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<PAGE> 1
SUPPLEMENT DATED JANUARY 1, 1998 TO THE
PROSPECTUS DATED APRIL 1, 1997 AS SUPPLEMENTED SEPTEMBER 2, 1997
FOR PACIFIC INNOVATIONS VARIABLE ANNUITY ISSUED BY
PACIFIC LIFE INSURANCE COMPANY
Effective January 1, 1998, the chart shown under What Are Each of These
Options? section of the Prospectus is amended to indicate that Scudder Kemper
Investments, Inc. is the Portfolio Manager for the Managed Bond Fund.
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