USAA MUTUAL FUND INC
485BPOS, EX-99.J, 2000-11-30
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                                  EXHIBIT 10
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                                                                     Exhibit 10

                          INDEPENDENT AUDITORS' CONSENT

The Shareholders and Board of Directors
USAA Mutual Fund, Inc.:

We consent to the use of our  reports  dated  September  1, 2000,  incorporated
herein by  reference  and to the  references  to our firm  under  the  headings
"Financial  Highlights" in the prospectuses  and "Independent  Auditors" in the
statement of additional information.

                                  /S/ KPMG LLP

San Antonio, Texas
November 27, 2000


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