<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
The schedule contains summary financial information extracted from the
Consolidated Balance Sheets as of June 30, 2000, and December 31, 1999, and the
related Consolidated Statements of Income for the three months ended June 30,
2000 and 1999, and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<CIK> 0001022103
<NAME> HOME CITY FINANCIAL CORPORATION
<MULTIPLIER> 1,000
<CURRENCY> US DOLLARS

<S>                             <C>
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<PERIOD-START>                             APR-01-2000
<PERIOD-END>                               JUN-30-2000
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                                0
                                          0
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<EPS-BASIC>                                       0.33
<EPS-DILUTED>                                     0.30
<YIELD-ACTUAL>                                    3.64
<LOANS-NON>                                          0
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<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                             39


</TABLE>



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