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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
QUARTERLY REPORT ON FORM 10-Q FOR THE COMPANY FOR THE PERIOD ENDED SEPTEMBER
30, 2000 AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO THE FINANCIAL
STATEMENTS AND OTHER INFORMATION CONTAINED IN THAT REPORT.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-END> DEC-31-1999
<CASH> 13,274
<INT-BEARING-DEPOSITS> 1,837
<FED-FUNDS-SOLD> 16,889
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 99,779
<INVESTMENTS-CARRYING> 9,309
<INVESTMENTS-MARKET> 9,176
<LOANS> 231,609
<ALLOWANCE> 2,721
<TOTAL-ASSETS> 390,396
<DEPOSITS> 340,482
<SHORT-TERM> 1,678
<LIABILITIES-OTHER> 3,075
<LONG-TERM> 0
0
0
<COMMON> 20,894
<OTHER-SE> 24,267
<TOTAL-LIABILITIES-AND-EQUITY> 390,396
<INTEREST-LOAN> 16,750
<INTEREST-INVEST> 6,001
<INTEREST-OTHER> 72
<INTEREST-TOTAL> 22,823
<INTEREST-DEPOSIT> 9,872
<INTEREST-EXPENSE> 9,941
<INTEREST-INCOME-NET> 12,882
<LOAN-LOSSES> 510
<SECURITIES-GAINS> 14
<EXPENSE-OTHER> 9,294
<INCOME-PRETAX> 4,881
<INCOME-PRE-EXTRAORDINARY> 4,881
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,547
<EPS-BASIC> 0.85
<EPS-DILUTED> 0.84
<YIELD-ACTUAL> 5.04
<LOANS-NON> 1,142
<LOANS-PAST> 797
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,663
<CHARGE-OFFS> 582
<RECOVERIES> 130
<ALLOWANCE-CLOSE> 2,721
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 2,721
</TABLE>
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