<PAGE>
NUVEEN SHORT INTERMEDIATE NUVEEN
INSURED UNIT TRUST 46 913
- --------------------------------------------------------------------------------
<TABLE>
<S> <C>
RATED: "AAA" NUVEEN TAX-FREE UNIT TRUSTS:
All bonds in this Unit Trust are insured by MBIA For the tax-sensitive, conservative investor.
Insurance Corporation. As a result, the bonds are - Tax-Free
rated Aaa by Moody's Investors Service, Inc. and - Dependable Income
both the bonds and the Units are rated AAA by - Diversified Portfolios
Standard & Poor's, the highest rating given by - Top-Rated Municipal Bonds
each agency. DATE OF DEPOSIT: January 17, 1997
ESTIMATED CURRENT RETURN:
4.14 - 4.25%
ESTIMATED LONG-TERM RETURN:
3.72 - 4.11%
</TABLE>
UNITS OF THE TRUST ARE NOT DEPOSITS OR OBLIGATIONS OF, OR GUARANTEED OR ENDORSED
BY, ANY BANK AND ARE NOT FEDERALLY INSURED OR OTHERWISE PROTECTED BY THE FDIC OR
ANY OTHER FEDERAL AGENCY AND INVOLVE INVESTMENT RISK, INCLUDING THE POSSIBLE
LOSS OF PRINCIPAL.
- --------------------------------------------------------------------------------
QUICK FACTS ABOUT THIS UNIT TRUST
<TABLE>
<S> <C>
Tax Status Income is exempt from federal income tax but may
be subject to state and local tax. Capital gains
are taxable.
Total Principal $6,000,000 in 60,000 units
Average Life 5.0 years
Call Protection There are no ordinary optional call dates
Minimum $5,000 or 50 units, whichever is lower
Investment
Offering Price $102.82 to $101.26 depending on the purchase
amount
Cusip 6710A0 676 monthly payment plan
Numbers 6710A0 684 quarterly payment plan
6710A0 692 semi-annual payment plan
Insurance Individual bonds (not units) are fully insured by
MBIA Insurance Corporation, which guarantees
timely payment of interest and principal.
Registration Registered in all states
</TABLE>
<TABLE>
<S> <C>
Payment Investors may choose to receive monthly, quarterly
Plans or semi-annual interest payments.
Bond Calls Most municipal bonds are subject to optional bond
calls. Bonds are usually called at a premium price
and generally not below par value.
Sales Charge The sales charge is a one-time expense included in
the Public Offering Price.
Letter Investors may use a Letter of Intent to get
of Intent reduced sales charges on purchases made over a
(LOI) 13-month period (and to take advantage of dollar
cost averaging). Minimum LOI investment $50,000.
Redemptions Units can be redeemed on any business day at no
charge. Units are redeemed at their current market
value.
Reinvestment Interest income and returned principal can be
reinvested with no sales charge into Nuveen tax-
free mutual or money market funds. For more
information obtain a prospectus.
</TABLE>
- --------------------------------------------------------------------------------
PORTFOLIO INCOME DIVERSIFICATION
<TABLE>
<S> <C> <C> <C> <C> <C> <C> <C> <C>
Arizona 13.8 % California 8.4 % Illinois 21.5 %
New Jersey 8.4 New York 9.3 Pennsylvania 9.3
South Carolina 13.3 Texas 8.8 Washington 4.2
Wisconsin 3.0
</TABLE>
<TABLE>
<S> <C>
MATURITY DATES (Descrtiption of Chart)
2001 47.3%
2002+ 52.7%
There are no ordinary optional call dates
</TABLE>
<PAGE>
CALL 1.800.257.8787 FOR A PROSPECTUS CONTAINING MORE COMPLETE INFORMATION
INCLUDING CHARGES AND EXPENSES.
READ THE PROSPECTUS CAREFULLY BEFORE INVESTING.
<PAGE>
- --------------------------------------------------------------------------------
BONDS THIS SHORT INTERMEDIATE INSURED UNIT TRUST CONTAINS
<TABLE>
<CAPTION>
RATINGS
PRINCIPAL EARLIEST CALL ----------
AMOUNT BOND ISSUE DATE AND PRICE S&P MOODY'S
<C> <S> <C> <C><C>
----------------------------------------------------------------------------------------------------------------
$ 500,000 North Slope Borough, Alaska, General Obligation Bonds, Series 1996A, 0.00% AAA Aaa
Due 6/30/01. (Original issue discount bonds delivered on or about February
22, 1996 at a price of 79.001% of principal amount.) No Optional
Call
410,000 Mohave Valley Elementary School District No. 16 of Mohave County, Arizona, AAA Aaa
School Improvement Bonds, Project of 1996, Series 1997, 4.65% Due 7/1/02.
(General Obligation Bonds.) (When issued.) No Optional
Call
400,000 Sahuarita Unified School District No. 30 of Pima County, Arizona, School AAA Aaa
Improvement Bonds, Project of 1995 Series B (1997), 4.50% Due 7/1/01.
(General Obligation Bonds.) (When issued.) No Optional
Call
500,000 Alameda County Transportation Authority (California), Subordinated Sales AAA Aaa
Tax Revenue Bonds, Series 1997, 4.50% Due 11/1/01. (When issued.) No Optional
Call
600,000 City of Chicago, Illinois, Chicago Midway Airport Revenue Bonds, 1996 AAA Aaa
Series A, 5.50% Due 1/1/02. No Optional
Call
500,000 Illinois Educational Facilities Authority, Revenue Refunding Bonds, DePaul AAA Aaa
University, Series 1997, 5.00% Due 10/1/01. (When issued.) No Optional
Call
500,000 County of Essex, New Jersey, General Obligation Refunding Bonds of 1996, AAA Aaa
Series A-1, 4.50% Due 11/15/01. No Optional
Call
500,000 Dormitory Authority of the State of New York, St. Joseph's Hospital Health AAA Aaa
Center Insured Revenue Bonds, Series 1997, 5.00% Due 7/1/02. (When issued.) No Optional
Call
500,000 City of Philadelphia, Pennsylvania, Water and Wastewater Revenue Bonds, AAA Aaa
Series 1993, 5.00% Due 6/15/02. No Optional
Call
650,000 South Carolina State Budget and Control Board, State Facilities Lease AAA Aaa
Revenue Bonds, Series 1997 (Columbia Mill Building), 5.50% Due 2/1/02.
(When issued.) No Optional
Call
500,000 Ector County Hospital District (Texas), Hospital Revenue Refunding Bonds, AAA Aaa
Series 1997, 4.75% Due 4/15/02. (When issued.) No Optional
Call
250,000 Everett School District No. 2, Snohomish County, Washington, Unlimited Tax AAA Aaa
General Obligation Bonds, Series 1997, 4.50% Due 12/1/01. (When issued.) No Optional
Call
190,000 School District of Waukesha, Waukesha County, Wisconsin, General Obligation AAA Aaa
Refunding Bonds, 4.20% Due 10/1/01. No Optional
Call
----------------------------------------------------------------------------------------------------------------
$ 6,000,000 TOTAL 13 BONDS FROM 11 STATES.
</TABLE>
- --------------------------------------------------------------------------------
HOW TO DETERMINE YOUR INCOME AND YIELD
HOW TO CALCULATE YOUR RETURN
<TABLE>
<S> <C>
The estimated current return is the net income the sales charge, and returns are as of 01/16/97.
divided by the offering price. Estimated long-term As of this date, Units are offered at the public
return is a measure of the return to the investor offering price plus accrued interest to the
expected to be earned over the estimated life of settlement date of $.07. Returns and prices will
the Unit Trust. The public offering prices, which fluctuate.
include
</TABLE>
<TABLE>
<CAPTION>
Public Estimated Return (CURRENT/Long Term)
Breakpoints Offering Sales -------------------------------------------------
Units / Dollars Price Charge Monthly Plan Quarterly Plan Semi-Annual Plan
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
50 / $5,000 $ 102.82 3.00 % 4.14% 3.72% 4.17% 3.75% 4.19% 3.77 %
500 / $50,000 102.61 2.80 4.15 3.76 4.18 3.79 4.20 3.81
1,000 / $100,000 102.40 2.60 4.16 3.81 4.19 3.84 4.21 3.86
2,500 / $250,000 102.14 2.35 4.17 3.85 4.20 3.88 4.22 3.90
5,000 / $500,000 101.88 2.10 4.18 3.92 4.21 3.95 4.23 3.97
10,000 / $1,000,000 101.62 1.85 4.19 3.97 4.22 4.00 4.24 4.02
25,000 / $2,500,000 101.57 1.80 4.19 3.99 4.22 4.02 4.24 4.04
50,000 / $5,000,000 101.26 1.50 4.20 4.06 4.23 4.09 4.25 4.11
</TABLE>
HOW TO DETERMINE YOUR
TAXABLE EQUIVALENT YIELD
The table shows the approximate yield an investor must get from a taxable
investment to match the estimated current return from this Unit Trust.
<TABLE>
<CAPTION>
Taxable Equivalent Yield (by
UNIT TRUST tax bracket)
RETURN 28.0% 31.0% 36.0% 39.6%
<C> <S> <C> <C> <C> <C>
4.14 % 5.75% 6.00% 6.47% 6.85%
4.15 5.76 6.01 6.48 6.87
4.16 5.78 6.03 6.50 6.89
4.17 5.79 6.04 6.52 6.90
4.18 5.81 6.06 6.53 6.92
4.19 5.82 6.07 6.55 6.94
4.19 5.82 6.07 6.55 6.94
4.20 5.83 6.09 6.56 6.95
</TABLE>
JOHN NUVEEN & CO. INCORPORATED
333 WEST WACKER DRIVE, CHICAGO, IL 60606
HOW TO CALCULATE YOUR INCOME
The table shows expected interest payments for monthly, quarterly and
semi-annual plans. Payments will remain relatively constant as long as the Unit
Trust's size, composition and expenses remain the same. The first record date is
03/01/97.
<TABLE>
<CAPTION>
Annual
First Payment Payment Income
Payment Plan Date (per unit) (per unit)
<S> <C> <C> <C> <C>
Initial partial
payment (all
plans) 3/15/97 $ .5200
Monthly plan 4/15/97 .3546 $ 4.2556
Quarterly plan 5/15/97 .7146
8/15/97 1.0719 4.2876
Semi-annual plan 5/15/97 .7176
11/15/97 2.1528 4.3066
EXAMPLE OF HOW TO CALCULATE YOUR ESTIMATED INCOME:
$10,000 DIVIDED BY 102.89 = 97.191
investment offering price # of units
(as of and accrued purchased
01/16/97) interest
97.191 X $4.2556 = $413.61
# of units annual income annual income
purchased per unit
(monthly plan)
</TABLE>
