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Previous: ADVANCE FINANCIAL BANCORP, 10KSB40, EX-13, 2000-09-28 |
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EXHIBIT 23
<PAGE>
CONSENT OF INDEPENDENT AUDITORS
As independent auditors, we hereby consent to the incorporation of our report,
dated August 3, 2000, incorporated by reference in this annual report of Advance
Financial Bancorp on Form 10-KSB for the year ended June 30, 2000, into the
Company's previously filed Form S-8 Registration Statement File No. 333-74681.
/s/S.R. Snodgrass, A.C.
S.R. Snodgrass, A.C.
Steubenville, Ohio
September 28, 2000
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