<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-Q FOR THE COMPANY FOR THE PERIOD ENDED JUNE 30, 2000
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO THE FINANCIAL STATEMENTS AND
OTHER INFORMATION CONTAINED IN THAT REPORT.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 14,111
<INT-BEARING-DEPOSITS> 1,885
<FED-FUNDS-SOLD> 16,351
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 99,232
<INVESTMENTS-CARRYING> 9,609
<INVESTMENTS-MARKET> 9,373
<LOANS> 227,694
<ALLOWANCE> 2,628
<TOTAL-ASSETS> 387,301
<DEPOSITS> 338,855
<SHORT-TERM> 1,918
<LIABILITIES-OTHER> 2,790
<LONG-TERM> 0
0
0
<COMMON> 20,842
<OTHER-SE> 22,896
<TOTAL-LIABILITIES-AND-EQUITY> 387,301
<INTEREST-LOAN> 10,946
<INTEREST-INVEST> 3,956
<INTEREST-OTHER> 41
<INTEREST-TOTAL> 14,943
<INTEREST-DEPOSIT> 6,360
<INTEREST-EXPENSE> 6,405
<INTEREST-INCOME-NET> 8,538
<LOAN-LOSSES> 200
<SECURITIES-GAINS> 5
<EXPENSE-OTHER> 6,206
<INCOME-PRETAX> 3,329
<INCOME-PRE-EXTRAORDINARY> 3,329
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,414
<EPS-BASIC> 0.58
<EPS-DILUTED> 0.57
<YIELD-ACTUAL> 5.04
<LOANS-NON> 1,606
<LOANS-PAST> 755
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,663
<CHARGE-OFFS> 333
<RECOVERIES> 98
<ALLOWANCE-CLOSE> 2,628
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,628
</TABLE>