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Previous: PINNACLE BANCSHARES INC, 10QSB, EX-99.1, 2000-08-07 |
Next: TUMBLEWEED COMMUNICATIONS CORP, S-8, 2000-08-07 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<EXCHANGE-RATE> 1
<CASH> 4,657,102
<INT-BEARING-DEPOSITS> 1,234,127
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 0
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 62,763,931
<LOANS> 146,358,662
<ALLOWANCE> 1,118,101
<TOTAL-ASSETS> 230,049,549
<DEPOSITS> 187,764,808
<SHORT-TERM> 21,250,000
<LIABILITIES-OTHER> 2,821,296
<LONG-TERM> 0
0
0
<COMMON> 17,921
<OTHER-SE> 18,195,524
<TOTAL-LIABILITIES-AND-EQUITY> 230,049,549
<INTEREST-LOAN> 6,706,894
<INTEREST-INVEST> 1,952,456
<INTEREST-OTHER> 56,736
<INTEREST-TOTAL> 8,716,066
<INTEREST-DEPOSIT> 4,448,498
<INTEREST-EXPENSE> 5,109,464
<INTEREST-INCOME-NET> 3,606,622
<LOAN-LOSSES> 240,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,547,958
<INCOME-PRETAX> 1,455,646
<INCOME-PRE-EXTRAORDINARY> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 906,413
<EPS-BASIC> 0.51
<EPS-DILUTED> 0.51
<YIELD-ACTUAL> 8.13
<LOANS-NON> 962,549
<LOANS-PAST> 2,556,754
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,222,978
<CHARGE-OFFS> 364,264
<RECOVERIES> 19,387
<ALLOWANCE-CLOSE> 1,118,101
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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