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Filed Pursuant to Rule 424(b)(3)
Registration Statement No. 33-11019
Prospectus Supplement Dated December 11, 1995 to Prospectus dated
July 14, 1994.
Effective January 1, 1996, the Paragraph headed "Interest Rate" appearing on
page 20 of the Prospectus is deleted and replaced with the following:
2. Interest Rate
Member Accounts and Voluntary Member Accounts shall be credited with
simple interest at the rate of 5.75% per annum, payable or
attributable annually in arrears based on a 360-day year of 12 30-day
months.
