<PAGE> PAGE 1
000 B000000 08/31/1999
000 C000000 0001023772
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 6.1
000 J000000 A
001 A000000 MUTUAL FUND SELECT TRUST
001 B000000 811-07841
001 C000000 8006224273
002 A000000 ONE CHASE MANHATTAN PLAZA - 3RD FL
002 B000000 NEW YORK
002 C000000 NY
002 D010000 10081
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 4
007 C010100 1
007 C020100 VISTA SELECT INTERMEDIATE TAX FREE INCOME FND
007 C030100 N
007 C010200 2
007 C020200 VISTA SELECT TAX FREE INCOME FUND
007 C030200 N
007 C010300 3
007 C020300 VISTA SELECT NEW YORK TAX FREE INCOME FUND
007 C030300 N
007 C010400 4
007 C020400 VISTA SELECT NEW JERSEY TAX FREE INCOME FUND
007 C030400 N
007 C010500 5
007 C010600 6
007 C010700 7
007 C010800 8
007 C010900 9
007 C011000 10
008 A00AA01 THE CHASE MANHATTAN BANK
008 B00AA01 A
008 C00AA01 801-000000
008 D01AA01 NEW YORK
008 D02AA01 NY
008 D03AA01 10017
008 A00AA02 CHASE ASSET MANAGEMENT, INC.
008 B00AA02 S
008 C00AA02 801-000000
008 D01AA02 NEW YORK
008 D02AA02 NY
<PAGE> PAGE 2
008 D03AA02 10036
010 A00AA01 THE CHASE MANAHATTAN BANK
010 C01AA01 ROCHESTER
010 C02AA01 NY
010 C03AA01 14643
010 A00AA02 VISTA FUND DISTRIBUTORS, INC.
010 C01AA02 NEW YORK
010 C02AA02 NY
010 C03AA02 10178
011 A00AA01 VISTA FUND DISTRIBUTORS, INC.
011 B00AA01 8-00000000
011 C01AA01 NEW YORK
011 C02AA01 NY
011 C03AA01 10178
013 A00AA01 PRICEWATERHOUSECOOPERS LLP
013 B01AA01 NEW YORK
013 B02AA01 NY
013 B03AA01 10036
015 A00AA01 THE CHASE MANHATTAN BANK
015 B00AA01 C
015 C01AA01 BROOKLYN
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015 C03AA01 11245
015 E01AA01 X
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022 C000001 371249
022 D000001 371995
022 A000002 MERRILL LYNCH, PIERCE, FENNER & SMITH, INC.
022 B000002 13-5674085
022 C000002 332311
022 D000002 284370
022 A000003 SALOMON SMITH BARNEY, INC.
022 B000003 11-2418191
022 C000003 185808
022 D000003 181346
022 A000004 GREENWICH PARTNERS, LLC
<PAGE> PAGE 3
022 B000004 13-3172275
022 C000004 86777
022 D000004 53443
022 A000005 MORGAN STANLEY & CO., INC.
022 B000005 94-1671384
022 C000005 55755
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<PAGE> PAGE 4
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<PAGE> PAGE 5
059 00AA00 Y
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 8
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025 A000201 PROVIDENT NATIONAL BANK
025 B000201 13-5674085
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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SIGNATURE VINCENT SANCHEZ
TITLE SENIOR ANALYST
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001023772
<NAME> MUTUAL FUND SELECT TRUST
<SERIES>
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<NAME> CHASE VISTA SELECT INTERMEDIATE TAX FREE INCOME FUND
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<APPREC-INCREASE-CURRENT> (33,446)
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<EQUALIZATION> 0
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<SHARES-REINVESTED> 744
<NET-CHANGE-IN-ASSETS> 11,725
<ACCUMULATED-NII-PRIOR> 17
<ACCUMULATED-GAINS-PRIOR> 5,652
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,200
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,665
<AVERAGE-NET-ASSETS> 733,393
<PER-SHARE-NAV-BEGIN> 10.93
<PER-SHARE-NII> 0.52
<PER-SHARE-GAIN-APPREC> (0.39)
<PER-SHARE-DIVIDEND> (0.52)
<PER-SHARE-DISTRIBUTIONS> (0.12)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 10.42
<EXPENSE-RATIO> 0.03
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001023772
<NAME> MUTUAL FUND SELECT TRUST
<SERIES>
<NUMBER> 020
<NAME> CHASE VISTA SELECT TAX FREE INCOME FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> AUG-31-1999
<PERIOD-END> AUG-31-1999
<INVESTMENTS-AT-COST> 735,602
<INVESTMENTS-AT-VALUE> 737,082
<RECEIVABLES> 10,548
<ASSETS-OTHER> 31
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 747,661
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 3,563
<TOTAL-LIABILITIES> 3,563
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 743,548
<SHARES-COMMON-STOCK> 120,187
<SHARES-COMMON-PRIOR> 115,386
<ACCUMULATED-NII-CURRENT> 20
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (950)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 1,480
<NET-ASSETS> 744,098
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 40,365
<OTHER-INCOME> 0
<EXPENSES-NET> 215
<NET-INVESTMENT-INCOME> 40,150
<REALIZED-GAINS-CURRENT> (282)
<APPREC-INCREASE-CURRENT> (43,875)
<NET-CHANGE-FROM-OPS> (4,007)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (40,149)
<DISTRIBUTIONS-OF-GAINS> (4,060)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 12,829
<NUMBER-OF-SHARES-REDEEMED> (8,037)
<SHARES-REINVESTED> 9
<NET-CHANGE-IN-ASSETS> (16,954)
<ACCUMULATED-NII-PRIOR> 19
<ACCUMULATED-GAINS-PRIOR> 3,392
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,294
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,790
<AVERAGE-NET-ASSETS> 764,539
<PER-SHARE-NAV-BEGIN> 6.60
<PER-SHARE-NII> 0.34
<PER-SHARE-GAIN-APPREC> (0.37)
<PER-SHARE-DIVIDEND> (0.34)
<PER-SHARE-DISTRIBUTIONS> (0.04)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 6.19
<EXPENSE-RATIO> 0.03
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001023772
<NAME> MUTUAL FUND SELECT TRUST
<SERIES>
<NUMBER> 030
<NAME> CHASE VISTA SELECT NEW YORK TAX FREE INCOME FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> AUG-31-1999
<PERIOD-END> AUG-31-1999
<INVESTMENTS-AT-COST> 290,610
<INVESTMENTS-AT-VALUE> 291,060
<RECEIVABLES> 4,888
<ASSETS-OTHER> 12
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 295,960
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1,352
<TOTAL-LIABILITIES> 1,352
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 294,109
<SHARES-COMMON-STOCK> 42,616
<SHARES-COMMON-PRIOR> 38,818
<ACCUMULATED-NII-CURRENT> 6
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 43
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 450
<NET-ASSETS> 294,608
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 14,335
<OTHER-INCOME> 0
<EXPENSES-NET> 122
<NET-INVESTMENT-INCOME> 14,213
<REALIZED-GAINS-CURRENT> 566
<APPREC-INCREASE-CURRENT> (13,501)
<NET-CHANGE-FROM-OPS> 1,278
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (14,214)
<DISTRIBUTIONS-OF-GAINS> (2,596)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 6,850
<NUMBER-OF-SHARES-REDEEMED> (3,379)
<SHARES-REINVESTED> 327
<NET-CHANGE-IN-ASSETS> 11,796
<ACCUMULATED-NII-PRIOR> 7
<ACCUMULATED-GAINS-PRIOR> 2,073
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 880
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1,556
<AVERAGE-NET-ASSETS> 293,320
<PER-SHARE-NAV-BEGIN> 7.29
<PER-SHARE-NII> 0.35
<PER-SHARE-GAIN-APPREC> (0.31)
<PER-SHARE-DIVIDEND> (0.35)
<PER-SHARE-DISTRIBUTIONS> (0.07)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 6.91
<EXPENSE-RATIO> 0.04
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001023772
<NAME> MUTUAL FUND SELECT TRUST
<SERIES>
<NUMBER> 040
<NAME> CHASE VISTA SELECT NEW JERSEY TAX FREE INCOME FUND
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> AUG-31-1999
<PERIOD-END> AUG-31-1999
<INVESTMENTS-AT-COST> 70,002
<INVESTMENTS-AT-VALUE> 70,280
<RECEIVABLES> 774
<ASSETS-OTHER> 4
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 71,058
<PAYABLE-FOR-SECURITIES> 3,100
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 311
<TOTAL-LIABILITIES> 3,411
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 67,502
<SHARES-COMMON-STOCK> 7,041
<SHARES-COMMON-PRIOR> 6,893
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (64)
<ACCUMULATED-NET-GAINS> (69)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 278
<NET-ASSETS> 67,647
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 3,477
<OTHER-INCOME> 0
<EXPENSES-NET> 25
<NET-INVESTMENT-INCOME> 3,452
<REALIZED-GAINS-CURRENT> (78)
<APPREC-INCREASE-CURRENT> (3,102)
<NET-CHANGE-FROM-OPS> 272
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (3,452)
<DISTRIBUTIONS-OF-GAINS> (1,222)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 564
<NUMBER-OF-SHARES-REDEEMED> (537)
<SHARES-REINVESTED> 121
<NET-CHANGE-IN-ASSETS> (2,917)
<ACCUMULATED-NII-PRIOR> 3
<ACCUMULATED-GAINS-PRIOR> 1,163
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 209
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 441
<AVERAGE-NET-ASSETS> 69,819
<PER-SHARE-NAV-BEGIN> 10.24
<PER-SHARE-NII> 0.49
<PER-SHARE-GAIN-APPREC> (0.45)
<PER-SHARE-DIVIDEND> (0.49)
<PER-SHARE-DISTRIBUTIONS> (0.18)
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.61
<EXPENSE-RATIO> 0.04
</TABLE>
Report of Independent Accountants
To the Trustees and
Shareholders of
Mutual Fund Select Trust
In planning and performing our audit of the financial statements of
Mutual Fund Select Trust (the "Trust") for the year ended August 31,
1999, we considered its internal control, including control activities
for safeguarding securities, in order to determine our auditing
procedures for the purpose of expressing our opinion on the financial
statements and to comply with the requirements of Form N-SAR, not
to provide assurance on internal control.
The management of the Trust is responsible for establishing and
maintaining internal control. In fulfilling this responsibility,
estimates and judgments by management are required to assess the
expected benefits and related costs of controls. Generally, controls
that are relevant to an audit pertain to the entity's objective of
preparing financial statements for external purposes that are fairly
presented in conformity with generally accepted accounting principles.
Those controls include the safeguarding of assets against unauthorized
acquisition, use or disposition.
Because of inherent limitations in internal control, errors or fraud may
occur and not be detected. Also, projection of any evaluation of internal
control to future periods is subject to the risk that it may become
inadequate because of changes in conditions or that the effectiveness of
the design and operation may deteriorate.
Our consideration of internal control would not necessarily disclose all
matters in internal control that might be material weaknesses under
standards established by the American Institute of Certified Public
Accountants. A material weakness is a condition in which the design or
operation of one or more of the internal control components does not
reduce to a relatively low level the risk that misstatements caused by
error or fraud in amounts that would be material in relation to the
financial statements being audited may occur and not be detected within
a timely period by employees in the normal course of performing their
assigned functions. However, we noted no matters involving internal
control and its operation, including controls for safeguarding securities,
that we consider to be material weaknesses as defined above as of
August 31, 1999.
This report is intended solely for the information and use of
management and Trustees of the Trust and the Securities and Exchange
Commission and is not intended to be and should not be used by anyone
other than these specified parties.
PricewaterhouseCoopers, LLP
New York, New York
October 11, 1999
