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EXHIBIT 23.1 CONSENT OF KPMG LLP
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INDEPENDENT AUDITORS' CONSENT
Board of Directors
Roslyn Bancorp, Inc.:
We consent to incorporation by reference in the Post-Effective Amendment No. 1
to the Registration Statement for the The Roslyn Savings Bank 401(k) Savings
Plan on Form S-8 A of Roslyn Bancorp, Inc. of our report dated January 25, 2000,
relating to the consolidated statements of financial condition of Roslyn
Bancorp, Inc., and subsidiaries as of December 31, 1999 and 1998, and the
related consolidated statements of income, changes in stockholders' equity and
cash flows for each of the years in the three-year period ended December 31,
1999, which report has been incorporated by reference in the December 31, 1999
annual report on Form 10-K of Roslyn Bancorp, Inc., and of our report dated July
10, 2000, relating to the statements of assets available for benefits of The
Roslyn Savings Bank 401(k) Savings Plan, as of December 31, 1999 and 1998, and
the related statements of changes in assets available for benefits for the years
then ended, which report is included in the December 31, 1999 annual report on
Form 11-K of The Roslyn Savings Bank 401(k) Savings Plan.
KPMG LLP
Melville, New York
November 7, 2000
