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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(D) OF THE
SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported) June 2, 1997
First Union Direct Bank, N.A.
(Successor to the First Union National Bank of Georgia as Originator
of the First Union Master Credit Card Trust)
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(Exact name of registrant as specified in its charter)
on behalf of
First Union Master Credit Card Trust
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<TABLE>
<S> <C> <C>
United States 33-98546 56-2017017
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(State or Other Jurisdiction of Incorporation) (Commission File Number) (IRS Employer
Identification Number)
</TABLE>
<TABLE>
<S> <C>
600 Broad Street
Augusta, Georgia 30903
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(Address of Principal Executive Office) (Zip Code)
</TABLE>
Registrant's telephone number, including area code (706) 823-2580
N/A
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(Former Name or Former Address, if Changed Since Last Report)
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INFORMATION TO BE INCLUDED IN THE REPORT
Item 1. Not Applicable.
Item 2. Not Applicable.
Item 3. Not Applicable.
Item 4. Not Applicable.
Item 5. Effective June 2, 1997, First Union Direct Bank, N.A. acquired
substantially all of the assets of First Union National Bank
of Georgia. In connection with such acquisition, First Union
Direct Bank, N.A. assumed, pursuant to Sections 7.02 and 8.02
of the Pooling and Servicing Agreement dated as of September
29, 1995 (as amended, the "Pooling and Servicing Agreement")
by and between First Union National Bank of Georgia, as
transferor and as servicer, (in such capacities, the
"Transferor" and "Servicer," respectively) and the Bank of New
York, as trustee, all the obligations and benefits of the
Transferor and the Servicer, as applicable. In addition,
pursuant to Rule 12g-3 of the Securities Exchange Act of 1934,
as amended, First Union Direct Bank, N.A. has become a
successor to the First Union National Bank of Georgia as
Originator of the First Union Master Credit Card Trust.
Item 6. Not Applicable.
Item 7. Not Applicable.
Item 8. Not Applicable.
Item 9. Not Applicable.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of
1934, as amended, the registrant has duly caused this report to be signed on
their behalf by the undersigned hereunto duly authorized.
FIRST UNION DIRECT BANK, N.A.,
ON BEHALF OF THE
FIRST UNION MASTER CREDIT
CARD TRUST
By: /s/ James H. Gilbraith II
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Name: James H. Gilbraith II
Title: Vice President and
Managing Director
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