ROSLYN BANCORP INC
NT 11-K, 2000-06-29
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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                       SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549

                                   FORM 12B-25
                                                       SEC File Number 0-28888
                                                                       -------
                                                        CUSIP Number  77816210
                                                                      --------

                           NOTIFICATION OF LATE FILING
    (Check One):  [ ] Form 10-K   [x] Form 11-K   [ ] Form 20-F   [ ] Form 10-Q
                  [ ] Form N-SAR

For Period Ended:      DECEMBER 31, 1999
                   -------------------------------------------------------------
[   ] Transition Report on Form 10-K      [   ] Transition Report on Form 10-Q
[   ] Transition Report on Form 20-F      [   ] Transition Report on Form N-SAR
[   ] Transition Report on Form 11-K
For the Transition Period Ended: _______________________________________________

     READ ATTACHED INSTRUCTION BEFORE PREPARING FORM. PLEASE PRINT OR TYPE.

      Nothing in this form shall be construed to imply that the  Commission  has
verified any information contained herein.

      If the  notification  relates to a portion of the  filing  checked  above,
identify the Item(s) to which the notification relates:
                                                       -------------------------

--------------------------------------------------------------------------------

                         PART I - REGISTRANT INFORMATION

Full name of registrant: ROSLYN BANCORP, INC.  (THE ROSLYN SAVINGS BANK 401(K)
                        --------------------------------------------------------
SAVINGS PLAN)
--------------------------------------------------------------------------------
Former name if applicable
                         -------------------------------------------------------
Address of principal executive office (STREET AND NUMBER)
                                 1 JERICHO PLAZA
--------------------------------------------------------------------------------
City, State and Zip Code       JERICHO, NY 11753
                          ------------------------------------------------------

                        PART II - RULE 12B-25 (B) AND (C)

      If the subject  report could not be filed without  unreasonable  effort or
expense  and  the  registrant  seeks  relief  pursuant  to Rule  12b-25(b),  the
following should be completed. (Check box if appropriate).

     (a) The reasons  described  in  reasonable  detail in Part III of this form
     could not be eliminated without unreasonable effort or expense;
[x]  (b) The subject annual report,  semi-annual  report,  transition  report on
     Form 10-K, 20-F, 11-K or Form N-SAR, or portion  thereof,  will be filed on
     or before the 15th calendar day following the  prescribed  due date; or the
     subject  quarterly  report or  transition  report on Form 10-Q,  or portion
     thereof  will be filed on or before the fifth  calendar day  following  the
     prescribed  due date; and
     (c) The accountant's  statement or other exhibit required by Rule 12b-25(c)
     has been attached if applicable.

                              PART III - NARRATIVE

     State below in reasonable detail the reasons why the Form 10-K, 11-K, 20-F,
10-Q,  N-SAR, or the transition  report or portion  thereof,  could not be filed
within the prescribed time period. (Attach extra sheets if needed.)

     FINANCIAL  STATEMENTS  FOR THE ROSLYN SAVINGS BANK 401(K) SAVINGS PLAN (THE
     "PLAN") FOR THE FISCAL YEAR ENDED  DECEMBER  31,  1999,  FOR WHICH THE FORM
     11-K IS DUE, ARE NOT YET AVAILABLE BECAUSE THE PLAN'S INDEPENDENT  AUDITORS
     HAVE NOT BEEN ABLE TO OBTAIN ALL OF THE PLAN'S  FINANCIAL  INFORMATION FROM
     THE PLAN'S ADMINISTRATOR.



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                          PART IV -- OTHER INFORMATION

     (1)    Name  and  telephone  number  of person to contact in regard to this
notification

     R. PATRICK QUINN                 516                        942-6000
--------------------------------------------------------------------------------
            (Name)                    (Area Code)          (Telephone Number)
     (2) Have all other periodic  reports  required under Section 13 or 15(d) of
the Securities  Exchange Act of 1934 or Section 30 of the Investment Company Act
of 1940  during the  preceding  12 months or for such  shorter  period  that the
registrant  was  required to file such  report(s)  been filed?  If answer is no,
identify report(s).
                                                        [ x ] Yes     [   ] No
     (3) Is it anticipated that any significant  change in results of operations
from the corresponding  period for the last fiscal year will be reflected by the
earnings statements to be included in the subject report or portion thereof?
                                                        [   ] Yes     [ x ] No
     If so: attach an explanation of the anticipated  change,  both  narratively
and  quantitatively,  and, if  appropriate,  state the reasons why a  reasonable
estimate of the results cannot be made.

                              ROSLYN BANCORP, INC.
                              ---------------------
                  (Name of Registrant as Specified in Charter)

Has  caused  this  notification  to be signed on its  behalf by the  undersigned
thereunto duly authorized.

Date   JUNE 28, 2000                      By /s/ R. PATRICK QUINN
      ------------------------               -----------------------------------
                                             CORPORATE SECRETARY AND GENERAL
                                             COUNSEL

     INSTRUCTION.  The  form  may  be  signed  by an  executive  officer  of the
registrant or by any other duly authorized representative. The name and title of
the person signing the form shall be typed or printed beneath the signature.  If
the  statement  is  signed  on  behalf  of  the   registrant  by  an  authorized
representative   (other   than   an   executive   officer),   evidence   of  the
representative's  authority to sign on behalf of the  registrant  shall be filed
with the form.

                                    ATTENTION
     Intentional  misstatements or omissions of fact constitute Federal Criminal
Violations (SEE 18 U.S.C. 1001).

                              GENERAL INSTRUCTIONS
     1.    This  form  is  required  by  Rule  12b-25  of  the General Rules and
Regulations under the Securities Exchange Act of 1934.

     2.    One  signed original  and  four  conformed  copies  of this  form and
amendments  thereto must be completed and filed with the Securities and Exchange
Commission,  Washington,  D.C. 20549, in accordance with Rule 0-3 of the General
Rules and Regulations under the Act. The information  contained in or filed with
the form will be made a matter of public record in the Commission files.

     3.    A  manually  signed copy  of the form and amendments thereto shall be
filed with each national securities exchange on which any class of securities of
the registrant is registered.

     4.    Amendments to the notifications must also be filed on Form 12b-25 but
need not restate information that has been correctly  furnished.  The form shall
be clearly identified as an amended notification.

     5.    ELECTRONIC FILERS.  This form shall not be used by  electronic filers
unable to timely file a report  solely due to  electronic  difficulties.  Filers
unable to submit a report within the time period  prescribed due to difficulties
in  electronic  filing  should  comply  with  either  Rule  201 or  Rule  202 of
Regulation  S-T or apply for an adjustment in filing date pursuant to Rule 13(b)
of Regulation S-T.

(Bulletin No. 161, 02-03-95)



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