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Exhibit 24.1
MELLON BANK, N.A.
Power of Attorney
Each of the undersigned persons, in his or her capacity as an officer
or director, or both, of Mellon Bank, N.A. (the "Bank"), hereby appoints Carl
Krasik and Richard M. Pearlman, and each of them, with full power of
substitution and resubsitution and with full power in each to act without the
other, his or her attorney-in-fact and agent for the following purposes:
1. To sign for him or her, in his or her name and in his or her
capacity as an officer or director, or both, of the Bank, a
Registration Statement on Form S-3 and any amendments and
post-effective amendments thereto (collectively, the "Registration
Statement"), for the registration under the Securities Act of 1933,
as amended (the "Act"), of asset backed certificates (the
"Certificates") representing undivided interests in a trust, the
property of which includes, among other things, insurance premium
receivables;
2. To file or cause to be filed such Registration Statement with the
Securities and Exchange Commission;
3. To take all such other action as any such attorney-in-fact, or his
substitute, may deem necessary or desirable in order to effect and
maintain the registration of the Certificates; and
4. To sign for him or her, in his or her name and in his or her
capacity as an officer or director, or both, of the Bank, all such
documents and instruments as any such attorney-in-fact, or his
substitute, may deem necessary or advisable in connection with the
registration, qualification or exemption of the Certificates under
the securities laws of any state or other jurisdiction.
This power of attorney shall be effective as of December 19, 2000 and
shall continue in full force and effect until revoked by the undersigned in a
writing filed with the Secretary of the Bank.
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/s/ Burton C. Borgelt /s/ Edward J. McAniff
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Burton C. Borgelt Edward J. McAniff
/s/ Carol R. Brown /s/ Martin G. McGuinn
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Carol R. Brown Martin G. McGuinn
/s/ John T. Chesko /s/ Robert Mehrabian
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John T. Chesko Robert Mehrabian
/s/ Jared L. Cohon /s/ Seward Prosser Mellon
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Jared L. Cohon Seward Prosser Mellon
/s/ Christopher M. Condron /s/ Mark A. Nordenberg
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Christopher M. Condron Mark A. Nordenberg
/s/ J.W. Connolly /s/ Keith P. Russell
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J.W. Connolly Keith P. Russell
/s/ Charles A. Corry /s/ Peter Rzasnicki
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Charles A. Corry Peter Rzasnicki
/s/ Steven G. Elliot /s/ David S. Shapira
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Steven G. Elliot David S. Shapira
/s/ Ira J. Gumberg /s/ Joab L. Thomas
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Ira J. Gumberg Joab L. Thomas
/s/ Pemberton Hutchinson /s/ Allan P. Woods
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Pemberton Hutchinson Allan P. Woods
/s/ Jeffery L. Leininger /s/ Wesley W. von Schack
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Jeffery L. Leininger Wesley W. von Schack
