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<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 1,776,624
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 4,730,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,909,315
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 50,563,814
<ALLOWANCE> 776,302
<TOTAL-ASSETS> 69,268,399
<DEPOSITS> 57,146,382
<SHORT-TERM> 0
<LIABILITIES-OTHER> 377,677
<LONG-TERM> 4,310,807
0
0
<COMMON> 3,792,290
<OTHER-SE> 3,641,243
<TOTAL-LIABILITIES-AND-EQUITY> 69,268,399
<INTEREST-LOAN> 2,342,213
<INTEREST-INVEST> 242,275
<INTEREST-OTHER> 90,928
<INTEREST-TOTAL> 2,675,416
<INTEREST-DEPOSIT> 1,201,931
<INTEREST-EXPENSE> 1,302,870
<INTEREST-INCOME-NET> 1,372,546
<LOAN-LOSSES> 146,000
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,009,189
<INCOME-PRETAX> 423,483
<INCOME-PRE-EXTRAORDINARY> 328,783
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 328,783
<EPS-BASIC> .43
<EPS-DILUTED> .43
<YIELD-ACTUAL> 4.84
<LOANS-NON> 0
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<ALLOWANCE-OPEN> 620,000
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<ALLOWANCE-CLOSE> 776,000
<ALLOWANCE-DOMESTIC> 776,000
<ALLOWANCE-FOREIGN> 0
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</TABLE>
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