVESTED> 844
<NET-CHANGE-IN-ASSETS> 1,478,153
<ACCUMULATED-NII-PRIOR> 695
<ACCUMULATED-GAINS-PRIOR> 558
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 3,927
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 6,016
<AVERAGE-NET-ASSETS> 443,707
<PER-SHARE-NAV-BEGIN> 9.95
<PER-SHARE-NII> 0.16
<PER-SHARE-GAIN-APPREC> 1.17
<PER-SHARE-DIVIDEND> (0.19)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 11.09
<EXPENSE-RATIO> 0.91
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>031
<NAME>NATIONS LIFEGOAL FUNDS INCOME AND GROWTH PR-A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 819,552
<INVESTMENTS-AT-VALUE> 838,331
<RECEIVABLES> 17,913
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 856,244
<PAYABLE-FOR-SECURITIES> 2,725
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 20,167
<TOTAL-LIABILITIES> 22,892
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 598,751
<SHARES-COMMON-STOCK> 58,620
<SHARES-COMMON-PRIOR> 22,336
<ACCUMULATED-NII-CURRENT> 536
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 2,961
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18,779
<NET-ASSETS> 614,890
<DIVIDEND-INCOME> 16,470
<INTEREST-INCOME> 0
<OTHER-INCOME> (0)
<EXPENSES-NET> 1,045
<NET-INVESTMENT-INCOME> 15,425
<REALIZED-GAINS-CURRENT> 2,340
<APPREC-INCREASE-CURRENT> 23,793
<NET-CHANGE-FROM-OPS> 41,558
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (9,990)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 51,839
<NUMBER-OF-SHARES-REDEEMED> (16,103)
<SHARES-REINVESTED> 548
<NET-CHANGE-IN-ASSETS> 478,693
<ACCUMULATED-NII-PRIOR> 75
<ACCUMULATED-GAINS-PRIOR> 621
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 745
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,045
<AVERAGE-NET-ASSETS> 422,690
<PER-SHARE-NAV-BEGIN> 9.97
<PER-SHARE-NII> 0.32
<PER-SHARE-GAIN-APPREC> 0.50
<PER-SHARE-DIVIDEND> (0.30)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.49
<EXPENSE-RATIO> 0.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>032
<NAME>NATIONS LIFEGOAL FUNDS INCOME AND GROWTH INV-A
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 819,552
<INVESTMENTS-AT-VALUE> 838,331
<RECEIVABLES> 17,913
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 856,244
<PAYABLE-FOR-SECURITIES> 2,725
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 20,167
<TOTAL-LIABILITIES> 22,892
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 133,205
<SHARES-COMMON-STOCK> 13,259
<SHARES-COMMON-PRIOR> 13,144
<ACCUMULATED-NII-CURRENT> 536
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 2,961
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18,779
<NET-ASSETS> 139,083
<DIVIDEND-INCOME> 16,470
<INTEREST-INCOME> 0
<OTHER-INCOME> (0)
<EXPENSES-NET> 1,045
<NET-INVESTMENT-INCOME> 15,425
<REALIZED-GAINS-CURRENT> 2,340
<APPREC-INCREASE-CURRENT> 23,793
<NET-CHANGE-FROM-OPS> 41,558
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (4,044)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 4,143
<NUMBER-OF-SHARES-REDEEMED> (4,390)
<SHARES-REINVESTED> 362
<NET-CHANGE-IN-ASSETS> 478,693
<ACCUMULATED-NII-PRIOR> 75
<ACCUMULATED-GAINS-PRIOR> 621
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 745
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,045
<AVERAGE-NET-ASSETS> 145,918
<PER-SHARE-NAV-BEGIN> 9.97
<PER-SHARE-NII> 0.26
<PER-SHARE-GAIN-APPREC> 0.55
<PER-SHARE-DIVIDEND> (0.29)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.49
<EXPENSE-RATIO> 0.50
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>033
<NAME>NATIONS LIFEGOAL FUNDS GROWTH INV-B
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 819,552
<INVESTMENTS-AT-VALUE> 838,331
<RECEIVABLES> 17,913
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 856,244
<PAYABLE-FOR-SECURITIES> 2,725
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 20,167
<TOTAL-LIABILITIES> 22,892
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 52,561
<SHARES-COMMON-STOCK> 5,010
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 536
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 2,961
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18,779
<NET-ASSETS> 52,559
<DIVIDEND-INCOME> 16,470
<INTEREST-INCOME> 0
<OTHER-INCOME> (0)
<EXPENSES-NET> 1,045
<NET-INVESTMENT-INCOME> 15,425
<REALIZED-GAINS-CURRENT> 2,340
<APPREC-INCREASE-CURRENT> 23,793
<NET-CHANGE-FROM-OPS> 41,558
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (466)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 4,965
<NUMBER-OF-SHARES-REDEEMED> 0
<SHARES-REINVESTED> 45
<NET-CHANGE-IN-ASSETS> 478,693
<ACCUMULATED-NII-PRIOR> 75
<ACCUMULATED-GAINS-PRIOR> 621
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 745
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,045
<AVERAGE-NET-ASSETS> 13,136
<PER-SHARE-NAV-BEGIN> 10.51
<PER-SHARE-NII> 0.06
<PER-SHARE-GAIN-APPREC> 0.01
<PER-SHARE-DIVIDEND> (0.09)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.49
<EXPENSE-RATIO> 1.25
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER>034
<NAME>NATIONS LIFEGOAL FUNDS GROWTH INV-C
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1998
<PERIOD-END> SEP-30-1997
<INVESTMENTS-AT-COST> 819,552
<INVESTMENTS-AT-VALUE> 838,331
<RECEIVABLES> 17,913
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 856,244
<PAYABLE-FOR-SECURITIES> 2,725
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 20,167
<TOTAL-LIABILITIES> 22,892
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 26,549
<SHARES-COMMON-STOCK> 2,557
<SHARES-COMMON-PRIOR> 96
<ACCUMULATED-NII-CURRENT> 536
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 2,961
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 18,779
<NET-ASSETS> 26,820
<DIVIDEND-INCOME> 16,470
<INTEREST-INCOME> 0
<OTHER-INCOME> (0)
<EXPENSES-NET> 1,045
<NET-INVESTMENT-INCOME> 15,425
<REALIZED-GAINS-CURRENT> 2,340
<APPREC-INCREASE-CURRENT> 23,793
<NET-CHANGE-FROM-OPS> 41,558
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (464)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2,436
<NUMBER-OF-SHARES-REDEEMED> (20)
<SHARES-REINVESTED> 45
<NET-CHANGE-IN-ASSETS> 478,693
<ACCUMULATED-NII-PRIOR> 75
<ACCUMULATED-GAINS-PRIOR> 621
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 745
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,045
<AVERAGE-NET-ASSETS> 12,667
<PER-SHARE-NAV-BEGIN> 9.97
<PER-SHARE-NII> 0.20
<PER-SHARE-GAIN-APPREC> 0.60
<PER-SHARE-DIVIDEND> (0.28)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.49
<EXPENSE-RATIO> 0.91
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0.0000
</TABLE>