APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
Cut-Off
Loan Underwritable Net Operating Monthly Appraised Value as Date
No. Seller Property Name(2) Cash Flow Income Payment DSCR(4) Value of Date LTV(4)
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
1 MID Campus Apartments $3,200,310 $3,341,600 $197,006 1.35 $41,200,000 4/15/98 66.04%
2 CIBC 17 John Street $2,636,228 $2,663,978 $176,314 1.25 $34,000,000 12/23/99 68.74%
3 MID San Croix Apartments $2,088,462 $2,158,862 $131,319 1.33 $26,100,000 2/24/98 75.01%
4 CIBC 4343 Commerce Court (A) (I) $1,775,216 $1,985,330 $88,655 1.55 $19,000,000 5/7/99 66.62%
5 CIBC 1051 North Kirk Road (A) (I) $360,589 $408,212 $23,084 1.55 $4,400,000 4/27/99 66.62%
6 CIBC Narco River Business Center (A) $366,598 $422,726 $22,887 1.55 $5,100,000 10/29/99 66.62%
7 MID Ryder Integrated Logistics $2,085,932 $2,265,645 $139,057 1.25 $23,900,000 11/1/99 76.00%
8 CIBC Holiday Inn Rochester $2,764,558 $3,150,389 $153,538 1.50 $25,200,000 1/5/00 70.10%
9 MID Nevada Street Apartments $1,823,747 $1,900,247 $114,506 1.30 $19,700,000 12/27/99 78.09%
10 MID Camelot Apartments $1,632,804 $1,746,804 $113,382 1.20 $18,900,000 10/18/99 78.61%
11 MID Neurocrine Biosciences $2,027,359 $2,167,057 $96,224 1.76 $24,200,000 6/11/98 60.00%
12 MID CSC Office Building $1,521,608 $1,704,937 $101,440 1.25 $18,600,000 12/1/99 70.23%
13 MID Kinetic Systems Building (B) $797,158 $917,725 $50,675 1.29 $9,700,000 7/23/99 67.20%
14 MID Globix Corporation Building (B) $740,796 $845,823 $48,299 1.29 $8,800,000 7/23/99 67.20%
15 CIBC Summit Square $1,305,438 $1,366,477 $85,667 1.27 $16,200,000 1/1/00 75.43%
16 CIBC Bed, Bath & Beyond $1,234,655 $1,292,503 $82,387 1.25 $14,400,000 10/1/99 79.41%
17 MID The Quidel Building $1,304,919 $1,409,890 $86,982 1.25 $15,100,000 12/1/99 74.31%
18 MID Candletree Apartments $1,253,052 $1,375,452 $81,790 1.28 $13,800,000 10/21/99 79.45%
19 CIBC Latham Crossing & Crossroads Plaza $1,221,252 $1,270,077 $76,738 1.33 $14,800,000 9/29/99 72.93%
20 RFC Hampton Inn & Suites (II) $1,161,677 $1,312,498 $66,776 1.40 $13,500,000 12/7/99 60.71%
21 RFC Big Bowl/Wildfire (II) $373,479 $385,564 $24,710 1.40 $4,100,000 12/7/99 60.71%
22 MID Backlick Center South $1,168,460 $1,323,503 $67,069 1.45 $13,600,000 8/25/98 76.59%
23 CIBC Willow Run Business Center II $1,216,740 $1,290,158 $75,124 1.35 $15,100,000 4/22/99 66.32%
24 MID East Side Plaza $1,068,069 $1,205,968 $67,208 1.32 $12,770,000 5/8/98 78.43%
25 RFC Ritchie Highway Shopping Center $1,157,068 $1,218,166 $76,891 1.25 $14,000,000 2/1/00 71.36%
26 CIBC Lincoln Park (C) $737,273 $877,525 $44,651 1.34 $7,420,000 11/3/99 72.56%
27 CIBC Pompano Merchandise Mart (C) $547,453 $638,554 $35,220 1.34 $6,140,000 11/3/99 72.56%
28 RFC Big Kmart Shopping Center $1,110,829 $1,151,560 $72,294 1.28 $12,950,000 9/1/99 74.23%
29 RFC Marston Park Plaza $1,158,198 $1,269,400 $74,667 1.29 $12,800,000 11/2/99 72.94%
30 CIBC Union Center $1,103,283 $1,317,032 $71,971 1.28 $13,500,000 9/20/99 68.71%
31 MID La Jolla Corporate Center $925,654 $1,042,752 $60,286 1.28 $10,670,000 10/11/99 74.28%
32 CIBC Southlake Festival Shopping Center $1,149,997 $1,285,565 $61,513 1.56 $11,200,000 12/1/99 68.59%
33 RFC HomeBase-Phoenix, AZ $831,083 $875,853 $52,882 1.31 $10,500,000 12/15/99 65.96%
34 MID Hyatt Suites Hotel $948,831 $1,407,105 $56,612 1.40 $15,500,000 8/17/99 42.42%
35 RFC Holiday Square Shopping Center $743,213 $767,988 $49,550 1.25 $8,590,000 11/15/99 75.58%
36 RFC Stagecoach Plaza $940,894 $1,029,616 $49,519 1.58 $10,200,000 5/1/99 63.70%
37 RFC Today's Man Oxford Valley $810,137 $825,951 $50,094 1.35 $8,300,000 1/2/00 78.13%
38 CIBC Parkway Corporate Plaza 138 $765,399 $860,994 $48,442 1.32 $8,850,000 4/27/99 70.83%
39 MID Lexington Commons Apartments $646,436 $697,936 $40,012 1.35 $7,750,000 9/16/98 78.06%
40 MID Regal Cinema $959,279 $1,002,694 $60,927 1.31 $10,150,000 6/25/99 58.35%
41 MID One Airport Center Office Building $819,282 $856,028 $49,493 1.38 $8,300,000 1/1/98 71.21%
42 MID San Pablo Apartments $586,986 $636,986 $39,838 1.23 $7,500,000 1/22/98 78.43%
43 MID Oaks of Ashford Point Apartments $653,382 $703,132 $42,822 1.27 $7,250,000 1/4/00 78.44%
44 CIBC Comfort Inn - Philadelphia Airport $850,680 $972,619 $47,328 1.50 $8,500,000 12/31/99 66.78%
45 MID Grouse Run Apartments $619,685 $680,685 $37,322 1.38 $7,200,000 5/19/98 77.57%
46 RFC Avanex Building $641,832 $676,939 $42,792 1.25 $7,600,000 11/25/99 73.49%
47 MID The Regents Cove Apartments $592,795 $660,795 $40,995 1.21 $7,100,000 8/23/99 77.82%
48 CIBC 156 10-40 Cross Bay Boulevard $842,009 $912,062 $47,101 1.49 $9,500,000 11/2/99 57.77%
49 MID Freehold Executive Center $657,066 $756,435 $43,770 1.25 $7,300,000 10/25/99 74.90%
50 MID K-Mart (D) $353,855 $394,117 $24,566 1.20 $3,825,000 11/4/99 67.21%
51 MID K-Mart (D) $339,183 $379,064 $23,547 1.20 $4,150,000 10/20/99 67.21%
52 MID Seton Chase Apartments $570,478 $627,728 $39,443 1.21 $6,700,000 10/12/99 79.58%
53 CIBC Tel Huron Shopping Center $722,855 $792,483 $39,963 1.51 $7,850,000 4/22/99 67.76%
54 MID Quality Inn Sports Complex $869,231 $1,024,611 $42,246 1.71 $8,000,000 6/22/98 66.04%
55 MID Ramada Limited $704,049 $823,772 $36,014 1.63 $7,200,000 6/8/98 70.01%
56 MID Walker's Station Apartments $480,521 $538,021 $33,050 1.21 $6,600,000 9/29/98 75.77%
57 MID Saturn Electronics & Engineering $593,789 $639,553 $39,585 1.25 $6,600,000 11/1/99 75.53%
II-1
<PAGE>
APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION
<CAPTION>
(Table continued)
-----------------------------------------------------------------------------------------------------------------------
Largest
Loan Percent Percent Leased Tenant Lease
No. Seller Property Name(2) Leased (7) as of Date (7) Largest Tenant (8) % NSF Expiration
Date
----------------------------------------------------------------------------------------------------------------------- ----
<S> <C> <C> <C> <C> <C> <C> <C>
1 MID Campus Apartments 100.0% 3/17/00 NAP NAP NAP
2 CIBC 17 John Street 100.0% 12/20/99 NAP NAP NAP
3 MID San Croix Apartments 94.0% 1/15/00 NAP NAP NAP
4 CIBC 4343 Commerce Court (A) (I) 91.1% 1/26/00 Porsche Credit 13.3% 9/30/04
5 CIBC 1051 North Kirk Road (A) (I) 100.0% 2/28/98 Stephen J. Nardi 100.0% 2/28/03
6 CIBC Narco River Business Center (A) 75.8% 2/1/00 CSX Transportation 26.3% 10/31/10
7 MID Ryder Integrated Logistics 100.0% 11/30/99 Ryder Integrated Logistics 100.0% 38656
8 CIBC Holiday Inn Rochester 70.5% 9/30/99 NAP NAP NAP
9 MID Nevada Street Apartments 99.0% 2/9/00 NAP NAP NAP
10 MID Camelot Apartments 96.0% 12/28/99 NAP NAP NAP
11 MID Neurocrine Biosciences 100.0% 12/31/99 Neurocrine Biosciences, Inc. 100.0% 41517
12 MID CSC Office Building 100.0% 12/8/99 CSC Healthcare Systems, Inc. 86.3% 39325
13 MID Kinetic Systems Building (B) 100.0% 10/20/99 Kinetic Systems 100.0% 11/30/12
14 MID Globix Corporation Building (B) 100.0% 10/20/99 Globix Corporation 100.0% 1/14/14
15 CIBC Summit Square 98.1% 11/29/99 Staples 18.0% 3/31/14
16 CIBC Bed, Bath & Beyond 100.0% NAP Bed Bath & Beyond 100.0% 7/13/19
17 MID The Quidel Building 100.0% 12/1/99 Quidel Corporation 100.0% 12/31/14
18 MID Candletree Apartments 98.0% 1/3/00 NAP NAP NAP
19 CIBC Latham Crossing & Crossroads Plaza 95.5% 1/1/00 PetsMart 28.7% 1/31/11
20 RFC Hampton Inn & Suites (II) 72.7% 2/29/00 NAP NAP NAP
21 RFC Big Bowl/Wildfire (II) 100.0% 3/1/00 Wildfire 60.7% 6/30/09
22 MID Backlick Center South 100.0% 12/31/99 Scholastic Book Fairs 8.1% 7/31/03
23 CIBC Willow Run Business Center II 100.0% 4/22/99 General Motors 100.0% 10/3/03
24 MID East Side Plaza 98.6% 2/16/00 Hanover Rich Associ 35.0% 2/28/17
25 RFC Ritchie Highway Shopping Center 93.8% 3/31/00 Food-A-Rama/Metro Food Market 45.6% 12/8/19
26 CIBC Lincoln Park (C) 90.0% 12/29/99 Roseart Lampshades 10.7% 7/31/02
27 CIBC Pompano Merchandise Mart (C) 99.0% 12/29/99 Pino Enterprises 11.1% 12/31/04
28 RFC Big Kmart Shopping Center 100.0% 10/5/99 Big K-Mart 69.9% 7/31/09
29 RFC Marston Park Plaza 97.4% 1/31/00 Prosound Music Center 14.8% 7/31/05
30 CIBC Union Center 100.0% 1/1/00 Bed, Bath & Beyond 40.6% 4/30/05
31 MID La Jolla Corporate Center 96.0% 2/3/00 LG Biomedical 19.0% 1/31/05
32 CIBC Southlake Festival Shopping Center 81.4% 11/2/99 TJ Maxx 22.8% 7/14/06
33 RFC HomeBase-Phoenix, AZ 100.0% 11/4/99 HomeBase 100.0% 5/31/19
34 MID Hyatt Suites Hotel 80.0% 9/30/99 NAP NAP NAP
35 RFC Holiday Square Shopping Center 98.4% 12/6/99 Sav-A-Center 61.7% 1/31/15
36 RFC Stagecoach Plaza 97.4% 4/4/00 U.S. Post Office 7.9% 4/30/03
37 RFC Today's Man Oxford Valley 100.0% 3/1/00 Today's Man 41.2% 8/31/08
38 CIBC Parkway Corporate Plaza 138 100.0% 10/1/99 Parkway Finance, Inc. 46.5% 11/15/01
39 MID Lexington Commons Apartments 86.4% 11/19/99 NAP NAP NAP
40 MID Regal Cinema 100.0% 12/24/99 Regal Cinemas, Inc. 100.0% 8/31/19
41 MID One Airport Center Office Building 100.0% 12/30/99 Rentrak 75.6% 12/31/06
42 MID San Pablo Apartments 88.0% 11/30/99 NAP NAP NAP
43 MID Oaks of Ashford Point Apartments 94.5% 1/25/00 NAP NAP NAP
44 CIBC Comfort Inn - Philadelphia Airport 78.7% NAP NAP NAP NAP
45 MID Grouse Run Apartments 95.5% 12/22/99 NAP NAP NAP
46 RFC Avanex Building 100.0% 11/2/99 Avanex Corporation 100.0% 10/17/09
47 MID The Regents Cove Apartments 95.2% 12/31/99 NAP NAP NAP
48 CIBC 156 10-40 Cross Bay Boulevard 92.7% 1/26/00 J&S Open Realty 8.4% 1/31/04
49 MID Freehold Executive Center 100.0% 1/25/00 Vantas 20.6% 12/31/06
50 MID K-Mart (D) 100.0% 2/14/00 K-Mart Corporation 100.0% 6/30/19
51 MID K-Mart (D) 100.0% 1/24/00 K-Mart Corporation 100.0% 6/30/19
52 MID Seton Chase Apartments 95.6% 9/20/99 NAP NAP NAP
53 CIBC Tel Huron Shopping Center 97.9% 12/31/99 Rite Aid 19.9% 1/1/17
54 MID Quality Inn Sports Complex 75.2% 11/28/99 NAP NAP NAP
55 MID Ramada Limited 76.4% 12/31/99 NAP NAP NAP
56 MID Walker's Station Apartments 96.5% 12/22/99 NAP NAP NAP
57 MID Saturn Electronics & Engineering 100.0% 2/10/00 Saturn Electronics and
Engineering, Inc. 100.0% 7/31/09
II-1
<PAGE>
APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
Cut-Off
Loan Underwritable Net Operating Monthly Appraised Value as Date
No. Seller Property Name(2) Cash Flow Income Payment DSCR(4) Value of Date LTV(4)
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
58 MID Plaza Pointe $489,042 $579,121 $32,501 1.25 $8,675,000 6/17/98 55.47%
59 RFC GAI-Tronics Corporation $518,958 $565,095 $34,450 1.26 $5,750,000 10/22/99 79.09%
60 CIBC 2600 Building $591,075 $715,705 $35,108 1.40 $6,200,000 9/1/99 72.69%
61 CIBC Hoyt's Cinemas $672,743 $704,309 $39,039 1.44 $7,500,000 2/1/00 59.09%
62 CIBC Advance Auto Parts -
York, PA (III) $76,053 $81,553 $4,638 1.36 $885,000 4/16/99 62.92%
63 CIBC Advance Auto Parts -
Harrisburg, PA (Swatara)(III) $67,310 $72,430 $4,141 1.36 $785,000 4/16/99 62.92%
64 CIBC Advance Auto Parts -
Steelton, PA (III) $66,212 $71,988 $4,059 1.36 $780,000 4/16/99 62.92%
65 CIBC Advance Auto Parts -
Celina, OH (III) $53,361 $58,032 $3,272 1.36 $630,000 4/19/99 62.92%
66 CIBC Advance Auto Parts -
Youngstown, OH (III) $64,042 $69,113 $3,934 1.36 $750,000 4/20/99 62.92%
67 CIBC Advance Auto Parts -
Warren, OH (III) $60,898 $65,850 $3,727 1.36 $710,000 4/20/99 62.92%
68 CIBC Advance Auto Parts -
Atlanta, GA (III) $71,356 $77,135 $4,390 1.36 $820,000 5/10/99 62.92%
69 CIBC Advance Auto Parts -
Penn Hills, PA (III) $75,433 $81,553 $4,638 1.36 $880,000 4/20/99 62.92%
70 CIBC Advance Auto Parts -
Pontotoc, MS (III) $48,919 $53,424 $2,982 1.36 $570,000 5/10/99 62.92%
71 MID Hampton Inn Maple Grove $639,458 $753,115 $31,358 1.70 $7,075,000 7/15/98 60.05%
72 RFC Maple Tree Mall $486,145 $537,301 $32,352 1.25 $5,700,000 10/14/99 72.63%
73 MID The Sterling Falls Apartments $487,266 $529,266 $27,605 1.47 $5,620,000 9/18/98 73.54%
74 RFC Stelton Shopping Center $446,438 $482,188 $28,843 1.29 $5,500,000 2/20/99 68.44%
75 CIBC Parkview Towers $459,814 $494,189 $27,563 1.39 $4,700,000 5/27/99 79.73%
76 CIBC Unilab Building $495,604 $535,023 $30,631 1.35 $5,200,000 9/17/99 69.91%
77 MID Cambridge Apartments $402,027 $426,027 $23,763 1.41 $5,150,000 8/1/98 70.23%
78 MID Tempe Plaza $540,008 $611,442 $29,180 1.54 $5,900,000 12/2/99 59.08%
79 RFC Byram Self-Storage $619,811 $627,345 $35,229 1.47 $6,560,000 11/15/99 52.95%
80 MID Sixth Street Building $492,920 $535,284 $32,150 1.28 $4,900,000 5/20/98 70.38%
81 MID Lake Pine Apartments $346,699 $385,699 $22,841 1.26 $4,380,000 4/16/98 78.54%
82 RFC Las Lomas Apartments $476,848 $534,348 $25,591 1.55 $5,300,000 10/1/99 63.95%
83 RFC Pinellas Industrial Center $423,128 $491,971 $27,400 1.29 $4,480,000 10/28/99 73.41%
84 CIBC Mount Joy Square $391,601 $419,991 $24,931 1.31 $4,400,000 7/1/99 74.63%
85 MID Town & Country Apartments (Phase II) $506,010 $556,010 $23,051 1.83 $5,235,000 5/12/98 61.31%
86 MID Bartles Corner Business Park $425,948 $479,929 $28,394 1.25 $4,600,000 6/8/99 69.63%
87 RFC Jeffery Manor Shopping Center $413,571 $464,533 $25,113 1.37 $4,215,000 11/1/99 75.78%
88 MID Eckerd's Drug Store $290,236 $291,872 $20,151 1.20 $3,535,000 7/24/99 79.10%
89 MID Clayton Apartments and Duplexes $445,385 $477,560 $20,968 1.77 $4,400,000 5/15/98 71.44%
90 MID Regal Cinemas 12-Screen
Movie Theatre $467,339 $492,677 $32,035 1.22 $5,100,000 11/5/99 60.34%
91 RFC 1506 N. Lee Trevino $403,937 $457,158 $28,050 1.20 $4,200,000 11/15/99 73.17%
92 MID Eckerd Pharmacy $324,012 $325,923 $21,513 1.26 $4,200,000 8/11/99 71.08%
93 MID Kroger Grocery Store $323,716 $346,984 $21,576 1.25 $3,850,000 7/20/98 77.39%
94 CIBC Datatec Warehouse $394,068 $426,627 $26,265 1.25 $4,050,000 8/30/99 72.83%
95 MID Legacy Business Park Medical
Office 8 (E) $220,162 $241,011 $14,029 1.35 $2,785,000 5/7/98 71.73%
96 MID Legacy Business Park Medical
Office - 4 (E) $102,319 $118,488 $5,882 1.35 $1,250,000 5/7/98 71.73%
97 MID East Los Angeles Retail Center $347,574 $368,262 $22,954 1.26 $4,000,000 5/30/98 71.86%
98 MID Acadia Park Apartments $395,954 $443,954 $20,257 1.63 $4,400,000 5/6/98 64.10%
99 MID Eckerd's Drug Store $331,732 $333,368 $22,969 1.20 $4,000,000 7/24/99 79.61%
100 MID Dana Innovations $323,715 $348,842 $21,134 1.28 $3,950,000 10/18/99 70.69%
101 MID Eckerd's Drug Store $285,114 $286,750 $19,720 1.20 $3,475,000 7/24/99 78.75%
102 RFC Oregon Court (F) $201,165 $215,165 $13,378 1.27 $2,100,000 11/15/99 78.45%
103 RFC Oregon Arms (F) $140,961 $150,961 $8,984 1.27 $1,375,000 11/15/99 78.45%
104 MID Eckerd Drugs $288,059 $289,695 $20,001 1.20 $3,585,000 6/4/99 75.83%
105 CIBC Dicks Clothing and Sporting Goods $365,443 $388,592 $22,612 1.35 $4,000,000 10/1/99 67.85%
106 CIBC Sugarland Shopping Center $374,323 $429,228 $21,796 1.43 $3,600,000 5/5/99 74.34%
107 MID Eckerd Drug Store $287,029 $288,665 $19,930 1.20 $3,470,000 10/25/99 74.85%
108 RFC Bassett Furniture Store $324,181 $338,619 $21,152 1.28 $3,875,000 12/14/99 66.69%
109 CIBC Oak Leaf West $299,403 $338,093 $19,193 1.30 $3,400,000 3/25/99 74.56%
110 CIBC 2000 White Elks Springs Court $301,857 $352,550 $20,146 1.25 $3,500,000 12/28/99 71.71%
111 CIBC Triangle Shopping Center $327,348 $368,820 $21,459 1.27 $3,200,000 10/6/99 76.91%
112 CIBC Northern Medical Offices $324,207 $361,003 $21,565 1.25 $3,600,000 1/29/99 67.87%
113 MID Bronco Apartments $473,730 $535,980 $17,368 2.27 $4,200,000 6/17/98 57.95%
114 MID K-Mart $325,598 $338,570 $21,698 1.25 $3,600,000 12/1/99 67.37%
II-2
<PAGE>
APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION
<CAPTION>
(Table continued)
-----------------------------------------------------------------------------------------------------------------------
Largest
Loan Percent Percent Leased Tenant Lease
No. Seller Property Name(2) Leased (7) as of Date (7) Largest Tenant (8) % NSF Expiration
Date
----------------------------------------------------------------------------------------------------------------------- ----
<S> <C> <C> <C> <C> <C> <C> <C>
58 MID Plaza Pointe 95.4% 11/30/99 Del Taco 36.8% 8/18/02
59 RFC GAI-Tronics Corporation 100.0% 12/8/99 GAI-Tronics Corp. 100.0% 12/9/13
60 CIBC 2600 Building 97.6% 1/6/00 Police Department 27.6% 6/30/03
61 CIBC Hoyt's Cinemas 100.0% 2/14/00 Hoyt's Cinemas 100.0% 10/31/20
62 CIBC Advance Auto Parts -
York, PA (III) 100.0% 1/1/00 Advance Auto 100.0% 12/31/07
63 CIBC Advance Auto Parts -
Harrisburg, PA (Swatara)(III) 100.0% 1/1/00 Advance Auto 100.0% 6/30/07
64 CIBC Advance Auto Parts -
Steelton, PA (III) 100.0% 1/1/00 Advance Auto 100.0% 12/31/07
65 CIBC Advance Auto Parts -
Celina, OH (III) 100.0% 1/1/00 Advance Auto 100.0% 12/31/07
66 CIBC Advance Auto Parts -
Youngstown, OH (III) 100.0% 1/1/00 Advance Auto 100.0% 6/30/08
67 CIBC Advance Auto Parts -
Warren, OH (III) 100.0% 1/1/00 Advance Auto 100.0% 6/30/08
68 CIBC Advance Auto Parts -
Atlanta, GA (III) 100.0% 1/1/00 Advance Auto 100.0% 12/31/08
69 CIBC Advance Auto Parts -
Penn Hills, PA (III) 100.0% 1/1/00 Advance Auto 100.0% 12/31/08
70 CIBC Advance Auto Parts -
Pontotoc, MS (III) 100.0% 1/1/00 Advance Auto 100.0% 6/30/08
71 MID Hampton Inn Maple Grove 74.0% 12/28/99 NAP NAP NAP
72 RFC Maple Tree Mall 100.0% 10/1/99 Chantilly's Billiards 25.0% 9/30/02
73 MID The Sterling Falls Apartments 97.6% 11/30/99 NAP NAP NAP
74 RFC Stelton Shopping Center 97.5% 1/12/00 Stelton Lanes 54.8% 5/31/08
75 CIBC Parkview Towers 100.0% 1/1/00 NAP NAP NAP
76 CIBC Unilab Building 100.0% 9/1/99 Unilab Corporation 100.0% 8/31/09
77 MID Cambridge Apartments 99.0% 11/25/99 NAP NAP NAP
78 MID Tempe Plaza 98.0% 2/10/00 Des 44.6% 11/30/04
79 RFC Byram Self-Storage 80.9% 12/31/99 NAP NAP NAP
80 MID Sixth Street Building 100.0% 11/30/99 Department of Public
Social Services 100.0% 5/1/08
81 MID Lake Pine Apartments 99.4% 11/19/99 NAP NAP NAP
82 RFC Las Lomas Apartments 92.2% 10/18/99 NAP NAP NAP
83 RFC Pinellas Industrial Center 94.9% 1/1/00 GTW Space Systems 24.6% 7/31/03
84 CIBC Mount Joy Square 94.9% 12/1/99 AWI/Darrenkamps 51.8% 12/16/07
85 MID Town & Country Apartments (Phase II) 99.0% 11/30/99 NAP NAP NAP
86 MID Bartles Corner Business Park 98.0% 12/4/99 DEK USA Inc. 46.4% 9/30/06
87 RFC Jeffery Manor Shopping Center 91.7% 12/31/99 Peoples Gas 17.3% 12/31/01
88 MID Eckerd's Drug Store 100.0% 8/20/99 Eckerds 100.0% 11/16/18
89 MID Clayton Apartments and Duplexes 100.0% 12/31/99 NAP NAP NAP
90 MID Regal Cinemas 12-Screen
Movie Theatre 100.0% 1/27/00 Regal Cinemas, Inc. 100.0% 12/31/19
91 RFC 1506 N. Lee Trevino 93.2% 12/16/99 Audio Express 12.7% 5/31/03
92 MID Eckerd Pharmacy 100.0% 8/20/99 Eckerds 100.0% 5/25/19
93 MID Kroger Grocery Store 100.0% 11/2/99 Kroger Supermarkets 100.0% 11/30/07
94 CIBC Datatec Warehouse 100.0% NAP Datatec Systems, Inc. 100.0% 11/1/11
95 MID Legacy Business Park Medical
Office 8 (E) 100.0% 11/30/99 Alan D. Steljes 100.0% 10/31/07
96 MID Legacy Business Park Medical
Office - 4 (E) 100.0% 11/30/99 Desert Springs Hospital 75.0% 4/30/02
97 MID East Los Angeles Retail Center 100.0% 12/7/99 Pick N Save 63.6% 4/1/08
98 MID Acadia Park Apartments 93.0% 11/30/99 NAP NAP NAP
99 MID Eckerd's Drug Store 100.0% 8/20/99 Eckerds 100.0% 4/25/19
100 MID Dana Innovations 100.0% 11/17/99 Dana Innovations/Sonance 100.0% 10/31/06
101 MID Eckerd's Drug Store 100.0% 8/20/99 Eckerds 100.0% 7/19/19
102 RFC Oregon Court (F) 100.0% 11/30/99 NAP NAP NAP
103 RFC Oregon Arms (F) 100.0% 11/30/99 NAP NAP NAP
104 MID Eckerd Drugs 100.0% 12/31/99 Eckerd Drug Store 100.0% 8/17/19
105 CIBC Dicks Clothing and Sporting Goods 97.0% 10/18/99 Dick's Clothing and
Sporting Goods 100.0% 7/31/20
106 CIBC Sugarland Shopping Center 89.9% 6/1/99 Winn Dixie 26.6% 7/11/10
107 MID Eckerd Drug Store 100.0% 12/3/99 Eckerd's #2095R 100.0% 3/10/19
108 RFC Bassett Furniture Store 100.0% 11/29/99 Bassett Direct Plus Texas 100.0% 2/9/15
109 CIBC Oak Leaf West 100.0% 1/1/00 US Home Corporation 50.3% 6/30/01
110 CIBC 2000 White Elks Springs Court 100.0% 12/27/99 Quality Farm and Fleet 58.5% 1/31/05
111 CIBC Triangle Shopping Center 100.0% 9/14/99 Food Lion 38.2% 12/1/05
112 CIBC Northern Medical Offices 97.0% 6/1/99 Dental Care Alliance 9.1% 12/1/03
113 MID Bronco Apartments 92.4% 1/20/00 NAP NAP NAP
114 MID K-Mart 100.0% 12/22/99 Kmart #3764 100.0% 12/6/15
II-2
<PAGE>
APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPEPRTY OPERATING INFORMATION
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
Cut-Off
Loan Underwritable Net Operating Monthly Appraised Value as Date
No. Seller Property Name(2) Cash Flow Income Payment DSCR(4) Value of Date LTV(4)
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
115 RFC Villa Eleni $272,853 $280,103 $18,170 1.25 $3,400,000 1/12/00 70.66%
116 MID Perkins Place & Fox Ridge (IV) $116,490 $124,810 $6,825 1.37 $1,130,000 1/5/00 74.52%
117 MID Barrington Hills Apartments (IV) $89,759 $98,009 $5,536 1.37 $1,040,000 1/5/00 74.52%
118 MID McDuffee Brook Place (IV) $53,926 $58,498 $3,397 1.37 $611,000 1/5/00 74.52%
119 MID Kearsarge Apartments (IV) $38,417 $41,417 $2,442 1.37 $435,000 1/5/00 74.52%
120 RFC Agawam Industrial Building $304,828 $334,685 $20,124 1.26 $3,400,000 12/1/99 70.43%
121 CIBC Tampa Multifamily Portfolio $325,413 $356,663 $19,826 1.37 $3,325,000 10/22/99 71.29%
122 RFC Park Place II Office Building $334,943 $368,102 $18,647 1.50 $3,950,000 12/2/99 59.37%
123 MID The Sequoia Institute $263,133 $298,558 $17,537 1.25 $3,340,000 5/4/99 68.23%
124 MID Staples $255,549 $259,156 $17,030 1.25 $2,950,000 7/15/99 77.24%
125 MID Brookwood Townhomes $279,761 $298,761 $17,428 1.34 $3,400,000 9/28/99 66.76%
126 MID Staples Office Supply Store $254,803 $258,410 $16,904 1.26 $3,000,000 7/1/99 75.18%
127 CIBC Jefferson Pilot Financial Center $263,520 $297,497 $17,607 1.25 $3,220,000 9/1/99 69.09%
128 MID Eckerd Drug Store $238,952 $240,588 $16,589 1.20 $2,955,000 10/28/99 74.28%
129 MID Staples Property $247,076 $250,665 $16,389 1.26 $2,950,000 7/1/99 74.13%
130 MID CVS Drugstore $229,092 $231,927 $18,180 1.05 $2,730,000 7/12/99 77.91%
131 CIBC Maple Building $300,890 $359,357 $17,384 1.44 $3,000,000 3/10/99 70.36%
132 MID Woodward Avenue Office Building $250,163 $287,168 $16,641 1.25 $2,800,000 12/14/99 74.93%
133 RFC Alameda Towne Centre $273,857 $313,027 $19,057 1.20 $3,100,000 10/1/99 67.47%
134 CIBC Park Place Apartments $244,977 $264,977 $15,408 1.32 $2,600,000 8/6/99 79.59%
135 CIBC 244-48 East 117th Street $249,866 $260,116 $16,761 1.24 $2,850,000 3/15/99 72.45%
136 MID Prudential Office Building $236,688 $268,691 $15,772 1.25 $2,975,000 7/1/99 67.53%
137 MID 1/2 Price Store $233,169 $269,794 $15,053 1.29 $2,700,000 8/4/99 73.76%
138 MID Sunshine Square Shopping Center $254,343 $278,601 $13,172 1.61 $2,800,000 3/13/98 70.30%
139 RFC Westfair Center $261,895 $285,278 $16,078 1.36 $2,900,000 10/21/99 67.86%
140 CIBC Bell Gardens Shopping Center $290,609 $314,960 $15,676 1.54 $2,840,000 6/7/99 68.11%
141 MID Staples $216,589 $220,196 $14,433 1.25 $2,500,000 7/16/99 76.62%
142 CIBC Morgan Garden Apartments $233,409 $260,909 $15,315 1.27 $2,400,000 10/25/99 79.01%
143 CIBC Colonial Garden Apartments $224,631 $242,881 $14,034 1.33 $2,400,000 10/20/99 78.94%
144 MID 170 West Road $215,391 $249,124 $14,314 1.25 $2,400,000 9/1/99 78.92%
145 RFC Lamar Industrial Center $242,350 $281,096 $16,154 1.25 $2,700,000 9/15/99 70.03%
146 MID Columbus Plaza Shopping Center $215,041 $230,969 $14,334 1.25 $2,525,000 5/26/99 74.65%
147 RFC Lakeshore Village Office Complex $230,820 $273,107 $15,440 1.25 $2,750,000 11/18/99 67.50%
148 MID The Lucent Technologies Building $227,725 $256,407 $14,590 1.30 $2,420,000 12/13/99 76.62%
149 MID Leonard Professional Building $229,727 $269,995 $15,314 1.25 $2,600,000 9/30/99 71.05%
150 CIBC Cross River Mill $232,949 $272,707 $13,409 1.45 $2,800,000 6/15/99 62.73%
151 MID Steele's Market $196,387 $201,314 $13,088 1.25 $2,340,000 11/7/99 73.90%
152 CIBC The Commonwealth Building $206,614 $234,103 $13,824 1.25 $2,330,000 7/27/99 74.06%
153 CIBC Gateway 2000 - Hobart $201,893 $213,893 $12,901 1.30 $2,500,000 5/1/99 68.47%
154 MID Frolics Plaza $214,081 $250,793 $14,267 1.25 $2,600,000 5/14/99 64.10%
155 RFC Lorain Apartments $188,092 $209,092 $12,471 1.26 $2,050,000 11/4/99 79.79%
156 RFC Opdyke Investments $194,428 $208,944 $12,993 1.25 $2,325,000 10/31/99 69.81%
157 MID Sungard Financial Systems Office
Property $192,431 $223,697 $12,786 1.25 $2,500,000 5/21/99 64.37%
158 RFC 420 Clinton Avenue $214,168 $226,418 $11,877 1.50 $2,200,000 5/19/98 72.18%
159 CIBC Village Shoppes of Paradise Beach $243,494 $270,918 $12,873 1.58 $2,135,000 5/27/00 74.22%
160 MID Tiscor Corporate Office Building $176,945 $201,641 $10,061 1.47 $2,150,000 8/3/98 73.17%
161 MID Omnicare Building $187,803 $204,844 $12,034 1.30 $2,130,000 9/22/99 73.35%
162 CIBC Best Western $300,175 $331,759 $14,948 1.67 $2,525,000 11/22/99 61.18%
163 RFC Ironwood Apartments $206,143 $229,893 $12,722 1.35 $2,225,000 6/14/99 69.25%
164 RFC Crossroads South Shopping Center $194,038 $212,234 $11,960 1.35 $1,950,000 12/9/99 78.36%
165 MID West Wind Apartments Phase IV $169,656 $176,156 $11,309 1.25 $2,070,000 8/30/99 73.81%
166 CIBC Chastain Pines Apartments $214,939 $234,689 $11,143 1.61 $2,125,000 6/9/99 70.23%
167 MID 166 South River Road $166,892 $203,823 $10,821 1.29 $2,100,000 7/17/98 70.73%
168 CIBC Grayco Apartments $162,053 $188,053 $11,299 1.20 $1,900,000 10/20/99 78.21%
169 RFC Mill Road Warehouse $185,243 $205,965 $12,346 1.25 $1,850,000 8/25/99 78.87%
170 MID Reseda Retail Building $177,257 $193,764 $10,583 1.40 $2,030,000 2/23/98 70.12%
171 MID Mesa Engineering Systems, Inc. $161,963 $186,261 $10,147 1.33 $2,000,000 8/12/98 70.79%
II-3
<PAGE>
APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION
<CAPTION>
(Table continued)
-----------------------------------------------------------------------------------------------------------------------
Largest
Loan Percent Percent Leased Tenant Lease
No. Seller Property Name(2) Leased (7) as of Date (7) Largest Tenant (8) % NSF Expiration
Date
----------------------------------------------------------------------------------------------------------------------- ----
<S> <C> <C> <C> <C> <C> <C> <C>
115 RFC Villa Eleni 100.0% 11/1/99 NAP NAP NAP
116 MID Perkins Place & Fox Ridge (IV) 97.0% 3/1/00 NAP NAP NAP
117 MID Barrington Hills Apartments (IV) 96.4% 12/7/99 NAP NAP NAP
118 MID McDuffee Brook Place (IV) 96.4% 3/1/00 NAP NAP NAP
119 MID Kearsarge Apartments (IV) 96.0% 12/7/99 NAP NAP NAP
120 RFC Agawam Industrial Building 100.0% 1/27/00 Quality Packaging Specialis 100.0% 11/30/14
121 CIBC Tampa Multifamily Portfolio 100.0% 11/9/99 NAP NAP NAP
122 RFC Park Place II Office Building 100.0% 1/25/00 Vitrex 31.3% 1/31/05
123 MID The Sequoia Institute 100.0% 11/24/99 Sequoia Education, Inc. 100.0% 12/31/04
124 MID Staples 100.0% 11/10/99 Staples #608 100.0% 7/10/14
125 MID Brookwood Townhomes 100.0% 12/31/99 NAP NAP NAP
126 MID Staples Office Supply Store 100.0% 8/9/99 Staples Superstore 100.0% 10/21/13
127 CIBC Jefferson Pilot Financial Center 97.5% 11/1/99 Jefferson Pilot Corporation 32.7% 5/30/04
128 MID Eckerd Drug Store 100.0% 12/3/99 Eckerd Corporation 100.0% 10/1/19
129 MID Staples Property 100.0% 8/9/99 Staples Superstore 100.0% 6/7/13
130 MID CVS Drugstore 100.0% 10/18/99 Hook-SupeRX, Inc. 100.0% 10/11/18
131 CIBC Maple Building 100.0% 9/1/99 Family Health Center 31.5% 6/30/09
132 MID Woodward Avenue Office Building 100.0% 2/24/00 Sentech 9.7% 3/31/02
133 RFC Alameda Towne Centre 96.1% 1/12/00 Fashion Bug 19.8% 1/31/04
134 CIBC Park Place Apartments 98.0% 8/1/99 NAP NAP NAP
135 CIBC 244-48 East 117th Street 90.2% 10/31/99 NAP NAP NAP
136 MID Prudential Office Building 100.0% 12/16/99 The Prudential Real Estate Prof 87.3% 8/31/02
137 MID 1/2 Price Store 100.0% 9/22/99 Richman Gordman 1/2 Price Store 100.0% 9/30/04
138 MID Sunshine Square Shopping Center 100.0% 12/17/99 575 Farmers Market 65.4% 2/17/05
139 RFC Westfair Center 100.0% 12/10/99 Health Foods 12.0% 8/31/01
140 CIBC Bell Gardens Shopping Center 100.0% 12/1/99 Payless ShoeSource 23.6% 10/31/02
141 MID Staples 100.0% 9/17/99 Staples #856 100.0% 7/14/14
142 CIBC Morgan Garden Apartments 95.5% 11/1/99 NAP NAP NAP
143 CIBC Colonial Garden Apartments 95.9% 12/2/99 NAP NAP NAP
144 MID 170 West Road 100.0% 11/15/99 Corning Costar 39.4% 8/31/02
145 RFC Lamar Industrial Center 97.9% 1/6/00 Longhorn Carpet Dist 12.9% 6/30/02
146 MID Columbus Plaza Shopping Center 100.0% 4/11/99 Food Lion 73.2% 12/31/19
147 RFC Lakeshore Village Office Complex 91.9% 12/18/99 Portraits by Reg 17.1% 4/30/03
148 MID The Lucent Technologies Building 100.0% 1/21/00 Lucent Technologies 100.0% 2/28/04
149 MID Leonard Professional Building 98.0% 11/29/99 Future Management Corporation 23.5% 6/14/04
150 CIBC Cross River Mill 95.2% 12/20/99 Calvary Chapel 8.2% 12/31/01
151 MID Steele's Market 100.0% 2/16/00 Nash-Finch Company 100.0% 12/31/18
152 CIBC The Commonwealth Building 92.2% 11/11/99 The Pennsylvania Department
of Welfare 92.2% 1/31/09
153 CIBC Gateway 2000 - Hobart 100.0% 5/1/99 Gateway 2000 Country Stores 100.0% 11/30/03
154 MID Frolics Plaza 100.0% 11/29/99 Team Tires Plus 19.3% 7/14/02
155 RFC Lorain Apartments 98.8% 11/4/99 NAP NAP NAP
156 RFC Opdyke Investments 100.0% 1/7/00 Metro 25 Auburn Hills 51.0% 11/30/11
157 MID Sungard Financial Systems Office
Property 100.0% 12/31/99 Sungard Financial Systems 100.0% 5/31/04
158 RFC 420 Clinton Avenue 93.9% 9/1/99 NAP NAP NAP
159 CIBC Village Shoppes of Paradise Beach 85.1% 9/1/99 Woody's BBQ 19.0% 4/30/02
160 MID Tiscor Corporate Office Building 100.0% 11/30/99 Tiscor 100.0% 9/30/28
161 MID Omnicare Building 100.0% 10/26/99 Gatti LTC Services, Inc. 100.1% 6/30/09
162 CIBC Best Western 65.0% 8/1/99 NAP NAP NAP
163 RFC Ironwood Apartments 100.0% 11/1/99 NAP NAP NAP
164 RFC Crossroads South Shopping Center 93.9% 3/10/00 Blockbuster Videos, Inc. 33.3% 9/30/03
165 MID West Wind Apartments Phase IV 100.0% 10/15/99 NAP NAP NAP
166 CIBC Chastain Pines Apartments 98.7% 6/30/99 NAP NAP NAP
167 MID 166 South River Road 100.0% 11/30/99 Summit Title Services 28.1% 12/31/03
168 CIBC Grayco Apartments 98.2% 1/18/00 NAP NAP NAP
169 RFC Mill Road Warehouse 100.0% 1/1/00 Airborne Frieght Express 29.1% 6/30/00
170 MID Reseda Retail Building 100.0% 1/5/00 Goodwill Industries 81.3% 3/31/05
171 MID Mesa Engineering Systems, Inc. 100.0% 12/31/99 Mesa Energy Systems Inc. 100.0% 8/31/23
II-3
<PAGE>
APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
Cut-Off
Loan Underwritable Net Operating Monthly Appraised Value as Date
No. Seller Property Name(2) Cash Flow Income Payment DSCR(4) Value of Date LTV(4)
------------------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
172 MID Concord Garden Apartments $174,826 $189,076 $10,664 1.37 $1,770,000 11/3/99 78.47%
173 RFC 233 Jamaica Avenue $174,787 $189,777 $10,232 1.42 $1,900,000 5/19/98 72.01%
174 MID Goffstown Village Apartments (V) $106,950 $118,950 $5,634 1.43 $1,100,000 5/13/98 72.65%
175 MID Maple Leaf Apartments (V) $61,968 $70,968 $4,225 1.43 $775,000 5/13/98 72.65%
176 CIBC Gateway 2000 - Columbia $160,087 $170,514 $10,226 1.30 $1,965,000 5/23/99 69.06%
177 RFC Kenworthy Medical Building $185,454 $215,886 $12,391 1.25 $2,000,000 11/8/99 67.34%
178 MID Lakes Mini Storage $163,825 $171,063 $10,759 1.27 $1,930,000 8/24/99 68.30%
179 MID Town & Country Apartments Phase I $217,082 $242,082 $9,430 1.92 $2,370,000 5/12/98 55.40%
180 MID Tucson East Apartments $115,712 $128,712 $8,711 1.11 $1,665,000 9/10/98 78.54%
181 RFC Pal Ex, Inc. $166,296 $183,869 $10,355 1.34 $1,840,000 11/5/99 70.62%
182 RFC 312-332 East Rosecrans Avenue $283,228 $326,458 $10,328 2.29 $4,250,000 9/15/99 30.45%
183 MID Building 35 - Corporate Woods $146,184 $172,928 $9,738 1.25 $1,950,000 6/8/99 65.78%
184 RFC Art Museum Apartments $164,351 $172,721 $9,814 1.40 $1,865,000 12/12/99 67.50%
185 CIBC Gateway 2000 - Henderson $148,149 $158,129 $9,469 1.30 $1,825,000 5/26/99 68.85%
186 MID Helicomb International Plant $235,891 $266,418 $9,892 1.99 $2,150,000 6/24/98 58.17%
187 CIBC Gateway 2000 - Chattanooga $148,434 $158,424 $9,439 1.31 $1,800,000 5/19/99 69.59%
188 MID U-Stor Facility $211,389 $221,049 $10,032 1.76 $2,431,000 5/9/98 50.65%
189 MID 17-33 Elm Street $153,221 $163,933 $10,213 1.25 $1,800,000 5/28/99 68.12%
190 RFC Montwood Village Shopping Center $162,809 $184,873 $11,321 1.20 $1,810,000 9/28/99 67.70%
191 RFC D Boys Office Building $151,645 $164,964 $10,130 1.25 $1,800,000 2/1/00 67.39%
192 MID U-Stor Facility $179,376 $188,481 $9,864 1.52 $2,213,000 5/2/98 54.70%
193 MID 43 North Road $134,500 $156,472 $8,124 1.38 $1,700,000 7/28/98 68.33%
194 RFC Park Apartments $129,155 $138,155 $8,604 1.25 $1,500,000 11/18/99 76.82%
195 MID The Champion Gardens Apartments $130,815 $154,193 $8,768 1.24 $1,800,000 10/18/99 63.80%
196 MID 168 South River Road $140,718 $171,231 $8,329 1.41 $1,750,000 7/17/98 65.33%
197 RFC The Pines Business Park $142,193 $167,567 $9,215 1.29 $1,700,000 10/12/99 65.38%
198 MID U-Stor Winchester II $215,711 $225,011 $9,000 2.00 $2,200,000 5/2/98 50.21%
199 MID Knowledge Beginnings (VI) $71,615 $77,653 $4,771 1.25 $830,000 11/30/99 69.33%
200 MID Knowledge Beginnings (VI) $56,257 $63,766 $3,751 1.25 $700,000 11/30/99 69.33%
201 CIBC 233, 235, 237 East 111th Street $146,926 $158,926 $8,521 1.44 $1,700,000 3/15/99 61.75%
202 RFC Sunset Shopping Center $142,150 $162,711 $9,174 1.29 $1,400,000 1/12/00 74.85%
203 MID Lauderhill Plaza $140,232 $163,126 $7,225 1.62 $1,500,000 8/19/98 67.68%
204 RFC 14401 South San Pedro Street $224,504 $258,777 $7,945 2.35 $2,850,000 9/15/99 34.93%
205 RFC Woods Cross Self Storage $131,757 $137,036 $8,291 1.32 $1,550,000 10/1/99 63.09%
206 MID Fresno Self Storage $125,190 $130,986 $6,834 1.53 $1,280,000 8/19/98 76.10%
207 MID Crosstown Square Shopping Center $122,252 $133,435 $7,943 1.28 $1,300,000 5/21/99 74.42%
208 CIBC 112-116 East 103rd Street $126,463 $133,963 $7,838 1.34 $1,400,000 3/15/99 68.97%
209 MID Leon Trace Apartments $124,454 $142,454 $6,600 1.57 $1,475,000 6/17/98 62.70%
210 RFC Southern Oaks Apartments $150,885 $166,385 $9,701 1.30 $1,700,000 11/21/97 54.10%
211 RFC Middletown Industrial $129,863 $146,131 $8,418 1.29 $1,275,000 11/19/99 71.26%
212 RFC 401-611 Braker Lane $113,490 $128,256 $7,522 1.26 $1,450,000 9/15/99 60.58%
213 RFC Mandell Place $115,858 $125,722 $7,657 1.26 $1,250,000 7/7/99 69.90%
214 MID The Allendale Village Apartments $189,764 $215,972 $6,978 2.27 $1,300,000 7/6/98 66.68%
215 RFC Roswell Point Shopping Center $106,841 $114,837 $7,121 1.25 $1,200,000 12/7/99 71.18%
216 RFC Royal Apartments $107,105 $117,855 $6,793 1.31 $1,500,000 3/1/99 56.11%
217 RFC 402 - 406 Albee Square $101,547 $112,747 $6,164 1.37 $1,300,000 5/19/98 62.08%
218 RFC Mansfield Retail Center $108,339 $118,138 $5,807 1.55 $1,425,000 11/22/99 50.78%
219 RFC 224 South 3rd Brooklyn $98,345 $107,850 $5,911 1.39 $990,000 6/29/99 71.50%
220 MID Circuit City Land $114,187 $114,187 $4,282 2.22 $1,400,000 8/19/99 35.32%
221 RFC Charles Garden Apartments $60,625 $64,625 $3,999 1.26 $740,000 4/15/99 66.14%
222 RFC Blockbuster Video $65,569 $73,226 $4,081 1.34 $960,000 8/10/99 47.72%
223 RFC 16-10 Caffrey Avenue $55,457 $62,677 $3,157 1.46 $650,000 5/19/99 64.95%
224 RFC 650 E 182 St $75,541 $82,041 $3,655 1.72 $715,000 2/12/98 57.00%
225 RFC Temple Apartments $36,848 $40,158 $2,167 1.42 $400,000 11/24/97 70.41%
Total/Weighted Average 1.35 70.62%
II-4
<PAGE>
APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION
<CAPTION>
(Table continued)
-----------------------------------------------------------------------------------------------------------------------
Largest
Loan Percent Percent Leased Tenant Lease
No. Seller Property Name(2) Leased (7) as of Date (7) Largest Tenant (8) % NSF Expiration
Date
----------------------------------------------------------------------------------------------------------------------- ----
<S> <C> <C> <C> <C> <C> <C> <C>
172 MID Concord Garden Apartments 96.0% 12/24/99 NAP NAP NAP
173 RFC 233 Jamaica Avenue 96.3% 9/1/99 NAP NAP NAP
174 MID Goffstown Village Apartments (V) 96.0% 12/1/99 NAP NAP NAP
175 MID Maple Leaf Apartments (V) 92.0% 12/1/99 NAP NAP NAP
176 CIBC Gateway 2000 - Columbia 100.0% 5/1/99 Gateway 2000 Country Stores 100.0% 11/30/03
177 RFC Kenworthy Medical Building 100.0% 2/1/00 El Paso Healthcare Sys. 65.2% 11/14/01
178 MID Lakes Mini Storage 91.0% 12/31/99 NAP NAP NAP
179 MID Town & Country Apartments Phase I 97.0% 11/30/99 NAP NAP NAP
180 MID Tucson East Apartments 96.2% 2/15/00 NAP NAP NAP
181 RFC Pal Ex, Inc. 100.0% 1/13/00 Fraisers Industries (Pal Ex) 100.0% 3/31/09
182 RFC 312-332 East Rosecrans Avenue 100.0% 12/14/99 Nygard, Inc. 100.0% 9/30/14
183 MID Building 35 - Corporate Woods 100.0% 12/22/99 Energy Masters Corp. 55.1% 11/30/02
184 RFC Art Museum Apartments 100.0% 3/1/00 NAP NAP NAP
185 CIBC Gateway 2000 - Henderson 100.0% 5/1/99 Gateway 2000 Country Stores 100.0% 12/31/03
186 MID Helicomb International Plant 100.0% 1/7/00 Helicomb International, Inc. 100.0% 10/8/18
187 CIBC Gateway 2000 - Chattanooga 100.0% 5/1/99 Gateway 2000 Country Stores 100.0% 9/30/03
188 MID U-Stor Facility 89.0% 1/13/00 NAP NAP NAP
189 MID 17-33 Elm Street 94.0% 1/27/00 Image 1 Hr Photo 6.0% 9/30/04
190 RFC Montwood Village Shopping Center 100.0% 1/11/00 Just for You Day Care 29.4% 8/31/01
191 RFC D Boys Office Building 100.0% 3/1/00 PA Liquor Control Board 72.3% 10/31/09
192 MID U-Stor Facility 95.0% 1/13/00 NAP NAP NAP
193 MID 43 North Road 100.0% 9/30/99 Lego Systems 70.9% 4/30/01
194 RFC Park Apartments 97.2% 1/1/00 NAP NAP NAP
195 MID The Champion Gardens Apartments 97.5% 10/5/99 NAP NAP NAP
196 MID 168 South River Road 100.0% 11/30/99 The New England 37.2% 12/31/03
197 RFC The Pines Business Park 100.0% 12/15/99 Fresh Coat, Inc. 22.8% 7/14/04
198 MID U-Stor Winchester II 95.0% 1/13/00 NAP NAP NAP
199 MID Knowledge Beginnings (VI) 100.0% 1/18/00 Children's Discovery Center 100.0% 8/31/14
200 MID Knowledge Beginnings (VI) 100.0% 1/18/00 Children's Discovery Center 100.0% 8/31/14
201 CIBC 233, 235, 237 East 111th Street 93.8% 12/31/99 NAP NAP NAP
202 RFC Sunset Shopping Center 91.9% 2/1/00 Varsity Sports 11.1% 2/28/01
203 MID Lauderhill Plaza 100.0% 12/1/99 United States of America 17.0% 9/29/03
204 RFC 14401 South San Pedro Street 100.0% 10/25/99 Nygard, Inc. 100.0% 5/1/14
205 RFC Woods Cross Self Storage 86.6% 12/31/99 NAP NAP NAP
206 MID Fresno Self Storage 87.0% 1/12/00 NAP NAP NAP
207 MID Crosstown Square Shopping Center 100.0% 2/11/00 Anoka-Hennepin School
District No. 11 30.6% 9/30/03
208 CIBC 112-116 East 103rd Street 90.0% 12/31/99 NAP NAP NAP
209 MID Leon Trace Apartments 98.6% 1/27/00 NAP NAP NAP
210 RFC Southern Oaks Apartments 98.4% 12/31/99 NAP NAP NAP
211 RFC Middletown Industrial 100.0% 12/22/99 Middletown Gravure Cylinder 100.0% 12/31/14
212 RFC 401-611 Braker Lane 100.0% 2/1/00 Oak Furniture Outlet 45.6% 12/31/01
213 RFC Mandell Place 100.0% 2/14/00 Utrecht Manufacturing Corp. 46.2% 12/1/03
214 MID The Allendale Village Apartments 98.0% 11/30/99 NAP NAP NAP
215 RFC Roswell Point Shopping Center 83.3% 2/22/00 Dunkin Donuts/Baskin Robbins 33.0% 8/31/04
216 RFC Royal Apartments 93.0% 10/1/99 NAP NAP NAP
217 RFC 402 - 406 Albee Square 100.0% 9/1/99 NAP NAP NAP
218 RFC Mansfield Retail Center 100.0% 1/6/00 Radio Shack 25.1% 1/31/05
219 RFC 224 South 3rd Brooklyn 100.0% 7/19/99 Remon Vasquez NAP 12/31/02
220 MID Circuit City Land 100.0% 10/1/99 Basile Limited Liability Co 100.0% 10/31/35
221 RFC Charles Garden Apartments 93.8% 5/1/99 NAP NAP NAP
222 RFC Blockbuster Video 100.0% 1/12/00 Blockbuster Video 100.0% 3/31/03
223 RFC 16-10 Caffrey Avenue 100.0% 9/1/99 NAP NAP NAP
224 RFC 650 E 182 St 100.0% 1/1/00 NAP NAP NAP
225 RFC Temple Apartments 90.0% 1/26/00 NAP NAP NAP
Total/Weighted Average
II-4
</TABLE>
<PAGE>
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