<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY INFORMATION EXTRACTED FROM THE FORM 10-Q AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-2001
<PERIOD-START> APR-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 26,827
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 815
<INVESTMENTS-HELD-FOR-SALE> 505,217
<INVESTMENTS-CARRYING> 2,663
<INVESTMENTS-MARKET> 2,702
<LOANS> 995,764 <F1>
<ALLOWANCE> 12,783
<TOTAL-ASSETS> 1,653,533
<DEPOSITS> 666,934
<SHORT-TERM> 149,319
<LIABILITIES-OTHER> 31,723
<LONG-TERM> 701,738
0
0
<COMMON> 87
<OTHER-SE> 103,752
<TOTAL-LIABILITIES-AND-EQUITY> 1,653,553
<INTEREST-LOAN> 37,559
<INTEREST-INVEST> 17,319
<INTEREST-OTHER> 1,298
<INTEREST-TOTAL> 56,176
<INTEREST-DEPOSIT> 12,705
<INTEREST-EXPENSE> 38,659
<INTEREST-INCOME-NET> 17,517
<LOAN-LOSSES> 600
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 14,645
<INCOME-PRETAX> 6,650
<INCOME-PRE-EXTRAORDINARY> 6,650
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 4,569
<EPS-BASIC> .77
<EPS-DILUTED> .77
<YIELD-ACTUAL> 2.28
<LOANS-NON> 766
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 12,275
<CHARGE-OFFS> 95
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 12,783
<ALLOWANCE-DOMESTIC> 12,783
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1>
LOANS HELD TO MATURITY
</FN>
</TABLE>