KEY CONSUMER ACCEPTANCE CORP
15-15D, 2000-01-28
ASSET-BACKED SECURITIES
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<PAGE>   1

                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                     FORM 15

CERTIFICATION AND NOTICE OF TERMINATION OF REGISTRATION UNDER SECTION 12(g) OF
THE SECURITIES EXCHANGE ACT OF 1934 OR SUSPENSION OF DUTY TO FILE REPORTS UNDER
SECTIONS 13 AND 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934.

                                          Commission File Number 333-64337
                                                                -----------

                       Key Consumer Acceptance Corporation
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

c/o Key Bank, USA, National Association, as Servicer, 4910 Tiedeman Road,
Brooklyn, Ohio 44144,
- --------------------------------------------------------------------------------
Attn.: Yvonne M. Etling, 216-813-6501
- --------------------------------------------------------------------------------
  (Address, including zip code, and telephone number, including area code, of
                    registrant's principal executive office)

     Key Auto Finance Trust 1997-2 Asset Backed Notes ("Notes")
- --------------------------------------------------------------------------------
     Key Auto Finance Trust 1997-2 Asset Backed Certificates ("Certificates")
- --------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)

                     None
- --------------------------------------------------------------------------------
   (Titles of all other classes of securities for which a duty to file reports
                     under section 13(a) and 15(d) remains

Please place an X in the box(es) to designate, the appropriate rule provision(s)
relied upon to terminate or suspend the duty to file reports:

     Rule 12g-4(a)(1)(i)       [ ]          Rule 12h-3(b)(1)(i)         [X]
     Rule 12g-4(a)(1)(ii)      [ ]          Rule 12h-3(b)(1)(ii)        [ ]
     Rule 12g-4(a)(2)(i)       [ ]          Rule 12h-3(b)(2)(i)         [ ]
     Rule 12g-4(a)(2)(ii)      [ ]          Rule 12h-3(b)(2)(ii)        [ ]
                                            Rule 15d-6                  [X]

Approximate number of holders of record as of the certification or notice date:
Notes:  48  ;Certificates:  2  .
     -------              -----

Pursuant to the requirements of the Securities Exchange Act of 1934 Key Consumer
Acceptance Corporation has caused this certification/notice to be signed on its
behalf by the undersigned duly authorized person.

                                Key Consumer Acceptance Corporation, Registrant

Date: January 28, 2000      By: /S/ Craig Platt
     -------------------       -------------------------------------------------
                                Craig Platt, President & Chief Executive Officer

Instruction: This form is required by Rules 12g-4, 12h-3 and 15d-6 of the
General Rules and Regulations under the Securities Exchange Act of 1934. The
registrant shall file with the Commission three copies of Form 15, one of which
shall be manually signed. It may be signed by an officer of the registrant, by
counsel or by any other duly authorized person. The name and title of the person
signing the form shall be typed or printed under the signature.



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