<TABLE> <S> <C>
<PAGE>
<ARTICLE> 7
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<DEBT-HELD-FOR-SALE> 59,800
<DEBT-CARRYING-VALUE> 33,092
<DEBT-MARKET-VALUE> 32,196
<EQUITIES> 24,024
<MORTGAGE> 0
<REAL-ESTATE> 0
<TOTAL-INVEST> 120,405
<CASH> 15,608
<RECOVER-REINSURE> 3,633
<DEFERRED-ACQUISITION> 10,469
<TOTAL-ASSETS> 209,507
<POLICY-LOSSES> 57,877
<UNEARNED-PREMIUMS> 54,925
<POLICY-OTHER> 0
<POLICY-HOLDER-FUNDS> 0
<NOTES-PAYABLE> 15,325
0
0
<COMMON> 38,866
<OTHER-SE> 33,201
<TOTAL-LIABILITY-AND-EQUITY> 209,507
51,923
<INVESTMENT-INCOME> 3,488
<INVESTMENT-GAINS> 1,271
<OTHER-INCOME> 1,775
<BENEFITS> 35,072
<UNDERWRITING-AMORTIZATION> 0
<UNDERWRITING-OTHER> 22,037
<INCOME-PRETAX> 1,267
<INCOME-TAX> 411
<INCOME-CONTINUING> 856
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 856
<EPS-BASIC> 0.26
<EPS-DILUTED> 0.25
<RESERVE-OPEN> 55,697
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 57,877
<CUMULATIVE-DEFICIENCY> 0
</TABLE>