FIRST GEORGIA COMMUNITY CORP
10QSB, EX-27, 2000-11-13
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-START>                             JAN-01-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                       1,575,454
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                             5,070,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                  8,112,935
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                     56,053,347
<ALLOWANCE>                                    866,973
<TOTAL-ASSETS>                              75,269,045
<DEPOSITS>                                  60,725,352
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                            495,524
<LONG-TERM>                                  6,309,484
                                0
                                          0
<COMMON>                                     3,792,290
<OTHER-SE>                                   3,936,345
<TOTAL-LIABILITIES-AND-EQUITY>              75,259,045
<INTEREST-LOAN>                              3,754,364
<INTEREST-INVEST>                              364,343
<INTEREST-OTHER>                               175,611
<INTEREST-TOTAL>                             4,294,318
<INTEREST-DEPOSIT>                           1,958,182
<INTEREST-EXPENSE>                           2,138,763
<INTEREST-INCOME-NET>                        2,155,555
<LOAN-LOSSES>                                  236,000
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                              1,529,034
<INCOME-PRETAX>                                717,320
<INCOME-PRE-EXTRAORDINARY>                     553,920
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   553,920
<EPS-BASIC>                                        .74
<EPS-DILUTED>                                      .74
<YIELD-ACTUAL>                                    4.77
<LOANS-NON>                                     69,000
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                               620,000
<CHARGE-OFFS>                                    1,000
<RECOVERIES>                                    12,000
<ALLOWANCE-CLOSE>                              867,000
<ALLOWANCE-DOMESTIC>                           867,000
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0


</TABLE>


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