PNC MORTGAGE ACCEPTANCE CORP
8-K, EX-99.2, 2000-05-31
ASSET-BACKED SECURITIES
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DISCLAIMER


Prospective investors are advised to read carefully,  and should rely solely on,
the Prospectus  Supplement dated May 30, 2000 and accompanying  Prospectus dated
December 13, 1999  (together,  the  "Prospectus")  relating to the  Certificates
referred to below in making their investment decision.

This diskette accompanies and is a part of the Prospectus Supplement relating to
the  Commercial  Mortgage  Pass  -  Through  Certificates  Series  2000-C1  (the
"Certificates").  The  information  set forth on this  diskette is an electronic
copy of the information set forth in Appendix II "Certain Characteristics of the
Mortgage  Loans" in the  Prospectus.  This  diskette  should be reviewed only in
conjunction  with the entire  Prospectus.  This  diskette  does not  contain all
relevant information relating to the Certificates. Such information is described
elsewhere in the Prospectus.

Methodologies  used in deriving certain  information  contained on this diskette
are more fully described elsewhere in the Prospectus.

The information on this diskette should not be viewed as projections, forecasts,
predictions or opinions with respect to value.

Prior to making any investment decision, a prospective investor must receive and
should  carefully  review the  Prospectus.  NOTHING IN THIS  DISKETTE  SHOULD BE
CONSIDERED  AN  OFFER  TO  SELL  OR A  SOLICITATION  OF  AN  OFFER  TO  BUY  ANY
CERTIFICATES.

<PAGE>
APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION
<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                                                                     Aggregate
                                                                    Original          Cut-Off               Cut-Off
 Loan   Seller                                                      Principal          Date             Date Balance/        Note
  No.    (1)             Property Name(2)                           Balance          Balance(3)       Unit or SF(4)          Date
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                               <C>               <C>                  <C>             <C>
  1      MID     Campus Apartments                                 $28,000,000       $27,208,269          $70,854.87      06/26/1998
  2     CIBC     17 John Street                                    $23,425,000       $23,370,205         $210,542.39      01/24/2000
  3      MID     San Croix Apartments                              $20,000,000       $19,578,662          $55,621.20      03/26/1998
  4     CIBC     4343 Commerce Court (A) (I)                       $13,100,000       $12,854,405              $53.77      07/27/1999
  5     CIBC     1051 North Kirk Road (A) (I)                       $3,411,000        $3,347,051              $53.77      07/27/1999
  6     CIBC     Narco River Business Center (A)                    $2,800,000        $2,785,970              $53.77      11/10/1999
  7      MID     Ryder Integrated Logistics                        $18,219,000       $18,163,497              $39.92      11/30/1999
  8     CIBC     Holiday Inn Rochester                             $17,700,000       $17,664,749          $70,659.00      02/04/2000
  9      MID     Nevada Street Apartments                          $15,400,000       $15,383,326          $50,272.31      03/22/2000
 10      MID     Camelot Apartments                                $14,896,500       $14,856,703          $32,580.49      12/29/1999
 11      MID     Neurocrine Biosciences                            $14,760,000       $14,520,520             $156.13      09/01/1998
 12      MID     CSC Office Building                               $13,096,000       $13,062,719              $94.69      12/22/1999
 13      MID     Kinetic Systems Building (B)                       $6,400,000        $6,365,380              $47.63      11/09/1999
 14      MID     Globix Corporation Building (B)                    $6,100,000        $6,067,002              $47.63      11/09/1999
 15     CIBC     Summit Square                                     $12,300,000       $12,219,619              $91.42      08/24/1998
 16     CIBC     Bed, Bath & Beyond                                $11,500,000       $11,435,153             $135.41      09/25/1998
 17      MID     The Quidel Building                               $11,250,000       $11,221,258             $154.00      12/16/1999
 18      MID     Candletree Apartments                             $11,000,000       $10,963,810          $26,872.08      11/15/1999
 19     CIBC     Latham Crossing &
                    Crossroads Plaza                               $10,900,000       $10,794,070             $114.39      02/09/1999
 20      RFC     Hampton Inn & Suites (II)                          $7,810,000        $7,798,542          $66,654.20      03/14/2000
 21      RFC     Big Bowl/Wildfire (II)                             $2,890,000        $2,885,760             $200.58      03/14/2000
 22      MID     Backlick Center South                             $10,600,000       $10,416,515              $47.64      09/28/1998
 23     CIBC     Willow Run Business Center II                     $10,075,000       $10,014,899              $25.15      06/29/1999
 24      MID     East Side Plaza                                   $10,215,000       $10,014,960              $47.87      07/30/1998
 25      RFC     Ritchie Highway Shopping Center                   $10,000,000        $9,990,201              $77.87      03/31/2000
 26     CIBC     Lincoln Park (C)                                   $5,500,000        $5,493,907              $19.88      02/15/2000
 27     CIBC     Pompano Merchandise Mart (C)                       $4,350,000        $4,345,129              $19.88      02/15/2000
 28      RFC     Big Kmart Shopping Center                          $9,650,000        $9,612,479              $92.63      10/13/1999
 29      RFC     Marston Park Plaza                                 $9,355,000        $9,336,233              $88.94      01/13/2000
 30     CIBC     Union Center                                       $9,300,000        $9,276,303              $27.03      12/15/1999
 31      MID     La Jolla Corporate Center                          $7,950,000        $7,925,305             $122.95      11/13/1999
 32     CIBC     Southlake Festival
                    Shopping Center                                 $7,700,000        $7,682,150              $55.14      12/29/1999
 33      RFC     HomeBase-Phoenix, AZ                               $6,935,000        $6,925,332              $61.88      03/01/2000
 34      MID     Hyatt Suites Hotel                                 $6,600,000        $6,574,857          $34,244.05      12/01/1999
 35      RFC     Holiday Square Shopping Center                     $6,510,000        $6,492,608              $89.10      12/29/1999
 36      RFC     Stagecoach Plaza                                   $6,500,000        $6,497,497              $68.44      04/28/2000
 37      RFC     Today's Man Oxford Valley                          $6,491,000        $6,484,711             $106.62      03/24/2000
 38     CIBC     Parkway Corporate Plaza 138                        $6,300,000        $6,268,274              $82.65      07/28/1999
 39      MID     Lexington Commons Apartments                       $6,150,000        $6,049,765          $29,367.79      09/30/1998
 40      MID     Regal Cinema                                       $6,000,000        $5,922,685              $90.90      12/22/1999
 41      MID     One Airport Center
                    Office Building                                 $6,200,000        $5,910,081              $80.49      04/27/1998
 42      MID     San Pablo Apartments                               $6,000,000        $5,882,435          $29,412.17      04/02/1998
 43      MID     Oaks of Ashford Point
                    Apartments                                      $5,700,000        $5,686,604          $28,575.90      01/24/2000
 44     CIBC     Comfort Inn - Philadelphia
                    Airport                                         $5,700,000        $5,676,471          $37,843.14      12/14/1999
 45      MID     Grouse Run Apartments                              $5,690,000        $5,585,140          $22,889.92      06/29/1998
 46      RFC     Avanex Building                                    $5,591,000        $5,585,443             $103.30      03/21/2000
 47      MID     The Regents Cove Apartments                        $5,550,000        $5,525,023          $20,312.58      09/15/1999
 48     CIBC     156 10-40 Cross Bay Boulevard                      $5,500,000        $5,488,622             $115.25      02/14/2000
 49      MID     Freehold Executive Center                          $5,474,000        $5,467,565              $83.61      02/23/2000
 50      MID     K-Mart (D)                                         $2,748,000        $2,736,790              $23.87      02/15/2000

                                     II-17
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)

------------------------------------------------------------------------------------------------------------------------------------
                                                     Maturity Date       Original    Original               Remaining
                                                     or Anticipated      Term to       Amort.  Remaining      Term to
 Loan     Seller                                    Repayment Date to   Maturity or    Term      Amort.    Maturity or    Security
  No.      (1)             Property Name(2)              ARD(5)         ARD (mos)    (mos)(6)    Term       ARD (mos)     Type (12)
------------------------------------------------------------------------------------------------------------------------------------
<S>       <C>      <C>                                 <C>                 <C>         <C>      <C>        <C>           <C>
  1        MID     Campus Apartments                   07/01/2008          120         300      277        97            Fee Simple
  2       CIBC     17 John Street                      02/01/2010          120         360      356        116           Fee Simple
  3        MID     San Croix Apartments                04/01/2008          120         360      334        94            Fee Simple
  4       CIBC     4343 Commerce Court (A) (I)         05/01/2008          105         347      337        95            Fee Simple
  5       CIBC     1051 North Kirk Road (A) (I)        05/01/2008          105         347      337        95            Fee Simple
  6       CIBC     Narco River Business Center (A)     12/01/2009          120         300      294        114           Fee Simple
  7        MID     Ryder Integrated Logistics          12/01/2009          120         360      354        114           Fee Simple
  8       CIBC     Holiday Inn Rochester               03/01/2010          120         300      297        117           Fee Simple
  9        MID     Nevada Street Apartments            04/01/2010          120         360      358        118           Fee Simple
 10        MID     Camelot Apartments                  01/01/2010          120         360      355        115           Fee Simple
 11        MID     Neurocrine Biosciences              10/01/2008          120         360      340        100           Fee Simple
 12        MID     CSC Office Building                 01/01/2010          120         360      355        115           Fee Simple
 13        MID     Kinetic Systems Building (B)        12/01/2009          120         300      294        114            leasehold
 14        MID     Globix Corporation Building (B)     12/01/2009          120         300      294        114            leasehold
 15       CIBC     Summit Square                       09/01/2009          121         360      350        111           Fee Simple
 16       CIBC     Bed, Bath & Beyond                  09/01/2009          120         360      351        111           Fee Simple
                                                                                                                         & Leasehold
 17        MID     The Quidel Building                 01/01/2010          120         360      355        115           Fee Simple
 18        MID     Candletree Apartments               12/01/2009          120         360      354        114           Fee Simple
 19       CIBC     Latham Crossing &
                      Crossroads Plaza                 03/01/2009          120         360      345        105            Leasehold
 20        RFC     Hampton Inn & Suites (II)           04/01/2010          120         300      298        118           Fee Simple
 21        RFC     Big Bowl/Wildfire (II)              04/01/2010          120         300      298        118           Fee Simple
 22        MID     Backlick Center South               10/01/2008          120         360      340        100           Fee Simple
 23       CIBC     Willow Run Business Center II       07/01/2009          120         360      349        109           Fee Simple
 24        MID     East Side Plaza                     08/01/2008          120         360      338        98            Fee Simple
 25        RFC     Ritchie Highway Shopping Center     04/01/2010          120         360      358        118           Fee Simple
 26       CIBC     Lincoln Park (C)                    03/01/2010          120         360      357        117           Fee Simple
 27       CIBC     Pompano Merchandise Mart (C)        03/01/2010          120         360      357        117           Fee Simple
 28        RFC     Big Kmart Shopping Center           11/01/2009          120         360      353        113           Fee Simple
 29        RFC     Marston Park Plaza                  02/01/2007           84         360      356        80            Fee Simple
 30       CIBC     Union Center                        01/01/2010          120         360      355        115           Fee Simple
 31        MID     La Jolla Corporate Center           12/01/2009          120         360      354        114           Fee Simple
 32       CIBC     Southlake Festival
                      Shopping Center                  01/01/2010          120         360      355        115           Fee Simple
 33        RFC     HomeBase-Phoenix, AZ                03/01/2010          120         360      357        117           Fee Simple
 34        MID     Hyatt Suites Hotel                  01/01/2010          120         300      295        115           Fee Simple
 35        RFC     Holiday Square Shopping Center      01/01/2010          120         360      355        115           Fee Simple
 36        RFC     Stagecoach Plaza                    05/01/2010          120         360      359        119           Fee Simple
 37        RFC     Today's Man Oxford Valley           04/01/2010          120         360      358        118           Fee Simple
 38       CIBC     Parkway Corporate Plaza 138         08/01/2009          120         360      350        110           Fee Simple
                                                                                                                         & Leasehold
 39        MID     Lexington Commons Apartments        10/01/2008          120         360      340        100           Fee Simple
 40        MID     Regal Cinema                        07/01/2006           78         180      175        73            Fee Simple
 41        MID     One Airport Center
                      Office Building                  05/01/2008          120         240      215        95             leasehold
 42        MID     San Pablo Apartments                05/01/2008          120         360      335        95            Fee Simple
 43        MID     Oaks of Ashford Point
                      Apartments                       02/01/2010          120         360      356        116           Fee Simple
 44       CIBC     Comfort Inn - Philadelphia
                      Airport                          01/01/2010          120         300      295        115           Fee Simple
 45        MID     Grouse Run Apartments               07/01/2008          120         360      337        97            Fee Simple
 46        RFC     Avanex Building                     04/01/2010          120         360      358        118           Fee Simple
 47        MID     The Regents Cove Apartments         10/01/2009          120         360      352        112           Fee Simple
 48       CIBC     156 10-40 Cross Bay Boulevard       03/01/2010          120         300      297        117           Fee Simple
 49        MID     Freehold Executive Center           03/01/2010          120         360      357        117           Fee Simple
 50        MID     K-Mart (D)                          03/01/2020          240         240      237        237           Fee Simple


                                     II-17
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION


<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                                                                     Aggregate
                                                                    Original          Cut-Off               Cut-Off
 Loan   Seller                                                      Principal          Date             Date Balance/        Note
  No.    (1)             Property Name(2)                           Balance          Balance(3)       Unit or SF(4)          Date
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                               <C>               <C>                  <C>             <C>
 51      MID     K-Mart (D)                                         $2,634,000        $2,623,255              $23.87      02/15/2000
 52      MID     Seton Chase Apartments                             $5,350,000        $5,331,967          $23,283.70      11/18/1999
 53     CIBC     Tel Huron Shopping Center                          $5,400,000        $5,319,224              $55.26      04/29/1998
 54      MID     Quality Inn Sports Complex                         $5,500,000        $5,283,445          $37,207.36      09/16/1998
 55      MID     Ramada Limited                                     $5,170,000        $5,040,957          $35,499.70      09/29/1998
 56      MID     Walker's Station Apartments                        $5,080,000        $5,000,985          $21,743.41      10/14/1998
 57      MID     Saturn Electronics & Engineering                   $4,991,000        $4,984,950              $72.97      02/28/2000
 58      MID     Plaza Pointe                                       $4,900,000        $4,811,953              $79.76      06/25/1998
 59      RFC     GAI-Tronics Corporation                            $4,560,000        $4,547,562              $43.37      12/10/1999
 60     CIBC     2600 Building                                      $4,520,000        $4,506,950              $37.76      12/01/1999
 61     CIBC     Hoyt's Cinemas                                     $4,440,000        $4,431,514              $95.13      02/15/2000
 62     CIBC     Advance Auto Parts - York, PA (III)                  $560,000          $555,407              $76.76      07/02/1999
 63     CIBC     Advance Auto Parts - Harrisburg,
                    PA (Swatara) (III)                                $500,000          $495,899              $76.76      07/02/1999
 64     CIBC     Advance Auto Parts - Steelton,
                    PA (III)                                          $490,000          $485,981              $76.76      07/02/1999
 65     CIBC     Advance Auto Parts - Celina,
                    OH (III)                                          $395,000          $391,760              $76.76      07/02/1999
 66     CIBC     Advance Auto Parts - Youngstown,
                    OH (III)                                          $475,000          $471,104              $76.76      07/02/1999
 67     CIBC     Advance Auto Parts - Warren,
                    OH (III)                                          $450,000          $446,309              $76.76      07/02/1999
 68     CIBC     Advance Auto Parts - Atlanta,
                    GA (III)                                          $530,000          $525,653              $76.76      07/02/1999
 69     CIBC     Advance Auto Parts - Penn Hills,
                    PA (III)                                          $560,000          $555,407              $76.76      07/02/1999
 70     CIBC     Advance Auto Parts - Pontotoc,
                    MS (III)                                          $360,000          $357,047              $76.76      07/02/1999
 71      MID     Hampton Inn Maple Grove                            $4,350,000        $4,248,346          $35,402.88      09/03/1998
 72      RFC     Maple Tree Mall                                    $4,150,000        $4,139,648              $80.86      12/20/1999
 73      MID     The Sterling Falls Apartments                      $4,200,000        $4,133,080          $24,601.66      09/25/1998
 74      RFC     Stelton Shopping Center                            $3,800,000        $3,764,341              $85.98      05/28/1999
 75     CIBC     Parkview Towers                                    $3,760,000        $3,747,122          $29,976.98      11/10/1999
 76     CIBC     Unilab Building                                    $3,650,000        $3,635,317             $111.09      12/28/1999
 77      MID     Cambridge Apartments                               $3,675,000        $3,617,070          $37,677.82      10/08/1998
 78      MID     Tempe Plaza                                        $3,500,000        $3,485,695              $49.68      12/27/1999
 79      RFC     Byram Self-Storage                                 $3,500,000        $3,473,450              $69.15      02/25/2000
 80      MID     Sixth Street Building                              $3,700,000        $3,448,523              $74.59      09/21/1998
 81      MID     Lake Pine Apartments                               $3,500,000        $3,440,000          $22,051.28      08/27/1998
 82      RFC     Las Lomas Apartments                               $3,400,000        $3,389,203          $14,735.67      11/03/1999
 83      RFC     Pinellas Industrial Center                         $3,300,000        $3,288,639              $31.74      01/11/2000
 84     CIBC     Mount Joy Square                                   $3,300,000        $3,283,886              $49.58      08/20/1999
 85      MID     Town & Country Apartments
                    (Phase II)                                      $3,300,000        $3,209,401          $16,047.00      07/20/1998
 86      MID     Bartles Corner Business Park                       $3,227,000        $3,203,077              $45.76      12/03/1999
 87      RFC     Jeffery Manor Shopping Center                      $3,198,000        $3,193,979              $88.37      02/04/2000
 88      MID     Eckerd's Drug Store                                $2,810,000        $2,796,280             $256.35      09/10/1999
 89      MID     Clayton Apartments and Duplexes                    $3,200,000        $3,143,270          $26,865.55      07/29/1998
 90      MID     Regal Cinemas 12-Screen Movie Theatre              $3,100,000        $3,077,552              $71.39      02/02/2000
 91      RFC     1506 N. Lee Trevino                                $3,091,000        $3,073,332              $65.26      01/20/2000
 92      MID     Eckerd Pharmacy                                    $3,000,000        $2,985,353             $234.40      09/10/1999
 93      MID     Kroger Grocery Store                               $3,050,000        $2,979,610              $50.86      10/13/1998
 94     CIBC     Datatec Warehouse                                  $2,985,000        $2,949,806              $31.03      09/30/1999
 95      MID     Legacy Business Park Medical
                    Office 8(E)                                     $2,075,000        $2,039,329             $144.00      06/18/1998
 96      MID     Legacy Business Park Medical
                    Office-4(E)                                     $870,000          $855,044             $144.00      06/18/1998
 97      MID     East Los Angeles Retail Center                     $3,000,000        $2,874,542              $87.05      08/27/1998
 98      MID     Acadia Park Apartments                             $2,900,000        $2,820,383          $14,689.49      07/20/1998
 99      MID     Eckerd's Drug Store                                $3,200,000        $3,184,416             $291.93      09/10/1999
100      MID     Dana Innovations                                   $2,800,000        $2,792,343              $64.04      12/17/1999

                                     II-18
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)

------------------------------------------------------------------------------------------------------------------------------------
                                                     Maturity Date       Original    Original               Remaining
                                                     or Anticipated      Term to       Amort.  Remaining      Term to
 Loan     Seller                                    Repayment Date to   Maturity or    Term      Amort.    Maturity or    Security
  No.      (1)             Property Name(2)              ARD(5)         ARD (mos)    (mos)(6)    Term       ARD (mos)     Type (12)
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                   <C>                 <C>         <C>      <C>        <C>           <C>
 51      MID     K-Mart (D)                            03/01/2020          240         240      237        237           Fee Simple
 52      MID     Seton Chase Apartments                12/01/2009          120         360      354        114           Fee Simple
 53     CIBC     Tel Huron Shopping Center             05/01/2008          120         360      335        95            Fee Simple
 54      MID     Quality Inn Sports Complex            10/01/2013          180         240      220        160           Fee Simple
 55      MID     Ramada Limited                        10/01/2008          120         300      280        100           Fee Simple
                                                                                                                         & Leasehold
 56      MID     Walker's Station Apartments           11/01/2008          120         360      341        101           Fee Simple
 57      MID     Saturn Electronics & Engineering      03/01/2010          120         360      357        117           Fee Simple
 58      MID     Plaza Pointe                          07/01/2008          120         360      337        97            Fee Simple
 59      RFC     GAI-Tronics Corporation               01/01/2010          120         360      355        115           Fee Simple
 60     CIBC     2600 Building                         12/01/2009          120         360      354        114           Fee Simple
 61     CIBC     Hoyt's Cinemas                        03/01/2010          120         300      297        117           Fee Simple
 62     CIBC     Advance Auto Parts - York, PA (III)   08/01/2009          120         300      290        110           Fee Simple
 63     CIBC     Advance Auto Parts - Harrisburg,
                    PA (Swatara)(III)                  08/01/2009          120         300      290        110           Fee Simple
 64     CIBC     Advance Auto Parts - Steelton,
                    PA (III)                           08/01/2009          120         300      290        110           Fee Simple
 65     CIBC     Advance Auto Parts - Celina,
                    OH (III)                           08/01/2009          120         300      290        110           Fee Simple
 66     CIBC     Advance Auto Parts - Youngstown,
                    OH (III)                           08/01/2009          120         300      290        110           Fee Simple
 67     CIBC     Advance Auto Parts - Warren,
                    OH (III)                           08/01/2009          120         300      290        110           Fee Simple
 68     CIBC     Advance Auto Parts - Atlanta,
                    GA (III)                           08/01/2009          120         300      290        110           Fee Simple
 69     CIBC     Advance Auto Parts - Penn Hills,
                    PA (III)                           08/01/2009          120         300      290        110           Fee Simple
 70     CIBC     Advance Auto Parts - Pontotoc,
                    MS (III)                           08/01/2009          120         300      290        110           Fee Simple
 71      MID     Hampton Inn Maple Grove               10/01/2013          180         300      280        160           Fee Simple
 72      RFC     Maple Tree Mall                       01/01/2010          120         360      355        115           Fee Simple
 73      MID     The Sterling Falls Apartments         10/01/2008          120         360      340        100           Fee Simple
 74      RFC     Stelton Shopping Center               06/01/2009          120         324      312        108           Fee Simple
 75     CIBC     Parkview Towers                       01/01/2010          121         360      354        115           Fee Simple
 76     CIBC     Unilab Building                       01/01/2010          120         300      295        115           Fee Simple
 77      MID     Cambridge Apartments                  11/01/2008          120         360      341        101           Fee Simple
 78      MID     Tempe Plaza                           01/01/2010          120         300      295        115           Fee Simple
 79      RFC     Byram Self-Storage                    03/01/2015          180         180      177        177           Fee Simple
 80      MID     Sixth Street Building                 10/01/2008          120         180      160        100            leasehold
 81      MID     Lake Pine Apartments                  09/01/2008          120         360      339        99            Fee Simple
 82      RFC     Las Lomas Apartments                  12/01/2014          180         360      354        174           Fee Simple
 83      RFC     Pinellas Industrial Center            02/01/2010          120         300      296        116           Fee Simple
 84     CIBC     Mount Joy Square                      09/01/2009          120         360      351        111           Fee Simple
 85      MID     Town & Country Apartments
                    (Phase II)                         08/01/2008          120         300      278        98            Fee Simple
 86      MID     Bartles Corner Business Park          01/01/2010          120         240      235        115           Fee Simple
 87      RFC     Jeffery Manor Shopping Center         03/01/2010          120         360      357        117           Fee Simple
 88      MID     Eckerd's Drug Store                   10/01/2009          120         360      352        112           Fee Simple
 89      MID     Clayton Apartments and Duplexes       08/01/2008          120         360      338        98            Fee Simple
 90      MID     Regal Cinemas 12-Screen Movie Theatre 03/01/2011          132         180      177        129           Fee Simple
 91      RFC     1506 N. Lee Trevino                   02/01/2020          240         240      236        236           Fee Simple
 92      MID     Eckerd Pharmacy                       10/01/2009          120         360      352        112           Fee Simple
 93      MID     Kroger Grocery Store                  11/01/2008          120         300      281        101           Fee Simple
                                                                                                                         & Leasehold
 94     CIBC     Datatec Warehouse                     10/01/2009          120         240      232        112           Fee Simple
 95      MID     Legacy Business Park Medical
                    Office 8 (E)                       07/01/2008          120         360      337        97            Fee Simple
 96      MID     Legacy Business Park Medical
                    Office - 4 (E)                     07/01/2008          120         360      337        97            Fee Simple
 97      MID     East Los Angeles Retail Center        09/01/2008          120         240      219        99            Fee Simple
 98      MID     Acadia Park Apartments                08/01/2008          120         300      278        98            Fee Simple
 99      MID     Eckerd's Drug Store                   10/01/2009          120         360      352        112           Fee Simple
100      MID     Dana Innovations                      01/01/2010          120         360      355        115           Fee Simple


                                     II-18
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                                                                     Aggregate
                                                                    Original          Cut-Off               Cut-Off
 Loan   Seller                                                      Principal          Date             Date Balance/        Note
  No.    (1)             Property Name(2)                           Balance          Balance(3)       Unit or SF(4)          Date
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                               <C>               <C>                  <C>             <C>
101      MID     Eckerd's Drug Store                                $2,750,000        $2,736,573             $250.88      09/10/1999
102      RFC     Oregon Court (F)                                   $1,638,000        $1,630,967          $29,398.38      12/28/1999
103      RFC     Oregon Arms (F)                                    $1,100,000        $1,095,277          $29,398.38      12/28/1999
104      MID     Eckerd Drugs                                       $2,731,000        $2,718,412             $239.57      09/23/1999
105     CIBC     Dicks Clothing and Sporting Goods                  $2,730,000        $2,714,149              $45.24      10/18/1999
106     CIBC     Sugarland Shopping Center                          $2,700,000        $2,676,417              $22.63      07/12/1999
107      MID     Eckerd Drug Store                                  $2,604,000        $2,597,151             $238.10      12/07/1999
108      RFC     Bassett Furniture Store                            $2,587,000        $2,584,215              $98.45      02/22/2000
109     CIBC     Oak Leaf West                                      $2,550,000        $2,535,207              $88.61      06/28/1999
110     CIBC     2000 White Elks Springs Court                      $2,515,000        $2,510,004              $13.05      01/31/2000
111     CIBC     Triangle Shopping Center                           $2,480,000        $2,461,015              $29.87      12/08/1999
112     CIBC     Northern Medical Offices                           $2,485,000        $2,443,468              $86.31      06/25/1999
113      MID     Bronco Apartments                                  $2,500,000        $2,433,712           $9,773.94      08/27/1998
114      MID     K-Mart                                             $2,443,000        $2,425,217              $28.04      12/23/1999
115      RFC     Villa Eleni                                        $2,405,000        $2,402,515          $82,845.33      03/23/2000
116      MID     Perkins Place & Fox Ridge (IV)                       $900,000          $728,963          $25,227.27      02/29/2000
117      MID     Barrington Hills Apartments (IV)                     $730,000          $898,722          $25,227.27      02/29/2000
118      MID     McDuffee Brook Place (IV)                            $448,000          $447,364          $25,227.27      02/29/2000
119      MID     Kearsarge Apartments (IV)                            $322,000          $321,543          $25,227.27      02/29/2000
120      RFC     Agawam Industrial Building                         $2,400,000        $2,394,726              $20.85      02/04/2000
121     CIBC     Tampa Multifamily Portfolio                        $2,380,000        $2,370,253          $18,962.02      12/30/1999
122      RFC     Park Place II Office Building                      $2,350,000        $2,345,210              $73.29      01/31/2000
123      MID     The Sequoia Institute                              $2,285,000        $2,279,038              $72.44      12/10/1999
124      MID     Staples                                            $2,286,000        $2,278,520              $94.74      11/10/1999
125      MID     Brookwood Townhomes                                $2,275,000        $2,269,912          $29,867.26      01/07/2000
126      MID     Staples Office Supply Store                        $2,267,000        $2,255,516              $93.79      08/16/1999
127     CIBC     Jefferson Pilot Financial Center                   $2,230,000        $2,224,644              $80.63      12/30/1999
128      MID     Eckerd Drug Store                                  $2,202,000        $2,195,027             $201.23      11/18/1999
129      MID     Staples Property                                   $2,198,000        $2,186,865              $91.41      08/16/1999
130      MID     CVS Drugstore                                      $2,151,000        $2,126,840             $210.06      10/29/1999
131     CIBC     Maple Building                                     $2,125,000        $2,110,728              $39.34      09/30/1999
132      MID     Woodward Avenue Office Building                    $2,100,000        $2,098,129              $91.94      03/02/2000
133      RFC     Alameda Towne Centre                               $2,100,000        $2,091,710              $59.24      02/04/2000
134     CIBC     Park Place Apartments                              $2,080,000        $2,069,270          $25,865.87      08/23/1999
135     CIBC     244-48 East 117th Street                           $2,085,000        $2,064,956          $50,364.78      06/25/1999
136      MID     Prudential Office Building                         $2,014,000        $2,009,043              $75.60      12/21/1999
137      MID     1/2 Price Store                                    $2,000,000        $1,991,473              $35.69      09/29/1999
138      MID     Sunshine Square Shopping Center                    $2,000,000        $1,968,278              $61.34      09/24/1998
139      RFC     Westfair Center                                    $1,970,000        $1,967,864             $122.72      02/04/2000
140     CIBC     Bell Gardens Shopping Center                       $1,950,000        $1,934,328             $106.58      08/24/1999
141      MID     Staples                                            $1,923,000        $1,915,562              $79.65      10/07/1999
142     CIBC     Morgan Garden Apartments                           $1,900,000        $1,896,290          $17,239.00      01/21/2000
143     CIBC     Colonial Garden Apartments                         $1,900,000        $1,894,490          $25,951.91      12/08/1999
144      MID     170 West Road                                      $1,900,000        $1,893,983              $32.42      11/15/1999
145      RFC     Lamar Industrial Center                            $1,897,000        $1,890,834              $27.04      01/21/2000
146      MID     Columbus Plaza Shopping Center                     $1,892,000        $1,884,871              $38.81      10/06/1999
147      RFC     Lakeshore Village Office Complex                   $1,864,100        $1,856,359              $67.86      12/27/1999
148      MID     The Lucent Technologies Building                   $1,858,000        $1,854,105              $93.34      01/25/2000
149      MID     Leonard Professional Building                      $1,855,000        $1,847,236              $66.86      12/17/1999
150     CIBC     Cross River Mill                                   $1,765,000        $1,756,517              $39.97      08/25/1999

                                     II-19
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)

------------------------------------------------------------------------------------------------------------------------------------
                                                     Maturity Date       Original    Original               Remaining
                                                     or Anticipated      Term to       Amort.  Remaining      Term to
 Loan     Seller                                    Repayment Date to   Maturity or    Term      Amort.    Maturity or    Security
  No.      (1)             Property Name(2)              ARD(5)         ARD (mos)    (mos)(6)    Term       ARD (mos)     Type (12)
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                 <C>                 <C>         <C>      <C>        <C>           <C>
101      MID     Eckerd's Drug Store                 10/01/2009          120         360      352        112           Fee Simple
102      RFC     Oregon Court (F)                    01/01/2015          180         300      295        175           Fee Simple
103      RFC     Oregon Arms (F)                     01/01/2015          180         300      295        175           Fee Simple
104      MID     Eckerd Drugs                        10/01/2009          120         360      352        112           Fee Simple
105     CIBC     Dicks Clothing and Sporting Goods   11/01/2009          120         300      293        113            Leasehold
106     CIBC     Sugarland Shopping Center           08/01/2009          120         300      290        110           Fee Simple
107      MID     Eckerd Drug Store                   01/01/2010          120         360      355        115           Fee Simple
108      RFC     Bassett Furniture Store             03/01/2010          120         360      357        117           Fee Simple
109     CIBC     Oak Leaf West                       07/01/2009          120         360      349        109           Fee Simple
110     CIBC     2000 White Elks Springs Court       02/01/2010          120         360      356        116           Fee Simple
111     CIBC     Triangle Shopping Center            01/01/2010          120         240      235        115           Fee Simple
112     CIBC     Northern Medical Offices            07/01/2009          120         240      229        109           Fee Simple
113      MID     Bronco Apartments                   09/01/2008          120         300      279        99            Fee Simple
114      MID     K-Mart                              01/01/2020          240         240      235        235           Fee Simple
115      RFC     Villa Eleni                         04/01/2010          120         360      358        118           Fee Simple
116      MID     Perkins Place & Fox Ridge (IV)      03/01/2010          120         360      357        117           Fee Simple
117      MID     Barrington Hills Apartments (IV)    03/01/2010          120         360      357        117           Fee Simple
118      MID     McDuffee Brook Place (IV)           03/01/2010          120         360      357        117           Fee Simple
119      MID     Kearsarge Apartments (IV)           03/01/2010          120         360      357        117           Fee Simple
120      RFC     Agawam Industrial Building          03/01/2010          120         300      297        117           Fee Simple
121     CIBC     Tampa Multifamily Portfolio         01/01/2010          120         300      295        115           Fee Simple
122      RFC     Park Place II Office Building       02/01/2010          120         360      356        116           Fee Simple
123      MID     The Sequoia Institute               01/01/2010          120         360      355        115           Fee Simple
124      MID     Staples                             12/01/2009          120         360      354        114           Fee Simple
125      MID     Brookwood Townhomes                 02/01/2008           96         360      356        92            Fee Simple
126      MID     Staples Office Supply Store         09/01/2009          120         360      351        111           Fee Simple
127     CIBC     Jefferson Pilot Financial Center    01/01/2010          120         360      355        115           Fee Simple
128      MID     Eckerd Drug Store                   12/01/2009          120         360      354        114           Fee Simple
129      MID     Staples Property                    09/01/2009          120         360      351        111           Fee Simple
130      MID     CVS Drugstore                       11/01/2019          240         240      233        233           Fee Simple
131     CIBC     Maple Building                      10/01/2009          120         300      292        112           Fee Simple &
                                                                                                                       Leasehold
132      MID     Woodward Avenue Office Building     04/01/2010          120         360      358        118           Fee Simple
133      RFC     Alameda Towne Centre                03/01/2020          240         240      237        237           Fee Simple
134     CIBC     Park Place Apartments               09/01/2009          120         360      351        111           Fee Simple
135     CIBC     244-48 East 117th Street            07/01/2009          120         300      289        109           Fee Simple
136      MID     Prudential Office Building          01/01/2010          120         360      355        115           Fee Simple
137      MID     1/2 Price Store                     10/01/2009          120         360      352        112           Fee Simple
138      MID     Sunshine Square Shopping Center     10/01/2008          120         360      340        100           Fee Simple
139      RFC     Westfair Center                     03/01/2010          120         360      357        117           Fee Simple
140     CIBC     Bell Gardens Shopping Center        09/01/2009          120         300      291        111           Fee Simple
141      MID     Staples                             11/01/2009          120         360      353        113           Fee Simple
142     CIBC     Morgan Garden Apartments            02/01/2010          120         360      356        116           Fee Simple
143     CIBC     Colonial Garden Apartments          01/01/2010          120         360      355        115           Fee Simple
144      MID     170 West Road                       12/01/2009          120         360      354        114           Fee Simple
145      RFC     Lamar Industrial Center             02/01/2010          120         300      296        116           Fee Simple
146      MID     Columbus Plaza Shopping Center      11/01/2009          120         360      353        113           Fee Simple
147      RFC     Lakeshore Village Office Complex    01/01/2010          120         300      295        115           Fee Simple
148      MID     The Lucent Technologies Building    02/01/2010          120         360      356        116           Fee Simple
149      MID     Leonard Professional Building       01/01/2010          120         300      295        115           Fee Simple
150     CIBC     Cross River Mill                    09/01/2009          120         360      351        111           Fee Simple


                                     II-19
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                                                                     Aggregate
                                                                    Original          Cut-Off               Cut-Off
 Loan   Seller                                                      Principal          Date             Date Balance/        Note
  No.    (1)             Property Name(2)                           Balance          Balance(3)       Unit or SF(4)          Date
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                               <C>               <C>                  <C>             <C>
151      MID     Steele's Market                                    $1,734,000        $1,729,258              $52.65      12/17/1999
152     CIBC     The Commonwealth Building                          $1,740,000        $1,725,631              $61.42      08/27/1999
153     CIBC     Gateway 2000 - Hobart                              $1,722,000        $1,711,870             $213.58      06/18/1999
154      MID     Frolics Plaza                                      $1,670,000        $1,666,521              $44.77      02/11/2000
155      RFC     Lorain Apartments                                  $1,640,000        $1,635,607          $19,471.51      12/29/1999
156      RFC     Opdyke Investments                                 $1,625,000        $1,623,090              $86.89      02/09/2000
157      MID     Sungard Financial Systems Office
                    Property                                        $1,623,000        $1,609,337              $52.58      08/18/1999
158      RFC     420 Clinton Avenue                                 $1,625,000        $1,588,049          $32,409.16      09/10/1998
159     CIBC     Village Shoppes of Paradise Beach                  $1,600,000        $1,584,650              $50.23      06/18/1999
160      MID     Tiscor Corporate Office Building                   $1,600,000        $1,573,238              $74.92      10/29/1998
161      MID     Omnicare Building                                  $1,568,000        $1,562,307              $68.99      10/29/1999
162     CIBC     Best Western                                       $1,550,000        $1,544,684          $30,893.68      02/07/2000
163      RFC     Ironwood Apartments                                $1,550,000        $1,540,801          $16,218.96      10/22/1999
164      RFC     Crossroads South Shopping Center                   $1,530,000        $1,528,044              $92.61      02/04/2000
165      MID     West Wind Apartments Phase IV                      $1,534,000        $1,527,768          $58,760.32      10/07/1999
166     CIBC     Chastain Pines Apartments                          $1,500,000        $1,492,322          $18,890.15      08/10/1999
167      MID     166 South River Road                               $1,520,000        $1,485,341              $64.16      10/19/1998
168     CIBC     Grayco Apartments                                  $1,490,000        $1,485,978          $14,288.25      12/16/1999
169      RFC     Mill Road Warehouse                                $1,464,000        $1,459,134              $25.98      01/21/2000
170      MID     Reseda Retail Building                             $1,459,000        $1,423,377              $88.96      08/24/1998
171      MID     Mesa Engineering Systems, Inc.                     $1,450,000        $1,415,841              $83.82      10/15/1998
172      MID     Concord Garden Apartments                          $1,392,000        $1,388,887          $24,366.44      01/07/2000
173      RFC     233 Jamaica Avenue                                 $1,400,000        $1,368,165          $25,336.39      09/18/1998
174      MID     Goffstown Village Apartments (V)                     $800,000          $778,373          $16,216.11      07/31/1998
175      MID     Maple Leaf Apartments (V)                            $600,000          $583,780          $16,216.11      07/31/1998
176     CIBC     Gateway 2000 - Columbia                            $1,365,000        $1,356,970             $169.62      06/18/1999
177      RFC     Kenworthy Medical Building                         $1,352,000        $1,346,780              $75.88      02/03/2000
178      MID     Lakes Mini Storage                                 $1,325,000        $1,318,252              $32.74      11/04/1999
179      MID     Town & Country Apartments Phase I                  $1,350,000        $1,312,937          $13,129.37      07/20/1998
180      MID     Tucson East Apartments                             $1,328,000        $1,307,710          $25,148.28      10/20/1998
181      RFC     Pal Ex, Inc.                                       $1,302,000        $1,299,362              $28.84      01/24/2000
182      RFC     312-332 East Rosecrans Avenue                      $1,300,000        $1,294,051              $14.97      12/13/1999
183      MID     Building 35 - Corporate Woods                      $1,289,000        $1,282,706              $65.04      08/16/1999
184      RFC     Art Museum Apartments                              $1,260,000        $1,258,814          $41,960.46      03/16/2000
185     CIBC     Gateway 2000 - Henderson                           $1,264,000        $1,256,564             $157.07      06/18/1999
186      MID     Helicomb International Plant                       $1,300,000        $1,250,633              $15.52      10/12/1998
187     CIBC     Gateway 2000 - Chattanooga                         $1,260,000        $1,252,587             $156.57      06/18/1999
188      MID     U-Stor Facility                                    $1,283,000        $1,231,185              $19.12      09/01/1998
189      MID     17-33 Elm Street                                   $1,229,000        $1,226,230              $83.29      02/07/2000
190      RFC     Montwood Village Shopping Center                   $1,230,000        $1,225,296              $64.74      02/03/2000
191      RFC     D Boys Office Building                             $1,215,000        $1,213,096              $83.96      03/17/2000
192      MID     U-Stor Facility                                    $1,261,500        $1,210,553              $19.94      09/01/1998
193      MID     43 North Road                                      $1,191,000        $1,161,581              $28.88      10/27/1998
194      RFC     Park Apartments                                    $1,155,000        $1,152,228          $32,006.33      01/19/2000
195      MID     The Champion Gardens Apartments                    $1,152,000        $1,148,461          $14,178.53      11/16/1999
196      MID     168 South River Road                               $1,170,000        $1,143,321              $60.88      10/16/1998
197      RFC     The Pines Business Park                            $1,116,200        $1,111,528              $50.75      12/30/1999
198      MID     U-Stor Winchester II                               $1,151,000        $1,104,516              $17.81      09/01/1998
199      MID     Knowledge Beginnings (VI)                            $594,560          $466,898              $41.44      02/09/2000
200      MID     Knowledge Beginnings (VI)                            $467,440          $593,870              $41.44      02/09/2000

                                     II-20
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)

------------------------------------------------------------------------------------------------------------------------------------
                                                     Maturity Date       Original    Original               Remaining
                                                     or Anticipated      Term to       Amort.  Remaining      Term to
 Loan     Seller                                    Repayment Date to   Maturity or    Term      Amort.    Maturity or    Security
  No.      (1)             Property Name(2)              ARD(5)         ARD (mos)    (mos)(6)    Term       ARD (mos)     Type (12)
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                 <C>                 <C>         <C>      <C>        <C>           <C>
151      MID     Steele's Market                     01/01/2010          120         360      355        115           Fee Simple
152     CIBC     The Commonwealth Building           09/01/2009          120         300      291        111           Fee Simple
153     CIBC     Gateway 2000 - Hobart               07/01/2009          120         360      349        109           Fee Simple
154      MID     Frolics Plaza                       03/01/2010          120         300      297        117           Fee Simple
155      RFC     Lorain Apartments                   01/01/2010          120         360      355        115           Fee Simple
156      RFC     Opdyke Investments                  03/01/2010          120         360      357        117           Fee Simple
157      MID     Sungard Financial Systems Office
                    Property                         09/01/2009          120         300      291        111           Fee Simple
158      RFC     420 Clinton Avenue                  10/01/2008          120         300      280        100           Fee Simple
159     CIBC     Village Shoppes of Paradise Beach   07/01/2009          120         300      289        109           Fee Simple
160      MID     Tiscor Corporate Office Building    11/01/2008          120         360      341        101           Fee Simple
161      MID     Omnicare Building                   11/01/2009          120         360      353        113           Fee Simple
162     CIBC     Best Western                        03/01/2010          120         240      237        117           Fee Simple
163      RFC     Ironwood Apartments                 11/01/2009          120         300      293        113           Fee Simple
164      RFC     Crossroads South Shopping Center    03/01/2010          120         360      357        117           Fee Simple
165      MID     West Wind Apartments Phase IV       11/01/2009          120         360      353        113           Fee Simple
166     CIBC     Chastain Pines Apartments           09/01/2009          120         360      351        111           Fee Simple
167      MID     166 South River Road                11/01/2008          120         300      281        101           Fee Simple
168     CIBC     Grayco Apartments                   01/01/2010          120         360      355        115           Fee Simple
169      RFC     Mill Road Warehouse                 02/01/2010          120         300      296        116           Fee Simple
170      MID     Reseda Retail Building              09/01/2008          120         300      279        99            Fee Simple
171      MID     Mesa Engineering Systems, Inc.      11/01/2008          120         300      281        101           Fee Simple
172      MID     Concord Garden Apartments           02/01/2010          120         360      356        116           Fee Simple
173      RFC     233 Jamaica Avenue                  10/01/2008          120         300      280        100           Fee Simple
174      MID     Goffstown Village Apartments (V)    08/01/2008          120         300      278        98            Fee Simple
175      MID     Maple Leaf Apartments (V)           08/01/2008          120         300      278        98            Fee Simple
176     CIBC     Gateway 2000 - Columbia             07/01/2009          120         360      349        109           Fee Simple
177      RFC     Kenworthy Medical Building          03/01/2020          240         240      237        237           Fee Simple
178      MID     Lakes Mini Storage                  12/01/2009          120         300      294        114           Fee Simple
179      MID     Town & Country Apartments Phase I   08/01/2008          120         300      278        98            Fee Simple
180      MID     Tucson East Apartments              11/01/2008          120         360      341        101           Fee Simple
181      RFC     Pal Ex, Inc.                        02/01/2010          120         360      356        116           Fee Simple
182      RFC     312-332 East Rosecrans Avenue       01/01/2010          120         300      295        115           Fee Simple
183      MID     Building 35 - Corporate Woods       09/01/2009          120         360      351        111           Fee Simple
184      RFC     Art Museum Apartments               04/01/2010          120         360      358        118           Fee Simple
185     CIBC     Gateway 2000 - Henderson            07/01/2009          120         360      349        109           Fee Simple
186      MID     Helicomb International Plant        11/01/2008          120         240      221        101           Fee Simple
187     CIBC     Gateway 2000 - Chattanooga          07/01/2009          120         360      349        109           Fee Simple
188      MID     U-Stor Facility                     09/01/2018          240         240      219        219           Fee Simple
189      MID     17-33 Elm Street                    03/01/2010          120         300      297        117           Fee Simple
190      RFC     Montwood Village Shopping Center    03/01/2020          240         240      237        237           Fee Simple
191      RFC     D Boys Office Building              04/01/2010          120         300      298        118           Fee Simple &
                                                                                                                       Leasehold
192      MID     U-Stor Facility                     09/01/2018          240         240      219        219           Fee Simple
193      MID     43 North Road                       11/01/2008          120         300      281        101           Fee Simple
194      RFC     Park Apartments                     02/01/2010          120         360      356        116           Fee Simple
195      MID     The Champion Gardens Apartments     12/01/2014          180         360      354        174           Fee Simple
196      MID     168 South River Road                11/01/2008          120         300      281        101           Fee Simple
197      RFC     The Pines Business Park             01/01/2010          120         300      295        115           Fee Simple
198      MID     U-Stor Winchester II                09/01/2018          240         240      219        219           Fee Simple
199      MID     Knowledge Beginnings (VI)           03/01/2010          120         360      357        117           Fee Simple
200      MID     Knowledge Beginnings (VI)           03/01/2010          120         360      357        117           Fee Simple


                                     II-20
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                                                                     Aggregate
                                                                    Original          Cut-Off               Cut-Off
 Loan   Seller                                                      Principal          Date             Date Balance/        Note
  No.    (1)             Property Name(2)                           Balance          Balance(3)       Unit or SF(4)          Date
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                               <C>               <C>                  <C>             <C>
201     CIBC     233, 235, 237 East 111th Street                    $1,060,000        $1,049,810          $21,871.03      06/25/1999
202      RFC     Sunset Shopping Center                             $1,050,000        $1,047,954              $44.88      02/18/2000
203      MID     Lauderhill Plaza                                   $1,040,000        $1,015,164              $50.56      10/16/1998
204      RFC     14401 South San Pedro Street                       $1,000,000          $995,424              $14.52      12/13/1999
205      RFC     Woods Cross Self Storage                             $980,000          $977,900              $18.53      02/02/2000
206      MID     Fresno Self Storage                                $1,000,000          $974,131              $26.81      09/25/1998
207      MID     Crosstown Square Shopping Center                     $975,000          $967,406              $78.80      08/16/1999
208     CIBC     112-116 East 103rd Street                            $975,000          $965,627          $32,187.56      06/25/1999
209      MID     Leon Trace Apartments                                $950,000          $924,810          $12,844.59      08/27/1998
210      RFC     Southern Oaks Apartments                           $1,000,000          $919,618          $14,832.54      02/17/1998
211      RFC     Middletown Industrial                                $912,000          $908,534              $18.43      02/16/2000
212      RFC     401-611 Braker Lane                                  $879,000          $878,472              $28.48      04/14/2000
213      RFC     Mandell Place                                        $875,000          $873,795              $99.01      03/03/2000
214      MID     The Allendale Village Apartments                     $900,000          $866,830           $9,029.48      10/16/1998
215      RFC     Roswell Point Shopping Center                        $855,000          $854,148             $122.72      02/24/2000
216      RFC     Royal Apartments                                     $850,000          $841,712          $19,574.69      06/08/1999
217      RFC     402 - 406 Albee Square                               $825,000          $807,059          $20,176.47      09/23/1998
218      RFC     Mansfield Retail Center                              $725,000          $723,560              $91.67      01/31/2000
219      RFC     224 South 3rd Brooklyn                               $712,500          $707,879          $21,450.87      09/27/1999
220      MID     Circuit City Land                                    $500,000          $494,522               $3.26      10/29/1999
221      RFC     Charles Garden Apartments                            $494,100          $489,427          $30,589.18      06/11/1999
222      RFC     Blockbuster Video                                    $459,000          $458,153              $73.90      02/01/2000
223      RFC     16-10 Caffrey Avenue                                 $432,000          $422,177          $21,108.83      09/18/1998
224      RFC     650 E 182 St                                         $425,000          $407,537          $15,674.49      04/06/1998
225      RFC     Temple Apartments                                    $290,000          $281,659          $28,165.94      03/13/1998
                 Total/Weighted Average                                             $802,548,970

                                      II-21
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------------------------------
                                                     Maturity Date       Original    Original               Remaining
                                                     or Anticipated      Term to       Amort.  Remaining      Term to
 Loan     Seller                                    Repayment Date to   Maturity or    Term      Amort.    Maturity or    Security
  No.      (1)             Property Name(2)              ARD(5)         ARD (mos)    (mos)(6)    Term       ARD (mos)     Type (12)
------------------------------------------------------------------------------------------------------------------------------------
<S>     <C>      <C>                                 <C>                 <C>         <C>      <C>        <C>           <C>
201     CIBC     233, 235, 237 East 111th Street     07/01/2009          120         300      289        109           Fee Simple
202      RFC     Sunset Shopping Center              03/01/2010          120         300      297        117           Fee Simple
203      MID     Lauderhill Plaza                    11/01/2008          120         300      281        101           Fee Simple
204      RFC     14401 South San Pedro Street        01/01/2010          120         300      295        115           Fee Simple
205      RFC     Woods Cross Self Storage            03/01/2010          120         300      297        117           Fee Simple
206      MID     Fresno Self Storage                 10/01/2008          120         300      280        100           Fee Simple
207      MID     Crosstown Square Shopping Center    09/01/2009          120         300      291        111           Fee Simple
208     CIBC     112-116 East 103rd Street           07/01/2009          120         300      289        109           Fee Simple
209      MID     Leon Trace Apartments               09/01/2008          120         300      279        99            Fee Simple
210      RFC     Southern Oaks Apartments            03/01/2013          180         180      153        153           Fee Simple
211      RFC     Middletown Industrial               03/01/2010          120         240      237        117           Fee Simple
212      RFC     401-611 Braker Lane                 05/01/2010          120         300      299        119           Fee Simple
213      RFC     Mandell Place                       04/01/2010          120         300      298        118           Fee Simple
214      MID     The Allendale Village Apartments    11/01/2018          240         240      221        221           Fee Simple
215      RFC     Roswell Point Shopping Center       03/01/2010          120         360      357        117           Fee Simple
216      RFC     Royal Apartments                    07/01/2009          120         300      289        109           Fee Simple
217      RFC     402 - 406 Albee Square              10/01/2008          120         300      280        100           Fee Simple
218      RFC     Mansfield Retail Center             02/01/2010          120         360      356        116           Fee Simple
219      RFC     224 South 3rd Brooklyn              10/01/2009          120         300      292        112           Fee Simple
220      MID     Circuit City Land                   11/01/2009          120         240      233        113           Fee Simple
221      RFC     Charles Garden Apartments           07/01/2009          120         300      289        109           Fee Simple
222      RFC     Blockbuster Video                   03/01/2010          120         300      297        117           Fee Simple
223      RFC     16-10 Caffrey Avenue                10/01/2008          120         300      280        100           Fee Simple
224      RFC     650 E 182 St                        05/01/2018          240         240      215        215           Fee Simple
225      RFC     Temple Apartments                   04/01/2013          180         300      274        154           Fee Simple
                 Total Weighted Average                                  124         333      324
</TABLE>


                                     II-21
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                                                                          Interest
  Loan                                                                       Interest      Accrual             Related Borrower
   No.   Seller(1)    Property Name(2)                                         Rate        Method         Loan Groups (by Loan No.)
------------------------------------------------------------------------------------------------------------------------------------
<S>        <C>        <C>                                                     <C>        <C>              <C>
   1       MID        Campus Apartments                                       6.950%     Actual/360
   2       CIBC       17 John Street                                          8.270%     Actual/360
   3       MID        San Croix Apartments                                    6.870%     Actual/360
   4       CIBC       4343 Commerce Court (A) (I)                             7.170%     Actual/360                  5,6
   5       CIBC       1051 North Kirk Road (A) (I)                            7.170%     Actual/360                  4,6
   6       CIBC       Narco River Business Center (A)                         8.680%     Actual/360                  4,5
   7       MID        Ryder Integrated Logistics                              8.420%     Actual/360                   57
   8       CIBC       Holiday Inn Rochester                                   9.410%     Actual/360
   9       MID        Nevada Street Apartments                                8.140%     Actual/360
  10       MID        Camelot Apartments                                      8.390%     Actual/360
  11       MID        Neurocrine Biosciences                                  6.800%     Actual/360                 14,13
  12       MID        CSC Office Building                                     8.580%     Actual/360
  13       MID        Kinetic Systems Building (B)                            8.300%     Actual/360                   14
  14       MID        Globix Corporation Building (B)                         8.300%     Actual/360                   13
  15       CIBC       Summit Square                                           7.460%     Actual/360
  16       CIBC       Bed, Bath & Beyond                                      7.750%     Actual/360
  17       MID        The Quidel Building                                     8.560%     Actual/360
  18       MID        Candletree Apartments                                   8.140%     Actual/360
  19       CIBC       Latham Crossing & Crossroads Plaza                      7.570%     Actual/360
  20       RFC        Hampton Inn & Suites (II)                               9.230%     Actual/360
  21       RFC        Big Bowl/Wildfire (II)                                  9.230%     Actual/360
  22       MID        Backlick Center South                                   6.510%     Actual/360
  23       CIBC       Willow Run Business Center II                           8.170%     Actual/360            153,176,185,187
  24       MID        East Side Plaza                                         6.890%       30/360
  25       RFC        Ritchie Highway Shopping Center                         8.500%     Actual/360
  26       CIBC       Lincoln Park (C)                                        9.100%     Actual/360                   27
  27       CIBC       Pompano Merchandise Mart (C)                            9.070%     Actual/360                   26
  28       RFC        Big Kmart Shopping Center                               8.220%     Actual/360                   35
  29       RFC        Marston Park Plaza                                      8.910%     Actual/360
  30       CIBC       Union Center                                            8.570%     Actual/360
  31       MID        La Jolla Corporate Center                               8.350%     Actual/360
  32       CIBC       Southlake Festival Shopping Center                      8.920%     Actual/360
  33       RFC        HomeBase-Phoenix, AZ                                    8.410%     Actual/360
  34       MID        Hyatt Suites Hotel                                      9.270%     Actual/360
  35       RFC        Holiday Square Shopping Center                          8.390%     Actual/360                   28
  36       RFC        Stagecoach Plaza                                        8.400%     Actual/360
  37       RFC        Today's Man Oxford Valley                               8.540%     Actual/360
  38       CIBC       Parkway Corporate Plaza 138                             8.500%     Actual/360
  39       MID        Lexington Commons Apartments                            6.780%     Actual/360
  40       MID        Regal Cinema                                            9.020%     Actual/360                 93, 90
  41       MID        One Airport Center Office Building                      7.380%     Actual/360
  42       MID        San Pablo Apartments                                    6.980%     Actual/360
  43       MID        Oaks of Ashford Point Apartments                        8.250%     Actual/360               47, 73, 52
  44       CIBC       Comfort Inn - Philadelphia Airport                      8.870%     Actual/360
  45       MID        Grouse Run Apartments                                   6.860%     Actual/360                   56
  46       RFC        Avanex Building                                         8.450%     Actual/360
  47       MID        The Regents Cove Apartments                             8.070%     Actual/360               47,73, 43
  48       CIBC       156 10-40 Cross Bay Boulevard                           9.250%     Actual/360
  49       MID        Freehold Executive Center                               8.930%     Actual/360
  50       MID        K-Mart (D)                                              8.910%     Actual/360                   51

                                     II-22
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------
                                                                                 Scheduled
  Loan                                                                            Balloon          Ballooon
   No.      Seller(1)    Property Name(2)                                         Balance          LTV (4)
------------------------------------------------------------------------------------------------------------
<S>           <C>        <C>                                                    <C>                 <C>
   1          MID        Campus Apartments                                      $22,437,517         54.46%
   2          CIBC       17 John Street                                         $21,079,539         62.00%
   3          MID        San Croix Apartments                                   $17,414,035         66.72%
   4          CIBC       4343 Commerce Court (A) (I)                            $11,479,911         59.02%
   5          CIBC       1051 North Kirk Road (A) (I)                            $2,989,158         59.02%
   6          CIBC       Narco River Business Center (A)                         $2,352,990         59.02%
   7          MID        Ryder Integrated Logistics                             $16,481,593         68.96%
   8          CIBC       Holiday Inn Rochester                                  $15,164,233         60.18%
   9          MID        Nevada Street Apartments                               $13,834,772         70.23%
  10          MID        Camelot Apartments                                     $13,460,905         71.22%
  11          MID        Neurocrine Biosciences                                 $12,828,878         53.01%
  12          MID        CSC Office Building                                    $11,884,371         63.89%
  13          MID        Kinetic Systems Building (B)                            $5,335,609         56.33%
  14          MID        Globix Corporation Building (B)                         $5,085,502         56.33%
  15          CIBC       Summit Square                                          $10,844,793         66.94%
  16          CIBC       Bed, Bath & Beyond                                     $10,223,984         70.99%
  17          MID        The Quidel Building                                    $10,204,630         67.58%
  18          MID        Candletree Apartments                                   $9,887,261         71.65%
  19          CIBC       Latham Crossing & Crossroads Plaza                      $9,651,354         65.21%
  20          RFC        Hampton Inn & Suites (II)                               $6,657,945         51.83%
  21          RFC        Big Bowl/Wildfire (II)                                  $2,463,696         51.83%
  22          MID        Backlick Center South                                   $9,140,655         67.21%
  23          CIBC       Willow Run Business Center II                           $9,051,221         59.94%
  24          MID        East Side Plaza                                         $8,759,832         68.60%
  25          RFC        Ritchie Highway Shopping Center                         $9,047,008         64.62%
  26          CIBC       Lincoln Park (C)                                        $5,043,010         66.59%
  27          CIBC       Pompano Merchandise Mart (C)                            $3,986,009         66.59%
  28          RFC        Big Kmart Shopping Center                               $8,675,815         66.99%
  29          RFC        Marston Park Plaza                                      $8,864,756         69.26%
  30          CIBC       Union Center                                            $8,427,998         62.43%
  31          MID        La Jolla Corporate Center                               $7,180,448         67.30%
  32          CIBC       Southlake Festival Shopping Center                      $7,032,090         62.79%
  33          RFC        HomeBase-Phoenix, AZ                                    $6,262,585         59.64%
  34          MID        Hyatt Suites Hotel                                      $5,644,423         36.42%
  35          RFC        Holiday Square Shopping Center                          $5,875,574         68.40%
  36          RFC        Stagecoach Plaza                                        $5,868,144         57.53%
  37          RFC        Today's Man Oxford Valley                               $5,877,718         70.82%
  38          CIBC       Parkway Corporate Plaza 138                             $5,702,005         64.43%
  39          MID        Lexington Commons Apartments                            $5,342,496         68.94%
  40          MID        Regal Cinema                                            $4,417,488         43.52%
  41          MID        One Airport Center Office Building                      $4,303,510         51.85%
  42          MID        San Pablo Apartments                                    $5,241,044         69.88%
  43          MID        Oaks of Ashford Point Apartments                        $5,133,259         70.80%
  44          CIBC       Comfort Inn - Philadelphia Airport                      $4,813,523         56.63%
  45          MID        Grouse Run Apartments                                   $4,954,315         68.81%
  46          RFC        Avanex Building                                         $5,052,449         66.48%
  47          MID        The Regents Cove Apartments                             $4,980,614         70.15%
  48          CIBC       156 10-40 Cross Bay Boulevard                           $4,692,486         49.39%
  49          MID        Freehold Executive Center                               $5,009,829         68.63%
  50          MID        K-Mart (D)                                                $179,593          4.41%


                                     II-22
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------
                                                                                          Interest
  Loan                                                                       Interest      Accrual             Related Borrower
   No.   Seller(1)    Property Name(2)                                         Rate        Method         Loan Groups (by Loan No.)
------------------------------------------------------------------------------------------------------------------------------------
<S>        <C>        <C>                                                     <C>        <C>              <C>
  51       MID        K-Mart (D)                                              8.910%     Actual/360                   50
  52       MID        Seton Chase Apartments                                  8.050%     Actual/360               47, 73, 43
  53       CIBC       Tel Huron Shopping Center                               8.090%     Actual/360
  54       MID        Quality Inn Sports Complex                              6.880%     Actual/360
  55       MID        Ramada Limited                                          6.840%     Actual/360
  56       MID        Walker's Station Apartments                             6.780%     Actual/360                   46
  57       MID        Saturn Electronics & Engineering                        8.840%     Actual/360                   7
  58       MID        Plaza Pointe                                            6.970%     Actual/360
  59       RFC        GAI-Tronics Corporation                                 8.310%     Actual/360
  60       CIBC       2600 Building                                           8.610%     Actual/360
  61       CIBC       Hoyt's Cinemas                                          9.580%     Actual/360
  62       CIBC       Advance Auto Parts - York, PA (III)                     8.840%     Actual/360        63,64,65,66,67,68,69,70
  63       CIBC       Advance Auto Parts - Harrisburg, PA (Swatara) (III)     8.840%     Actual/360        62,64,65,66,67,68,69,70
  64       CIBC       Advance Auto Parts - Steelton, PA (III)                 8.840%     Actual/360        62,63,65,66,67,68,69,70
  65       CIBC       Advance Auto Parts - Celina, OH (III)                   8.840%     Actual/360        62,63,64,66,67,68,69,70
  66       CIBC       Advance Auto Parts - Youngstown, OH (III)               8.840%     Actual/360        62,63,64,65,67,68,69,70
  67       CIBC       Advance Auto Parts - Warren, OH (III)                   8.840%     Actual/360        62,63,64,65,66,68,69,70
  68       CIBC       Advance Auto Parts - Atlanta, GA (III)                  8.840%     Actual/360        62,63,64,65,66,67,69,70
  69       CIBC       Advance Auto Parts - Penn Hills, PA (III)               8.840%     Actual/360        62,63,64,65,66,67,68,70
  70       CIBC       Advance Auto Parts - Pontotoc, MS (III)                 8.840%     Actual/360        62,63,64,65,66,67,68,69
  71       MID        Hampton Inn Maple Grove                                 7.220%     Actual/360
  72       RFC        Maple Tree Mall                                         8.650%     Actual/360
  73       MID        The Sterling Falls Apartments                           6.880%     Actual/360               52, 47, 43
  74       RFC        Stelton Shopping Center                                 8.070%     Actual/360
  75       CIBC       Parkview Towers                                         7.990%     Actual/360
  76       CIBC       Unilab Building                                         9.000%     Actual/360
  77       MID        Cambridge Apartments                                    6.720%     Actual/360
  78       MID        Tempe Plaza                                             8.920%     Actual/360
  79       RFC        Byram Self-Storage                                      8.870%     Actual/360
  80       MID        Sixth Street Building                                   6.460%     Actual/360
  81       MID        Lake Pine Apartments                                    6.810%     Actual/360
  82       RFC        Las Lomas Apartments                                    8.270%     Actual/360
  83       RFC        Pinellas Industrial Center                              8.870%     Actual/360
  84       CIBC       Mount Joy Square                                        8.310%     Actual/360
  85       MID        Town & Country Apartments (Phase II)                    6.870%     Actual/360                179, 98
  86       MID        Bartles Corner Business Park                            8.690%     Actual/360
  87       RFC        Jeffery Manor Shopping Center                           8.730%     Actual/360
  88       MID        Eckerd's Drug Store                                     7.760%     Actual/360              99, 92, 101
  89       MID        Clayton Apartments and Duplexes                         6.850%     Actual/360
  90       MID        Regal Cinemas 12-Screen Movie Theatre                   9.320%     Actual/360                 93, 40
  91       RFC        1506 N. Lee Trevino                                     9.120%     Actual/360             177, 190, 133
  92       MID        Eckerd Pharmacy                                         7.760%     Actual/360              99, 101, 88
  93       MID        Kroger Grocery Store                                    7.010%     Actual/360                 40, 90
  94       CIBC       Datatec Warehouse                                       8.690%     Actual/360
  95       MID        Legacy Business Park Medical Office 8 (E)               7.160%     Actual/360                   96
  96       MID        Legacy Business Park Medical Office - 4 (E)             7.160%     Actual/360                   95
  97       MID        East Los Angeles Retail Center                          6.830%     Actual/360
  98       MID        Acadia Park Apartments                                  6.870%     Actual/360                179, 85
  99       MID        Eckerd's Drug Store                                     7.770%     Actual/360              101, 92, 88
 100       MID        Dana Innovations                                        8.300%     Actual/360

                                     II-23
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------
                                                                                 Scheduled
  Loan                                                                            Balloon          Ballooon
   No.       Seller(1)    Property Name(2)                                        Balance          LTV (4)
------------------------------------------------------------------------------------------------------------
<S>            <C>        <C>                                                    <C>                 <C>
  51           MID        K-Mart (D)                                               $172,144          4.41%
  52           MID        Seton Chase Apartments                                 $4,798,686         71.62%
  53           CIBC       Tel Huron Shopping Center                              $4,841,800         61.68%
  54           MID        Quality Inn Sports Complex                             $2,285,260         28.57%
  55           MID        Ramada Limited                                         $4,127,942         57.33%
  56           MID        Walker's Station Apartments                            $4,411,568         66.84%
  57           MID        Saturn Electronics & Engineering                       $4,558,909         69.07%
  58           MID        Plaza Pointe                                           $4,278,934         49.32%
  59           RFC        GAI-Tronics Corporation                                $4,108,058         71.44%
  60           CIBC       2600 Building                                          $4,100,755         66.14%
  61           CIBC       Hoyt's Cinemas                                         $3,820,549         50.94%
  62           CIBC       Advance Auto Parts - York, PA (III)                      $472,700         53.55%
  63           CIBC       Advance Auto Parts - Harrisburg, PA (Swatara) (III)      $422,054         53.55%
  64           CIBC       Advance Auto Parts - Steelton, PA (III)                  $413,613         53.55%
  65           CIBC       Advance Auto Parts - Celina, OH (III)                    $333,422         53.55%
  66           CIBC       Advance Auto Parts - Youngstown, OH (III)                $400,951         53.55%
  67           CIBC       Advance Auto Parts - Warren, OH (III)                    $379,848         53.55%
  68           CIBC       Advance Auto Parts - Atlanta, GA (III)                   $447,377         53.55%
  69           CIBC       Advance Auto Parts - Penn Hills, PA (III)                $472,700         53.55%
  70           CIBC       Advance Auto Parts - Pontotoc, MS (III)                  $303,879         53.55%
  71           MID        Hampton Inn Maple Grove                                $2,798,409         39.55%
  72           RFC        Maple Tree Mall                                        $3,767,615         66.10%
  73           MID        The Sterling Falls Apartments                          $3,658,304         65.09%
  74           RFC        Stelton Shopping Center                                $3,262,146         59.31%
  75           CIBC       Parkview Towers                                        $3,358,197         71.45%
  76           CIBC       Unilab Building                                        $3,093,078         59.48%
  77           MID        Cambridge Apartments                                   $3,186,292         61.87%
  78           MID        Tempe Plaza                                            $2,966,037         50.27%
  79           RFC        Byram Self-Storage                                       $103,568          1.58%
  80           MID        Sixth Street Building                                  $1,706,357         34.82%
  81           MID        Lake Pine Apartments                                   $3,041,997         69.45%
  82           RFC        Las Lomas Apartments                                   $2,749,552         51.88%
  83           RFC        Pinellas Industrial Center                             $2,786,042         62.19%
  84           CIBC       Mount Joy Square                                       $2,973,186         67.57%
  85           MID        Town & Country Apartments (Phase II)                   $2,636,917         50.37%
  86           MID        Bartles Corner Business Park                           $2,340,648         50.88%
  87           RFC        Jeffery Manor Shopping Center                          $2,908,803         69.01%
  88           MID        Eckerd's Drug Store                                    $2,503,130         70.81%
  89           MID        Clayton Apartments and Duplexes                        $2,784,608         63.29%
  90           MID        Regal Cinemas 12-Screen Movie Theatre                  $1,367,730         26.82%
  91           RFC        1506 N. Lee Trevino                                      $179,168          4.27%
  92           MID        Eckerd Pharmacy                                        $2,672,382         63.63%
  93           MID        Kroger Grocery Store                                   $2,447,263         63.57%
  94           CIBC       Datatec Warehouse                                      $2,155,875         53.23%
  95           MID        Legacy Business Park Medical Office 8 (E)              $1,821,017         64.05%
  96           MID        Legacy Business Park Medical Office - 4 (E)              $763,510         64.05%
  97           MID        East Los Angeles Retail Center                         $2,040,214         51.01%
  98           MID        Acadia Park Apartments                                 $2,317,291         52.67%
  99           MID        Eckerd's Drug Store                                    $2,851,232         71.28%
 100           MID        Dana Innovations                                       $2,524,991         63.92%

                                     II-23
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table Continued)
------------------------------------------------------------------------------------------------------------------------------------
                                                                                          Interest
  Loan                                                                       Interest      Accrual             Related Borrower
   No.   Seller(1)    Property Name(2)                                         Rate        Method         Loan Groups (by Loan No.)
------------------------------------------------------------------------------------------------------------------------------------
<S>        <C>        <C>                                                     <C>        <C>              <C>
 101       MID        Eckerd's Drug Store                                     7.760%     Actual/360               99, 92, 88
 102       RFC        Oregon Court (F)                                        8.670%     Actual/360
 103       RFC        Oregon Arms (F)                                         8.670%     Actual/360
 104       MID        Eckerd Drugs                                            7.980%     Actual/360
 105       CIBC       Dicks Clothing and Sporting Goods                       8.840%     Actual/360
 106       CIBC       Sugarland Shopping Center                               8.530%     Actual/360
 107       MID        Eckerd Drug Store                                       8.450%     Actual/360
 108       RFC        Bassett Furniture Store                                 9.180%     Actual/360
 109       CIBC       Oak Leaf West                                           8.270%     Actual/360
 110       CIBC       2000 White Elks Springs Court                           8.950%     Actual/360
 111       CIBC       Triangle Shopping Center                                8.460%     Actual/360
 112       CIBC       Northern Medical Offices                                8.500%     Actual/360
 113       MID        Bronco Apartments                                       6.810%     Actual/360                  209
 114       MID        K-Mart                                                  8.820%     Actual/360
 115       RFC        Villa Eleni                                             8.310%     Actual/360
 116       MID        Perkins Place & Fox Ridge (IV)                          8.350%     Actual/360
 117       MID        Barrington Hills Apartments (IV)                        8.350%     Actual/360
 118       MID        McDuffee Brook Place (IV)                               8.350%     Actual/360
 119       MID        Kearsarge Apartments (IV)                               8.350%     Actual/360
 120       RFC        Agawam Industrial Building                              8.990%     Actual/360
 121       CIBC       Tampa Multifamily Portfolio                             8.910%     Actual/360
 122       RFC        Park Place II Office Building                           8.845%     Actual/360
 123       MID        The Sequoia Institute                                   8.480%     Actual/360
 124       MID        Staples                                                 8.160%     Actual/360                  141
 125       MID        Brookwood Townhomes                                     8.460%     Actual/360
 126       MID        Staples Office Supply Store                             8.170%     Actual/360                  129
 127       CIBC       Jefferson Pilot Financial Center                        8.790%     Actual/360
 128       MID        Eckerd Drug Store                                       8.280%     Actual/360
 129       MID        Staples Property                                        8.170%     Actual/360                  126
 130       MID        CVS Drugstore                                           8.140%     Actual/360
 131       CIBC       Maple Building                                          8.690%     Actual/360
 132       MID        Woodward Avenue Office Building                         8.830%     Actual/360
 133       RFC        Alameda Towne Centre                                    9.120%     Actual/360              190, 91, 177
 134       CIBC       Park Place Apartments                                   8.100%     Actual/360
 135       CIBC       244-48 East 117th Street                                8.480%     Actual/360
 136       MID        Prudential Office Building                              8.700%     Actual/360
 137       MID        1/2 Price Store                                         8.270%     Actual/360
 138       MID        Sunshine Square Shopping Center                         6.900%     Actual/360
 139       RFC        Westfair Center                                         9.160%     Actual/360
 140       CIBC       Bell Gardens Shopping Center                            8.480%     Actual/360
 141       MID        Staples                                                 8.240%     Actual/360                  124
 142       CIBC       Morgan Garden Apartments                                9.020%     Actual/360
 143       CIBC       Colonial Garden Apartments                              8.070%     Actual/360
 144       MID        170 West Road                                           8.280%     Actual/360                149, 174
 145       RFC        Lamar Industrial Center                                 9.180%     Actual/360                  212
 146       MID        Columbus Plaza Shopping Center                          8.340%     Actual/360
 147       RFC        Lakeshore Village Office Complex                        8.840%     Actual/360
 148       MID        The Lucent Technologies Building                        8.730%     Actual/360
 149       MID        Leonard Professional Building                           8.800%     Actual/360                174, 144
 150       CIBC       Cross River Mill                                        8.370%     Actual/360

                                     II-24
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------
                                                                                 Scheduled
  Loan                                                                            Balloon          Ballooon
   No.       Seller(1)    Property Name(2)                                        Balance          LTV (4)
------------------------------------------------------------------------------------------------------------
<S>            <C>        <C>                                                    <C>                <C>
 101           MID        Eckerd's Drug Store                                    $2,449,684         70.49%
 102           RFC        Oregon Court (F)                                       $1,128,467         54.28%
 103           RFC        Oregon Arms (F)                                          $757,823         54.28%
 104           MID        Eckerd Drugs                                           $2,445,623         68.22%
 105           CIBC       Dicks Clothing and Sporting Goods                      $2,303,691         57.59%
 106           CIBC       Sugarland Shopping Center                              $2,259,844         62.77%
 107           MID        Eckerd Drug Store                                      $2,356,233         67.90%
 108           RFC        Bassett Furniture Store                                $2,376,082         61.32%
 109           CIBC       Oak Leaf West                                          $2,296,250         67.54%
 110           CIBC       2000 White Elks Springs Court                          $2,297,789         65.65%
 111           CIBC       Triangle Shopping Center                               $1,776,722         55.52%
 112           CIBC       Northern Medical Offices                               $1,783,999         49.56%
 113           MID        Bronco Apartments                                      $1,993,608         47.47%
 114           MID        K-Mart                                                   $153,061          4.25%
 115           RFC        Villa Eleni                                            $2,166,380         63.72%
 116           MID        Perkins Place & Fox Ridge (IV)                           $659,564         67.43%
 117           MID        Barrington Hills Apartments (IV)                         $813,161         67.43%
 118           MID        McDuffee Brook Place (IV)                                $404,774         67.43%
 119           MID        Kearsarge Apartments (IV)                                $290,931         67.43%
 120           RFC        Agawam Industrial Building                             $2,033,608         59.81%
 121           CIBC       Tampa Multifamily Portfolio                            $2,012,015         60.51%
 122           RFC        Park Place II Office Building                          $2,142,163         54.23%
 123           MID        The Sequoia Institute                                  $2,068,978         61.95%
 124           MID        Staples                                                $2,055,709         69.69%
 125           MID        Brookwood Townhomes                                    $2,117,807         62.29%
 126           MID        Staples Office Supply Store                            $2,038,410         67.95%
 127           CIBC       Jefferson Pilot Financial Center                       $2,030,801         63.07%
 128           MID        Eckerd Drug Store                                      $1,985,668         67.20%
 129           MID        Staples Property                                       $1,976,366         67.00%
 130           MID        CVS Drugstore                                            $114,249          4.18%
 131           CIBC       Maple Building                                         $1,786,335         59.54%
 132           MID        Woodward Avenue Office Building                        $1,915,939         68.43%
 133           RFC        Alameda Towne Centre                                     $126,477          4.08%
 134           CIBC       Park Place Apartments                                  $1,864,840         71.72%
 135           CIBC       244-48 East 117th Street                               $1,743,095         61.16%
 136           MID        Prudential Office Building                             $1,832,504         61.60%
 137           MID        1/2 Price Store                                        $1,803,175         66.78%
 138           MID        Sunshine Square Shopping Center                        $1,742,975         62.25%
 139           RFC        Westfair Center                                        $1,808,620         62.37%
 140           CIBC       Bell Gardens Shopping Center                           $1,629,457         57.38%
 141           MID        Staples                                                $1,731,820         69.27%
 142           CIBC       Morgan Garden Apartments                               $1,738,512         72.44%
 143           CIBC       Colonial Garden Apartments                             $1,702,115         70.92%
 144           MID        170 West Road                                          $1,713,336         71.39%
 145           RFC        Lamar Industrial Center                                $1,614,761         59.81%
 146           MID        Columbus Plaza Shopping Center                         $1,707,802         67.64%
 147           RFC        Lakeshore Village Office Complex                       $1,572,920         57.20%
 148           MID        The Lucent Technologies Building                       $1,691,292         69.89%
 149           MID        Leonard Professional Building                          $1,566,992         60.27%
 150           CIBC       Cross River Mill                                       $1,592,402         56.87%

                                     II-24
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table Continued)
------------------------------------------------------------------------------------------------------------------------------------
                                                                                          Interest
  Loan                                                                       Interest      Accrual             Related Borrower
   No.   Seller(1)    Property Name(2)                                         Rate        Method         Loan Groups (by Loan No.)
------------------------------------------------------------------------------------------------------------------------------------
<S>        <C>        <C>                                                     <C>        <C>              <C>
 151       MID        Steele's Market                                         8.300%     Actual/360
 152       CIBC       The Commonwealth Building                               8.340%     Actual/360
 153       CIBC       Gateway 2000 - Hobart                                   8.220%     Actual/360           176, 185, 187, 23
 154       MID        Frolics Plaza                                           9.220%     Actual/360                  183
 155       RFC        Lorain Apartments                                       8.380%     Actual/360
 156       RFC        Opdyke Investments                                      8.930%     Actual/360
 157       MID        Sungard Financial Systems Office Property               8.240%     Actual/360
 158       RFC        420 Clinton Avenue                                      7.375%     Actual/360             173, 217, 223
 159       CIBC       Village Shoppes of Paradise Beach                       8.490%     Actual/360
 160       MID        Tiscor Corporate Office Building                        6.450%     Actual/360
 161       MID        Omnicare Building                                       8.480%     Actual/360
 162       CIBC       Best Western                                            9.990%     Actual/360
 163       RFC        Ironwood Apartments                                     8.730%     Actual/360
 164       RFC        Crossroads South Shopping Center                        8.680%     Actual/360
 165       MID        West Wind Apartments Phase IV                           8.050%     Actual/360
 166       CIBC       Chastain Pines Apartments                               8.130%     Actual/360
 167       MID        166 South River Road                                    7.080%     Actual/360                  196
 168       CIBC       Grayco Apartments                                       8.350%     Actual/360
 169       RFC        Mill Road Warehouse                                     9.060%     Actual/360
 170       MID        Reseda Retail Building                                  7.290%     Actual/360
 171       MID        Mesa Engineering Systems, Inc.                          6.890%     Actual/360
 172       MID        Concord Garden Apartments                               8.460%     Actual/360
 173       RFC        233 Jamaica Avenue                                      7.375%     Actual/360             217, 223, 158
 174       MID        Goffstown Village Apartments (V)                        6.960%     Actual/360             175, 144, 149
 175       MID        Maple Leaf Apartments (V)                               6.960%     Actual/360             174, 144, 149
 176       CIBC       Gateway 2000 - Columbia                                 8.220%     Actual/360           153, 185, 187, 23
 177       RFC        Kenworthy Medical Building                              9.260%     Actual/360              190, 91, 133
 178       MID        Lakes Mini Storage                                      8.600%     Actual/360
 179       MID        Town & Country Apartments Phase I                       6.870%     Actual/360                 98, 85
 180       MID        Tucson East Apartments                                  6.860%     Actual/360
 181       RFC        Pal Ex, Inc.                                            8.870%     Actual/360
 182       RFC        312-332 East Rosecrans Avenue                           8.340%     Actual/360                  204
 183       MID        Building 35 - Corporate Woods                           8.310%     Actual/360                  154
 184       RFC        Art Museum Apartments                                   8.640%     Actual/360
 185       CIBC       Gateway 2000 - Henderson                                8.220%     Actual/360           153, 176, 187, 23
 186       MID        Helicomb International Plant                            6.760%     Actual/360
 187       CIBC       Gateway 2000 - Chattanooga                              8.220%     Actual/360           153, 176, 185, 23
 188       MID        U-Stor Facility                                         7.110%     Actual/360                198, 192
 189       MID        17-33 Elm Street                                        8.880%     Actual/360
 190       RFC        Montwood Village Shopping Center                        9.320%     Actual/360              91, 177, 133
 191       RFC        D Boys Office Building                                  8.920%     Actual/360
 192       MID        U-Stor Facility                                         7.110%     Actual/360                188, 198
 193       MID        43 North Road                                           6.610%     Actual/360
 194       RFC        Park Apartments                                         8.160%     Actual/360
 195       MID        The Champion Gardens Apartments                         8.390%     Actual/360
 196       MID        168 South River Road                                    7.080%     Actual/360                  167
 197       RFC        The Pines Business Park                                 8.800%     Actual/360
 198       MID        U-Stor Winchester II                                    7.110%     Actual/360             188, 198, 192
 199       MID        Knowledge Beginnings (VI)                               8.970%     Actual/360
 200       MID        Knowledge Beginnings (VI)                               8.970%     Actual/360

                                     II-25

<PAGE>
<CAPTION>
(Table continued)
-------------------------------------------------------------------------------------------------------------
                                                                                  Scheduled
  Loan                                                                             Balloon          Ballooon
   No.     Seller(1)    Property Name(2)                                           Balance          LTV (4)
-------------------------------------------------------------------------------------------------------------
<S>          <C>        <C>                                                      <C>                 <C>
 151         MID        Steele's Market                                           $1,563,692         66.82%
 152         CIBC       The Commonwealth Building                                 $1,448,310         62.16%
 153         CIBC       Gateway 2000 - Hobart                                     $1,548,835         61.95%
 154         MID        Frolics Plaza                                             $1,427,719         54.91%
 155         RFC        Lorain Apartments                                         $1,479,836         72.19%
 156         RFC        Opdyke Investments                                        $1,484,544         63.85%
 157         MID        Sungard Financial Systems Office Property                 $1,350,329         54.01%
 158         RFC        420 Clinton Avenue                                        $1,315,132         59.78%
 159         CIBC       Village Shoppes of Paradise Beach                         $1,338,000         62.67%
 160         MID        Tiscor Corporate Office Building                          $1,377,012         64.05%
 161         MID        Omnicare Building                                         $1,419,825         66.66%
 162         CIBC       Best Western                                              $1,167,254         46.23%
 163         RFC        Ironwood Apartments                                       $1,304,067         58.61%
 164         RFC        Crossroads South Shopping Center                          $1,390,096         71.29%
 165         MID        West Wind Apartments Phase IV                             $1,375,413         66.45%
 166         CIBC       Chastain Pines Apartments                                 $1,345,788         63.33%
 167         MID        166 South River Road                                      $1,222,244         58.20%
 168         CIBC       Grayco Apartments                                         $1,343,561         70.71%
 169         RFC        Mill Road Warehouse                                       $1,242,257         67.15%
 170         MID        Reseda Retail Building                                    $1,180,745         58.16%
 171         MID        Mesa Engineering Systems, Inc.                            $1,159,142         57.96%
 172         MID        Concord Garden Apartments                                 $1,259,572         71.16%
 173         RFC        233 Jamaica Avenue                                        $1,133,035         59.63%
 174         MID        Goffstown Village Apartments (V)                            $641,044         59.83%
 175         MID        Maple Leaf Apartments (V)                                   $480,783         59.83%
 176         CIBC       Gateway 2000 - Columbia                                   $1,227,734         62.48%
 177         RFC        Kenworthy Medical Building                                   $84,587          4.23%
 178         MID        Lakes Mini Storage                                        $1,113,804         57.71%
 179         MID        Town & Country Apartments Phase I                         $1,078,738         45.52%
 180         MID        Tucson East Apartments                                    $1,155,726         69.41%
 181         RFC        Pal Ex, Inc.                                              $1,187,495         64.54%
 182         RFC        312-332 East Rosecrans Avenue                             $1,081,964         25.46%
 183         MID        Building 35 - Corporate Woods                             $1,162,762         59.63%
 184         RFC        Art Museum Apartments                                     $1,143,513         61.31%
 185         CIBC       Gateway 2000 - Henderson                                  $1,136,892         62.30%
 186         MID        Helicomb International Plant                                $881,801         41.01%
 187         CIBC       Gateway 2000 - Chattanooga                                $1,133,293         62.96%
 188         MID        U-Stor Facility                                              $52,312          2.15%
 189         MID        17-33 Elm Street                                          $1,041,331         57.85%
 190         RFC        Montwood Village Shopping Center                             $78,186          4.32%
 191         RFC        D Boys Office Building                                    $1,027,314         57.07%
 192         MID        U-Stor Facility                                              $51,440          2.32%
 193         MID        43 North Road                                               $943,750         55.51%
 194         RFC        Park Apartments                                           $1,036,698         69.11%
 195         MID        The Champion Gardens Apartments                             $938,457         52.14%
 196         MID        168 South River Road                                        $940,807         53.76%
 197         RFC        The Pines Business Park                                     $940,830         55.34%
 198         MID        U-Stor Winchester II                                         $46,930          2.13%
 199         MID        Knowledge Beginnings (VI)                                   $428,171         63.58%
 200         MID        Knowledge Beginnings (VI)                                   $544,611         63.58%


                                     II-25
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table Continued)
------------------------------------------------------------------------------------------------------------------------------------
                                                                                          Interest
  Loan                                                                       Interest      Accrual             Related Borrower
   No.   Seller(1)    Property Name(2)                                         Rate        Method         Loan Groups (by Loan No.)
------------------------------------------------------------------------------------------------------------------------------------
<S>        <C>        <C>                                                     <C>        <C>              <C>
 201       CIBC       233, 235, 237 East 111th Street                         8.480%     Actual/360                208, 135
 202       RFC        Sunset Shopping Center                                  9.500%     Actual/360
 203       MID        Lauderhill Plaza                                        6.810%     Actual/360
 204       RFC        14401 South San Pedro Street                            8.340%     Actual/360                  182
 205       RFC        Woods Cross Self Storage                                9.100%     Actual/360
 206       MID        Fresno Self Storage                                     6.630%     Actual/360
 207       MID        Crosstown Square Shopping Center                        8.640%     Actual/360
 208       CIBC       112-116 East 103rd Street                               8.480%     Actual/360
 209       MID        Leon Trace Apartments                                   6.810%     Actual/360                  113
 210       RFC        Southern Oaks Apartments                                8.250%     Actual/360
 211       RFC        Middletown Industrial                                   9.360%     Actual/360
 212       RFC        401-611 Braker Lane                                     9.240%     Actual/360                  145
 213       RFC        Mandell Place                                           9.520%     Actual/360
 214       MID        The Allendale Village Apartments                        7.000%     Actual/360
 215       RFC        Roswell Point Shopping Center                           9.390%     Actual/360
 216       RFC        Royal Apartments                                        8.410%     Actual/360
 217       RFC        402 - 406 Albee Square                                  7.625%     Actual/360              173,158,217
 218       RFC        Mansfield Retail Center                                 8.950%     Actual/360
 219       RFC        224 South 3rd Brooklyn                                  8.860%     Actual/360
 220       MID        Circuit City Land                                       8.320%     Actual/360
 221       RFC        Charles Garden Apartments                               8.560%     Actual/360
 222       RFC        Blockbuster Video                                       9.720%     Actual/360
 223       RFC        16-10 Caffrey Avenue                                    7.375%     Actual/360             173, 158, 217
 224       RFC        650 E 182 St                                            8.375%     Actual/360
 225       RFC        Temple Apartments                                       7.625%     Actual/360
                      Total/Weighted Average                                  8.104%

                                     II-26
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
LOAN INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------
                                                                                 Scheduled
  Loan                                                                            Balloon          Ballooon
   No.    Seller(1)    Property Name(2)                                           Balance          LTV (4)
------------------------------------------------------------------------------------------------------------
<S>         <C>        <C>                                                        <C>               <C>
 201        CIBC       233, 235, 237 East 111th Street                            $886,177          52.13%
 202        RFC        Sunset Shopping Center                                     $901,661          64.40%
 203        MID        Lauderhill Plaza                                           $829,313          55.29%
 204        RFC        14401 South San Pedro Street                               $832,280          29.20%
 205        RFC        Woods Cross Self Storage                                   $832,822          53.73%
 206        MID        Fresno Self Storage                                        $793,169          61.97%
 207        MID        Crosstown Square Shopping Center                           $820,172          63.09%
 208        CIBC       112-116 East 103rd Street                                  $815,116          58.22%
 209        MID        Leon Trace Apartments                                      $757,570          51.36%
 210        RFC        Southern Oaks Apartments                                    $25,885           1.52%
 211        RFC        Middletown Industrial                                      $673,221          52.80%
 212        RFC        401-611 Braker Lane                                        $749,701          51.70%
 213        RFC        Mandell Place                                              $751,542          60.12%
 214        MID        The Allendale Village Apartments                            $35,579           2.74%
 215        RFC        Roswell Point Shopping Center                              $788,750          65.73%
 216        RFC        Royal Apartments                                           $709,227          47.28%
 217        RFC        402 - 406 Albee Square                                     $672,707          51.75%
 218        RFC        Mansfield Retail Center                                    $662,384          46.48%
 219        RFC        224 South 3rd Brooklyn                                     $601,718          60.78%
 220        MID        Circuit City Land                                          $358,255          25.59%
 221        RFC        Charles Garden Apartments                                  $413,993          55.95%
 222        RFC        Blockbuster Video                                          $396,369          41.29%
 223        RFC        16-10 Caffrey Avenue                                       $349,623          53.79%
 224        RFC        650 E 182 St                                                $21,031           2.94%
 225        RFC        Temple Apartments                                          $189,633          47.41%
                       Total/Weighted Average                                                       59.85%

</TABLE>

                                     II-26
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<TABLE>
<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------

Loan                                                                   Underwritable   Net Operating       Monthly
 No.    Seller    Property Name(2)                                       Cash Flow        Income         Payment(7)    DSCR(4)
------------------------------------------------------------------------------------------------------------------------------------
<S>      <C>      <C>                                                   <C>             <C>               <C>           <C>
 1       MID                                 Campus Apartments          $3,200,310      $3,341,600        $197,006      1.35
 2       CIBC                                   17 John Street          $2,636,228      $2,663,978        $176,314      1.25
 3       MID                              San Croix Apartments          $2,088,462      $2,158,862        $131,319      1.33
 4       CIBC                           4343 Commerce Court (A) (I)     $1,775,216      $1,985,330         $88,655      1.55
 5       CIBC                          1051 North Kirk Road (A) (I)       $360,589        $408,212         $23,084      1.55
 6       CIBC                   Narco River Business Center (A)           $366,598        $422,726         $22,887      1.55
 7       MID                        Ryder Integrated Logistics          $2,085,932      $2,265,645        $139,057      1.25
 8       CIBC                            Holiday Inn Rochester          $2,764,558      $3,150,389        $153,538      1.50
 9       MID                          Nevada Street Apartments          $1,823,747      $1,900,247        $114,506      1.30
 10      MID                                Camelot Apartments          $1,632,804      $1,746,804        $113,382      1.20
 11      MID                            Neurocrine Biosciences          $2,027,359      $2,167,057         $96,224      1.76
 12      MID                               CSC Office Building          $1,521,608      $1,704,937        $101,440      1.25
 13      MID                       Kinetic Systems Building (B)           $797,158        $917,725         $50,675      1.29
 14      MID                    Globix Corporation Building (B)           $740,796        $845,823         $48,299      1.29
 15      CIBC                                    Summit Square          $1,305,438      $1,366,477         $85,667      1.27
 16      CIBC                               Bed, Bath & Beyond          $1,234,655      $1,292,503         $82,387      1.25
 17      MID                               The Quidel Building          $1,304,919      $1,409,890         $86,982      1.25
 18      MID                             Candletree Apartments          $1,253,052      $1,375,452         $81,790      1.28
 19      CIBC               Latham Crossing & Crossroads Plaza          $1,221,252      $1,270,077         $76,738      1.33
 20      RFC                          Hampton Inn & Suites (II)         $1,161,677      $1,312,498         $66,776      1.40
 21      RFC                             Big Bowl/Wildfire (II)           $373,479        $385,564         $24,710      1.40
 22      MID                             Backlick Center South          $1,168,460      $1,323,503         $67,069      1.45
 23      CIBC                    Willow Run Business Center II          $1,216,740      $1,290,158         $75,124      1.35
 24      MID                                   East Side Plaza          $1,068,069      $1,205,968         $67,208      1.32
 25      RFC                   Ritchie Highway Shopping Center          $1,157,068      $1,218,166         $76,891      1.25
 26      CIBC                                  Lincoln Park (C)           $737,273        $877,525         $44,651      1.34
 27      CIBC                      Pompano Merchandise Mart (C)           $547,453        $638,554         $35,220      1.34
 28      RFC                         Big Kmart Shopping Center          $1,110,829      $1,151,560         $72,294      1.28
 29      RFC                                Marston Park Plaza          $1,158,198      $1,269,400         $74,667      1.29
 30      CIBC                                     Union Center          $1,103,283      $1,317,032         $71,971      1.28
 31      MID                         La Jolla Corporate Center            $925,654      $1,042,752         $60,286      1.28
 32      CIBC               Southlake Festival Shopping Center          $1,149,997      $1,285,565         $61,513      1.56
 33      RFC                              HomeBase-Phoenix, AZ            $831,083        $875,853         $52,882      1.31
 34      MID                                Hyatt Suites Hotel            $948,831      $1,407,105         $56,612      1.40
 35      RFC                    Holiday Square Shopping Center            $743,213        $767,988         $49,550      1.25
 36      RFC                                  Stagecoach Plaza            $940,894      $1,029,616         $49,519      1.58
 37      RFC                         Today's Man Oxford Valley            $810,137        $825,951         $50,094      1.35
 38      CIBC                      Parkway Corporate Plaza 138            $765,399        $860,994         $48,442      1.32
 39      MID                      Lexington Commons Apartments            $646,436        $697,936         $40,012      1.35
 40      MID                                      Regal Cinema            $959,279      $1,002,694         $60,927      1.31
 41      MID                One Airport Center Office Building            $819,282        $856,028         $49,493      1.38
 42      MID                              San Pablo Apartments            $586,986        $636,986         $39,838      1.23
 43      MID                  Oaks of Ashford Point Apartments            $653,382        $703,132         $42,822      1.27
 44      CIBC               Comfort Inn - Philadelphia Airport            $850,680        $972,619         $47,328      1.50
 45      MID                             Grouse Run Apartments            $619,685        $680,685         $37,322      1.38
 46      RFC                                   Avanex Building            $641,832        $676,939         $42,792      1.25
 47      MID                       The Regents Cove Apartments            $592,795        $660,795         $40,995      1.21
 48      CIBC                    156 10-40 Cross Bay Boulevard            $842,009        $912,062         $47,101      1.49
 49      MID                         Freehold Executive Center            $657,066        $756,435         $43,770      1.25
 50      MID                                         K-Mart (D)           $353,855        $394,117         $24,566      1.20
 51      MID                                         K-Mart (D)           $339,183        $379,064         $23,547      1.20
 52      MID                            Seton Chase Apartments            $570,478        $627,728         $39,443      1.21
 53      CIBC                        Tel Huron Shopping Center            $722,855        $792,483         $39,963      1.51
 54      MID                        Quality Inn Sports Complex            $869,231      $1,024,611         $42,246      1.71
 55      MID                                    Ramada Limited            $704,049        $823,772         $36,014      1.63
 56      MID                       Walker's Station Apartments            $480,521        $538,021         $33,050      1.21
 57      MID                  Saturn Electronics & Engineering            $593,789        $639,553         $39,585      1.25
 58      MID                                      Plaza Pointe            $489,042        $579,121         $32,501      1.25
 59      RFC                           GAI-Tronics Corporation            $518,958        $565,095         $34,450      1.26
 60      CIBC                                    2600 Building            $591,075        $715,705         $35,108      1.40

                                     II-27
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------------------------------

Loan                                                        Appraised        Value     Cut-Off Date    Percent       Percent Leased
 No.  Seller    Property Name(2)                              Value        as of Date     LTV(4)       Leased (7)    as of Date (7)
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>      <C>                                         <C>            <C>            <C>          <C>               <C>
 1     MID                       Campus Apartments          $41,200,000    04/15/1998     66.04%       100.0%            03/17/2000
 2     CIBC                         17 John Street          $34,000,000    12/23/1999     68.74%       100.0%            12/20/1999
 3     MID                    San Croix Apartments          $26,100,000    02/24/1998     75.01%        94.0%            01/15/2000
 4     CIBC                 4343 Commerce Court (A) (I)     $19,000,000    05/07/1999     66.62%        91.1%            01/26/2000
 5     CIBC                1051 North Kirk Road (A) (I)      $4,400,000    04/27/1999     66.62%       100.0%            02/28/1998
 6     CIBC         Narco River Business Center (A)          $5,100,000    10/29/1999     66.62%        75.8%            02/01/2000
 7     MID              Ryder Integrated Logistics          $23,900,000    11/01/1999     76.00%       100.0%            11/30/1999
 8     CIBC                  Holiday Inn Rochester          $25,200,000    01/05/2000     70.10%        70.5%            09/30/1999
 9     MID                Nevada Street Apartments          $19,700,000    12/27/1999     78.09%        99.0%            02/09/2000
 10    MID                      Camelot Apartments          $18,900,000    10/18/1999     78.61%        96.0%            12/28/1999
 11    MID                  Neurocrine Biosciences          $24,200,000    06/11/1998     60.00%       100.0%            12/31/1999
 12    MID                     CSC Office Building          $18,600,000    12/01/1999     70.23%       100.0%            12/08/1999
 13    MID             Kinetic Systems Building (B)          $9,700,000    07/23/1999     67.20%       100.0%            10/20/1999
 14    MID          Globix Corporation Building (B)          $8,800,000    07/23/1999     67.20%       100.0%            10/20/1999
 15    CIBC                          Summit Square          $16,200,000    01/01/2000     75.43%        98.1%            11/29/1999
 16    CIBC                     Bed, Bath & Beyond          $14,400,000    10/01/1999     79.41%       100.0%                   NAP
 17    MID                     The Quidel Building          $15,100,000    12/01/1999     74.31%       100.0%            12/01/1999
 18    MID                   Candletree Apartments          $13,800,000    10/21/1999     79.45%        98.0%            01/03/2000
 19    CIBC     Latham Crossing & Crossroads Plaza          $14,800,000    09/29/1999     72.93%        95.5%            01/01/2000
 20    RFC                Hampton Inn & Suites (II)         $13,500,000    12/07/1999     60.71%        72.7%            02/29/2000
 21    RFC                   Big Bowl/Wildfire (II)          $4,100,000    12/07/1999     60.71%       100.0%            03/01/2000
 22    MID                   Backlick Center South          $13,600,000    08/25/1998     76.59%       100.0%            12/31/1999
 23    CIBC          Willow Run Business Center II          $15,100,000    04/22/1999     66.32%       100.0%            04/22/1999
 24    MID                         East Side Plaza          $12,770,000    05/08/1998     78.43%        98.6%            02/16/2000
 25    RFC         Ritchie Highway Shopping Center          $14,000,000    02/01/2000     71.36%        93.8%            03/31/2000
 26    CIBC                        Lincoln Park (C)          $7,420,000    11/03/1999     72.56%        90.0%            12/29/1999
 27    CIBC            Pompano Merchandise Mart (C)          $6,140,000    11/03/1999     72.56%        99.0%            12/29/1999
 28    RFC               Big Kmart Shopping Center          $12,950,000    09/01/1999     74.23%       100.0%            10/05/1999
 29    RFC                      Marston Park Plaza          $12,800,000    11/02/1999     72.94%        97.4%            01/31/2000
 30    CIBC                           Union Center          $13,500,000    09/20/1999     68.71%       100.0%            01/01/2000
 31    MID               La Jolla Corporate Center          $10,670,000    10/11/1999     74.28%        96.0%            02/03/2000
 32    CIBC     Southlake Festival Shopping Center          $11,200,000    12/01/1999     68.59%        81.4%            11/02/1999
 33    RFC                    HomeBase-Phoenix, AZ          $10,500,000    12/15/1999     65.96%       100.0%            11/04/1999
 34    MID                      Hyatt Suites Hotel          $15,500,000    08/17/1999     42.42%        80.0%            09/30/1999
 35    RFC          Holiday Square Shopping Center           $8,590,000    11/15/1999     75.58%        98.4%            12/06/1999
 36    RFC                        Stagecoach Plaza          $10,200,000    05/01/1999     63.70%        97.4%            04/04/2000
 37    RFC               Today's Man Oxford Valley           $8,300,000    01/02/2000     78.13%       100.0%            03/01/2000
 38    CIBC            Parkway Corporate Plaza 138           $8,850,000    04/27/1999     70.83%       100.0%            10/01/1999
 39    MID            Lexington Commons Apartments           $7,750,000    09/16/1998     78.06%        86.4%            11/19/1999
 40    MID                            Regal Cinema          $10,150,000    06/25/1999     58.35%       100.0%            12/24/1999
 41    MID      One Airport Center Office Building           $8,300,000    01/01/1998     71.21%       100.0%            12/30/1999
 42    MID                    San Pablo Apartments           $7,500,000    01/22/1998     78.43%        88.0%            11/30/1999
 43    MID        Oaks of Ashford Point Apartments           $7,250,000    01/04/2000     78.44%        94.5%            01/25/2000
 44    CIBC     Comfort Inn - Philadelphia Airport           $8,500,000    12/31/1999     66.78%        78.7%                   NAP
 45    MID                   Grouse Run Apartments           $7,200,000    05/19/1998     77.57%        95.5%            12/22/1999
 46    RFC                         Avanex Building           $7,600,000    11/25/1999     73.49%       100.0%            11/02/1999
 47    MID             The Regents Cove Apartments           $7,100,000    08/23/1999     77.82%        95.2%            12/31/1999
 48    CIBC          156 10-40 Cross Bay Boulevard           $9,500,000    11/02/1999     57.77%        92.7%            01/26/2000
 49    MID               Freehold Executive Center           $7,300,000    10/25/1999     74.90%       100.0%            01/25/2000
 50    MID                               K-Mart (D)          $3,825,000    11/04/1999     67.21%       100.0%            02/14/2000
 51    MID                               K-Mart (D)          $4,150,000    10/20/1999     67.21%       100.0%            01/24/2000
 52    MID                  Seton Chase Apartments           $6,700,000    10/12/1999     79.58%        95.6%            09/20/1999
 53    CIBC              Tel Huron Shopping Center           $7,850,000    04/22/1999     67.76%        97.9%            12/31/1999
 54    MID              Quality Inn Sports Complex           $8,000,000    06/22/1998     66.04%        75.2%            11/28/1999
 55    MID                          Ramada Limited           $7,200,000    06/08/1998     70.01%        76.4%            12/31/1999
 56    MID             Walker's Station Apartments           $6,600,000    09/29/1998     75.77%        96.5%            12/22/1999
 57    MID        Saturn Electronics & Engineering           $6,600,000    11/01/1999     75.53%       100.0%            02/10/2000
 58    MID                            Plaza Pointe           $8,675,000    06/17/1998     55.47%        95.4%            11/30/1999
 59    RFC                 GAI-Tronics Corporation           $5,750,000    10/22/1999     79.09%       100.0%            12/08/1999
 60    CIBC                          2600 Building           $6,200,000    09/01/1999     72.69%        97.6%            01/06/2000

                                     II-27
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table Continued)
-------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller    Property Name(2)                                    Largest Tenant (8)               % NSF
-------------------------------------------------------------------------------------------------------------------------
<S>    <C>      <C>                                                   <C>                              <C>
 1     MID                       Campus Apartments                                               NAP      NAP
 2     CIBC                         17 John Street                                               NAP      NAP
 3     MID                    San Croix Apartments                                               NAP      NAP
 4     CIBC                 4343 Commerce Court (A) (I)                               Porsche Credit    13.3%
 5     CIBC                1051 North Kirk Road (A) (I)                             Stephen J. Nardi   100.0%
 6     CIBC         Narco River Business Center (A)                               CSX Transportation    26.3%
 7     MID              Ryder Integrated Logistics                        Ryder Integrated Logistics   100.0%
 8     CIBC                  Holiday Inn Rochester                                               NAP      NAP
 9     MID                Nevada Street Apartments                                               NAP      NAP
 10    MID                      Camelot Apartments                                               NAP      NAP
 11    MID                  Neurocrine Biosciences                      Neurocrine Biosciences, Inc.   100.0%
 12    MID                     CSC Office Building                      CSC Healthcare Systems, Inc.    86.3%
 13    MID             Kinetic Systems Building (B)                                  Kinetic Systems   100.0%
 14    MID          Globix Corporation Building (B)                               Globix Corporation   100.0%
 15    CIBC                          Summit Square                                           Staples    18.0%
 16    CIBC                     Bed, Bath & Beyond                                 Bed Bath & Beyond   100.0%
 17    MID                     The Quidel Building                                Quidel Corporation   100.0%
 18    MID                   Candletree Apartments                                               NAP      NAP
 19    CIBC     Latham Crossing & Crossroads Plaza                                          PetsMart    28.7%
 20    RFC                Hampton Inn & Suites (II)                                              NAP      NAP
 21    RFC                   Big Bowl/Wildfire (II)                                         Wildfire    60.7%
 22    MID                   Backlick Center South                             Scholastic Book Fairs     8.1%
 23    CIBC          Willow Run Business Center II                                    General Motors   100.0%
 24    MID                         East Side Plaza                               Hanover Rich Associ    35.0%
 25    RFC         Ritchie Highway Shopping Center                     Food-A-Rama/Metro Food Market    45.6%
 26    CIBC                        Lincoln Park (C)                               Roseart Lampshades    10.7%
 27    CIBC            Pompano Merchandise Mart (C)                                 Pino Enterprises    11.1%
 28    RFC               Big Kmart Shopping Center                                        Big K-Mart    69.9%
 29    RFC                      Marston Park Plaza                             Prosound Music Center    14.8%
 30    CIBC                           Union Center                                Bed, Bath & Beyond    40.6%
 31    MID               La Jolla Corporate Center                                     LG Biomedical    19.0%
 32    CIBC     Southlake Festival Shopping Center                                           TJ Maxx    22.8%
 33    RFC                    HomeBase-Phoenix, AZ                                          HomeBase   100.0%
 34    MID                      Hyatt Suites Hotel                                               NAP      NAP
 35    RFC          Holiday Square Shopping Center                                      Sav-A-Center    61.7%
 36    RFC                        Stagecoach Plaza                                  U.S. Post Office     7.9%
 37    RFC               Today's Man Oxford Valley                                       Today's Man    41.2%
 38    CIBC            Parkway Corporate Plaza 138                             Parkway Finance, Inc.    46.5%
 39    MID            Lexington Commons Apartments                                               NAP      NAP
 40    MID                            Regal Cinema                               Regal Cinemas, Inc.   100.0%
 41    MID      One Airport Center Office Building                                           Rentrak    75.6%
 42    MID                    San Pablo Apartments                                               NAP      NAP
 43    MID        Oaks of Ashford Point Apartments                                               NAP      NAP
 44    CIBC     Comfort Inn - Philadelphia Airport                                               NAP      NAP
 45    MID                   Grouse Run Apartments                                               NAP      NAP
 46    RFC                         Avanex Building                                Avanex Corporation   100.0%
 47    MID             The Regents Cove Apartments                                               NAP      NAP
 48    CIBC          156 10-40 Cross Bay Boulevard                                   J&S Open Realty     8.4%
 49    MID               Freehold Executive Center                                            Vantas    20.6%
 50    MID                               K-Mart (D)                               K-Mart Corporation   100.0%
 51    MID                               K-Mart (D)                               K-Mart Corporation   100.0%
 52    MID                  Seton Chase Apartments                                               NAP      NAP
 53    CIBC              Tel Huron Shopping Center                                          Rite Aid    19.9%
 54    MID              Quality Inn Sports Complex                                               NAP      NAP
 55    MID                          Ramada Limited                                               NAP      NAP
 56    MID             Walker's Station Apartments                                               NAP      NAP
 57    MID        Saturn Electronics & Engineering          Saturn Electronics and Engineering, Inc.   100.0%
 58    MID                            Plaza Pointe                                          Del Taco    36.8%
 59    RFC                 GAI-Tronics Corporation                                 GAI-Tronics Corp.   100.0%
 60    CIBC                          2600 Building                                 Police Department    27.6%

                                     II-27
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------

Loan                                                                   Underwritable   Net Operating       Monthly
 No.    Seller    Property Name(2)                                       Cash Flow        Income         Payment(7)    DSCR(4)
------------------------------------------------------------------------------------------------------------------------------------
<S>      <C>      <C>                                                   <C>             <C>               <C>           <C>
 61      CIBC                                   Hoyt's Cinemas            $672,743        $704,309         $39,039      1.44
 62      CIBC               Advance Auto Parts - York, PA (III)            $76,053         $81,553          $4,638      1.36
 63      CIBC                  Advance Auto Parts - Harrisburg,
                                   PA (Swatara) (III)                      $67,310         $72,430          $4,141      1.36
 64      CIBC           Advance Auto Parts - Steelton, PA (III)            $66,212         $71,988          $4,059      1.36
 65      CIBC             Advance Auto Parts - Celina, OH (III)            $53,361         $58,032          $3,272      1.36
 66      CIBC         Advance Auto Parts - Youngstown, OH (III)            $64,042         $69,113          $3,934      1.36
 67      CIBC             Advance Auto Parts - Warren, OH (III)            $60,898         $65,850          $3,727      1.36
 68      CIBC            Advance Auto Parts - Atlanta, GA (III)            $71,356         $77,135          $4,390      1.36
 69      CIBC         Advance Auto Parts - Penn Hills, PA (III)            $75,433         $81,553          $4,638      1.36
 70      CIBC           Advance Auto Parts - Pontotoc, MS (III)            $48,919         $53,424          $2,982      1.36
 71      MID                           Hampton Inn Maple Grove            $639,458        $753,115         $31,358      1.70
 72      RFC                                   Maple Tree Mall            $486,145        $537,301         $32,352      1.25
 73      MID                     The Sterling Falls Apartments            $487,266        $529,266         $27,605      1.47
 74      RFC                           Stelton Shopping Center            $446,438        $482,188         $28,843      1.29
 75      CIBC                                  Parkview Towers            $459,814        $494,189         $27,563      1.39
 76      CIBC                                  Unilab Building            $495,604        $535,023         $30,631      1.35
 77      MID                              Cambridge Apartments            $402,027        $426,027         $23,763      1.41
 78      MID                                       Tempe Plaza            $540,008        $611,442         $29,180      1.54
 79      RFC                                Byram Self-Storage            $619,811        $627,345         $35,229      1.47
 80      MID                             Sixth Street Building            $492,920        $535,284         $32,150      1.28
 81      MID                              Lake Pine Apartments            $346,699        $385,699         $22,841      1.26
 82      RFC                              Las Lomas Apartments            $476,848        $534,348         $25,591      1.55
 83      RFC                        Pinellas Industrial Center            $423,128        $491,971         $27,400      1.29
 84      CIBC                                 Mount Joy Square            $391,601        $419,991         $24,931      1.31
 85      MID               Town & Country Apartments (Phase II)           $506,010        $556,010         $23,051      1.83
 86      MID                      Bartles Corner Business Park            $425,948        $479,929         $28,394      1.25
 87      RFC                     Jeffery Manor Shopping Center            $413,571        $464,533         $25,113      1.37
 88      MID                               Eckerd's Drug Store            $290,236        $291,872         $20,151      1.20
 89      MID                   Clayton Apartments and Duplexes            $445,385        $477,560         $20,968      1.77
 90      MID             Regal Cinemas 12-Screen Movie Theatre            $467,339        $492,677         $32,035      1.22
 91      RFC                               1506 N. Lee Trevino            $403,937        $457,158         $28,050      1.20
 92      MID                                   Eckerd Pharmacy            $324,012        $325,923         $21,513      1.26
 93      MID                              Kroger Grocery Store            $323,716        $346,984         $21,576      1.25
 94      CIBC                                Datatec Warehouse            $394,068        $426,627         $26,265      1.25
 95      MID          Legacy Business Park Medical Office 8 (E)           $220,162        $241,011         $14,029      1.35
 96      MID        Legacy Business Park Medical Office - 4 (E)           $102,319        $118,488          $5,882      1.35
 97      MID                    East Los Angeles Retail Center            $347,574        $368,262         $22,954      1.26
 98      MID                            Acadia Park Apartments            $395,954        $443,954         $20,257      1.63
 99      MID                               Eckerd's Drug Store            $331,732        $333,368         $22,969      1.20
 100     MID                                  Dana Innovations            $323,715        $348,842         $21,134      1.28
 101     MID                               Eckerd's Drug Store            $285,114        $286,750         $19,720      1.20
 102     RFC                                   Oregon Court (F)           $201,165        $215,165         $13,378      1.27
 103     RFC                                    Oregon Arms (F)           $140,961        $150,961          $8,984      1.27
 104     MID                                      Eckerd Drugs            $288,059        $289,695         $20,001      1.20
 105     CIBC                Dicks Clothing and Sporting Goods            $365,443        $388,592         $22,612      1.35
 106     CIBC                        Sugarland Shopping Center            $374,323        $429,228         $21,796      1.43
 107     MID                                 Eckerd Drug Store            $287,029        $288,665         $19,930      1.20
 108     RFC                           Bassett Furniture Store            $324,181        $338,619         $21,152      1.28
 109     CIBC                                    Oak Leaf West            $299,403        $338,093         $19,193      1.30
 110     CIBC                    2000 White Elks Springs Court            $301,857        $352,550         $20,146      1.25
 111     CIBC                         Triangle Shopping Center            $327,348        $368,820         $21,459      1.27
 112     CIBC                         Northern Medical Offices            $324,207        $361,003         $21,565      1.25
 113     MID                                 Bronco Apartments            $473,730        $535,980         $17,368      2.27
 114     MID                                            K-Mart            $325,598        $338,570         $21,698      1.25
 115     RFC                                       Villa Eleni            $272,853        $280,103         $18,170      1.25
 116     MID                     Perkins Place & Fox Ridge (IV)           $116,490        $124,810          $6,825      1.37
 117     MID                   Barrington Hills Apartments (IV)            $89,759         $98,009          $5,536      1.37
 118     MID                          McDuffee Brook Place (IV)            $53,926         $58,498          $3,397      1.37
 119     MID                          Kearsarge Apartments (IV)            $38,417         $41,417          $2,442      1.37
 120     RFC                        Agawam Industrial Building            $304,828        $334,685         $20,124      1.26

                                     II-28
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------------------------------
                                                                                           Cut-Off
Loan                                                            Appraised        Value       Date    Percent       Percent Leased
 No.  Seller    Property Name(2)                                  Value        as of Date   LTV(4)  Leased (7)     as of Date (7)
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>      <C>                                             <C>            <C>          <C>     <C>               <C>
 61     CIBC                                   Hoyt's Cinemas   $7,500,000     02/01/2000   59.09%  100.0%            02/14/2000
 62     CIBC               Advance Auto Parts - York, PA (III)    $885,000     04/16/1999   62.92%  100.0%            01/01/2000
 63     CIBC                  Advance Auto Parts - Harrisburg,
                                   PA (Swatara) (III)             $785,000     04/16/1999   62.92%  100.0%            01/01/2000
 64     CIBC           Advance Auto Parts - Steelton, PA (III)    $780,000     04/16/1999   62.92%  100.0%            01/01/2000
 65     CIBC             Advance Auto Parts - Celina, OH (III)    $630,000     04/19/1999   62.92%  100.0%            01/01/2000
 66     CIBC         Advance Auto Parts - Youngstown, OH (III)    $750,000     04/20/1999   62.92%  100.0%            01/01/2000
 67     CIBC             Advance Auto Parts - Warren, OH (III)    $710,000     04/20/1999   62.92%  100.0%            01/01/2000
 68     CIBC            Advance Auto Parts - Atlanta, GA (III)    $820,000     05/10/1999   62.92%  100.0%            01/01/2000
 69     CIBC         Advance Auto Parts - Penn Hills, PA (III)    $880,000     04/20/1999   62.92%  100.0%            01/01/2000
 70     CIBC           Advance Auto Parts - Pontotoc, MS (III)    $570,000     05/10/1999   62.92%  100.0%            01/01/2000
 71     MID                           Hampton Inn Maple Grove   $7,075,000     07/15/1998   60.05%   74.0%            12/28/1999
 72     RFC                                   Maple Tree Mall   $5,700,000     10/14/1999   72.63%  100.0%            10/01/1999
 73     MID                     The Sterling Falls Apartments   $5,620,000     09/18/1998   73.54%   97.6%            11/30/1999
 74     RFC                           Stelton Shopping Center   $5,500,000     02/20/1999   68.44%   97.5%            01/12/2000
 75     CIBC                                  Parkview Towers   $4,700,000     05/27/1999   79.73%  100.0%            01/01/2000
 76     CIBC                                  Unilab Building   $5,200,000     09/17/1999   69.91%  100.0%            09/01/1999
 77     MID                              Cambridge Apartments   $5,150,000     08/01/1998   70.23%   99.0%            11/25/1999
 78     MID                                       Tempe Plaza   $5,900,000     12/02/1999   59.08%   98.0%            02/10/2000
 79     RFC                                Byram Self-Storage   $6,560,000     11/15/1999   52.95%   80.9%            12/31/1999
 80     MID                             Sixth Street Building   $4,900,000     05/20/1998   70.38%  100.0%            11/30/1999
 81     MID                              Lake Pine Apartments   $4,380,000     04/16/1998   78.54%   99.4%            11/19/1999
 82     RFC                              Las Lomas Apartments   $5,300,000     10/01/1999   63.95%   92.2%            10/18/1999
 83     RFC                        Pinellas Industrial Center   $4,480,000     10/28/1999   73.41%   94.9%            01/01/2000
 84     CIBC                                 Mount Joy Square   $4,400,000     07/01/1999   74.63%   94.9%            12/01/1999
 85     MID               Town & Country Apartments (Phase II)  $5,235,000     05/12/1998   61.31%   99.0%            11/30/1999
 86     MID                      Bartles Corner Business Park   $4,600,000     06/08/1999   69.63%   98.0%            12/04/1999
 87     RFC                     Jeffery Manor Shopping Center   $4,215,000     11/01/1999   75.78%   91.7%            12/31/1999
 88     MID                               Eckerd's Drug Store   $3,535,000     07/24/1999   79.10%  100.0%            08/20/1999
 89     MID                   Clayton Apartments and Duplexes   $4,400,000     05/15/1998   71.44%  100.0%            12/31/1999
 90     MID             Regal Cinemas 12-Screen Movie Theatre   $5,100,000     11/05/1999   60.34%  100.0%            01/27/2000
 91     RFC                               1506 N. Lee Trevino   $4,200,000     11/15/1999   73.17%   93.2%            12/16/1999
 92     MID                                   Eckerd Pharmacy   $4,200,000     08/11/1999   71.08%  100.0%            08/20/1999
 93     MID                              Kroger Grocery Store   $3,850,000     07/20/1998   77.39%  100.0%            11/02/1999
 94     CIBC                                Datatec Warehouse   $4,050,000     08/30/1999   72.83%  100.0%                   NAP
 95     MID          Legacy Business Park Medical Office 8 (E)  $2,785,000     05/07/1998   71.73%  100.0%            11/30/1999
 96     MID        Legacy Business Park Medical Office - 4 (E)  $1,250,000     05/07/1998   71.73%  100.0%            11/30/1999
 97     MID                    East Los Angeles Retail Center   $4,000,000     05/30/1998   71.86%  100.0%            12/07/1999
 98     MID                            Acadia Park Apartments   $4,400,000     05/06/1998   64.10%   93.0%            11/30/1999
 99     MID                               Eckerd's Drug Store   $4,000,000     07/24/1999   79.61%  100.0%            08/20/1999
 100    MID                                  Dana Innovations   $3,950,000     10/18/1999   70.69%  100.0%            11/17/1999
 101    MID                               Eckerd's Drug Store   $3,475,000     07/24/1999   78.75%  100.0%            08/20/1999
 102    RFC                                   Oregon Court (F)  $2,100,000     11/15/1999   78.45%  100.0%            11/30/1999
 103    RFC                                    Oregon Arms (F)  $1,375,000     11/15/1999   78.45%  100.0%            11/30/1999
 104    MID                                      Eckerd Drugs   $3,585,000     06/04/1999   75.83%  100.0%            12/31/1999
 105    CIBC                Dicks Clothing and Sporting Goods   $4,000,000     10/01/1999   67.85%   97.0%            10/18/1999
 106    CIBC                        Sugarland Shopping Center   $3,600,000     05/05/1999   74.34%   89.9%            06/01/1999
 107    MID                                 Eckerd Drug Store   $3,470,000     10/25/1999   74.85%  100.0%            12/03/1999
 108    RFC                           Bassett Furniture Store   $3,875,000     12/14/1999   66.69%  100.0%            11/29/1999
 109    CIBC                                    Oak Leaf West   $3,400,000     03/25/1999   74.56%  100.0%            01/01/2000
 110    CIBC                    2000 White Elks Springs Court   $3,500,000     12/28/1999   71.71%  100.0%            12/27/1999
 111    CIBC                         Triangle Shopping Center   $3,200,000     10/06/1999   76.91%  100.0%            09/14/1999
 112    CIBC                         Northern Medical Offices   $3,600,000     01/29/1999   67.87%   97.0%            06/01/1999
 113    MID                                 Bronco Apartments   $4,200,000     06/17/1998   57.95%   92.4%            01/20/2000
 114    MID                                            K-Mart   $3,600,000     12/01/1999   67.37%  100.0%            12/22/1999
 115    RFC                                       Villa Eleni   $3,400,000     01/12/2000   70.66%  100.0%            11/01/1999
 116    MID                     Perkins Place & Fox Ridge (IV)  $1,130,000     01/05/2000   74.52%   97.0%            03/01/2000
 117    MID                   Barrington Hills Apartments (IV)  $1,040,000     01/05/2000   74.52%   96.4%            12/07/1999
 118    MID                          McDuffee Brook Place (IV)    $611,000     01/05/2000   74.52%   96.4%            03/01/2000
 119    MID                          Kearsarge Apartments (IV)    $435,000     01/05/2000   74.52%   96.0%            12/07/1999
 120    RFC                        Agawam Industrial Building   $3,400,000     12/01/1999   70.43%  100.0%            01/27/2000

                                     II-28

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table continued)
-------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller    Property Name(2)                                          Largest Tenant (8)                % NSF
-------------------------------------------------------------------------------------------------------------------------
<S>    <C>      <C>                                                  <C>                                    <C>
 61     CIBC                                   Hoyt's Cinemas                              Hoyt's Cinemas   100.0%
 62     CIBC               Advance Auto Parts - York, PA (III)                               Advance Auto   100.0%
 63     CIBC                  Advance Auto Parts - Harrisburg,
                                   PA (Swatara) (III)                                        Advance Auto   100.0%
 64     CIBC           Advance Auto Parts - Steelton, PA (III)                               Advance Auto   100.0%
 65     CIBC             Advance Auto Parts - Celina, OH (III)                               Advance Auto   100.0%
 66     CIBC         Advance Auto Parts - Youngstown, OH (III)                               Advance Auto   100.0%
 67     CIBC             Advance Auto Parts - Warren, OH (III)                               Advance Auto   100.0%
 68     CIBC            Advance Auto Parts - Atlanta, GA (III)                               Advance Auto   100.0%
 69     CIBC         Advance Auto Parts - Penn Hills, PA (III)                               Advance Auto   100.0%
 70     CIBC           Advance Auto Parts - Pontotoc, MS (III)                               Advance Auto   100.0%
 71     MID                           Hampton Inn Maple Grove                                         NAP      NAP
 72     RFC                                   Maple Tree Mall                       Chantilly's Billiards    25.0%
 73     MID                     The Sterling Falls Apartments                                         NAP      NAP
 74     RFC                           Stelton Shopping Center                               Stelton Lanes    54.8%
 75     CIBC                                  Parkview Towers                                         NAP      NAP
 76     CIBC                                  Unilab Building                          Unilab Corporation   100.0%
 77     MID                              Cambridge Apartments                                         NAP      NAP
 78     MID                                       Tempe Plaza                                         Des    44.6%
 79     RFC                                Byram Self-Storage                                         NAP      NAP
 80     MID                             Sixth Street Building        Department of Public Social Services   100.0%
 81     MID                              Lake Pine Apartments                                         NAP      NAP
 82     RFC                              Las Lomas Apartments                                         NAP      NAP
 83     RFC                        Pinellas Industrial Center                           GTW Space Systems    24.6%
 84     CIBC                                 Mount Joy Square                             AWI/Darrenkamps    51.8%
 85     MID               Town & Country Apartments (Phase II)                                        NAP      NAP
 86     MID                      Bartles Corner Business Park                                DEK USA Inc.    46.4%
 87     RFC                     Jeffery Manor Shopping Center                                 Peoples Gas    17.3%
 88     MID                               Eckerd's Drug Store                                     Eckerds   100.0%
 89     MID                   Clayton Apartments and Duplexes                                         NAP      NAP
 90     MID             Regal Cinemas 12-Screen Movie Theatre                         Regal Cinemas, Inc.   100.0%
 91     RFC                               1506 N. Lee Trevino                               Audio Express    12.7%
 92     MID                                   Eckerd Pharmacy                                     Eckerds   100.0%
 93     MID                              Kroger Grocery Store                         Kroger Supermarkets   100.0%
 94     CIBC                                Datatec Warehouse                       Datatec Systems, Inc.   100.0%
 95     MID          Legacy Business Park Medical Office 8 (E)                            Alan D. Steljes   100.0%
 96     MID        Legacy Business Park Medical Office - 4 (E)                    Desert Springs Hospital    75.0%
 97     MID                    East Los Angeles Retail Center                                 Pick N Save    63.6%
 98     MID                            Acadia Park Apartments                                         NAP      NAP
 99     MID                               Eckerd's Drug Store                                     Eckerds   100.0%
 100    MID                                  Dana Innovations                    Dana Innovations/Sonance   100.0%
 101    MID                               Eckerd's Drug Store                                     Eckerds   100.0%
 102    RFC                                   Oregon Court (F)                                        NAP      NAP
 103    RFC                                    Oregon Arms (F)                                        NAP      NAP
 104    MID                                      Eckerd Drugs                           Eckerd Drug Store   100.0%
 105    CIBC                Dicks Clothing and Sporting Goods          Dick's Clothing and Sporting Goods   100.0%
 106    CIBC                        Sugarland Shopping Center                                  Winn Dixie    26.6%
 107    MID                                 Eckerd Drug Store                             Eckerd's #2095R   100.0%
 108    RFC                           Bassett Furniture Store                   Bassett Direct Plus Texas   100.0%
 109    CIBC                                    Oak Leaf West                         US Home Corporation    50.3%
 110    CIBC                    2000 White Elks Springs Court                      Quality Farm and Fleet    58.5%
 111    CIBC                         Triangle Shopping Center                                   Food Lion    38.2%
 112    CIBC                         Northern Medical Offices                        Dental Care Alliance     9.1%
 113    MID                                 Bronco Apartments                                         NAP      NAP
 114    MID                                            K-Mart                                 Kmart #3764   100.0%
 115    RFC                                       Villa Eleni                                         NAP      NAP
 116    MID                     Perkins Place & Fox Ridge (IV)                                        NAP      NAP
 117    MID                   Barrington Hills Apartments (IV)                                        NAP      NAP
 118    MID                          McDuffee Brook Place (IV)                                        NAP      NAP
 119    MID                          Kearsarge Apartments (IV)                                        NAP      NAP
 120    RFC                        Agawam Industrial Building                 Quality Packaging Specialis   100.0%

                                     II-28
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------

Loan                                                                   Underwritable   Net Operating       Monthly
 No.    Seller    Property Name(2)                                       Cash Flow        Income         Payment(7)    DSCR(4)
------------------------------------------------------------------------------------------------------------------------------------
<S>      <C>      <C>                                                   <C>             <C>               <C>           <C>
 121     CIBC                      Tampa Multifamily Portfolio            $325,413        $356,663         $19,826      1.37
 122     RFC                     Park Place II Office Building            $334,943        $368,102         $18,647      1.50
 123     MID                             The Sequoia Institute            $263,133        $298,558         $17,537      1.25
 124     MID                                           Staples            $255,549        $259,156         $17,030      1.25
 125     MID                               Brookwood Townhomes            $279,761        $298,761         $17,428      1.34
 126     MID                       Staples Office Supply Store            $254,803        $258,410         $16,904      1.26
 127     CIBC                 Jefferson Pilot Financial Center            $263,520        $297,497         $17,607      1.25
 128     MID                                 Eckerd Drug Store            $238,952        $240,588         $16,589      1.20
 129     MID                                  Staples Property            $247,076        $250,665         $16,389      1.26
 130     MID                                     CVS Drugstore            $229,092        $231,927         $18,180      1.05
 131     CIBC                                   Maple Building            $300,890        $359,357         $17,384      1.44
 132     MID                   Woodward Avenue Office Building            $250,163        $287,168         $16,641      1.25
 133     RFC                              Alameda Towne Centre            $273,857        $313,027         $19,057      1.20
 134     CIBC                            Park Place Apartments            $244,977        $264,977         $15,408      1.32
 135     CIBC                         244-48 East 117th Street            $249,866        $260,116         $16,761      1.24
 136     MID                        Prudential Office Building            $236,688        $268,691         $15,772      1.25
 137     MID                                   1/2 Price Store            $233,169        $269,794         $15,053      1.29
 138     MID                   Sunshine Square Shopping Center            $254,343        $278,601         $13,172      1.61
 139     RFC                                   Westfair Center            $261,895        $285,278         $16,078      1.36
 140     CIBC                     Bell Gardens Shopping Center            $290,609        $314,960         $15,676      1.54
 141     MID                                           Staples            $216,589        $220,196         $14,433      1.25
 142     CIBC                         Morgan Garden Apartments            $233,409        $260,909         $15,315      1.27
 143     CIBC                       Colonial Garden Apartments            $224,631        $242,881         $14,034      1.33
 144     MID                                     170 West Road            $215,391        $249,124         $14,314      1.25
 145     RFC                           Lamar Industrial Center            $242,350        $281,096         $16,154      1.25
 146     MID                    Columbus Plaza Shopping Center            $215,041        $230,969         $14,334      1.25
 147     RFC                  Lakeshore Village Office Complex            $230,820        $273,107         $15,440      1.25
 148     MID                  The Lucent Technologies Building            $227,725        $256,407         $14,590      1.30
 149     MID                     Leonard Professional Building            $229,727        $269,995         $15,314      1.25
 150     CIBC                                 Cross River Mill            $232,949        $272,707         $13,409      1.45
 151     MID                                   Steele's Market            $196,387        $201,314         $13,088      1.25
 152     CIBC                        The Commonwealth Building            $206,614        $234,103         $13,824      1.25
 153     CIBC                            Gateway 2000 - Hobart            $201,893        $213,893         $12,901      1.30
 154     MID                                     Frolics Plaza            $214,081        $250,793         $14,267      1.25
 155     RFC                                 Lorain Apartments            $188,092        $209,092         $12,471      1.26
 156     RFC                                Opdyke Investments            $194,428        $208,944         $12,993      1.25
 157     MID         Sungard Financial Systems Office Property            $192,431        $223,697         $12,786      1.25
 158     RFC                                420 Clinton Avenue            $214,168        $226,418         $11,877      1.50
 159     CIBC                Village Shoppes of Paradise Beach            $243,494        $270,918         $12,873      1.58
 160     MID                  Tiscor Corporate Office Building            $176,945        $201,641         $10,061      1.47
 161     MID                                 Omnicare Building            $187,803        $204,844         $12,034      1.30
 162     CIBC                                     Best Western            $300,175        $331,759         $14,948      1.67
 163     RFC                               Ironwood Apartments            $206,143        $229,893         $12,722      1.35
 164     RFC                  Crossroads South Shopping Center            $194,038        $212,234         $11,960      1.35
 165     MID                     West Wind Apartments Phase IV            $169,656        $176,156         $11,309      1.25
 166     CIBC                        Chastain Pines Apartments            $214,939        $234,689         $11,143      1.61
 167     MID                              166 South River Road            $166,892        $203,823         $10,821      1.29
 168     CIBC                                Grayco Apartments            $162,053        $188,053         $11,299      1.20
 169     RFC                               Mill Road Warehouse            $185,243        $205,965         $12,346      1.25
 170     MID                            Reseda Retail Building            $177,257        $193,764         $10,583      1.40
 171     MID                    Mesa Engineering Systems, Inc.            $161,963        $186,261         $10,147      1.33
 172     MID                         Concord Garden Apartments            $174,826        $189,076         $10,664      1.37
 173     RFC                                233 Jamaica Avenue            $174,787        $189,777         $10,232      1.42
 174     MID                   Goffstown Village Apartments (V)           $106,950        $118,950          $5,634      1.43
 175     MID                          Maple Leaf Apartments (V)            $61,968         $70,968          $4,225      1.43
 176     CIBC                          Gateway 2000 - Columbia            $160,087        $170,514         $10,226      1.30
 177     RFC                        Kenworthy Medical Building            $185,454        $215,886         $12,391      1.25
 178     MID                                Lakes Mini Storage            $163,825        $171,063         $10,759      1.27
 179     MID                 Town & Country Apartments Phase I            $217,082        $242,082          $9,430      1.92
 180     MID                            Tucson East Apartments            $115,712        $128,712          $8,711      1.11

                                     II-29
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------------------------------
                                                                                           Cut-Off
Loan                                                            Appraised        Value       Date    Percent       Percent Leased
 No.  Seller    Property Name(2)                                  Value        as of Date   LTV(4)  Leased (7)     as of Date (7)
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>      <C>                                             <C>            <C>          <C>     <C>               <C>
 121    CIBC                      Tampa Multifamily Portfolio   $3,325,000     10/22/1999   71.29%  100.0%            11/09/1999
 122    RFC                     Park Place II Office Building   $3,950,000     12/02/1999   59.37%  100.0%            01/25/2000
 123    MID                             The Sequoia Institute   $3,340,000     05/04/1999   68.23%  100.0%            11/24/1999
 124    MID                                           Staples   $2,950,000     07/15/1999   77.24%  100.0%            11/10/1999
 125    MID                               Brookwood Townhomes   $3,400,000     09/28/1999   66.76%  100.0%            12/31/1999
 126    MID                       Staples Office Supply Store   $3,000,000     07/01/1999   75.18%  100.0%            08/09/1999
 127    CIBC                 Jefferson Pilot Financial Center   $3,220,000     09/01/1999   69.09%   97.5%            11/01/1999
 128    MID                                 Eckerd Drug Store   $2,955,000     10/28/1999   74.28%  100.0%            12/03/1999
 129    MID                                  Staples Property   $2,950,000     07/01/1999   74.13%  100.0%            08/09/1999
 130    MID                                     CVS Drugstore   $2,730,000     07/12/1999   77.91%  100.0%            10/18/1999
 131    CIBC                                   Maple Building   $3,000,000     03/10/1999   70.36%  100.0%            09/01/1999
 132    MID                   Woodward Avenue Office Building   $2,800,000     12/14/1999   74.93%  100.0%            02/24/2000
 133    RFC                              Alameda Towne Centre   $3,100,000     10/01/1999   67.47%   96.1%            01/12/2000
 134    CIBC                            Park Place Apartments   $2,600,000     08/06/1999   79.59%   98.0%            08/01/1999
 135    CIBC                         244-48 East 117th Street   $2,850,000     03/15/1999   72.45%   90.2%            10/31/1999
 136    MID                        Prudential Office Building   $2,975,000     07/01/1999   67.53%  100.0%            12/16/1999
 137    MID                                   1/2 Price Store   $2,700,000     08/04/1999   73.76%  100.0%            09/22/1999
 138    MID                   Sunshine Square Shopping Center   $2,800,000     03/13/1998   70.30%  100.0%            12/17/1999
 139    RFC                                   Westfair Center   $2,900,000     10/21/1999   67.86%  100.0%            12/10/1999
 140    CIBC                     Bell Gardens Shopping Center   $2,840,000     06/07/1999   68.11%  100.0%            12/01/1999
 141    MID                                           Staples   $2,500,000     07/16/1999   76.62%  100.0%            09/17/1999
 142    CIBC                         Morgan Garden Apartments   $2,400,000     10/25/1999   79.01%   95.5%            11/01/1999
 143    CIBC                       Colonial Garden Apartments   $2,400,000     10/20/1999   78.94%   95.9%            12/02/1999
 144    MID                                     170 West Road   $2,400,000     09/01/1999   78.92%  100.0%            11/15/1999
 145    RFC                           Lamar Industrial Center   $2,700,000     09/15/1999   70.03%   97.9%            01/06/2000
 146    MID                    Columbus Plaza Shopping Center   $2,525,000     05/26/1999   74.65%  100.0%            04/11/1999
 147    RFC                  Lakeshore Village Office Complex   $2,750,000     11/18/1999   67.50%   91.9%            12/18/1999
 148    MID                  The Lucent Technologies Building   $2,420,000     12/13/1999   76.62%  100.0%            01/21/2000
 149    MID                     Leonard Professional Building   $2,600,000     09/30/1999   71.05%   98.0%            11/29/1999
 150    CIBC                                 Cross River Mill   $2,800,000     06/15/1999   62.73%   95.2%            12/20/1999
 151    MID                                   Steele's Market   $2,340,000     11/07/1999   73.90%  100.0%            02/16/2000
 152    CIBC                        The Commonwealth Building   $2,330,000     07/27/1999   74.06%   92.2%            11/11/1999
 153    CIBC                            Gateway 2000 - Hobart   $2,500,000     05/01/1999   68.47%  100.0%            05/01/1999
 154    MID                                     Frolics Plaza   $2,600,000     05/14/1999   64.10%  100.0%            11/29/1999
 155    RFC                                 Lorain Apartments   $2,050,000     11/04/1999   79.79%   98.8%            11/04/1999
 156    RFC                                Opdyke Investments   $2,325,000     10/31/1999   69.81%  100.0%            01/07/2000
 157    MID         Sungard Financial Systems Office Property   $2,500,000     05/21/1999   64.37%  100.0%            12/31/1999
 158    RFC                                420 Clinton Avenue   $2,200,000     05/19/1998   72.18%   93.9%            09/01/1999
 159    CIBC                Village Shoppes of Paradise Beach   $2,135,000     05/27/2000   74.22%   85.1%            09/01/1999
 160    MID                  Tiscor Corporate Office Building   $2,150,000     08/03/1998   73.17%  100.0%            11/30/1999
 161    MID                                 Omnicare Building   $2,130,000     09/22/1999   73.35%  100.0%            10/26/1999
 162    CIBC                                     Best Western   $2,525,000     11/22/1999   61.18%   65.0%            08/01/1999
 163    RFC                               Ironwood Apartments   $2,225,000     06/14/1999   69.25%  100.0%            11/01/1999
 164    RFC                  Crossroads South Shopping Center   $1,950,000     12/09/1999   78.36%   93.9%            03/10/2000
 165    MID                     West Wind Apartments Phase IV   $2,070,000     08/30/1999   73.81%  100.0%            10/15/1999
 166    CIBC                        Chastain Pines Apartments   $2,125,000     06/09/1999   70.23%   98.7%            06/30/1999
 167    MID                              166 South River Road   $2,100,000     07/17/1998   70.73%  100.0%            11/30/1999
 168    CIBC                                Grayco Apartments   $1,900,000     10/20/1999   78.21%   98.2%            01/18/2000
 169    RFC                               Mill Road Warehouse   $1,850,000     08/25/1999   78.87%  100.0%            01/01/2000
 170    MID                            Reseda Retail Building   $2,030,000     02/23/1998   70.12%  100.0%            01/05/2000
 171    MID                    Mesa Engineering Systems, Inc.   $2,000,000     08/12/1998   70.79%  100.0%            12/31/1999
 172    MID                         Concord Garden Apartments   $1,770,000     11/03/1999   78.47%   96.0%            12/24/1999
 173    RFC                                233 Jamaica Avenue   $1,900,000     05/19/1998   72.01%   96.3%            09/01/1999
 174    MID                   Goffstown Village Apartments (V)  $1,100,000     05/13/1998   72.65%   96.0%            12/01/1999
 175    MID                          Maple Leaf Apartments (V)    $775,000     05/13/1998   72.65%   92.0%            12/01/1999
 176    CIBC                          Gateway 2000 - Columbia   $1,965,000     05/23/1999   69.06%  100.0%            05/01/1999
 177    RFC                        Kenworthy Medical Building   $2,000,000     11/08/1999   67.34%  100.0%            02/01/2000
 178    MID                                Lakes Mini Storage   $1,930,000     08/24/1999   68.30%   91.0%            12/31/1999
 179    MID                 Town & Country Apartments Phase I   $2,370,000     05/12/1998   55.40%   97.0%            11/30/1999
 180    MID                            Tucson East Apartments   $1,665,000     09/10/1998   78.54%   96.2%            02/15/2000


                                     II-29
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table continued)
-------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller    Property Name(2)                                          Largest Tenant (8)                % NSF
-------------------------------------------------------------------------------------------------------------------------
<S>    <C>      <C>                                                  <C>                                    <C>
 121    CIBC                      Tampa Multifamily Portfolio                                         NAP      NAP
 122    RFC                     Park Place II Office Building                                      Vitrex    31.3%
 123    MID                             The Sequoia Institute                     Sequoia Education, Inc.   100.0%
 124    MID                                           Staples                                Staples #608   100.0%
 125    MID                               Brookwood Townhomes                                         NAP      NAP
 126    MID                       Staples Office Supply Store                          Staples Superstore   100.0%
 127    CIBC                 Jefferson Pilot Financial Center                 Jefferson Pilot Corporation    32.7%
 128    MID                                 Eckerd Drug Store                          Eckerd Corporation   100.0%
 129    MID                                  Staples Property                          Staples Superstore   100.0%
 130    MID                                     CVS Drugstore                           Hook-SupeRX, Inc.   100.0%
 131    CIBC                                   Maple Building                        Family Health Center    31.5%
 132    MID                   Woodward Avenue Office Building                                     Sentech     9.7%
 133    RFC                              Alameda Towne Centre                                 Fashion Bug    19.8%
 134    CIBC                            Park Place Apartments                                         NAP      NAP
 135    CIBC                         244-48 East 117th Street                                         NAP      NAP
 136    MID                        Prudential Office Building             The Prudential Real Estate Prof    87.3%
 137    MID                                   1/2 Price Store             Richman Gordman 1/2 Price Store   100.0%
 138    MID                   Sunshine Square Shopping Center                          575 Farmers Market    65.4%
 139    RFC                                   Westfair Center                                Health Foods    12.0%
 140    CIBC                     Bell Gardens Shopping Center                          Payless ShoeSource    23.6%
 141    MID                                           Staples                                Staples #856   100.0%
 142    CIBC                         Morgan Garden Apartments                                         NAP      NAP
 143    CIBC                       Colonial Garden Apartments                                         NAP      NAP
 144    MID                                     170 West Road                              Corning Costar    39.4%
 145    RFC                           Lamar Industrial Center                        Longhorn Carpet Dist    12.9%
 146    MID                    Columbus Plaza Shopping Center                                   Food Lion    73.2%
 147    RFC                  Lakeshore Village Office Complex                            Portraits by Reg    17.1%
 148    MID                  The Lucent Technologies Building                         Lucent Technologies   100.0%
 149    MID                     Leonard Professional Building               Future Management Corporation    23.5%
 150    CIBC                                 Cross River Mill                              Calvary Chapel     8.2%
 151    MID                                   Steele's Market                          Nash-Finch Company   100.0%
 152    CIBC                        The Commonwealth Building      The Pennsylvania Department of Welfare    92.2%
 153    CIBC                            Gateway 2000 - Hobart                 Gateway 2000 Country Stores   100.0%
 154    MID                                     Frolics Plaza                             Team Tires Plus    19.3%
 155    RFC                                 Lorain Apartments                                         NAP      NAP
 156    RFC                                Opdyke Investments                       Metro 25 Auburn Hills    51.0%
 157    MID         Sungard Financial Systems Office Property                   Sungard Financial Systems   100.0%
 158    RFC                                420 Clinton Avenue                                         NAP      NAP
 159    CIBC                Village Shoppes of Paradise Beach                                 Woody's BBQ    19.0%
 160    MID                  Tiscor Corporate Office Building                                      Tiscor   100.0%
 161    MID                                 Omnicare Building                    Gatti LTC Services, Inc.   100.1%
 162    CIBC                                     Best Western                                         NAP      NAP
 163    RFC                               Ironwood Apartments                                         NAP      NAP
 164    RFC                  Crossroads South Shopping Center                    Blockbuster Videos, Inc.    33.3%
 165    MID                     West Wind Apartments Phase IV                                         NAP      NAP
 166    CIBC                        Chastain Pines Apartments                                         NAP      NAP
 167    MID                              166 South River Road                       Summit Title Services    28.1%
 168    CIBC                                Grayco Apartments                                         NAP      NAP
 169    RFC                               Mill Road Warehouse                    Airborne Frieght Express    29.1%
 170    MID                            Reseda Retail Building                         Goodwill Industries    81.3%
 171    MID                    Mesa Engineering Systems, Inc.                    Mesa Energy Systems Inc.   100.0%
 172    MID                         Concord Garden Apartments                                         NAP      NAP
 173    RFC                                233 Jamaica Avenue                                         NAP      NAP
 174    MID                   Goffstown Village Apartments (V)                                        NAP      NAP
 175    MID                          Maple Leaf Apartments (V)                                        NAP      NAP
 176    CIBC                          Gateway 2000 - Columbia                 Gateway 2000 Country Stores   100.0%
 177    RFC                        Kenworthy Medical Building                     El Paso Healthcare Sys.    65.2%
 178    MID                                Lakes Mini Storage                                         NAP      NAP
 179    MID                 Town & Country Apartments Phase I                                         NAP      NAP
 180    MID                            Tucson East Apartments                                         NAP      NAP

                                     II-29
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
------------------------------------------------------------------------------------------------------------------------------------

Loan                                                                   Underwritable   Net Operating       Monthly
 No.    Seller    Property Name(2)                                       Cash Flow        Income         Payment(7)    DSCR(4)
------------------------------------------------------------------------------------------------------------------------------------
<S>      <C>      <C>                                                     <C>             <C>              <C>          <C>
 181     RFC                                      Pal Ex, Inc.            $166,296        $183,869         $10,355      1.34
 182     RFC                     312-332 East Rosecrans Avenue            $283,228        $326,458         $10,328      2.29
 183     MID                     Building 35 - Corporate Woods            $146,184        $172,928          $9,738      1.25
 184     RFC                             Art Museum Apartments            $164,351        $172,721          $9,814      1.40
 185     CIBC                         Gateway 2000 - Henderson            $148,149        $158,129          $9,469      1.30
 186     MID                      Helicomb International Plant            $235,891        $266,418          $9,892      1.99
 187     CIBC                       Gateway 2000 - Chattanooga            $148,434        $158,424          $9,439      1.31
 188     MID                                   U-Stor Facility            $211,389        $221,049         $10,032      1.76
 189     MID                                  17-33 Elm Street            $153,221        $163,933         $10,213      1.25
 190     RFC                  Montwood Village Shopping Center            $162,809        $184,873         $11,321      1.20
 191     RFC                            D Boys Office Building            $151,645        $164,964         $10,130      1.25
 192     MID                                   U-Stor Facility            $179,376        $188,481          $9,864      1.52
 193     MID                                     43 North Road            $134,500        $156,472          $8,124      1.38
 194     RFC                                   Park Apartments            $129,155        $138,155          $8,604      1.25
 195     MID                   The Champion Gardens Apartments            $130,815        $154,193          $8,768      1.24
 196     MID                              168 South River Road            $140,718        $171,231          $8,329      1.41
 197     RFC                           The Pines Business Park            $142,193        $167,567          $9,215      1.29
 198     MID                              U-Stor Winchester II            $215,711        $225,011          $9,000      2.00
 199     MID                          Knowledge Beginnings (VI)            $71,615         $77,653          $4,771      1.25
 200     MID                          Knowledge Beginnings (VI)            $56,257         $63,766          $3,751      1.25
 201     CIBC                  233, 235, 237 East 111th Street            $146,926        $158,926          $8,521      1.44
 202     RFC                            Sunset Shopping Center            $142,150        $162,711          $9,174      1.29
 203     MID                                  Lauderhill Plaza            $140,232        $163,126          $7,225      1.62
 204     RFC                      14401 South San Pedro Street            $224,504        $258,777          $7,945      2.35
 205     RFC                          Woods Cross Self Storage            $131,757        $137,036          $8,291      1.32
 206     MID                               Fresno Self Storage            $125,190        $130,986          $6,834      1.53
 207     MID                  Crosstown Square Shopping Center            $122,252        $133,435          $7,943      1.28
 208     CIBC                        112-116 East 103rd Street            $126,463        $133,963          $7,838      1.34
 209     MID                             Leon Trace Apartments            $124,454        $142,454          $6,600      1.57
 210     RFC                          Southern Oaks Apartments            $150,885        $166,385          $9,701      1.30
 211     RFC                             Middletown Industrial            $129,863        $146,131          $8,418      1.29
 212     RFC                               401-611 Braker Lane            $113,490        $128,256          $7,522      1.26
 213     RFC                                     Mandell Place            $115,858        $125,722          $7,657      1.26
 214     MID                  The Allendale Village Apartments            $189,764        $215,972          $6,978      2.27
 215     RFC                     Roswell Point Shopping Center            $106,841        $114,837          $7,121      1.25
 216     RFC                                  Royal Apartments            $107,105        $117,855          $6,793      1.31
 217     RFC                            402 - 406 Albee Square            $101,547        $112,747          $6,164      1.37
 218     RFC                           Mansfield Retail Center            $108,339        $118,138          $5,807      1.55
 219     RFC                            224 South 3rd Brooklyn             $98,345        $107,850          $5,911      1.39
 220     MID                                 Circuit City Land            $114,187        $114,187          $4,282      2.22
 221     RFC                         Charles Garden Apartments             $60,625         $64,625          $3,999      1.26
 222     RFC                                 Blockbuster Video             $65,569         $73,226          $4,081      1.34
 223     RFC                              16-10 Caffrey Avenue             $55,457         $62,677          $3,157      1.46
 224     RFC                                      650 E 182 St             $75,541         $82,041          $3,655      1.72
 225     RFC                                 Temple Apartments             $36,848         $40,158          $2,167      1.42
                                        TOTAL/WEIGHTED AVERAGE                                                          1.35

                                     II-30
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table continued)
------------------------------------------------------------------------------------------------------------------------------------
                                                                                           Cut-Off
Loan                                                            Appraised        Value       Date    Percent       Percent Leased
 No.  Seller    Property Name(2)                                  Value        as of Date   LTV(4)  Leased (7)     as of Date (7)
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>      <C>                                             <C>            <C>          <C>     <C>               <C>
 181    RFC                                      Pal Ex, Inc.   $1,840,000     11/05/1999   70.62%  100.0%            01/13/2000
 182    RFC                     312-332 East Rosecrans Avenue   $4,250,000     09/15/1999   30.45%  100.0%            12/14/1999
 183    MID                     Building 35 - Corporate Woods   $1,950,000     06/08/1999   65.78%  100.0%            12/22/1999
 184    RFC                             Art Museum Apartments   $1,865,000     12/12/1999   67.50%  100.0%            03/01/2000
 185    CIBC                         Gateway 2000 - Henderson   $1,825,000     05/26/1999   68.85%  100.0%            05/01/1999
 186    MID                      Helicomb International Plant   $2,150,000     06/24/1998   58.17%  100.0%            01/07/2000
 187    CIBC                       Gateway 2000 - Chattanooga   $1,800,000     05/19/1999   69.59%  100.0%            05/01/1999
 188    MID                                   U-Stor Facility   $2,431,000     05/09/1998   50.65%   89.0%            01/13/2000
 189    MID                                  17-33 Elm Street   $1,800,000     05/28/1999   68.12%   94.0%            01/27/2000
 190    RFC                  Montwood Village Shopping Center   $1,810,000     09/28/1999   67.70%  100.0%            01/11/2000
 191    RFC                            D Boys Office Building   $1,800,000     02/01/2000   67.39%  100.0%            03/01/2000
 192    MID                                   U-Stor Facility   $2,213,000     05/02/1998   54.70%   95.0%            01/13/2000
 193    MID                                     43 North Road   $1,700,000     07/28/1998   68.33%  100.0%            09/30/1999
 194    RFC                                   Park Apartments   $1,500,000     11/18/1999   76.82%   97.2%            01/01/2000
 195    MID                   The Champion Gardens Apartments   $1,800,000     10/18/1999   63.80%   97.5%            10/05/1999
 196    MID                              168 South River Road   $1,750,000     07/17/1998   65.33%  100.0%            11/30/1999
 197    RFC                           The Pines Business Park   $1,700,000     10/12/1999   65.38%  100.0%            12/15/1999
 198    MID                              U-Stor Winchester II   $2,200,000     05/02/1998   50.21%   95.0%            01/13/2000
 199    MID                          Knowledge Beginnings (VI)    $830,000     11/30/1999   69.33%  100.0%            01/18/2000
 200    MID                          Knowledge Beginnings (VI)    $700,000     11/30/1999   69.33%  100.0%            01/18/2000
 201    CIBC                  233, 235, 237 East 111th Street   $1,700,000     03/15/1999   61.75%   93.8%            12/31/1999
 202    RFC                            Sunset Shopping Center   $1,400,000     01/12/2000   74.85%   91.9%            02/01/2000
 203    MID                                  Lauderhill Plaza   $1,500,000     08/19/1998   67.68%  100.0%            12/01/1999
 204    RFC                      14401 South San Pedro Street   $2,850,000     09/15/1999   34.93%  100.0%            10/25/1999
 205    RFC                          Woods Cross Self Storage   $1,550,000     10/01/1999   63.09%   86.6%            12/31/1999
 206    MID                               Fresno Self Storage   $1,280,000     08/19/1998   76.10%   87.0%            01/12/2000
 207    MID                  Crosstown Square Shopping Center   $1,300,000     05/21/1999   74.42%  100.0%            02/11/2000
 208    CIBC                        112-116 East 103rd Street   $1,400,000     03/15/1999   68.97%   90.0%            12/31/1999
 209    MID                             Leon Trace Apartments   $1,475,000     06/17/1998   62.70%   98.6%            01/27/2000
 210    RFC                          Southern Oaks Apartments   $1,700,000     11/21/1997   54.10%   98.4%            12/31/1999
 211    RFC                             Middletown Industrial   $1,275,000     11/19/1999   71.26%  100.0%            12/22/1999
 212    RFC                               401-611 Braker Lane   $1,450,000     09/15/1999   60.58%  100.0%            02/01/2000
 213    RFC                                     Mandell Place   $1,250,000     07/07/1999   69.90%  100.0%            02/14/2000
 214    MID                  The Allendale Village Apartments   $1,300,000     07/06/1998   66.68%   98.0%            11/30/1999
 215    RFC                     Roswell Point Shopping Center   $1,200,000     12/07/1999   71.18%   83.3%            02/22/2000
 216    RFC                                  Royal Apartments   $1,500,000     03/01/1999   56.11%   93.0%            10/01/1999
 217    RFC                            402 - 406 Albee Square   $1,300,000     05/19/1998   62.08%  100.0%            09/01/1999
 218    RFC                           Mansfield Retail Center   $1,425,000     11/22/1999   50.78%  100.0%            01/06/2000
 219    RFC                            224 South 3rd Brooklyn     $990,000     06/29/1999   71.50%  100.0%            07/19/1999
 220    MID                                 Circuit City Land   $1,400,000     08/19/1999   35.32%  100.0%            10/01/1999
 221    RFC                         Charles Garden Apartments     $740,000     04/15/1999   66.14%   93.8%            05/01/1999
 222    RFC                                 Blockbuster Video     $960,000     08/10/1999   47.72%  100.0%            01/12/2000
 223    RFC                              16-10 Caffrey Avenue     $650,000     05/19/1999   64.95%  100.0%            09/01/1999
 224    RFC                                      650 E 182 St     $715,000     02/12/1998   57.00%  100.0%            01/01/2000
 225    RFC                                 Temple Apartments     $400,000     11/24/1997   70.41%   90.0%            01/26/2000
                                                                                            70.62%

                                     II-30
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY OPERATING INFORMATION

<CAPTION>
(Table continued)
-------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller    Property Name(2)                                          Largest Tenant (8)                % NSF
-------------------------------------------------------------------------------------------------------------------------
<S>    <C>      <C>                                                 <C>                                    <C>
 181    RFC                                      Pal Ex, Inc.                Fraisers Industries (Pal Ex)  100.0%
 182    RFC                     312-332 East Rosecrans Avenue                               Nygard, Inc.   100.0%
 183    MID                     Building 35 - Corporate Woods                       Energy Masters Corp.    55.1%
 184    RFC                             Art Museum Apartments                                        NAP      NAP
 185    CIBC                         Gateway 2000 - Henderson                Gateway 2000 Country Stores   100.0%
 186    MID                      Helicomb International Plant               Helicomb International, Inc.   100.0%
 187    CIBC                       Gateway 2000 - Chattanooga                Gateway 2000 Country Stores   100.0%
 188    MID                                   U-Stor Facility                                        NAP      NAP
 189    MID                                  17-33 Elm Street                           Image 1 Hr Photo     6.0%
 190    RFC                  Montwood Village Shopping Center                      Just for You Day Care    29.4%
 191    RFC                            D Boys Office Building                    PA Liquor Control Board    72.3%
 192    MID                                   U-Stor Facility                                        NAP      NAP
 193    MID                                     43 North Road                               Lego Systems    70.9%
 194    RFC                                   Park Apartments                                        NAP      NAP
 195    MID                   The Champion Gardens Apartments                                        NAP      NAP
 196    MID                              168 South River Road                            The New England    37.2%
 197    RFC                           The Pines Business Park                           Fresh Coat, Inc.    22.8%
 198    MID                              U-Stor Winchester II                                        NAP      NAP
 199    MID                          Knowledge Beginnings (VI)               Children's Discovery Center   100.0%
 200    MID                          Knowledge Beginnings (VI)               Children's Discovery Center   100.0%
 201    CIBC                  233, 235, 237 East 111th Street                                        NAP      NAP
 202    RFC                            Sunset Shopping Center                             Varsity Sports    11.1%
 203    MID                                  Lauderhill Plaza                   United States of America    17.0%
 204    RFC                      14401 South San Pedro Street                               Nygard, Inc.   100.0%
 205    RFC                          Woods Cross Self Storage                                        NAP      NAP
 206    MID                               Fresno Self Storage                                        NAP      NAP
 207    MID                  Crosstown Square Shopping Center      Anoka-Hennepin School District No. 11    30.6%
 208    CIBC                        112-116 East 103rd Street                                        NAP      NAP
 209    MID                             Leon Trace Apartments                                        NAP      NAP
 210    RFC                          Southern Oaks Apartments                                        NAP      NAP
 211    RFC                             Middletown Industrial                Middletown Gravure Cylinder   100.0%
 212    RFC                               401-611 Braker Lane                       Oak Furniture Outlet    45.6%
 213    RFC                                     Mandell Place                Utrecht Manufacturing Corp.    46.2%
 214    MID                  The Allendale Village Apartments                                        NAP      NAP
 215    RFC                     Roswell Point Shopping Center               Dunkin Donuts/Baskin Robbins    33.0%
 216    RFC                                  Royal Apartments                                        NAP      NAP
 217    RFC                            402 - 406 Albee Square                                        NAP      NAP
 218    RFC                           Mansfield Retail Center                                Radio Shack    25.1%
 219    RFC                            224 South 3rd Brooklyn                              Remon Vasquez      NAP
 220    MID                                 Circuit City Land                Basile Limited Liability Co   100.0%
 221    RFC                         Charles Garden Apartments                                        NAP      NAP
 222    RFC                                 Blockbuster Video                          Blockbuster Video   100.0%
 223    RFC                              16-10 Caffrey Avenue                                        NAP      NAP
 224    RFC                                      650 E 182 St                                        NAP      NAP
 225    RFC                                 Temple Apartments                                        NAP      NAP

                                     II-30
</TABLE>

<PAGE>


APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION
<TABLE>
<CAPTION>

------------------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller  Property Name(2)                             Address                                   City             State Zip Code
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>                                       <C>                  <C> <C>
 1     MID   Campus Apartments                            University City                           Philadelphia         PA  19104
 2    CIBC   17 John Street                               17 John Street                            New York             NY  10038
 3     MID   San Croix Apartments                         8000 W Spring Mountain Rd                 Las Vegas            NV  89117
 4    CIBC   4343 Commerce Court (A) (I)                  4343 Commerce Court                       Lisle                IL  60532
 5    CIBC   1051 North Kirk Road (A) (I)                 1051 North Kirk Road                      Batavia              IL  60510
 6    CIBC   Narco River Business Center (A)              1600 West 167th Street                    Calumet City         IL  60409
 7     MID   Ryder Integrated Logistics                   4445 N Atlantic                           Auburn Hills         MI  48326
 8    CIBC   Holiday Inn Rochester                        1111 Jefferson Road                       Henrietta            NY  14623
 9     MID   Nevada Street Apartments                     2 Nevada St                               Newark               NJ  07102
10     MID   Camelot Apartments                           1334 S Ave B                              Yuma                 AZ  85364
11     MID   Neurocrine Biosciences                       10555 Science Center Dr                   San Diego            CA  92121
12     MID   CSC Office Building                          26711 Northwestern Hwy                    Southfield           MI  48034
13     MID   Kinetic Systems Building (B)                 2805 Mission College Blvd                 Santa Clara          CA  95054
14     MID   Globix Corporation Building (B)              2807 Mission College Blvd                 Santa Clara          CA  95054
15    CIBC   Summit Square                                1276 Bald Hill Road                       Warwick              RI  02886
16    CIBC   Bed, Bath & Beyond                           233-235 and 251 Tarrytown Road            Elmsford             NY  10523
17     MID   The Quidel Building                          10165 Mckellar Ct                         San Diego            CA  92121
18     MID   Candletree Apartments                        10535 Ellison Plaza                       Omaha                NE  68154
19    CIBC   Latham Crossing & Crossroads Plaza           601 Troy-Schenectady Road &
                                                             801 New Loudon Road                    Latham               NY  12110

20     RFC   Hampton Inn & Suites (II)                    1400 North Milwaukee Avenue               Lincolnshire         IL  60069
21     RFC   Big Bowl/Wildfire (II)                       215 & 235 Parkway Drive                   Lincolnshire         IL  60069
22     MID   Backlick Center South                        8241, 45 , 49, & 53 Backlick Rd           Newington            VA  22122
23    CIBC   Willow Run Business Center II                2885 Tyler Road                           Ypsilanti            MI  48197
24     MID   East Side Plaza                              891 Hanover St                            Manchester           NH  03104
25     RFC   Ritchie Highway Shopping Center              5600-5700 Ritchie Highway                 Brooklyn Park        MD  21225
26    CIBC   Lincoln Park (C)                             3435-3535 Northwest 19th St. & 1842-1870
                                                             Northwest 38th Ave.                    Lauderdale Lakes
                                                                                                       & Lauderhill      FL  33311
27    CIBC   Pompano Merchandise Mart (C)                 150-196 North Powerline Rd, 2401 &
                                                            2099-2201 West Atlantic Blvd            Pompano Beach        FL  33069
28     RFC   Big Kmart Shopping Center                    928-1090 North San Fernando Boulevard     Burbank              CA  91504
29     RFC   Marston Park Plaza                           5066 South Wadsworth Boulevard            Lakewood             CO  80123
30    CIBC   Union Center                                 650-660 Liberty Avenue                    Union                NJ  07083
31     MID   La Jolla Corporate Center                    3252-62 Holiday Ct                        San Diego            CA  92037
32    CIBC   Southlake Festival Shopping Center           1544-1568 Southlake Parkway               Morrow               GA  30260
33     RFC   HomeBase-Phoenix, AZ                         2201 East Bell Road                       Phoenix              AZ  85022
34     MID   Hyatt Suites Hotel                           285 North Palm Canyon Drive               Palm Springs         CA  92262
35     RFC   Holiday Square Shopping Center               4001 General Degaulle Drive               New Orleans          LA  70114
36     RFC   Stagecoach Plaza                             1560-1640 Newbury Road                    Newbury Park         CA  91320
37     RFC   Today's Man Oxford Valley                    500-516 N. Oxford Valley Road             Langhorne            PA  19047
38    CIBC   Parkway Corporate Plaza 138                  1700 Galloping Hill Road                  Kenilworth           NJ  07033
39     MID   Lexington Commons Apartments                 841 Colony Dr                             Bartlesville         OK  74006
40     MID   Regal Cinema                                 2466 Brice Rd                             Columbus             OH  43068
41     MID   One Airport Center Office Building           7700 Ne Ambassador Pl                     Portland             OR  97220
42     MID   San Pablo Apartments                         14401 Jose Vedra Boulevard                Jacksonville         FL  32250
43     MID   Oaks of Ashford Point Apartments             4040 Synott Road                          Houston              TX  77082
44    CIBC   Comfort Inn - Philadelphia Airport           53 Industrial Highway                     Essington            PA  19029
45     MID   Grouse Run Apartments                        2401 Northwest 122nd Street               Oklahoma City        OK  73120
46     RFC   Avanex Building                              40915 Encyclopedia Circle                 Fremont              CA  94538
47     MID   The Regents Cove Apartments                  6775 Mccart Ave                           Fort Worth           TX  76133
48    CIBC   156 10-40 Cross Bay Boulevard                156 10-40 Cross Bay Boulevard             Howard Beach         NY  11414
49     MID   Freehold Executive Center                    4400 Rte 9                                Freehold Township    NJ  07728
50     MID   K-Mart (D)                                   9334 E Rl Thornton Fwy                    Dallas               TX  75228
51     MID   K-Mart (D)                                   9484 Dyer St                              El Paso              TX  79924
52     MID   Seton Chase Apartments                       7703 Seton Lake Dr                        Houston              TX  77086
53    CIBC   Tel Huron Shopping Center                    1-91 S. Telegraph Road                    Pontiac              MI  48341
54     MID   Quality Inn Sports Complex                   10 Polito Ave                             Lyndhurst            NJ  07071
55     MID   Ramada Limited                               2989 Hamilton Blvd                        South Plainfield     NJ  07080

                                     II-31
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued)

-------------------------------------------------------------------------------------------------------------------------------

Loan                                                     Property       Property                          Year          Year
 No.  Seller  Property Name(2)                             Type         Sub-Type         Units/NSF        Built       Renovated
-------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                         <C>            <C>               <C>         <C>              <C>
 1     MID   Campus Apartments                           Multifamily    High-Rise             384          1868           1986
 2    CIBC   17 John Street                              Multifamily    High-Rise             111          1926           1999
 3     MID   San Croix Apartments                        Multifamily    Garden                352          1996            NAP
 4    CIBC   4343 Commerce Court (A) (I)                 Office         Suburban          167,756          1986            NAP
 5    CIBC   1051 North Kirk Road (A) (I)                Industrial     Warehouse         120,004          1991            NAP
 6    CIBC   Narco River Business Center (A)             Office         Suburban           65,394          1980           1998
 7     MID   Ryder Integrated Logistics                  Industrial     Warehouse         455,000          1999            NAP
 8    CIBC   Holiday Inn Rochester                       Hospitality    Full Service          250          1985           1996
 9     MID   Nevada Street Apartments                    Multifamily    High-Rise             306          1978            NAP
10     MID   Camelot Apartments                          Multifamily    Garden                456          1985           1989
11     MID   Neurocrine Biosciences                      Industrial     Flex               93,000          1998            NAP
12     MID   CSC Office Building                         Office         Suburban          137,954          1970           1997
13     MID   Kinetic Systems Building (B)                Industrial     Flex               71,662          1998            NAP
14     MID   Globix Corporation Building (B)             Industrial     Flex               61,986          1999            NAP
15    CIBC   Summit Square                               Retail         Anchored          133,664          1986           1999
16    CIBC   Bed, Bath & Beyond                          Retail         Big Box            84,450          1999            NAP
17     MID   The Quidel Building                         Office         Suburban           72,863          1988           1999
18     MID   Candletree Apartments                       Multifamily    Garden                408          1972            NAP
19    CIBC   Latham Crossing & Crossroads Plaza
                                                         Retail         Anchored           94,366     1989, 1993,
                                                                                                       1995-1999           NAP
20     RFC   Hampton Inn & Suites (II)                   Hospitality    Limited Service       117          1998            NAP
21     RFC   Big Bowl/Wildfire (II)                      Retail         Unanchored         14,387          1998            NAP
22     MID   Backlick Center South                       Office         Suburban          218,652          1985            NAP
23    CIBC   Willow Run Business Center II               Industrial     Warehouse         398,200          1998            NAP
24     MID   East Side Plaza                             Retail         Anchored          209,214          1983            NAP
25     RFC   Ritchie Highway Shopping Center             Retail         Anchored          128,300          1950           1999
26    CIBC   Lincoln Park (C)

                                                         Industrial     Flex              325,900       1974-1978         1997
27    CIBC   Pompano Merchandise Mart (C)
                                                         Industrial     Flex              168,920    1960/68/79/81/84     1997
28     RFC   Big Kmart Shopping Center                   Retail         Anchored          103,778          1962           1989
29     RFC   Marston Park Plaza                          Retail         Unanchored        104,976          1985            NAP
30    CIBC   Union Center                                Industrial     Flex              343,154      1953 & 1965        1999
31     MID   La Jolla Corporate Center                   Office         Suburban           64,462          1982           1996
32    CIBC   Southlake Festival Shopping Center          Retail         Anchored          139,315          1986            NAP
33     RFC   HomeBase-Phoenix, AZ                        Retail         Big Box           111,924          1999            NAP
34     MID   Hyatt Suites Hotel                          Hospitality    Full Service          192          1986            NAP
35     RFC   Holiday Square Shopping Center              Retail         Anchored           72,870          1993            NAP
36     RFC   Stagecoach Plaza                            Retail         Unanchored         94,931       1964, 1989         NAP
37     RFC   Today's Man Oxford Valley                   Retail         Unanchored         60,822          1988            NAP
38    CIBC   Parkway Corporate Plaza 138                 Office         Suburban           75,839          1982            NAP
39     MID   Lexington Commons Apartments                Multifamily    Garden                206          1980           1995
40     MID   Regal Cinema                                Retail         Unanchored         65,158          1999            NAP
41     MID   One Airport Center Office Building          Office         Suburban           73,426          1997            NAP
42     MID   San Pablo Apartments                        Multifamily    Garden                200          1972           1997
43     MID   Oaks of Ashford Point Apartments            Multifamily    Garden                199          1983            NAP
44    CIBC   Comfort Inn - Philadelphia Airport          Hospitality    Limited Service       150          1989            NAP
45     MID   Grouse Run Apartments                       Multifamily    Garden                244          1983            NAP
46     RFC   Avanex Building                             Industrial     Flex               54,068          1999            NAP
47     MID   The Regents Cove Apartments                 Multifamily    Garden                272          1985           1999
48    CIBC   156 10-40 Cross Bay Boulevard               Mixed Use      Unanchored         47,625       1958/1990          NAP
49     MID   Freehold Executive Center                   Office         Suburban           65,391          1985            NAP
50     MID   K-Mart (D)                                  Retail         Big Box           112,115          1965            NAP
51     MID   K-Mart (D)                                  Retail         Big Box           112,415          1965            NAP
52     MID   Seton Chase Apartments                      Multifamily    Garden                229          1983            NAP
53    CIBC   Tel Huron Shopping Center                   Retail         Anchored           96,255          1953           1998
54     MID   Quality Inn Sports Complex                  Hospitality    Limited Service       142          1965           1988
55     MID   Ramada Limited                              Hospitality    Limited Service       142          1984           1996

                                     II-31

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller  Property Name(2)                             Address                                   City             State Zip Code
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>                                       <C>                  <C> <C>
56     MID   Walker's Station Apartments                  2600 Tealwood Drive                       Oklahoma City        OK  73120
57     MID   Saturn Electronics & Engineering             255 Rex Blvd                              Auburn Hills         MI  48326
58     MID   Plaza Pointe                                 23041 Avenida De La Carlota               Laguna Hills         CA  92653
59     RFC   GAI-Tronics Corporation                      400 East Wyomissing Avenue                Mohnton              PA  19603
60    CIBC   2600 Building                                2600 Washington Avenue                    Newport News         VA  23607
61    CIBC   Hoyt's Cinemas                               900 & 902 Front Street                    Dickinson            NY  13901
62    CIBC   Advance Auto Parts - York, PA (III)          1824 W. Market Street                     York                 PA  17404
63    CIBC   Advance Auto Parts - Harrisburg, PA
                (Swatara) (III)                           2890 Paxton Street                        Harrisburg           PA  17111
64    CIBC   Advance Auto Parts - Steelton, PA (III)      350 North Front Street                    Steelton             PA  17113
65    CIBC   Advance Auto Parts - Celina, OH (III)        521 Grand Lake Road                       Celina               OH  45882
66    CIBC   Advance Auto Parts - Youngstown, OH (III)    3501 Mahoning Avenue                      Youngstown           OH  44509
67    CIBC   Advance Auto Parts - Warren, OH (III)        2727 Parkman Road, NW                     Warren               OH  44485
68    CIBC   Advance Auto Parts - Atlanta, GA (III)       946 Martin Luther King, Jr.               Atlanta              GA  30314
69    CIBC   Advance Auto Parts - Penn Hills, PA (III)    349 Rodi Road                             Penn Hills           PA  15235
70    CIBC   Advance Auto Parts - Pontotoc, MS (III)      253 West Oxford                           Pontotoc             MS  38863
71     MID   Hampton Inn Maple Grove                      7745 Elm Creek Blvd                       Maple Grove          MN  55369
72     RFC   Maple Tree Mall                              545-555 Hooksett Road                     Manchester           NH  3104
73     MID   The Sterling Falls Apartments                2000 Park Place Blvd                      Bedford              TX  76021
74     RFC   Stelton Shopping Center                      1665 Stelton Road                         Piscataway           NJ  8854
75    CIBC   Parkview Towers                              7667 Maple Avenue                         Takoma Park          MD  20912
76    CIBC   Unilab Building                              967 Maybury Road                          San Jose             CA  95133
77     MID   Cambridge Apartments                         737 7th St Se                             Puyallup             WA  98372
78     MID   Tempe Plaza                                  5018 S Price Road                         Tempe                AZ  85282
79     RFC   Byram Self-Storage                           2 Highland Street                         Port Chester         NY  10573
80     MID   Sixth Street Building                        2415 W 6th St                             Los Angeles          CA  90057
81     MID   Lake Pine Apartments                         2655 Lake Pine Dr                         St Joseph            MI  49085
82     RFC   Las Lomas Apartments                         6161 Trail Glen Drive                     Dallas               TX  75217
83     RFC   Pinellas Industrial Center                   12555 Enterprise Blvd &
                                                             12505 Starkey Road                     Largo                FL  33773
84    CIBC   Mount Joy Square                             919-945 E. Main St.                       Mount Joy            PA  17552
85     MID   Town & Country Apartments (Phase II)         3111 Old Sterlington Rd                   Monroe               LA  71203
86     MID   Bartles Corner Business Park                 8 Bartles Corner Rd                       Raritan              NJ  08821
87     RFC   Jeffery Manor Shopping Center                1908-2028 E. 95th Street                  Chicago              IL  60617
88     MID   Eckerd's Drug Store                          7398 Oswego Road                          Clay                 NY  13088
89     MID   Clayton Apartments and Duplexes              1407 Nw 65th Ter                          Kansas City          MO  64118
90     MID   Regal Cinemas 12-Screen Movie Theatre        750 Builders Way                          Niagara Falls        NY  14304
91     RFC   1506 N. Lee Trevino                          1506 N. Lee Trevino                       El Paso              TX  79936
92     MID   Eckerd Pharmacy                              West Main Street And Finney Blvd          Malone               NY  12953
93     MID   Kroger Grocery Store                         10450 E Washington St                     Indianapolis         IN  46229
94    CIBC   Datatec Warehouse                            386 Crawford Road                         Statesville          NC  28625
95     MID   Legacy Business Park Medical Office 8 (E)    1701-8 Green Valley Parkway               Henderson            NV  89014
96     MID   Legacy Business Park Medical
                Office - 4 (E)                            1701-4 Green Valley Pky                   Henderson            NV  89014
97     MID   East Los Angeles Retail Center               654/666 And 700/722 S Atlantic Blvd       Los Angeles          CA  90022
98     MID   Acadia Park Apartments                       1300 Laban Avenue                         Houma                LA  70363
99     MID   Eckerd's Drug Store                          2612-16 Brewerton Road                    Mattydale            NY  13211
100    MID   Dana Innovations                             212 Avenida Fabricante                    San Clemente         CA  92673
101    MID   Eckerd's Drug Store                          600 Butternut Street                      Syracuse             NY  13203
102    RFC   Oregon Court (F)                             1835 Johnston Street                      Philadelphia         PA  19145
103    RFC   Oregon Arms (F)                              2619 S. 19th Street                       Philadelphia         PA  19145
104    MID   Eckerd Drugs                                 709 Main St                               Poughkeepsie         NY  12601
105   CIBC   Dicks Clothing and Sporting Goods            4036 Medina Road                          Akron                OH  44333
106   CIBC   Sugarland Shopping Center                    4560 Louisiana Highway 1                  Mathews              LA  70394
107    MID   Eckerd Drug Store                            1057 W Camp Wisdom Rd                     Dallas               TX  75232
108    RFC   Bassett Furniture Store                      17955 North Freeway                       Houston              TX  77090
109   CIBC   Oak Leaf West                                800 West Main Street                      Freehold             NJ  07728
110   CIBC   2000 White Elks Springs Court                2000 White Elks Springs Court             Macon                GA  31217

                                     II-32
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued)

--------------------------------------------------------------------------------------------------------------------------------

Loan                                                      Property       Property                          Year          Year
 No.  Seller  Property Name(2)                              Type         Sub-Type         Units/NSF        Built       Renovated
--------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>            <C>               <C>         <C>              <C>
56     MID   Walker's Station Apartments                  Multifamily    Garden                230          1983            NAP
57     MID   Saturn Electronics & Engineering             Industrial     Flex               68,315          1989            NAP
58     MID   Plaza Pointe                                 Office         Suburban           60,330          1985            NAP
59     RFC   GAI-Tronics Corporation                      Industrial     Flex              104,858          1973           1996
60    CIBC   2600 Building                                Office         Suburban          119,359          1969           1998
61    CIBC   Hoyt's Cinemas                               Retail         Unanchored         46,585          1999            NAP
62    CIBC   Advance Auto Parts - York, PA (III)          Retail         Unanchored          7,000          1997            NAP
63    CIBC   Advance Auto Parts - Harrisburg, PA
                (Swatara) (III)                           Retail         Unanchored          5,520          1997            NAP
64    CIBC   Advance Auto Parts - Steelton, PA (III)      Retail         Unanchored          7,000          1997            NAP
65    CIBC   Advance Auto Parts - Celina, OH (III)        Retail         Unanchored          5,675          1997            NAP
66    CIBC   Advance Auto Parts - Youngstown, OH (III)    Retail         Unanchored          5,675          1998            NAP
67    CIBC   Advance Auto Parts - Warren, OH (III)        Retail         Unanchored          5,675          1997            NAP
68    CIBC   Advance Auto Parts - Atlanta, GA (III)       Retail         Unanchored          6,600          1998            NAP
69    CIBC   Advance Auto Parts - Penn Hills, PA (III)    Retail         Unanchored          7,000          1998            NAP
70    CIBC   Advance Auto Parts - Pontotoc, MS (III)      Retail         Unanchored          5,675          1998            NAP
71     MID   Hampton Inn Maple Grove                      Hospitality    Limited Service       120          1997            NAP
72     RFC   Maple Tree Mall                              Retail         Unanchored         51,197          1987            NAP
73     MID   The Sterling Falls Apartments                Multifamily    Garden                168          1983           1995
74     RFC   Stelton Shopping Center                      Retail         Unanchored         43,780          1953           1989
75    CIBC   Parkview Towers                              Multifamily    High-Rise             125          1960          Ongoing
76    CIBC   Unilab Building                              Industrial     Light              32,725          1967           1989
77     MID   Cambridge Apartments                         Multifamily    Garden                 96          1970           1997
78     MID   Tempe Plaza                                  Office         Suburban           70,159          1976            NAP
79     RFC   Byram Self-Storage                           Self Storage   Self Storage       50,228          1909           1998
80     MID   Sixth Street Building                        Office         Urban              46,233          1968           1998
81     MID   Lake Pine Apartments                         Multifamily    Garden                156          1978            NAP
82     RFC   Las Lomas Apartments                         Multifamily    Garden                230          1970           1998
83     RFC   Pinellas Industrial Center
                                                          Industrial     Light             103,600          1984            NAP
84    CIBC   Mount Joy Square                             Retail         Anchored           66,230          1990            NAP
85     MID   Town & Country Apartments (Phase II)         Multifamily    Garden                200          1974           1991
86     MID   Bartles Corner Business Park                 Industrial     Light              70,000          1990           1998
87     RFC   Jeffery Manor Shopping Center                Retail         Unanchored         36,143          1987            NAP
88     MID   Eckerd's Drug Store                          Retail         Anchored           10,908          1998            NAP
89     MID   Clayton Apartments and Duplexes              Multifamily    Garden                117          1972           1986
90     MID   Regal Cinemas 12-Screen Movie Theatre        Retail         Unanchored         43,108          1999            NAP
91     RFC   1506 N. Lee Trevino                          Retail         Unanchored         47,091          1997            NAP
92     MID   Eckerd Pharmacy                              Retail         Anchored           12,736          1999            NAP
93     MID   Kroger Grocery Store                         Retail         Anchored           58,590          1988            NAP
94    CIBC   Datatec Warehouse                            Industrial     Light              95,060          1999            NAP
95     MID   Legacy Business Park Medical Office 8 (E)    Office         Medical            12,900          1997            NAP
96     MID   Legacy Business Park Medical
                Office - 4 (E)                            Office         Medical             7,200          1996            NAP
97     MID   East Los Angeles Retail Center               Retail         Anchored           33,023          1960           1998
98     MID   Acadia Park Apartments                       Multifamily    Garden                192          1973            NAP
99     MID   Eckerd's Drug Store                          Retail         Anchored           10,908          1999            NAP
100    MID   Dana Innovations                             Industrial     Flex               43,604          1999            NAP
101    MID   Eckerd's Drug Store                          Retail         Anchored           10,908          1999            NAP
102    RFC   Oregon Court (F)                             Multifamily    Low-Rise               56          1962           1995
103    RFC   Oregon Arms (F)                              Multifamily    Low-Rise               40          1962           1995
104    MID   Eckerd Drugs                                 Retail         Anchored           11,347          1999            NAP
105   CIBC   Dicks Clothing and Sporting Goods            Retail         Big Box            60,000          1995            NAP
106   CIBC   Sugarland Shopping Center                    Retail         Anchored          118,265          1969            NAP
107    MID   Eckerd Drug Store                            Retail         Anchored           10,908          1999            NAP
108    RFC   Bassett Furniture Store                      Retail         Big  Box           26,250          1999            NAP
109   CIBC   Oak Leaf West                                Office         Suburban           28,611          1987            NAP
110   CIBC   2000 White Elks Springs Court                Industrial     Warehouse         192,400       1982/1985         1999

                                     II-32


<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller  Property Name(2)                             Address                                   City             State Zip Code
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>                                       <C>                  <C> <C>
111   CIBC   Triangle Shopping Center                     5021 George Washington Highway, etc.      Portsmouth           VA  23702
112   CIBC   Northern Medical Offices                     1335 West Tabor Road                      Philadelphia         PA  19141
113    MID   Bronco Apartments                            8228 Bronco Lane                          San Antonio          TX  78227
114    MID   K-Mart                                       1400 Mercey Springs Rd                    Los Banos            CA  93635
115    RFC   Villa Eleni                                  1150 21st Street                          San Diego            CA  92102
116    MID   Perkins Place & Fox Ridge (IV)               5 & 8 Rhodes Dr And 8,17-19 Judkins Dr    Belmont              NH  03220
117    MID   Barrington Hills Apartments (IV)             Rte 9                                     Barrington           NH  03825
118    MID   McDuffee Brook Place (IV)                    17 Felker St                              Rochester            NH  03867
119    MID   Kearsarge Apartments (IV)                    115 Kearsarge Mountain Rd                 Warner               NH  03278
120    RFC   Agawam Industrial Building                   609-619 Silver Street                     Agawam               MA  1001
121   CIBC   Tampa Multifamily Portfolio                  10400 Davis Road, 8710 Copeland Road,
                                                             8726 Springtree Lane                   Temple Terrace       FL  33617
122    RFC   Park Place II Office Building                1530 North Layton Hills Parkway           Layton               UT  84041
123    MID   The Sequoia Institute                        180-200 Whitney Pl                        Fremont              CA  94539
124    MID   Staples                                      408 Perry Street                          Big Rapids           MI  49307
125    MID   Brookwood Townhomes                          400-506 Ne Knox St 508-620 Ne 5th St      Blue Springs         MO  64014
126    MID   Staples Office Supply Store                  1201 East Charleston Avenue               Mattoon              IL  61938
127   CIBC   Jefferson Pilot Financial Center             3275 West Hillsboro Boulevard             Deerfield Beach      FL  33442
128    MID   Eckerd Drug Store                            1901 Se Green Oaks Blvd                   Arlington            TX  76013
129    MID   Staples Property                             4350 Mahoney Drive                        Peru                 IL  61354
130    MID   CVS Drugstore                                1233 N State St                           Greenfield           IN  46140
131   CIBC   Maple Building                               3 Washington Center                       Newburgh             NY  12550
132    MID   Woodward Avenue Office Building              36400 Woodward Ave                        Bloomfield Hills     MI  48304
133    RFC   Alameda Towne Centre                         9411 Alameda                              El Paso              TX  79907
134   CIBC   Park Place Apartments                        715 North 42nd Street                     Grand Forks          ND  58203
135   CIBC   244-48 East 117th Street                     244-48 East 117th Street                  New York             NY  10035
136    MID   Prudential Office Building                   340 Vista Ave Se                          Salem                OR  97302
137    MID   1/2 Price Store                              14400 E Alameda Ave                       Aurora               CO  80011
138    MID   Sunshine Square Shopping Center              575 Adams Ave                             Philadelphia         PA  19120
139    RFC   Westfair Center                              1751-1789 Post Road East                  Westport             CT  6880
140   CIBC   Bell Gardens Shopping Center                 7110-7126 Eastern Avenue                  Bell Gardens         CA  90201
141    MID   Staples                                      1064 M-32 West                            Alpena               MI  49707
142   CIBC   Morgan Garden Apartments                     7651 Morgan Road                          Liverpool
                                                                                                      (Clay Township)    NY  13090
143   CIBC   Colonial Garden Apartments                   5425-5427 Wayne Avenue                    Philadelphia         PA  19144
144    MID   170 West Road                                170 West Rd                               Portsmouth           NH  03801
145    RFC   Lamar Industrial Center                      10710-10720 North Lamar Blvd              Austin               TX  78753
146    MID   Columbus Plaza Shopping Center               Nc Hwy 108                                Columbus             NC  28722
147    RFC   Lakeshore Village Office Complex             5394-5470 S. Lakeshore Drive              Tempe                AZ  85004
148    MID   The Lucent Technologies Building             17080 Dallas Pky                          Dallas               TX  75248
149    MID   Leonard Professional Building                380 Pleasant St                           Malden               MA  02148
150   CIBC   Cross River Mill                             1200 River Avenue                         Lakewood             NJ  08701
151    MID   Steele's Market                              1159 W Main St                            Windsor              CO  80550
152   CIBC   The Commonwealth Building                    101-117 S. 7th Street                     Allentown            PA  18101
153   CIBC   Gateway 2000 - Hobart                        8130 Colorado Street                      Hobart               IN  46410
154    MID   Frolics Plaza                                7101-21 Barry Rd                          Kansas City          MO  64152
155    RFC   Lorain Apartments                            2307-2705 Washington Ave.
                                                            /974-97 Central Dr.                     Lorain               OH  44052
156    RFC   Opdyke Investments                           1080 North Opdyke Road                    Auburn Hills         MI  48326
157    MID   Sungard Financial Systems Office
                Property                                  509 Second Avenue South                   Hopkins              MN  55343
158    RFC   420 Clinton Avenue                           420 Clinton Avenue                        Brooklyn             NY  11238
159   CIBC   Village Shoppes of Paradise Beach            2320-2386 N. Highway AIA                  Melbourne            FL  32903
160    MID   Tiscor Corporate Office Building             12250 Parkway Center Dr                   Poway                CA  92064
161    MID   Omnicare Building                            4700 Steubenville Pike                    Robinson Township    PA  15205
162   CIBC   Best Western                                 5837 Monticello Drive                     Montgomery           AL  36117
163    RFC   Ironwood Apartments                          9802 N. 9th Avenue                        Phoenix              AZ  85021
164    RFC   Crossroads South Shopping Center             8053-8105 Tara Boulevard                  Jonesboro            GA  30236
165    MID   West Wind Apartments Phase IV                5200 Block Old Zuck Rd                    Millcreek            PA  16505

                                     II-33

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued)

--------------------------------------------------------------------------------------------------------------------------------

Loan                                                      Property       Property                          Year          Year
 No.  Seller  Property Name(2)                              Type         Sub-Type         Units/NSF        Built       Renovated
--------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>            <C>               <C>         <C>              <C>
111   CIBC   Triangle Shopping Center                     Retail         Anchored           82,382          1957           1986
112   CIBC   Northern Medical Offices                     Office         Medical            28,310          1967            NAP
113    MID   Bronco Apartments                            Multifamily    Garden                249          1974           1998
114    MID   K-Mart                                       Retail         Big Box            86,479          1990           1999
115    RFC   Villa Eleni                                  Multifamily    Garden                 29          1991            NAP
116    MID   Perkins Place & Fox Ridge (IV)               Multifamily    Garden                 32          1983            NAP
117    MID   Barrington Hills Apartments (IV)             Multifamily    Garden                 33          1973            NAP
118    MID   McDuffee Brook Place (IV)                    Multifamily    Garden                 18          1986            NAP
119    MID   Kearsarge Apartments (IV)                    Multifamily    Garden                 12          1972            NAP
120    RFC   Agawam Industrial Building                   Industrial     Warehouse         114,832          1970           1999
121   CIBC   Tampa Multifamily Portfolio
                                                          Multifamily    Garden                125         1970/2          1997
122    RFC   Park Place II Office Building                Office         Suburban           32,000          1998            NAP
123    MID   The Sequoia Institute                        Industrial     Light              31,463          1985            NAP
124    MID   Staples                                      Retail         Big Box            24,049          1999            NAP
125    MID   Brookwood Townhomes                          Multifamily    Garden                 76          1991            NAP
126    MID   Staples Office Supply Store                  Retail         Big Box            24,049          1998            NAP
127   CIBC   Jefferson Pilot Financial Center             Office         Suburban           27,592          1986         1998-1999
128    MID   Eckerd Drug Store                            Retail         Anchored           10,908          1999            NAP
129    MID   Staples Property                             Retail         Big Box            23,925          1998            NAP
130    MID   CVS Drugstore                                Retail         Anchored           10,125          1999            NAP
131   CIBC   Maple Building                               Office         Suburban           53,657          1989            NAP
132    MID   Woodward Avenue Office Building              Office         Suburban           22,820          1956           1989
133    RFC   Alameda Towne Centre                         Retail         Shadow Anchored    35,312          1998            NAP
134   CIBC   Park Place Apartments                        Multifamily    Garden                 80      1971 & 1986        1996+
135   CIBC   244-48 East 117th Street                     Multifamily    Low-Rise               41          1950           1998
136    MID   Prudential Office Building                   Office         Suburban           26,576          1992            NAP
137    MID   1/2 Price Store                              Retail         Unanchored         55,800          1979            NAP
138    MID   Sunshine Square Shopping Center              Retail         Unanchored         32,088          1960           1994
139    RFC   Westfair Center                              Retail         Unanchored         16,035          1952         1986-1991
140   CIBC   Bell Gardens Shopping Center                 Retail         Shadow Anchored    18,149          1985           1998
141    MID   Staples                                      Retail         Big Box            24,049          1999            NAP
142   CIBC   Morgan Garden Apartments
                                                          Multifamily    Garden                110          1970           1990
143   CIBC   Colonial Garden Apartments                   Multifamily    Garden                 73         1950s           1999
144    MID   170 West Road                                Industrial     Light              58,422          1985            NAP
145    RFC   Lamar Industrial Center                      Industrial     Light              69,935          1974            NAP
146    MID   Columbus Plaza Shopping Center               Retail         Anchored           48,565          1987           1998
147    RFC   Lakeshore Village Office Complex             Office         Suburban           27,356          1973           1998
148    MID   The Lucent Technologies Building             Office         Urban              19,864          1983           1999
149    MID   Leonard Professional Building                Office         Suburban           27,630          1920           1985
150   CIBC   Cross River Mill                             Mixed Use      Suburban           43,949       1979-1980         1996
151    MID   Steele's Market                              Retail         Anchored           32,845          1975           1994
152   CIBC   The Commonwealth Building                    Office         Suburban           28,097          1980        1988/1998
153   CIBC   Gateway 2000 - Hobart                        Retail         Unanchored          8,015          1998            NAP
154    MID   Frolics Plaza                                Retail         Unanchored         37,220          1978            NAP
155    RFC   Lorain Apartments
                                                          Multifamily    Garden                 84          1965           1996
156    RFC   Opdyke Investments                           Mixed Use      Unanchored         18,680          1997           1999
157    MID   Sungard Financial Systems Office
                Property                                  Office         Suburban           30,610          1980            NAP
158    RFC   420 Clinton Avenue                           Multifamily    Low-Rise               49          1930           1991
159   CIBC   Village Shoppes of Paradise Beach            Retail         Unanchored         31,550          1980            NAP
160    MID   Tiscor Corporate Office Building             Office         Suburban           21,000          1998            NAP
161    MID   Omnicare Building                            Industrial     Warehouse          22,647          1988           1999
162   CIBC   Best Western                                 Hospitality    Limited Service        50          1996            NAP
163    RFC   Ironwood Apartments                          Multifamily    Garden                 95          1965           1996
164    RFC   Crossroads South Shopping Center             Retail         Shadow Anchored    16,500          1988            NAP
165    MID   West Wind Apartments Phase IV                Multifamily    Garden                 26          1999            NAP

                                     II-33

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller  Property Name(2)                             Address                                   City             State Zip Code
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>                                       <C>                  <C> <C>
166   CIBC   Chastain Pines Apartments                    3228 Boulder Park Drive                   Atlanta              GA  30311
167    MID   166 South River Road                         166 S River Rd                            Bedford              NH  03110
168   CIBC   Grayco Apartments                            115 North Street                          Harrisburg           PA  17101
169    RFC   Mill Road Warehouse                          651 South Mill Rd.                        Absecon              NJ  8201
170    MID   Reseda Retail Building                       7126-40 Reseda Blvd                       Reseda               CA  91335
171    MID   Mesa Engineering Systems, Inc.               5 Vanderbilt                              Irvine               CA  92618
172    MID   Concord Garden Apartments                    899 Concord Rd                            Smyma                GA  30080
173    RFC   233 Jamaica Avenue                           233 Jamaica Avenue                        Brooklyn             NY  11207
174    MID   Goffstown Village Apartments (V)             27-42 Maple Ave                           Goffstown            NH  03045
175    MID   Maple Leaf Apartments (V)                    76-80 Terrace Rd                          Franklin             NH  03235
176   CIBC   Gateway 2000 - Columbia                      131 Harbison Boulevard                    Columbia             SC  29121
177    RFC   Kenworthy Medical Building                   9999 Kenworthy Street                     El Paso              TX  79924
178    MID   Lakes Mini Storage                           2949 Lake East Drive                      Las Vegas            NV  89128
179    MID   Town & Country Apartments Phase I            3111 Old Sterlington Rd                   Monroe               LA  71203
180    MID   Tucson East Apartments                       8490 E Old Spanish Trail                  Tucson               AZ  85710
181    RFC   Pal Ex, Inc.                                 6829 Flintlock Road                       Houston              TX  77040
182    RFC   312-332 East Rosecrans Avenue                312 &332 East Rosecrans Ave               Gardena              CA  90248
183    MID   Building 35 - Corporate Woods                9101 West 110th Street                    Overland Park        KS  66210
184    RFC   Art Museum Apartments                        1624 Green St, 1709 Spring Garden St.     Philadelphia         PA  19130
185   CIBC   Gateway 2000 - Henderson                     375 N. Stephanie Street, Unit 511         Henderson            NV  89014
186    MID   Helicomb International Plant                 1402 S 69th E Ave                         Tulsa                OK  74112
187   CIBC   Gateway 2000 - Chattanooga                   2001 Gunbarrel Road                       Chattanooga          TN  37421
188    MID   U-Stor Facility                              5570 Summer Avenue                        Memphis              TN  38134
189    MID   17-33 Elm Street                             17-33 Elm St                              Westfield            NJ  07090
190    RFC   Montwood Village Shopping Center             11660 Montwood                            El Paso              TX  79936
191    RFC   D Boys Office Building                       8305 Ridge Avenue                         Philadelphia         PA  19128
192    MID   U-Stor Facility                              6900 East Raines Rd                       Memphis              TN  38115
193    MID   43 North Road                                43 North Road                             East Windsor         CT  06088
194    RFC   Park Apartments                              3615 Southwest 52nd Ave                   Pembroke Park        Fl  33023
195    MID   The Champion Gardens Apartments              1802 W Samano St                          Edinburg             TX  78539
196    MID   168 South River Road                         168 S River Rd                            Bedford              NH  03110
197    RFC   The Pines Business Park                      26009 Budde Road                          The Woodlands        TX  77380
198    MID   U-Stor Winchester II                         4700 Winchester Rd                        Memphis              TN  38118
199    MID   Knowledge Beginnings (VI)                    4580 W Buckingham Rd                      Garland              TX  75042
200    MID   Knowledge Beginnings (VI)                    1920 Walnut Plaza                         Carrollton           TX  75006
201   CIBC   233, 235, 237 East 111th Street              233, 235, 237 East 111th Street           New York             NY  10035
202    RFC   Sunset Shopping Center                       601-715 Sunset Street                     Denton               TX  76201
203    MID   Lauderhill Plaza                             1406 N State Rd 7                         Lauderhill           FL  33313
204    RFC   14401 South San Pedro Street                 14401 South San Pedro Street              Gardena              CA  90248
205    RFC   Woods Cross Self Storage                     50 East Pacific Ave                       Salt Lake City       UT  84054
206    MID   Fresno Self Storage                          2612 North Clovis Avenue                  Fresno               CA  93727
207    MID   Crosstown Square Shopping Center             13628 -13660 Crosstown Blvd Nw            Andover              MN  55304
208   CIBC   112-116 East 103rd Street                    112-116 East 103rd Street                 New York             NY  10035
209    MID   Leon Trace Apartments                        6812 Poss Road                            Leon Valley          TX  78238
210    RFC   Southern Oaks Apartments                     3424 Southern Oaks Boulevard              Dallas               TX  75216
211    RFC   Middletown Industrial                        4004,4014 and 4104 Tytus Avenue           Middletown           OH  45042
212    RFC   401-611 Braker Lane                          401-611 Braker Lane                       Austin               TX  78753
213    RFC   Mandell Place                                1614 Westheimer                           Houston              TX  77006
214    MID   The Allendale Village Apartments             6005 Allendale                            Houston              TX  77017
215    RFC   Roswell Point Shopping Center                11706 Alpharetta Highway                  Roswell              GA  30076
216    RFC   Royal Apartments                             2710 Menlo                                Carson City          NV  89701
217    RFC   402 - 406 Albee Square                       402 - 406 Albee Square                    Brooklyn             NY  11201
218    RFC   Mansfield Retail Center                      900 North Walnut Creek                    Mansfield            TX  76063
219    RFC   224 South 3rd Brooklyn                       224 South Third Street                    Brooklyn             NY  11211
220    MID   Circuit City Land                            555 Maine Mall Rd                         Scarborough          ME  04106


                                     II-34

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued)

--------------------------------------------------------------------------------------------------------------------------------

Loan                                                      Property       Property                          Year          Year
 No.  Seller  Property Name(2)                              Type         Sub-Type         Units/NSF        Built       Renovated
--------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>            <C>               <C>         <C>              <C>
166   CIBC   Chastain Pines Apartments                    Multifamily    Garden                 79          1973           1998
167    MID   166 South River Road                         Office         Suburban           23,150          1980           1997
168   CIBC   Grayco Apartments                            Multifamily    Garden                104          1939           1980s
169    RFC   Mill Road Warehouse                          Industrial     Warehouse          56,171          1983            NAP
170    MID   Reseda Retail Building                       Retail         Unanchored         16,000          1998            NAP
171    MID   Mesa Engineering Systems, Inc.               Industrial     Flex               16,892          1985           1995
172    MID   Concord Garden Apartments                    Multifamily    Garden                 57          1968           1999
173    RFC   233 Jamaica Avenue                           Multifamily    Low-Rise               54          1963            NAP
174    MID   Goffstown Village Apartments (V)             Multifamily    Garden                 48          1972           1986
175    MID   Maple Leaf Apartments (V)                    Multifamily    Garden                 36          1974            NAP
176   CIBC   Gateway 2000 - Columbia                      Retail         Unanchored          8,000          1998            NAP
177    RFC   Kenworthy Medical Building                   Office         Medical            17,748          1996            NAP
178    MID   Lakes Mini Storage                           Self Storage   Self Storage       40,259          1988            NAP
179    MID   Town & Country Apartments Phase I            Multifamily    Garden                100          1973           1991
180    MID   Tucson East Apartments                       Multifamily    Garden                 52          1983           1993
181    RFC   Pal Ex, Inc.                                 Industrial     Flex               45,060          1981           1999
182    RFC   312-332 East Rosecrans Avenue                Industrial     Warehouse          86,460          1974           1998
183    MID   Building 35 - Corporate Woods                Office         Suburban           19,722          1980           1998
184    RFC   Art Museum Apartments                        Multifamily    Garden                 30          1917           1987
185   CIBC   Gateway 2000 - Henderson                     Retail         Unanchored          8,000          1998            NAP
186    MID   Helicomb International Plant                 Industrial     Light              80,582          1958            NAP
187   CIBC   Gateway 2000 - Chattanooga                   Retail         Unanchored          8,000          1998            NAP
188    MID   U-Stor Facility                              Self Storage   Self Storage       64,400          1995            NAP
189    MID   17-33 Elm Street                             Mixed Use      Low-Rise           14,722          1927           1998
190    RFC   Montwood Village Shopping Center             Retail         Unanchored         18,925          1997            NAP
191    RFC   D Boys Office Building                       Office         Suburban           14,448          1996           1999
192    MID   U-Stor Facility                              Self Storage   Self Storage       60,700          1996            NAP
193    MID   43 North Road                                Industrial     Warehouse          40,216          1988           1998
194    RFC   Park Apartments                              Multifamily    Garden                 36          1984            NAP
195    MID   The Champion Gardens Apartments              Multifamily    Garden                 81          1983           1998
196    MID   168 South River Road                         Office         Suburban           18,779          1982            NAP
197    RFC   The Pines Business Park                      Industrial     Flex               21,900          1999            NAP
198    MID   U-Stor Winchester II                         Self Storage   Self Storage       62,000          1996            NAP
199    MID   Knowledge Beginnings (VI)                    Office         Suburban           10,106          1985            NAP
200    MID   Knowledge Beginnings (VI)                    Office         Suburban           15,492          1985            NAP
201   CIBC   233, 235, 237 East 111th Street              Multifamily    Low-Rise               48          1910           1998
202    RFC   Sunset Shopping Center                       Retail         Unanchored         23,350          1971            NAP
203    MID   Lauderhill Plaza                             Retail         Unanchored         20,078          1988            NAP
204    RFC   14401 South San Pedro Street                 Industrial     Warehouse          68,546          1974            NAP
205    RFC   Woods Cross Self Storage                     Self Storage   Self Storage       52,785          1997            NAP
206    MID   Fresno Self Storage                          Self Storage   Self Storage       36,329          1973           1988
207    MID   Crosstown Square Shopping Center             Retail         Unanchored         12,276          1989            NAP
208   CIBC   112-116 East 103rd Street                    Multifamily    Low-Rise               30          1920           1998
209    MID   Leon Trace Apartments                        Multifamily    Garden                 72          1975            NAP
210    RFC   Southern Oaks Apartments                     Multifamily    Garden                 62          1958           1997
211    RFC   Middletown Industrial                        Industrial     Light              49,296          1956           1982
212    RFC   401-611 Braker Lane                          Industrial     Light              30,845          1973           1998
213    RFC   Mandell Place                                Retail         Unanchored          8,825          1936           1998
214    MID   The Allendale Village Apartments             Multifamily    Garden                 96          1971           1997
215    RFC   Roswell Point Shopping Center                Retail         Unanchored          6,960          1999            NAP
216    RFC   Royal Apartments                             Multifamily    Garden                 43          1974            NAP
217    RFC   402 - 406 Albee Square                       Multifamily    Garden                 40          1902           1991
218    RFC   Mansfield Retail Center                      Retail         Shadow Anchored     7,893          1999            NAP
219    RFC   224 South 3rd Brooklyn                       Multifamily    Low-Rise               33          1910           1995
220    MID   Circuit City Land                            Other          Big Box           151,586          1995            NAP


                                     II-34
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued

------------------------------------------------------------------------------------------------------------------------------------

Loan
 No.  Seller  Property Name(2)                             Address                                   City             State Zip Code
------------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>                                       <C>                  <C> <C>
221    RFC   Charles Garden Apartments                    190 SE 12th Avenue                        Pompano Beach        FL  33606
222    RFC   Blockbuster Video                            1235 Grand Avenue                         Baldwin              NY  11510
223    RFC   16-10 Caffrey Avenue                         16-10 Caffrey Avenue                      Far Rockaway         NY  11691
224    RFC   650 E 182 St                                 650 East 182 St                           Bronx                NY  10459
225    RFC   Temple Apartments                            13641 Temple Avenue                       La Puenta            CA  91746

                                     II-35


<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PROPERTY INFORMATION

<CAPTION>
(Table Continued)

--------------------------------------------------------------------------------------------------------------------------------

Loan                                                      Property       Property                          Year          Year
 No.  Seller  Property Name(2)                              Type         Sub-Type         Units/NSF        Built       Renovated
--------------------------------------------------------------------------------------------------------------------------------
<S>   <C>    <C>                                          <C>            <C>               <C>         <C>              <C>
221    RFC   Charles Garden Apartments                    Multifamily    Garden                 16          1970           1996
222    RFC   Blockbuster Video                            Retail         Unanchored          6,200          1970           1994
223    RFC   16-10 Caffrey Avenue                         Multifamily    Garden                 20          1962            NAP
224    RFC   650 E 182 St                                 Multifamily    Low-Rise               26          1930           1997
225    RFC   Temple Apartments                            Multifamily    Garden                 10          1962            NAP

                                     II-35

<PAGE>
</TABLE>


APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PREPAYMENT AND SERVICING INFORMATION

<TABLE>
<CAPTION>

------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                 Prepayment Code(10)

Loan                                                                  Lockout
 No.  Seller                    Property Name(2)        Seasoning(9)  Period   DEF      YM5     YM1     YM    5    4.5     4     3.5
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>    <C>                                            <C>        <C>     <C>     <C>     <C>     <C>   <C>  <C>     <C>   <C>

  1    MID    Campus Apartments                              23         47                      66
  2    CIBC   17 John Street                                  4         28      85
  3    MID    San Croix Apartments                           26         35                      78
  4    CIBC   4343 Commerce Court (A) (I)                    10         34      64
  5    CIBC   1051 North Kirk Road (A) (I)                   10         34      64
  6    CIBC   Narco River Business Center (A)                 6         30      83
  7    MID    Ryder Integrated Logistics                      6         36      80
  8    CIBC   Holiday Inn Rochester                           3         27      86
  9    MID    Nevada Street Apartments                        2         36      80
 10    MID    Camelot Apartments                              5         59                      54
 11    MID    Neurocrine Biosciences                         20         47                      66
 12    MID    CSC Office Building                             5         36      79
 13    MID    Kinetic Systems Building (B)                    6         35      81
 14    MID    Globix Corporation Building (B)                 6         35      81
 15    CIBC   Summit Square                                  10         34      80
 16    CIBC   Bed, Bath & Beyond                              9         33      80
 17    MID    The Quidel Building                             5         35      81
 18    MID    Candletree Apartments                           6         35                      78
 19    CIBC   Latham Crossing & Crossroads Plaza             15         39      74
 20    RFC    Hampton Inn & Suites (II)                       2         26      90
 21    RFC    Big Bowl/Wildfire (II)                          2         26      90
 22    MID    Backlick Center South                          20         59                      57
 23    CIBC   Willow Run Business Center II                  11         35      78
 24    MID    East Side Plaza                                22         47                      66
 25    RFC    Ritchie Highway Shopping Center                 2         26      90
 26    CIBC   Lincoln Park (C)                                3         27      86
 27    CIBC   Pompano Merchandise Mart (C)                    3         27      86
 28    RFC    Big Kmart Shopping Center                       7         31      85
 29    RFC    Marston Park Plaza                              4         28      51
 30    CIBC   Union Center                                    5         29      84
 31    MID    La Jolla Corporate Center                       6         35      81
 32    CIBC   Southlake Festival Shopping Center              5         29      84
 33    RFC    HomeBase-Phoenix, AZ                            3         26      90
 34    MID    Hyatt Suites Hotel                              5         35      81
 35    RFC    Holiday Square Shopping Center                  5         29      87
 36    RFC    Stagecoach Plaza                                1         25      91
 37    RFC    Today's Man Oxford Valley                       2         26      90
 38    CIBC   Parkway Corporate Plaza 138                    10         34      79
 39    MID    Lexington Commons Apartments                   20         59                      57
 40    MID    Regal Cinema                                    5         36      38
 41    MID    One Airport Center Office Building             25         23                      90
 42    MID    San Pablo Apartments                           25         59                      54
 43    MID    Oaks of Ashford Point Apartments                4         35                      81
 44    CIBC   Comfort Inn - Philadelphia Airport              5         29      84
 45    MID    Grouse Run Apartments                          23         59                      54
 46    RFC    Avanex Building                                 2         26      90
 47    MID    The Regents Cove Apartments                     8         35                      81
 48    CIBC   156 10-40 Cross Bay Boulevard                   3         27      86
 49    MID    Freehold Executive Center                       3         36      80
 50    MID    K-Mart (D)                                      3         36     200
 51    MID    K-Mart (D)                                      3         36     200
 52    MID    Seton Chase Apartments                          6         35                      81
 53    CIBC   Tel Huron Shopping Center                      25         47      66
 54    MID    Quality Inn Sports Complex                     20         47                      126
 55    MID    Ramada Limited                                 20         59      61
 56    MID    Walker's Station Apartments                    19         59                      57
 57    MID    Saturn Electronics & Engineering                3         36      80
 58    MID    Plaza Pointe                                   23         35                      81
 59    RFC    GAI-Tronics Corporation                         5         29      87
 60    CIBC   2600 Building                                   6         30      83
 61    CIBC   Hoyt's Cinemas                                  3         27      86
 62    CIBC   Advance Auto Parts - York, PA (III)            10         34      79
 63    CIBC   Advance Auto Parts - Harrisburg, PA
                (Swatara) (III)                              10         34      79
 64    CIBC   Advance Auto Parts - Steelton, PA (III)        10         34      79
 65    CIBC   Advance Auto Parts - Celina, OH (III)          10         34      79

                                     II-36
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PREPAYMENT AND SERVICING INFORMATION

<CAPTION>
(Table Continued)
-----------------------------------------------------------------------------------------------------------
                                                        Prepayment Code(10)
                                                                                      Total
Loan                                                                                  Admin Cost     YM
 No.  Seller                    Property Name(2)        3     2.5     2    1    Open  (bps) (11)  Code (12)
-----------------------------------------------------------------------------------------------------------
<S>    <C>    <C>                                       <C>   <C>     <C>  <C>   <C>    <C>          <C>

  1    MID    Campus Apartments                                                  7       8.78         C
  2    CIBC   17 John Street                                                     7       8.78        NAP
  3    MID    San Croix Apartments                                               7      11.03         A
  4    CIBC   4343 Commerce Court (A) (I)                                        7       8.78        NAP
  5    CIBC   1051 North Kirk Road (A) (I)                                       7       8.78        NAP
  6    CIBC   Narco River Business Center (A)                                    7       8.78        NAP
  7    MID    Ryder Integrated Logistics                                         4       8.78        NAP
  8    CIBC   Holiday Inn Rochester                                              7       8.78        NAP
  9    MID    Nevada Street Apartments                                           4      11.78        NAP
 10    MID    Camelot Apartments                                                 7       8.78         A
 11    MID    Neurocrine Biosciences                                             7      13.86         A
 12    MID    CSC Office Building                                                5      11.78        NAP
 13    MID    Kinetic Systems Building (B)                                       4       8.78        NAP
 14    MID    Globix Corporation Building (B)                                    4       8.78        NAP
 15    CIBC   Summit Square                                                      7       8.78        NAP
 16    CIBC   Bed, Bath & Beyond                                                 7       8.78        NAP
 17    MID    The Quidel Building                                                4       8.78        NAP
 18    MID    Candletree Apartments                                              7      18.78         A
 19    CIBC   Latham Crossing & Crossroads Plaza                                 7       8.78        NAP
 20    RFC    Hampton Inn & Suites (II)                                          4      12.28        NAP
 21    RFC    Big Bowl/Wildfire (II)                                             4      12.28        NAP
 22    MID    Backlick Center South                                              4      13.07         A
 23    CIBC   Willow Run Business Center II                                      7       8.78        NAP
 24    MID    East Side Plaza                                                    7      12.08         C
 25    RFC    Ritchie Highway Shopping Center                                    4       8.78        NAP
 26    CIBC   Lincoln Park (C)                                                   7       8.78        NAP
 27    CIBC   Pompano Merchandise Mart (C)                                       7       8.78        NAP
 28    RFC    Big Kmart Shopping Center                                          4       8.78        NAP
 29    RFC    Marston Park Plaza                                                 5       8.78        NAP
 30    CIBC   Union Center                                                       7       8.78        NAP
 31    MID    La Jolla Corporate Center                                          4      15.78        NAP
 32    CIBC   Southlake Festival Shopping Center                                 7       8.78        NAP
 33    RFC    HomeBase-Phoenix, AZ                                               4       8.78        NAP
 34    MID    Hyatt Suites Hotel                                                 4      13.78        NAP
 35    RFC    Holiday Square Shopping Center                                     4       8.78        NAP
 36    RFC    Stagecoach Plaza                                                   4       8.78        NAP
 37    RFC    Today's Man Oxford Valley                                          4       8.78        NAP
 38    CIBC   Parkway Corporate Plaza 138                                        7       8.78        NAP
 39    MID    Lexington Commons Apartments                                       4       8.78         A
 40    MID    Regal Cinema                                                       4       8.78        NAP
 41    MID    One Airport Center Office Building                                 7       8.78         A
 42    MID    San Pablo Apartments                                               7       8.78         A
 43    MID    Oaks of Ashford Point Apartments                                   4      18.78         A
 44    CIBC   Comfort Inn - Philadelphia Airport                                 7       8.78        NAP
 45    MID    Grouse Run Apartments                                              7       8.78         A
 46    RFC    Avanex Building                                                    4       8.78        NAP
 47    MID    The Regents Cove Apartments                                        4       8.78         A
 48    CIBC   156 10-40 Cross Bay Boulevard                                      7       8.78        NAP
 49    MID    Freehold Executive Center                                          4       8.78        NAP
 50    MID    K-Mart (D)                                                         4      18.78        NAP
 51    MID    K-Mart (D)                                                         4      18.78        NAP
 52    MID    Seton Chase Apartments                                             4       8.78         A
 53    CIBC   Tel Huron Shopping Center                                          7       8.78        NAP
 54    MID    Quality Inn Sports Complex                                         7       8.78         A
 55    MID    Ramada Limited                                                    NAP      8.78        NAP
 56    MID    Walker's Station Apartments                                        4      10.78         A
 57    MID    Saturn Electronics & Engineering                                   4      11.78        NAP
 58    MID    Plaza Pointe                                                       4      17.96         A
 59    RFC    GAI-Tronics Corporation                                            4       8.78        NAP
 60    CIBC   2600 Building                                                      7       8.78        NAP
 61    CIBC   Hoyt's Cinemas                                                     7       8.78        NAP
 62    CIBC   Advance Auto Parts - York, PA (III)                                7       8.78        NAP
 63    CIBC   Advance Auto Parts - Harrisburg, PA
                (Swatara) (III)                                                  7       8.78        NAP
 64    CIBC   Advance Auto Parts - Steelton, PA (III)                            7       8.78        NAP
 65    CIBC   Advance Auto Parts - Celina, OH (III)                              7       8.78        NAP

                                     II-36

<PAGE>


APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PREPAYMENT AND SERVICING INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                 Prepayment Code(10)

Loan                                                                  Lockout
 No.  Seller                    Property Name(2)        Seasoning(9)  Period   DEF      YM5     YM1     YM    5    4.5     4     3.5
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>    <C>                                            <C>        <C>     <C>     <C>     <C>     <C>   <C>  <C>     <C>   <C>
 66    CIBC   Advance Auto Parts - Youngstown, OH (III)      10         34      79
 67    CIBC   Advance Auto Parts - Warren, OH (III)          10         34      79
 68    CIBC   Advance Auto Parts - Atlanta, GA (III)         10         34      79
 69    CIBC   Advance Auto Parts - Penn Hills, PA (III)      10         34      79
 70    CIBC   Advance Auto Parts - Pontotoc, MS (III)        10         34      79
 71    MID    Hampton Inn Maple Grove                        20         89                      87
 72    RFC    Maple Tree Mall                                 5         29      87
 73    MID    The Sterling Falls Apartments                  20         35                      81
 74    RFC    Stelton Shopping Center                        12         36      80
 75    CIBC   Parkview Towers                                 6         30      84
 76    CIBC   Unilab Building                                 5         29      84
 77    MID    Cambridge Apartments                           19         59                      57
 78    MID    Tempe Plaza                                     5         35      81
 79    RFC    Byram Self-Storage                              3         27     149
 80    MID    Sixth Street Building                          20         59                      54
 81    MID    Lake Pine Apartments                           21         59              57
 82    RFC    Las Lomas Apartments                            6         30     146
 83    RFC    Pinellas Industrial Center                      4         28      88
 84    CIBC   Mount Joy Square                                9         33      80
 85    MID    Town & Country Apartments (Phase II)           22         59                      54
 86    MID    Bartles Corner Business Park                    5         36      80
 87    RFC    Jeffery Manor Shopping Center                   3         27      89
 88    MID    Eckerd's Drug Store                             8         36      77
 89    MID    Clayton Apartments and Duplexes                22         59                              54
 90    MID    Regal Cinemas 12-Screen Movie Theatre           3         36      92
 91    RFC    1506 N. Lee Trevino                             4         28     208
 92    MID    Eckerd Pharmacy                                 8         36      77
 93    MID    Kroger Grocery Store                           19         59                      57
 94    CIBC   Datatec Warehouse                               8         32      81
 95    MID    Legacy Business Park Medical Office 8 (E)      23         59                      54
 96    MID    Legacy Business Park Medical Office
                - 4 (E)                                      23         59                      54
 97    MID    East Los Angeles Retail Center                 21         59                      54
 98    MID    Acadia Park Apartments                         22         59                      54
 99    MID    Eckerd's Drug Store                             8         36      77
100    MID    Dana Innovations                                5         35      81
101    MID    Eckerd's Drug Store                             8         36      77
102    RFC    Oregon Court (F)                                5         29     147
103    RFC    Oregon Arms (F)                                 5         29     147
104    MID    Eckerd Drugs                                    8         36      80
105    CIBC   Dicks Clothing and Sporting Goods               7         31      82
106    CIBC   Sugarland Shopping Center                      10         34      79
107    MID    Eckerd Drug Store                               5         36      80
108    RFC    Bassett Furniture Store                         3         27      89
109    CIBC   Oak Leaf West                                  11         35      78
110    CIBC   2000 White Elks Springs Court                   4         28      85
111    CIBC   Triangle Shopping Center                        5         29      84
112    CIBC   Northern Medical Offices                       11         35      78
113    MID    Bronco Apartments                              21         47                      66
114    MID    K-Mart                                          5         35     201
115    RFC    Villa Eleni                                     2         26      90
116    MID    Perkins Place & Fox Ridge (IV)                  3         36      77
117    MID    Barrington Hills Apartments (IV)                3         36      77
118    MID    McDuffee Brook Place (IV)                       3         36      77
119    MID    Kearsarge Apartments (IV)                       3         36      77
120    RFC    Agawam Industrial Building                      3         27      89
121    CIBC   Tampa Multifamily Portfolio                     5         29      84
122    RFC    Park Place II Office Building                   4         28      88
123    MID    The Sequoia Institute                           5         35      81
124    MID    Staples                                         6         36      80
125    MID    Brookwood Townhomes                             4         36      56

                                     II-37


<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PREPAYMENT AND SERVICING INFORMATION

<CAPTION>
(Table Continued)

-----------------------------------------------------------------------------------------------------------
                                                        Prepayment Code(10)
                                                                                      Total
Loan                                                                                  Admin Cost     YM
 No.  Seller                    Property Name(2)        3     2.5     2    1    Open  (bps) (11)  Code (12)
-----------------------------------------------------------------------------------------------------------
<S>    <C>    <C>                                       <C>   <C>     <C>  <C>   <C>    <C>          <C>
 66    CIBC   Advance Auto Parts - Youngstown, OH (III)                          7       8.78        NAP
 67    CIBC   Advance Auto Parts - Warren, OH (III)                              7       8.78        NAP
 68    CIBC   Advance Auto Parts - Atlanta, GA (III)                             7       8.78        NAP
 69    CIBC   Advance Auto Parts - Penn Hills, PA (III)                          7       8.78        NAP
 70    CIBC   Advance Auto Parts - Pontotoc, MS (III)                            7       8.78        NAP
 71    MID    Hampton Inn Maple Grove                                            4      18.78         A
 72    RFC    Maple Tree Mall                                                    4       8.78        NAP
 73    MID    The Sterling Falls Apartments                                      4      18.78         A
 74    RFC    Stelton Shopping Center                                            4       8.78        NAP
 75    CIBC   Parkview Towers                                                    7       8.78        NAP
 76    CIBC   Unilab Building                                                    7       8.78        NAP
 77    MID    Cambridge Apartments                                               4       8.78         A
 78    MID    Tempe Plaza                                                        4      18.78        NAP
 79    RFC    Byram Self-Storage                                                 4       8.78        NAP
 80    MID    Sixth Street Building                                              7       8.78         A
 81    MID    Lake Pine Apartments                                               4       8.78         A
 82    RFC    Las Lomas Apartments                                               4       8.78        NAP
 83    RFC    Pinellas Industrial Center                                         4       8.78        NAP
 84    CIBC   Mount Joy Square                                                   7       8.78        NAP
 85    MID    Town & Country Apartments (Phase II)                               7       8.78         A
 86    MID    Bartles Corner Business Park                                       4       8.78        NAP
 87    RFC    Jeffery Manor Shopping Center                                      4       8.78        NAP
 88    MID    Eckerd's Drug Store                                                7       8.78        NAP
 89    MID    Clayton Apartments and Duplexes                                    7       8.78         A
 90    MID    Regal Cinemas 12-Screen Movie Theatre                              4      16.78        NAP
 91    RFC    1506 N. Lee Trevino                                                4       9.78        NAP
 92    MID    Eckerd Pharmacy                                                    7       8.78        NAP
 93    MID    Kroger Grocery Store                                               4       8.78         A
 94    CIBC   Datatec Warehouse                                                  7       8.78        NAP
 95    MID    Legacy Business Park Medical Office 8 (E)                          7      13.78         A
 96    MID    Legacy Business Park Medical Office
                - 4 (E)                                                          7      13.78         A
 97    MID    East Los Angeles Retail Center                                     7      18.78         A
 98    MID    Acadia Park Apartments                                             7       8.78         A
 99    MID    Eckerd's Drug Store                                                7       8.78        NAP
100    MID    Dana Innovations                                                   4      18.78        NAP
101    MID    Eckerd's Drug Store                                                7       8.78        NAP
102    RFC    Oregon Court (F)                                                   4       8.78        NAP
103    RFC    Oregon Arms (F)                                                    4       8.78        NAP
104    MID    Eckerd Drugs                                                       4       8.78        NAP
105    CIBC   Dicks Clothing and Sporting Goods                                  7       8.78        NAP
106    CIBC   Sugarland Shopping Center                                          7       8.78        NAP
107    MID    Eckerd Drug Store                                                  4       8.78        NAP
108    RFC    Bassett Furniture Store                                            4      11.28        NAP
109    CIBC   Oak Leaf West                                                      7       8.78        NAP
110    CIBC   2000 White Elks Springs Court                                      7       8.78        NAP
111    CIBC   Triangle Shopping Center                                           7       8.78        NAP
112    CIBC   Northern Medical Offices                                           7       8.78        NAP
113    MID    Bronco Apartments                                                  7      18.78         A
114    MID    K-Mart                                                             4      18.78        NAP
115    RFC    Villa Eleni                                                        4       8.78        NAP
116    MID    Perkins Place & Fox Ridge (IV)                                     7      18.78        NAP
117    MID    Barrington Hills Apartments (IV)                                   7      18.78        NAP
118    MID    McDuffee Brook Place (IV)                                          7      18.78        NAP
119    MID    Kearsarge Apartments (IV)                                          7      18.78        NAP
120    RFC    Agawam Industrial Building                                         4      11.28        NAP
121    CIBC   Tampa Multifamily Portfolio                                        7       8.78        NAP
122    RFC    Park Place II Office Building                                      4       8.78        NAP
123    MID    The Sequoia Institute                                              4      18.78        NAP
124    MID    Staples                                                            4       8.78        NAP
125    MID    Brookwood Townhomes                                                4       8.78        NAP

                                     II-37

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PREPAYMENT AND SERVICING INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                 Prepayment Code(10)

Loan                                                                  Lockout
 No.  Seller                    Property Name(2)        Seasoning(9)  Period   DEF      YM5     YM1     YM    5    4.5     4     3.5
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>    <C>                                            <C>        <C>     <C>     <C>     <C>     <C>   <C>  <C>     <C>   <C>
126    MID    Staples Office Supply Store                     9         36      80
127    CIBC   Jefferson Pilot Financial Center                5         29      84
128    MID    Eckerd Drug Store                               6         36      80
129    MID    Staples Property                                9         36      80
130    MID    CVS Drugstore                                   7         36     200
131    CIBC   Maple Building                                  8         32      81
132    MID    Woodward Avenue Office Building                 2         36      80
133    RFC    Alameda Towne Centre                            3         27     209
134    CIBC   Park Place Apartments                           9         33      80
135    CIBC   244-48 East 117th Street                       11         35      78
136    MID    Prudential Office Building                      5         59                      54
137    MID    1/2 Price Store                                 8         35      81
138    MID    Sunshine Square Shopping Center                20         47                      66
139    RFC    Westfair Center                                 3         27      89
140    CIBC   Bell Gardens Shopping Center                    9         33      80
141    MID    Staples                                         7         36      80
142    CIBC   Morgan Garden Apartments                        4         28      85
143    CIBC   Colonial Garden Apartments                      5         29      84
144    MID    170 West Road                                   6         36      80
145    RFC    Lamar Industrial Center                         4         28      88
146    MID    Columbus Plaza Shopping Center                  7         36      80
147    RFC    Lakeshore Village Office Complex                5         29      87
148    MID    The Lucent Technologies Building                4         36      80
149    MID    Leonard Professional Building                   5         36      80
150    CIBC   Cross River Mill                                9         33      80
151    MID    Steele's Market                                 5         59                      57
152    CIBC   The Commonwealth Building                       9         33      80
153    CIBC   Gateway 2000 - Hobart                          11         35      78
154    MID    Frolics Plaza                                   3         36      80
155    RFC    Lorain Apartments                               5         29      87
156    RFC    Opdyke Investments                              3         27      89
157    MID    Sungard Financial Systems Office Property       9         35      81
158    RFC    420 Clinton Avenue                             20         47                      67
159    CIBC   Village Shoppes of Paradise Beach              11         35      78
160    MID    Tiscor Corporate Office Building               19         59                      57
161    MID    Omnicare Building                               7         36      80
162    CIBC   Best Western                                    3         27      86
163    RFC    Ironwood Apartments                             7         48                      65
164    RFC    Crossroads South Shopping Center                3         27      89
165    MID    West Wind Apartments Phase IV                   7         36      80
166    CIBC   Chastain Pines Apartments                       9         33      80
167    MID    166 South River Road                           19         59                      57
168    CIBC   Grayco Apartments                               5         29      84
169    RFC    Mill Road Warehouse                             4         28      88
170    MID    Reseda Retail Building                         21         59                      57
171    MID    Mesa Engineering Systems, Inc.                 19         59              57
172    MID    Concord Garden Apartments                       4         36      80
173    RFC    233 Jamaica Avenue                             20         47                      67
174    MID    Goffstown Village Apartments (V)               22         59                      54
175    MID    Maple Leaf Apartments (V)                      22         59                      54
176    CIBC   Gateway 2000 - Columbia                        11         35      78
177    RFC    Kenworthy Medical Building                      3         27     209
178    MID    Lakes Mini Storage                              6         59                      54
179    MID    Town & Country Apartments Phase I              22         59                      54
180    MID    Tucson East Apartments                         19         59                      57
181    RFC    Pal Ex, Inc.                                    4         28      88
182    RFC    312-332 East Rosecrans Avenue                   5         48                      67
183    MID    Building 35 - Corporate Woods                   9         35      81
184    RFC    Art Museum Apartments                           2         26      90
185    CIBC   Gateway 2000 - Henderson                       11         35      78

                                     II-38

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PREPAYMENT AND SERVICING INFORMATION

<CAPTION>
(Table Continued)

-----------------------------------------------------------------------------------------------------------
                                                        Prepayment Code(10)
                                                                                      Total
Loan                                                                                  Admin Cost     YM
 No.  Seller                    Property Name(2)        3     2.5     2    1    Open  (bps) (11)  Code (12)
-----------------------------------------------------------------------------------------------------------
<S>    <C>    <C>                                       <C>   <C>     <C>  <C>   <C>    <C>          <C>
126    MID    Staples Office Supply Store                                        4       8.78        NAP
127    CIBC   Jefferson Pilot Financial Center                                   7       8.78        NAP
128    MID    Eckerd Drug Store                                                  4      18.78        NAP
129    MID    Staples Property                                                   4       8.78        NAP
130    MID    CVS Drugstore                                                      4       8.78        NAP
131    CIBC   Maple Building                                                     7       8.78        NAP
132    MID    Woodward Avenue Office Building                                    4       8.78        NAP
133    RFC    Alameda Towne Centre                                               4      11.28        NAP
134    CIBC   Park Place Apartments                                              7       8.78        NAP
135    CIBC   244-48 East 117th Street                                           7       8.78        NAP
136    MID    Prudential Office Building                                         7       8.78         A
137    MID    1/2 Price Store                                                    4       8.78        NAP
138    MID    Sunshine Square Shopping Center                                    7       8.78         D
139    RFC    Westfair Center                                                    4       8.78        NAP
140    CIBC   Bell Gardens Shopping Center                                       7       8.78        NAP
141    MID    Staples                                                            4       8.78        NAP
142    CIBC   Morgan Garden Apartments                                           7       8.78        NAP
143    CIBC   Colonial Garden Apartments                                         7       8.78        NAP
144    MID    170 West Road                                                      4      18.78        NAP
145    RFC    Lamar Industrial Center                                            4      11.28        NAP
146    MID    Columbus Plaza Shopping Center                                     4       8.78        NAP
147    RFC    Lakeshore Village Office Complex                                   4       8.78        NAP
148    MID    The Lucent Technologies Building                                   4       8.78        NAP
149    MID    Leonard Professional Building                                      4      18.78        NAP
150    CIBC   Cross River Mill                                                   7       8.78        NAP
151    MID    Steele's Market                                                    4       8.78         A
152    CIBC   The Commonwealth Building                                          7       8.78        NAP
153    CIBC   Gateway 2000 - Hobart                                              7       8.78        NAP
154    MID    Frolics Plaza                                                      4       8.78        NAP
155    RFC    Lorain Apartments                                                  4       8.78        NAP
156    RFC    Opdyke Investments                                                 4       8.78        NAP
157    MID    Sungard Financial Systems Office Property                          4      18.78        NAP
158    RFC    420 Clinton Avenue                                                 6       8.78         B
159    CIBC   Village Shoppes of Paradise Beach                                  7       8.78        NAP
160    MID    Tiscor Corporate Office Building                                   4       8.78         A
161    MID    Omnicare Building                                                  4       8.78        NAP
162    CIBC   Best Western                                                       7       8.78        NAP
163    RFC    Ironwood Apartments                                                7       8.78         B
164    RFC    Crossroads South Shopping Center                                   4       8.78        NAP
165    MID    West Wind Apartments Phase IV                                      4       8.78        NAP
166    CIBC   Chastain Pines Apartments                                          7       8.78        NAP
167    MID    166 South River Road                                               4       8.78         A
168    CIBC   Grayco Apartments                                                  7       8.78        NAP
169    RFC    Mill Road Warehouse                                                4       8.78        NAP
170    MID    Reseda Retail Building                                             4       8.78         A
171    MID    Mesa Engineering Systems, Inc.                                     4       8.78         A
172    MID    Concord Garden Apartments                                          4       8.78        NAP
173    RFC    233 Jamaica Avenue                                                 6       8.78         B
174    MID    Goffstown Village Apartments (V)                                   7       8.78         A
175    MID    Maple Leaf Apartments (V)                                          7       8.78         A
176    CIBC   Gateway 2000 - Columbia                                            7       8.78        NAP
177    RFC    Kenworthy Medical Building                                         4      11.28        NAP
178    MID    Lakes Mini Storage                                                 7      18.78         A
179    MID    Town & Country Apartments Phase I                                  7       8.78         A
180    MID    Tucson East Apartments                                             4      16.78         A
181    RFC    Pal Ex, Inc.                                                       4      11.28        NAP
182    RFC    312-332 East Rosecrans Avenue                                      5       8.78         B
183    MID    Building 35 - Corporate Woods                                      4       8.78        NAP
184    RFC    Art Museum Apartments                                              4       8.78        NAP
185    CIBC   Gateway 2000 - Henderson                                           7       8.78        NAP

                                     II-38



<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PREPAYMENT AND SERVICING INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------
                                                                                                                 Prepayment Code(10)

Loan                                                                  Lockout
 No.  Seller                    Property Name(2)        Seasoning(9)  Period   DEF      YM5     YM1     YM    5    4.5     4     3.5
------------------------------------------------------------------------------------------------------------------------------------
<S>    <C>    <C>                                            <C>        <C>     <C>     <C>     <C>     <C>   <C>  <C>     <C>   <C>
186    MID    Helicomb International Plant                   19         47                      66
187    CIBC   Gateway 2000 - Chattanooga                     11         35      78
188    MID    U-Stor Facility                                21         119                     114
189    MID    17-33 Elm Street                                3         36      80
190    RFC    Montwood Village Shopping Center                3         27     209
191    RFC    D Boys Office Building                          2         26      90
192    MID    U-Stor Facility                                21         119                     114
193    MID    43 North Road                                  19         59                      57
194    RFC    Park Apartments                                 4         28      88
195    MID    The Champion Gardens Apartments                 6         36     140
196    MID    168 South River Road                           19         59                      57
197    RFC    The Pines Business Park                         5         29      87
198    MID    U-Stor Winchester II                           21         119                     114
199    MID    Knowledge Beginnings (VI)                       3         36      80
200    MID    Knowledge Beginnings (VI)                       3         36      80
201    CIBC   233, 235, 237 East 111th Street                11         35      78
202    RFC    Sunset Shopping Center                          3         27      89
203    MID    Lauderhill Plaza                               19         59                      57
204    RFC    14401 South San Pedro Street                    5         48                      67
205    RFC    Woods Cross Self Storage                        3         27      89
206    MID    Fresno Self Storage                            20         59                      57
207    MID    Crosstown Square Shopping Center                9         35      81
208    CIBC   112-116 East 103rd Street                      11         35      78
209    MID    Leon Trace Apartments                          21         47                      66
210    RFC    Southern Oaks Apartments                       27         119                     55
211    RFC    Middletown Industrial                           3         27      89
212    RFC    401-611 Braker Lane                             1         25      91
213    RFC    Mandell Place                                   2         48                                    12           12
214    MID    The Allendale Village Apartments               19         119                     117
215    RFC    Roswell Point Shopping Center                   3         27      89
216    RFC    Royal Apartments                               11         48                      65
217    RFC    402 - 406 Albee Square                         20         47                      66
218    RFC    Mansfield Retail Center                         4         28      88
219    RFC    224 South 3rd Brooklyn                          8         48                      65
220    MID    Circuit City Land                               7         36      80
221    RFC    Charles Garden Apartments                      11         48                      65
222    RFC    Blockbuster Video                               3         47                      69
223    RFC    16-10 Caffrey Avenue                           20         47                      66
224    RFC    650 E 182 St                                   25         179                     55
225    RFC    Temple Apartments                              26         119                     54
              TOTAL/WEIGHTED AVERAGE                         10

                                     II-39

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
PREPAYMENT AND SERVICING INFORMATION

<CAPTION>
(Table Continued)

-----------------------------------------------------------------------------------------------------------
                                                        Prepayment Code(10)
                                                                                      Total
Loan                                                                                  Admin Cost     YM
 No.  Seller                    Property Name(2)        3     2.5     2    1    Open  (bps) (11)  Code (12)
-----------------------------------------------------------------------------------------------------------
<S>    <C>    <C>                                       <C>   <C>     <C>  <C>   <C>    <C>          <C>
186    MID    Helicomb International Plant                                       7       8.78         D
187    CIBC   Gateway 2000 - Chattanooga                                         7       8.78        NAP
188    MID    U-Stor Facility                                                    7       8.78         A
189    MID    17-33 Elm Street                                                   4       8.78        NAP
190    RFC    Montwood Village Shopping Center                                   4      11.28        NAP
191    RFC    D Boys Office Building                                             4       8.78        NAP
192    MID    U-Stor Facility                                                    7       8.78         A
193    MID    43 North Road                                                      4       8.78         C
194    RFC    Park Apartments                                                    4       8.78        NAP
195    MID    The Champion Gardens Apartments                                    4       8.78        NAP
196    MID    168 South River Road                                               4       8.78         A
197    RFC    The Pines Business Park                                            4       8.78        NAP
198    MID    U-Stor Winchester II                                               7       8.78         A
199    MID    Knowledge Beginnings (VI)                                          4       8.78        NAP
200    MID    Knowledge Beginnings (VI)                                          4       8.78        NAP
201    CIBC   233, 235, 237 East 111th Street                                    7       8.78        NAP
202    RFC    Sunset Shopping Center                                             4       8.78        NAP
203    MID    Lauderhill Plaza                                                   4       8.78         A
204    RFC    14401 South San Pedro Street                                       5       8.78         B
205    RFC    Woods Cross Self Storage                                           4       8.78        NAP
206    MID    Fresno Self Storage                                                4       8.78         A
207    MID    Crosstown Square Shopping Center                                   4      18.78        NAP
208    CIBC   112-116 East 103rd Street                                          7       8.78        NAP
209    MID    Leon Trace Apartments                                              7      18.78         A
210    RFC    Southern Oaks Apartments                                           6       8.78         B
211    RFC    Middletown Industrial                                              4       8.78        NAP
212    RFC    401-611 Braker Lane                                                4      11.28        NAP
213    RFC    Mandell Place                               12          12     20  4      11.28        NAP
214    MID    The Allendale Village Apartments                                   4      18.78         A
215    RFC    Roswell Point Shopping Center                                      4       8.78        NAP
216    RFC    Royal Apartments                                                   7       8.78         B
217    RFC    402 - 406 Albee Square                                             7       8.78         B
218    RFC    Mansfield Retail Center                                            4       8.78        NAP
219    RFC    224 South 3rd Brooklyn                                             7       8.78         B
220    MID    Circuit City Land                                                  4       8.78        NAP
221    RFC    Charles Garden Apartments                                          7       8.78         B
222    RFC    Blockbuster Video                                                  4       8.78         B
223    RFC    16-10 Caffrey Avenue                                               7       8.78         B
224    RFC    650 E 182 St                                                       6       8.78         B
225    RFC    Temple Apartments                                                  7       8.78         B
              TOTAL/WEIGHTED AVERAGE

                                     II-39


</TABLE>
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<TABLE>
<CAPTION>

------------------------------------------------------------------------------------------------------------------------------------

                                                     Monthly(13)  Upfront(14)  5/15/2000(15)  Monthly(16)  Upfront(17) 5/15/2000(18)
Loan                                                   Capex        Capex         Capex        Insurance   Insurance    Insurance
No.  Seller              Property Name(2)              Escrow      Escrow        Balance       Escrow      Escrow        Balance
------------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                                        <C>         <C>           <C>          <C>         <C>          <C>
  1  MID     Campus Apartments                                      $376,200      $148,806     $18,733                  $115,758
  2  CIBC    17 John Street                              $2,313       $2,313        $6,959      $2,792      $5,583       $11,167
  3  MID     San Croix Apartments                                                               $2,355                    $9,181
  4  CIBC    4343 Commerce Court (A) (I)                 $7,040      $24,315      $248,146
  5  CIBC    1051 North Kirk Road (A) (I)                $1,833       $6,331       $64,613
  6  CIBC    Narco River Business Center (A)             $1,090       $1,090        $5,479        $242        $967        $1,933
  7  MID     Ryder Integrated Logistics                              $20,000
  8  CIBC    Holiday Inn Rochester                      $33,242      $33,242       $66,597      $3,623     $21,737       $25,360
  9  MID     Nevada Street Apartments                                $75,000       $75,308
 10  MID     Camelot Apartments                                                                 $2,439                   $14,634
 11  MID     Neurocrine Biosciences                                                             $1,632                   $14,690
 12  MID     CSC Office Building
 13  MID     Kinetic Systems Building (B)
 14  MID     Globix Corporation Building (B)                                                    $2,328                   $30,260
 15  CIBC    Summit Square                               $1,673                    $15,214      $2,500                   $22,500
 16  CIBC    Bed, Bath & Beyond                            $742                     $5,249
 17  MID     The Quidel Building                                                                $3,404                   $13,617
 18  MID     Candletree Apartments                                  $204,985      $208,198      $3,568                   $31,251
 19  CIBC    Latham Crossing & Crossroads Plaza          $1,180       $1,180        $1,178        $545      $5,454        $9,172
 20  RFC     Hampton Inn & Suites (II)
 21  RFC     Big Bowl/Wildfire (II)
 22  MID     Backlick Center South                                                                $698                    $8,057
 23  CIBC    Willow Run Business Center II               $3,318       $6,637       $33,183        $509      $3,565        $7,639
 24  MID     East Side Plaza                                          $9,375        $9,472
 25  RFC     Ritchie Highway Shopping Center                                                      $430      $2,149        $2,579
 26  CIBC    Lincoln Park (C)                            $2,113       $4,074        $8,162      $2,872      $3,632        $7,263
 27  CIBC    Pompano Merchandise Mart (C)                $4,075       $2,112        $4,230      $3,632      $2,872        $5,744
 28  RFC     Big Kmart Shopping Center                              $130,625                    $1,391      $8,346       $16,692
 29  RFC     Marston Park Plaza                                         $875          $875      $1,421      $4,263        $8,526
 30  CIBC    Union Center                                $5,719       $5,719       $22,982      $2,323      $6,968       $13,935
 31  MID     La Jolla Corporate Center                                                            $800                    $5,601
 32  CIBC    Southlake Festival Shopping Center          $1,974       $1,974        $7,928      $1,741      $5,223       $10,446
 33  RFC     HomeBase-Phoenix, AZ                                                                                            NAV
 34  MID     Hyatt Suites Hotel
 35  RFC     Holiday Square Shopping Center                                                       $607      $4,856        $7,284
 36  RFC     Stagecoach Plaza                                                                   $1,407     $12,663       $12,663
 37  RFC     Today's Man Oxford Valley                                $2,250        $2,250                  $9,469        $9,469
 38  CIBC    Parkway Corporate Plaza 138                 $1,580       $1,580       $14,381      $1,397      $5,587       $15,365
 39  MID     Lexington Commons Apartments                                                         $800                      $800
 40  MID     Regal Cinema
 41  MID     One Airport Center Office Building
 42  MID     San Pablo Apartments                                   $500,000                    $1,975                   $19,752
 43  MID     Oaks of Ashford Point Apartments                       $230,000      $232,194      $2,313                    $8,715
 44  CIBC    Comfort Inn - Philadelphia Airport         $10,162      $10,162       $40,840      $2,206     $17,647       $24,265
 45  MID     Grouse Run Apartments                                   $85,000                    $1,560                   $10,824
 46  RFC     Avanex Building                                                                      $494      $5,924        $6,418
 47  MID     The Regents Cove Apartments                            $350,000      $121,972      $2,005                    $8,019
 48  CIBC    156 10-40 Cross Bay Boulevard                 $992         $992        $1,988      $6,350     $63,500       $57,085
 49  MID     Freehold Executive Center                               $14,750       $14,750        $347                      $694
 50  MID     K-Mart (D)
 51  MID     K-Mart (D)
 52  MID     Seton Chase Apartments                                  $24,381       $19,381      $1,836                   $10,604
 53  CIBC    Tel Huron Shopping Center                   $1,203                       $777      $1,505      $9,030       $18,919
 54  MID     Quality Inn Sports Complex                             $147,750                    $4,851                   $50,824
 55  MID     Ramada Limited                                         $100,000      $105,224      $4,449                   $11,956
 56  MID     Walker's Station Apartments                                                        $2,398                   $10,313
 57  MID     Saturn Electronics & Engineering
 58  MID     Plaza Pointe                                                                         $545                    $2,548
 59  RFC     GAI-Tronics Corporation
 60  CIBC    2600 Building                               $1,492       $1,492          $560      $1,084     $14,094        $4,827
 61  CIBC    Hoyt's Cinemas                                $388         $388          $778


                                     II-40


<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

----------------------------------------------------------------------------------------------------------------------------------
                                                     Monthly(13)  Upfront(14) 5/15/2000(15)
                                                    Replacement  Replacement   Replacement  Monthly(16) Upfront(17) 5/15/2000(18)
Loan                                                  Reserve      Reserve       Reserve        Tax         Tax         Tax
No.  Seller              Property Name(2)             Escrow        Escrow       Balance      Escrow       Escrow      Balance
----------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                                     <C>           <C>           <C>          <C>         <C>         <C>
  1  MID     Campus Apartments                       $10,824                      $1,246      $29,796                 $123,414
  2  CIBC    17 John Street                                                                   $10,526      $31,578     $52,630
  3  MID     San Croix Apartments                                                             $21,455                  $74,198
  4  CIBC    4343 Commerce Court (A) (I)                           $76,015       $82,707      $30,355                 $273,193
  5  CIBC    1051 North Kirk Road (A) (I)                           $1,150        $2,518       $7,904                  $71,135
  6  CIBC    Narco River Business Center (A)                                                  $18,839     $150,713    $113,035
  7  MID     Ryder Integrated Logistics
  8  CIBC    Holiday Inn Rochester                                                            $36,745     $193,180    $230,115
  9  MID     Nevada Street Apartments
 10  MID     Camelot Apartments                       $9,500                     $38,170      $11,461     $442,000     $11,461
 11  MID     Neurocrine Biosciences                                                           $16,710                  $30,627
 12  MID     CSC Office Building                      $2,295                      $9,220      $25,750                 $128,750
 13  MID     Kinetic Systems Building (B)             $1,194                      $5,972      $13,437                 $124,636
 14  MID     Globix Corporation Building (B)          $1,026                      $5,129      $10,395                  $93,554
 15  CIBC    Summit Square                                                                    $17,529                 $149,279
 16  CIBC    Bed, Bath & Beyond                                                               $10,298                  $79,345
 17  MID     The Quidel Building                      $1,214                      $4,858      $13,916                  $27,831
 18  MID     Candletree Apartments                    $8,500                     $19,046      $19,502                 $122,023
 19  CIBC    Latham Crossing & Crossroads Plaza                                                $6,370      $43,373     $44,831
 20  RFC     Hampton Inn & Suites (II)               $12,198                                   $8,401      $58,800
 21  RFC     Big Bowl/Wildfire (II)                                                            $3,774      $26,399
 22  MID     Backlick Center South                    $2,185                     $42,526      $10,915                  $67,313
 23  CIBC    Willow Run Business Center II                                                    $22,027     $176,217     $86,059
 24  MID     East Side Plaza                          $2,348                     $49,776      $30,490                 $233,483
 25  RFC     Ritchie Highway Shopping Center          $1,604                      $1,604       $6,280      $50,239     $56,663
 26  CIBC    Lincoln Park (C)                                                                 $12,990      $67,579     $81,096
 27  CIBC    Pompano Merchandise Mart (C)                                                     $13,516      $64,951     $77,942
 28  RFC     Big Kmart Shopping Center                $1,297                      $7,784       $8,522      $17,044     $17,054
 29  RFC     Marston Park Plaza                       $1,312                      $3,937      $19,466      $77,864    $136,262
 30  CIBC    Union Center                                                        $30,000      $36,855     $147,419     $36,855
 31  MID     La Jolla Corporate Center                $1,074                      $5,404       $9,509                  $19,018
 32  CIBC    Southlake Festival Shopping Center                    $58,563                     $7,917      $31,667     $54,443
 33  RFC     HomeBase-Phoenix, AZ                     $1,399                       NAV                                   NAV
 34  MID     Hyatt Suites Hotel                                                               $20,497                  $40,994
 35  RFC     Holiday Square Shopping Center             $911                      $3,644      $13,399      $13,399     $66,995
 36  RFC     Stagecoach Plaza                         $1,187                                   $8,657      $25,971     $25,971
 37  RFC     Today's Man Oxford Valley                $1,318                      $1,318      $11,918      $89,038    $100,956
 38  CIBC    Parkway Corporate Plaza 138                           $22,844       $22,844       $9,987      $19,154     $11,415
 39  MID     Lexington Commons Apartments             $4,292                     $25,750       $4,590                  $32,354
 40  MID     Regal Cinema                               $954                      $3,833      $11,813                  $70,875
 41  MID     One Airport Center Office Building         $307                      $7,594       $8,586                   $3,027
 42  MID     San Pablo Apartments                     $4,167                      $8,374       $8,314                  $58,611
 43  MID     Oaks of Ashford Point Apartments         $4,146                     $12,473      $13,133                  $45,966
 44  CIBC    Comfort Inn - Philadelphia Airport                    $40,313       $40,313      $18,897      $80,855     $99,487
 45  MID     Grouse Run Apartments                                                             $9,935                  $38,609
 46  RFC     Avanex Building                            $902                        $902       $5,225      $10,449     $15,674
 47  MID     The Regents Cove Apartments              $5,667                     $12,380      $16,886                  $53,384
 48  CIBC    156 10-40 Cross Bay Boulevard                                                    $15,125     $151,250    $166,375
 49  MID     Freehold Executive Center                $1,090                      $2,180      $14,339                  $20,724
 50  MID     K-Mart (D)
 51  MID     K-Mart (D)
 52  MID     Seton Chase Apartments                   $4,771                      $9,542      $14,821                  $51,957
 53  CIBC    Tel Huron Shopping Center                            $364,491       $48,309       $8,092      $72,825     $75,872
 54  MID     Quality Inn Sports Complex                                                       $13,484                  $11,671
 55  MID     Ramada Limited                                                                    $6,145                   $6,229
 56  MID     Walker's Station Apartments                                                       $7,555                  $31,383
 57  MID     Saturn Electronics & Engineering
 58  MID     Plaza Pointe                             $1,005                     $22,722       $4,287                  $11,903
 59  RFC     GAI-Tronics Corporation                  $1,223                      $4,893
 60  CIBC    2600 Building                                                                     $4,910       $9,820          $0
 61  CIBC    Hoyt's Cinemas


                                     II-40
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------

                                                     Monthly(19) Upfront(20) 5/15/2000(21)
Loan                                                    TI/LC       TI/LC       TI/LC
No.  Seller              Property Name(2)              Escrow       Escrow     Balance
------------------------------------------------------------------------------------------
<S>          <C>                                       <C>         <C>          <C>
  1  MID     Campus Apartments
  2  CIBC    17 John Street
  3  MID     San Croix Apartments
  4  CIBC    4343 Commerce Court (A) (I)               $10,845                  $330,203
  5  CIBC    1051 North Kirk Road (A) (I)               $2,824                   $85,979
  6  CIBC    Narco River Business Center (A)            $4,583      $54,583      $73,737
  7  MID     Ryder Integrated Logistics                            $135,000     $135,000
  8  CIBC    Holiday Inn Rochester
  9  MID     Nevada Street Apartments
 10  MID     Camelot Apartments
 11  MID     Neurocrine Biosciences
 12  MID     CSC Office Building                        $8,333                   $33,487
 13  MID     Kinetic Systems Building (B)
 14  MID     Globix Corporation Building (B)
 15  CIBC    Summit Square                              $3,292                  $219,033
 16  CIBC    Bed, Bath & Beyond
 17  MID     The Quidel Building                        $4,688                   $18,865
 18  MID     Candletree Apartments
 19  CIBC    Latham Crossing & Crossroads Plaza         $2,533       $2,533       $2,533
 20  RFC     Hampton Inn & Suites (II)
 21  RFC     Big Bowl/Wildfire (II)                       $833
 22  MID     Backlick Center South
 23  CIBC    Willow Run Business Center II
 24  MID     East Side Plaza                            $4,746                   $78,224
 25  RFC     Ritchie Highway Shopping Center
 26  CIBC    Lincoln Park (C)                           $5,480     $107,614     $116,025
 27  CIBC    Pompano Merchandise Mart (C)               $7,613      $55,480      $61,365
 28  RFC     Big Kmart Shopping Center                  $2,600                   $15,600
 29  RFC     Marston Park Plaza                         $8,234                   $24,703
 30  CIBC    Union Center                              $11,667      $11,667      $46,880
 31  MID     La Jolla Corporate Center
 32  CIBC    Southlake Festival Shopping Center         $5,522     $255,522     $275,159
 33  RFC     HomeBase-Phoenix, AZ                       $2,332                     NAV
 34  MID     Hyatt Suites Hotel
 35  RFC     Holiday Square Shopping Center                         $75,000      $75,000
 36  RFC     Stagecoach Plaza                           $6,059
 37  RFC     Today's Man Oxford Valley                             $500,000     $499,500
 38  CIBC    Parkway Corporate Plaza 138               $10,000     $210,000     $281,984
 39  MID     Lexington Commons Apartments
 40  MID     Regal Cinema
 41  MID     One Airport Center Office Building         $2,500     $182,685      $53,504
 42  MID     San Pablo Apartments
 43  MID     Oaks of Ashford Point Apartments
 44  CIBC    Comfort Inn - Philadelphia Airport
 45  MID     Grouse Run Apartments
 46  RFC     Avanex Building                            $4,506                    $4,506
 47  MID     The Regents Cove Apartments
 48  CIBC    156 10-40 Cross Bay Boulevard              $4,686      $54,686      $13,192
 49  MID     Freehold Executive Center
 50  MID     K-Mart (D)
 51  MID     K-Mart (D)
 52  MID     Seton Chase Apartments
 53  CIBC    Tel Huron Shopping Center                  $3,667                       $61
 54  MID     Quality Inn Sports Complex
 55  MID     Ramada Limited
 56  MID     Walker's Station Apartments
 57  MID     Saturn Electronics & Engineering
 58  MID     Plaza Pointe                               $4,000                   $90,435
 59  RFC     GAI-Tronics Corporation
 60  CIBC    2600 Building                              $8,894       $8,894      $22,786
 61  CIBC    Hoyt's Cinemas


                                     II-40

<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------

                                                     Monthly(13)  Upfront(14)  5/15/2000(15)  Monthly(16)  Upfront(17) 5/15/2000(18)
Loan                                                   Capex        Capex         Capex        Insurance   Insurance    Insurance
No.  Seller              Property Name(2)              Escrow      Escrow        Balance       Escrow      Escrow        Balance
------------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                                        <C>         <C>           <C>          <C>         <C>          <C>
 62  CIBC    Advance Auto Parts -
                York, PA (III)                              $88          $88          $823
 63  CIBC    Advance Auto Parts - Harrisburg,
                PA (Swatara) (III)                          $78          $78          $735
 64  CIBC    Advance Auto Parts -
                Steelton, PA (III)                          $78          $78          $720
 65  CIBC    Advance Auto Parts -
                Celina, OH (III)                            $71          $71          $581
 66  CIBC    Advance Auto Parts -
                Youngstown, OH (III)                        $71          $71          $698
 67  CIBC    Advance Auto Parts -
                Warren, OH (III)                            $71          $71          $661
 68  CIBC    Advance Auto Parts -
                Atlanta, GA (III)                           $83          $83          $779
 69  CIBC    Advance Auto Parts -
                Penn Hills, PA (III)                        $88          $88          $823
 70  CIBC    Advance Auto Parts -
                Pontotoc, MS (III)                          $71          $71          $529
 71  MID     Hampton Inn Maple Grove                                                                                      $2,452
 72  RFC     Maple Tree Mall                                          $7,031                      $668      $2,004        $4,676
 73  MID     The Sterling Falls Apartments                           $13,800                    $2,049                    $5,852
 74  RFC     Stelton Shopping Center                                 $25,509       $25,509      $1,133      $6,798        $5,977
 75  CIBC    Parkview Towers                             $2,865       $2,865       $26,780      $1,061     $13,792        $3,377
 76  CIBC    Unilab Building                               $682         $682        $2,727
 77  MID     Cambridge Apartments                                                                 $697                    $9,753
 78  MID     Tempe Plaza                                                                          $840                      $344
 79  RFC     Byram Self-Storage                                                                 $2,045     $18,863       $22,101
 80  MID     Sixth Street Building                                                                $370                    $3,487
 81  MID     Lake Pine Apartments                                    $65,000            $0        $863                    $3,014
 82  RFC     Las Lomas Apartments                                                               $2,400     $19,200       $31,200
 83  RFC     Pinellas Industrial Center                              $95,000       $95,000      $1,285      $2,571        $6,427
 84  CIBC    Mount Joy Square                              $828         $828        $6,688        $475      $4,753          $951
 85  MID     Town & Country Apartments (Phase II)                                               $2,976                   $32,354
 86  MID     Bartles Corner Business Park
 87  RFC     Jeffery Manor Shopping Center                           $22,375       $22,375        $525        $525        $1,575
 88  MID     Eckerd's Drug Store
 89  MID     Clayton Apartments and Duplexes                         $32,500            $6      $1,798                    $6,662
 90  MID     Regal Cinemas 12-Screen Movie Theatre
 91  RFC     1506 N. Lee Trevino                                                                  $488      $3,906        $5,371
 92  MID     Eckerd Pharmacy
 93  MID     Kroger Grocery Store
 94  CIBC    Datatec Warehouse                           $1,188       $1,188        $8,318
 95  MID     Legacy Business Park Medical
                Office 8 (E)                                                                      $290                    $2,687
 96  MID     Legacy Business Park Medical
                Office - 4 (E)                                                                    $217                    $3,276
 97  MID     East Los Angeles Retail Center                                                                 $5,978
 98  MID     Acadia Park Apartments                                                             $1,126                   $42,186
 99  MID     Eckerd's Drug Store
100  MID     Dana Innovations                                                                     $325                    $2,017
101  MID     Eckerd's Drug Store
102  RFC     Oregon Court (F)                                                                     $572      $4,576        $6,864
103  RFC     Oregon Arms (F)                                          $5,000        $5,000        $351      $2,808        $4,212
104  MID     Eckerd Drugs
105  CIBC    Dicks Clothing and Sporting Goods
106  CIBC    Sugarland Shopping Center                   $1,880       $1,880       $16,919      $2,815     $11,261       $32,660
107  MID     Eckerd Drug Store
108  RFC     Bassett Furniture Store
109  CIBC    Oak Leaf West                                 $477         $477        $4,829        $572      $4,572        $2,213
110  CIBC    2000 White Elks Springs Court                 $802         $802        $2,412        $230        $230        $3,454
111  CIBC    Triangle Shopping Center                    $1,174       $1,174        $4,696        $817      $3,267       $15,957
112  CIBC    Northern Medical Offices                      $590         $590        $5,898        $453      $2,716        $1,571
113  MID     Bronco Apartments                                                                  $1,453                   $14,089
114  MID     K-Mart                                                                               $833                    $5,000
115  RFC     Villa Eleni                                                                          $289      $1,734        $2,023
116  MID     Perkins Place & Fox Ridge (IV)                           $8,719        $8,719        $350                    $1,452
117  MID     Barrington Hills Apartments (IV)                         $7,072        $3,119        $125                      $519
118  MID     McDuffee Brook Place (IV)                                $4,340        $4,340        $174                      $723
119  MID     Kearsarge Apartments (IV)                                $3,119        $7,072        $284                    $1,177
120  RFC     Agawam Industrial Building                                                           $464      $1,856        $2,785


                                     II-41
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

----------------------------------------------------------------------------------------------------------------------------------
                                                      Monthly(13)  Upfront(14) 5/15/2000(15)
                                                     Replacement  Replacement   Replacement  Monthly(16) Upfront(17) 5/15/2000(18)
Loan                                                   Reserve      Reserve       Reserve        Tax         Tax         Tax
No.  Seller              Property Name(2)              Escrow        Escrow       Balance      Escrow       Escrow      Balance
----------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                                      <C>           <C>           <C>          <C>         <C>         <C>
 62  CIBC    Advance Auto Parts -
                York, PA (III)                                                                               $1,816      $3,032
 63  CIBC    Advance Auto Parts - Harrisburg,
                PA (Swatara) (III)                                                                           $1,621      $2,707
 64  CIBC    Advance Auto Parts -
                Steelton, PA (III)                                                                           $1,589      $2,653
 65  CIBC    Advance Auto Parts -
                Celina, OH (III)                                                                             $1,281      $2,139
 66  CIBC    Advance Auto Parts -
                Youngstown, OH (III)                                                                         $1,540      $2,572
 67  CIBC    Advance Auto Parts -
                Warren, OH (III)                                                                             $1,459      $2,436
 68  CIBC    Advance Auto Parts -
                Atlanta, GA (III)                                                                            $1,719      $2,870
 69  CIBC    Advance Auto Parts -
                Penn Hills, PA (III)                                                                         $1,816      $3,032
 70  CIBC    Advance Auto Parts -
                Pontotoc, MS (III)                                                                           $1,167      $1,949
 71  MID     Hampton Inn Maple Grove                                             $159,146      $20,416                  $59,609
 72  RFC     Maple Tree Mall                             $811                      $3,243       $8,258      $24,744     $57,806
 73  MID     The Sterling Falls Apartments             $3,150                      $3,162      $12,685                  $34,992
 74  RFC     Stelton Shopping Center                     $803                      $8,829       $6,500      $26,000     $18,415
 75  CIBC    Parkview Towers                                        $11,875       $36,000       $4,738      $23,690     $42,642
 76  CIBC    Unilab Building                                        $16,250       $16,250
 77  MID     Cambridge Apartments                      $2,000                     $14,004       $4,919                  $11,231
 78  MID     Tempe Plaza                                 $878                      $3,528       $4,704                   $4,704
 79  RFC     Byram Self-Storage                          $691                      $1,382       $1,619       $9,992      $5,896
 80  MID     Sixth Street Building                       $578                     $11,246       $1,751                   $3,543
 81  MID     Lake Pine Apartments                      $7,650                     $64,802       $4,924                  $31,737
 82  RFC     Las Lomas Apartments                      $4,791        $4,791       $23,958       $4,298       $4,298     $25,788
 83  RFC     Pinellas Industrial Center                $1,554                      $4,662       $4,506      $18,238     $31,545
 84  CIBC    Mount Joy Square                                                                   $2,907       $4,646     $17,602
 85  MID     Town & Country Apartments (Phase II)      $4,167                     $89,820       $2,875                  $21,264
 86  MID     Bartles Corner Business Park                $100                        $400       $7,255
 87  RFC     Jeffery Manor Shopping Center             $1,235        $1,235        $3,453      $13,881      $27,762     $55,524
 88  MID     Eckerd's Drug Store
 89  MID     Clayton Apartments and Duplexes           $2,681                     $24,833       $2,947                  $29,720
 90  MID     Regal Cinemas 12-Screen Movie Theatre       $647                      $1,295       $1,078                     $497
 91  RFC     1506 N. Lee Trevino                         $594                      $1,781       $3,620      $10,861     $21,721
 92  MID     Eckerd Pharmacy
 93  MID     Kroger Grocery Store                        $488                      $8,987
 94  CIBC    Datatec Warehouse                                                                    $453       $5,430      $2,264
 95  MID     Legacy Business Park Medical
                Office 8 (E)                             $215                      $4,865       $1,864                   $7,767
 96  MID     Legacy Business Park Medical
                Office - 4 (E)                           $120                      $2,715       $1,089                   $3,988
 97  MID     East Los Angeles Retail Center              $410                      $8,406       $1,936                  $13,827
 98  MID     Acadia Park Apartments                    $4,000                     $54,647       $2,139                  $12,836
 99  MID     Eckerd's Drug Store
100  MID     Dana Innovations                            $360                      $1,441       $3,321                   $2,714
101  MID     Eckerd's Drug Store
102  RFC     Oregon Court (F)                                                                   $2,400       $2,400     $12,000
103  RFC     Oregon Arms (F)                                                                    $1,840       $1,840      $9,200
104  MID     Eckerd Drugs                                $136                        $954
105  CIBC    Dicks Clothing and Sporting Goods
106  CIBC    Sugarland Shopping Center                              $60,771                     $1,602      $16,021     $10,009
107  MID     Eckerd Drug Store                           $140                        $560
108  RFC     Bassett Furniture Store                     $328                        $656       $6,507      $26,028     $39,042
109  CIBC    Oak Leaf West                                           $5,625        $5,778       $5,956      $19,283      $7,069
110  CIBC    2000 White Elks Springs Court                                                      $2,710      $18,968     $21,624
111  CIBC    Triangle Shopping Center                               $12,500                     $3,398      $17,747      $9,114
112  CIBC    Northern Medical Offices                                $9,500                     $3,086      $21,583     $12,715
113  MID     Bronco Apartments                         $5,188                     $31,217       $4,499                  $30,323
114  MID     K-Mart                                    $1,081                      $4,343
115  RFC     Villa Eleni                                 $363                        $363       $2,144       $4,289      $6,433
116  MID     Perkins Place & Fox Ridge (IV)              $742                      $1,484       $1,734                   $9,896
117  MID     Barrington Hills Apartments (IV)            $266                        $531         $620                   $3,540
118  MID     McDuffee Brook Place (IV)                   $369                        $739         $863                   $4,926
119  MID     Kearsarge Apartments (IV)                   $602                      $1,204       $1,407                   $8,026
120  RFC     Agawam Industrial Building                $1,435                      $2,871       $4,380      $21,899      $4,380


                                     II-41
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

--------------------------------------------------------------------------------------------

                                                       Monthly(19) Upfront(20) 5/15/2000(21)
Loan                                                      TI/LC       TI/LC       TI/LC
No.  Seller              Property Name(2)                Escrow       Escrow     Balance
--------------------------------------------------------------------------------------------
<S>          <C>                                         <C>         <C>          <C>
 62  CIBC    Advance Auto Parts -
                York, PA (III)
 63  CIBC    Advance Auto Parts - Harrisburg,
                PA (Swatara) (III)
 64  CIBC    Advance Auto Parts -
                Steelton, PA (III)
 65  CIBC    Advance Auto Parts -
                Celina, OH (III)
 66  CIBC    Advance Auto Parts -
                Youngstown, OH (III)
 67  CIBC    Advance Auto Parts -
                Warren, OH (III)
 68  CIBC    Advance Auto Parts -
                Atlanta, GA (III)
 69  CIBC    Advance Auto Parts -
                Penn Hills, PA (III)
 70  CIBC    Advance Auto Parts -
                Pontotoc, MS (III)
 71  MID     Hampton Inn Maple Grove
 72  RFC     Maple Tree Mall                              $2,133      $50,000      $58,296
 73  MID     The Sterling Falls Apartments
 74  RFC     Stelton Shopping Center                      $2,406      $28,000      $54,555
 75  CIBC    Parkview Towers
 76  CIBC    Unilab Building                              $3,000       $3,000      $12,000
 77  MID     Cambridge Apartments
 78  MID     Tempe Plaza
 79  RFC     Byram Self-Storage
 80  MID     Sixth Street Building                        $3,000                   $58,368
 81  MID     Lake Pine Apartments
 82  RFC     Las Lomas Apartments
 83  RFC     Pinellas Industrial Center                   $2,475      $75,000      $44,732
 84  CIBC    Mount Joy Square                             $1,663       $1,663      $13,436
 85  MID     Town & Country Apartments (Phase II)
 86  MID     Bartles Corner Business Park                             $25,000      $25,351
 87  RFC     Jeffery Manor Shopping Center                $3,020       $3,020      $84,061
 88  MID     Eckerd's Drug Store
 89  MID     Clayton Apartments and Duplexes
 90  MID     Regal Cinemas 12-Screen Movie Theatre
 91  RFC     1506 N. Lee Trevino
 92  MID     Eckerd Pharmacy
 93  MID     Kroger Grocery Store
 94  CIBC    Datatec Warehouse
 95  MID     Legacy Business Park Medical
                Office 8 (E)                                $500                   $11,315
 96  MID     Legacy Business Park Medical
                Office - 4 (E)                              $333                    $7,535
 97  MID     East Los Angeles Retail Center               $1,250                   $25,627
 98  MID     Acadia Park Apartments
 99  MID     Eckerd's Drug Store
100  MID     Dana Innovations                             $1,500                    $6,000
101  MID     Eckerd's Drug Store
102  RFC     Oregon Court (F)
103  RFC     Oregon Arms (F)
104  MID     Eckerd Drugs
105  CIBC    Dicks Clothing and Sporting Goods
106  CIBC    Sugarland Shopping Center                    $2,703      $52,703      $74,326
107  MID     Eckerd Drug Store
108  RFC     Bassett Furniture Store                        $919                    $1,838
109  CIBC    Oak Leaf West                                $2,917      $52,917      $80,899
110  CIBC    2000 White Elks Springs Court                $2,500      $52,500      $57,974
111  CIBC    Triangle Shopping Center
112  CIBC    Northern Medical Offices
113  MID     Bronco Apartments
114  MID     K-Mart
115  RFC     Villa Eleni
116  MID     Perkins Place & Fox Ridge (IV)
117  MID     Barrington Hills Apartments (IV)
118  MID     McDuffee Brook Place (IV)
119  MID     Kearsarge Apartments (IV)
120  RFC     Agawam Industrial Building                   $1,053                    $2,105

                                     II-41
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------

                                                     Monthly(13)  Upfront(14)  5/15/2000(15)  Monthly(16)  Upfront(17) 5/15/2000(18)
Loan                                                   Capex        Capex         Capex        Insurance   Insurance    Insurance
No.  Seller              Property Name(2)              Escrow      Escrow        Balance       Escrow      Escrow        Balance
------------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                                        <C>         <C>           <C>          <C>         <C>          <C>
121  CIBC    Tampa Multifamily Portfolio                 $2,604       $2,604       $10,463      $1,083      $3,250        $6,500
122  RFC     Park Place II Office Building                                                        $182        $912          $542
123  MID     The Sequoia Institute
124  MID     Staples                                                                              $269                    $2,155
125  MID     Brookwood Townhomes                                     $38,000       $38,426        $457                        $0
126  MID     Staples Office Supply Store
127  CIBC    Jefferson Pilot Financial Center              $736         $736          $595      $1,288      $3,864        $7,728
128  MID     Eckerd Drug Store
129  MID     Staples Property
130  MID     CVS Drugstore                                                                                  $2,125
131  CIBC    Maple Building                                $894         $894        $6,260      $1,240     $11,160        $9,433
132  MID     Woodward Avenue Office Building                                                      $445                    $4,452
133  RFC     Alameda Towne Centre                                                                 $418      $2,091        $2,928
134  CIBC    Park Place Apartments                       $1,667       $1,667        $6,735        $822      $8,222        $3,514
135  CIBC    244-48 East 117th Street                      $854         $854        $8,542        $409      $1,634        $5,312
136  MID     Prudential Office Building                                                           $236                    $2,124
137  MID     1/2 Price Store                                         $22,375       $22,375        $541                    $4,871
138  MID     Sunshine Square Shopping Center                          $1,438                      $715                    $8,585
139  RFC     Westfair Center                                                                                $8,871        $8,871
140  CIBC    Bell Gardens Shopping Center                  $390         $390        $3,121        $917      $4,583       $11,000
141  MID     Staples                                                                              $269                    $2,155
142  CIBC    Morgan Garden Apartments                    $2,292                     $6,788      $1,048      $2,095        $1,048
143  CIBC    Colonial Garden Apartments                  $1,521       $1,521        $5,961      $1,086      $3,257        $6,514
144  MID     170 West Road                                                                        $244                    $1,334
145  RFC     Lamar Industrial Center                                  $4,938        $4,938        $579      $4,632        $6,369
146  MID     Columbus Plaza Shopping Center                                                       $232                    $1,391
147  RFC     Lakeshore Village Office Complex                                                     $431      $4,741        $1,590
148  MID     The Lucent Technologies Building                                                     $212                    $1,061
149  MID     Leonard Professional Building                                                        $203                      $875
150  CIBC    Cross River Mill                              $917         $917        $7,333        $717      $7,495        $4,474
151  MID     Steele's Market
152  CIBC    The Commonwealth Building                     $468         $468        $3,746        $193        $580        $1,933
153  CIBC    Gateway 2000 - Hobart                          $67          $67          $667         $49        $293          $731
154  MID     Frolics Plaza                                           $64,700       $64,700        $319                    $3,509
155  RFC     Lorain Apartments                                                                    $568      $1,136        $3,408
156  RFC     Opdyke Investments                                                                   $258      $3,348          $294
157  MID     Sungard Financial Systems
                Office Property
158  RFC     420 Clinton Avenue                                       $8,750        $8,750      $1,347      $3,963       $13,557
159  CIBC    Village Shoppes of Paradise Beach             $394         $394        $3,944        $676      $1,750        $5,414
160  MID     Tiscor Corporate Office Building                                                     $153                    $2,299
161  MID     Omnicare Building
162  CIBC    Best Western                                $2,640       $2,640        $5,298        $917      $5,500        $6,417
163  RFC     Ironwood Apartments                                                                  $481      $1,443        $4,329
164  RFC     Crossroads South Shopping Center                         $2,125        $2,125        $578      $5,780        $6,936
165  MID     West Wind Apartments Phase IV                                                        $259                    $2,813
166  CIBC    Chastain Pines Apartments                   $1,646       $1,646       $13,167        $818      $8,999       $19,376
167  MID     166 South River Road                                                                 $207                    $1,657
168  CIBC    Grayco Apartments                           $2,167       $2,167        $8,702        $508      $2,030        $3,553
169  RFC     Mill Road Warehouse                                     $46,813       $46,813        $759      $9,108        $1,887
170  MID     Reseda Retail Building                                                               $629                    $9,746
171  MID     Mesa Engineering Systems, Inc.                                                       $479                    $4,438
172  MID     Concord Garden Apartments                               $34,871       $34,871      $1,025                    $5,126
173  RFC     233 Jamaica Avenue                                       $9,375        $9,375      $1,060      $3,179       $10,710
174  MID     Goffstown Village Apartments (V)                                                     $312                    $2,844
175  MID     Maple Leaf Apartments (V)                                                            $234                    $2,133


                                     II-42
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

-----------------------------------------------------------------------------------------------------------------------------------
                                                      Monthly(13)  Upfront(14) 5/15/2000(15)
                                                     Replacement  Replacement   Replacement  Monthly(16) Upfront(17) 5/15/2000(18)
Loan                                                   Reserve      Reserve       Reserve        Tax         Tax         Tax
No.  Seller              Property Name(2)              Escrow        Escrow       Balance      Escrow       Escrow      Balance
-----------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                                      <C>           <C>           <C>          <C>         <C>         <C>
121  CIBC    Tampa Multifamily Portfolio                            $13,750       $13,750       $2,833      $11,333     $19,833
122  RFC     Park Place II Office Building               $533                      $1,600       $2,135       $8,542     $14,863
123  MID     The Sequoia Institute                       $846                      $3,385
124  MID     Staples                                     $301                      $1,503
125  MID     Brookwood Townhomes                                                                $3,361                  $14,500
126  MID     Staples Office Supply Store                 $301                      $2,405
127  CIBC    Jefferson Pilot Financial Center                       $11,000                     $3,795       $3,795     $15,180
128  MID     Eckerd Drug Store                           $136                        $686
129  MID     Staples Property                            $299                      $2,393       $4,310                  $47,413
130  MID     CVS Drugstore                               $236                      $1,426                   $11,262
131  CIBC    Maple Building                                         $13,500        $3,500       $4,583      $27,500      $9,167
132  MID     Woodward Avenue Office Building             $380                        $380       $2,431                   $9,725
133  RFC     Alameda Towne Centre                        $441                        $883       $3,221      $12,883     $19,324
134  CIBC    Park Place Apartments                                                              $4,302      $34,420     $15,214
135  CIBC    244-48 East 117th Street                                  $313          $313       $2,426       $4,667     $11,645
136  MID     Prudential Office Building                  $394                      $1,574       $3,471                  $24,295
137  MID     1/2 Price Store                                                                    $6,434                  $48,321
138  MID     Sunshine Square Shopping Center             $205                      $3,991       $2,833                  $11,282
139  RFC     Westfair Center                             $200                        $401       $3,332       $5,272     $11,936
140  CIBC    Bell Gardens Shopping Center                                                       $1,683      $11,783      $8,417
141  MID     Staples                                     $301                      $1,803
142  CIBC    Morgan Garden Apartments                                $4,125                     $7,868      $29,454     $47,716
143  CIBC    Colonial Garden Apartments                             $19,125                     $1,257       $1,257      $5,027
144  MID     170 West Road                               $730                      $2,921       $4,839
145  RFC     Lamar Industrial Center                     $874                      $2,644       $4,062       $8,124     $20,310
146  MID     Columbus Plaza Shopping Center              $769                      $4,644
147  RFC     Lakeshore Village Office Complex            $465                      $1,824       $4,292      $25,752     $17,173
148  MID     The Lucent Technologies Building            $331                        $993
149  MID     Leonard Professional Building               $461                      $1,842       $3,550                   $2,541
150  CIBC    Cross River Mill                                                                   $5,435      $14,534      $5,928
151  MID     Steele's Market
152  CIBC    The Commonwealth Building                                                          $2,030       $4,086      $7,921
153  CIBC    Gateway 2000 - Hobart                                                              $2,601         $381      $5,050
154  MID     Frolics Plaza                               $731                      $1,464       $5,209                  $31,253
155  RFC     Lorain Apartments                         $1,750                      $7,000       $1,994      $15,952     $11,410
156  RFC     Opdyke Investments                          $234                        $467       $3,605      $10,815     $18,025
157  MID     Sungard Financial Systems
                Office Property                          $510                      $4,081       $7,087                   $9,103
158  RFC     420 Clinton Avenue                          $956          $956       $19,110       $4,566      $25,048     $40,728
159  CIBC    Village Shoppes of Paradise Beach                                                  $2,308      $12,375     $15,315
160  MID     Tiscor Corporate Office Building            $333                      $6,136       $2,960                   $5,920
161  MID     Omnicare Building                           $288                      $1,725
162  CIBC    Best Western                                              $625          $625       $1,250       $5,000      $6,250
163  RFC     Ironwood Apartments                                                                $1,406       $2,812     $11,248
164  RFC     Crossroads South Shopping Center            $206                        $413       $1,709      $10,254     $13,672
165  MID     West Wind Apartments Phase IV               $542                      $3,250       $2,685                   $7,255
166  CIBC    Chastain Pines Apartments                                                          $1,481      $17,766     $10,632
167  MID     166 South River Road                        $482                     $19,311       $3,935                  $18,228
168  CIBC    Grayco Apartments                                      $12,870                     $4,422      $25,652     $17,465
169  RFC     Mill Road Warehouse                         $702          $702        $2,106       $3,415      $10,245      $6,831
170  MID     Reseda Retail Building                                                             $1,297                  $17,065
171  MID     Mesa Engineering Systems, Inc.              $347                      $6,382         $984                   $1,953
172  MID     Concord Garden Apartments                 $1,188                      $3,563       $1,767                  $12,369
173  RFC     233 Jamaica Avenue                        $1,251        $1,251       $25,020       $2,576      $18,141     $15,957
174  MID     Goffstown Village Apartments (V)          $1,000                      $2,004       $2,087                  $12,521
175  MID     Maple Leaf Apartments (V)                   $750                      $1,503       $1,565                   $9,391


                                     II-42
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------

                                                     Monthly(19) Upfront(20) 5/15/2000(21)
Loan                                                    TI/LC       TI/LC       TI/LC
No.  Seller              Property Name(2)              Escrow       Escrow     Balance
------------------------------------------------------------------------------------------
<S>          <C>                                       <C>         <C>          <C>
121  CIBC    Tampa Multifamily Portfolio
122  RFC     Park Place II Office Building              $2,927      $36,000      $36,000
123  MID     The Sequoia Institute                      $3,000                   $12,000
124  MID     Staples
125  MID     Brookwood Townhomes
126  MID     Staples Office Supply Store
127  CIBC    Jefferson Pilot Financial Center           $2,096       $2,096       $8,477
128  MID     Eckerd Drug Store
129  MID     Staples Property
130  MID     CVS Drugstore
131  CIBC    Maple Building                             $3,130       $3,130      $21,910
132  MID     Woodward Avenue Office Building
133  RFC     Alameda Towne Centre
134  CIBC    Park Place Apartments
135  CIBC    244-48 East 117th Street
136  MID     Prudential Office Building                   $833     $100,000     $100,000
137  MID     1/2 Price Store                            $3,000                   $21,182
138  MID     Sunshine Square Shopping Center            $1,397                   $27,174
139  RFC     Westfair Center                            $1,794                    $3,588
140  CIBC    Bell Gardens Shopping Center               $1,000      $16,000      $23,000
141  MID     Staples
142  CIBC    Morgan Garden Apartments
143  CIBC    Colonial Garden Apartments
144  MID     170 West Road                              $1,667                    $6,667
145  RFC     Lamar Industrial Center                    $2,227                    $6,680
146  MID     Columbus Plaza Shopping Center
147  RFC     Lakeshore Village Office Complex             $858                    $3,432
148  MID     The Lucent Technologies Building           $2,083                    $6,250
149  MID     Leonard Professional Building              $2,083                    $8,333
150  CIBC    Cross River Mill                           $3,750      $53,750      $71,566
151  MID     Steele's Market
152  CIBC    The Commonwealth Building                  $1,995      $21,995      $35,957
153  CIBC    Gateway 2000 - Hobart                      $1,541       $1,541      $15,414
154  MID     Frolics Plaza                                $835                    $1,673
155  RFC     Lorain Apartments
156  RFC     Opdyke Investments
157  MID     Sungard Financial Systems
                Office Property                           $833                    $6,667
158  RFC     420 Clinton Avenue
159  CIBC    Village Shoppes of Paradise Beach          $1,785       $1,785      $17,847
160  MID     Tiscor Corporate Office Building
161  MID     Omnicare Building                          $2,000
162  CIBC    Best Western
163  RFC     Ironwood Apartments
164  RFC     Crossroads South Shopping Center           $2,000                    $4,000
165  MID     West Wind Apartments Phase IV
166  CIBC    Chastain Pines Apartments
167  MID     166 South River Road                       $1,667                   $30,679
168  CIBC    Grayco Apartments
169  RFC     Mill Road Warehouse                        $1,170      $22,500      $24,840
170  MID     Reseda Retail Building                       $585                   $11,990
171  MID     Mesa Engineering Systems, Inc.
172  MID     Concord Garden Apartments
173  RFC     233 Jamaica Avenue
174  MID     Goffstown Village Apartments (V)
175  MID     Maple Leaf Apartments (V)


                                     II-42
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

------------------------------------------------------------------------------------------------------------------------------------

                                                     Monthly(13)  Upfront(14)  5/15/2000(15)  Monthly(16)  Upfront(17) 5/15/2000(18)
Loan                                                   Capex        Capex         Capex        Insurance   Insurance    Insurance
No.  Seller              Property Name(2)              Escrow      Escrow        Balance       Escrow      Escrow        Balance
------------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                                        <C>         <C>           <C>          <C>         <C>          <C>
176  CIBC    Gateway 2000 - Columbia                        $67          $67          $667         $40        $239          $597
177  RFC     Kenworthy Medical Building                                                           $209     $10,317        $1,675
178  MID     Lakes Mini Storage                                                                   $311                    $2,977
179  MID     Town & Country Apartments Phase I                                                    $611                   $13,487
180  MID     Tucson East Apartments                                                               $258                    $2,105
181  RFC     Pal Ex, Inc.
182  RFC     312-332 East Rosecrans Avenue                                                      $3,320      $3,654        $5,278
183  MID     Building 35 - Corporate Woods                                                        $350                    $3,845
184  RFC     Art Museum Apartments                                    $5,813        $5,813      $1,011      $8,088        $9,099
185  CIBC    Gateway 2000 - Henderson                       $67          $67          $667         $37        $223          $158
186  MID     Helicomb International Plant                                                         $551                    $8,811
187  CIBC    Gateway 2000 - Chattanooga                     $67          $67          $667         $37        $220          $549
188  MID     U-Stor Facility                                                                      $416                    $2,510
189  MID     17-33 Elm Street                                         $3,150                      $656                    $2,622
190  RFC     Montwood Village Shopping Center                                                     $281      $1,122        $1,683
191  RFC     D Boys Office Building                                                               $418        $418          $836
192  MID     U-Stor Facility                                                                      $404                    $2,445
193  MID     43 North Road                                              $875                      $350                    $1,805
194  RFC     Park Apartments                                                                    $1,189      $3,567        $7,134
195  MID     The Champion Gardens Apartments                                                      $647                    $4,530
196  MID     168 South River Road                                                                  $85                    $1,023
197  RFC     The Pines Business Park                                                              $318        $636        $1,908
198  MID     U-Stor Winchester II                                                                 $380                    $2,298
199  MID     Knowledge Beginnings (VI)                               $12,877       $12,977
200  MID     Knowledge Beginnings (VI)                               $10,123       $10,203
201  CIBC    233, 235, 237 East 111th Street             $1,000       $1,000       $10,000        $748      $2,991        $9,721
202  RFC     Sunset Shopping Center                                  $60,625       $40,625        $364      $1,092        $1,820
203  MID     Lauderhill Plaza                                         $4,875                    $1,068                    $7,277
204  RFC     14401 South San Pedro Street                                                         $437      $3,933        $5,681
205  RFC     Woods Cross Self Storage                                                             $245      $1,960        $2,450
206  MID     Fresno Self Storage                                                                  $291                    $3,145
207  MID     Crosstown Square Shopping Center                                                      $93                      $839
208  CIBC    112-116 East 103rd Street                     $625         $625        $6,250        $495      $1,982        $6,440
209  MID     Leon Trace Apartments                                                                $406                    $3,938
210  RFC     Southern Oaks Apartments                                 $4,575                      $900      $8,218        $8,575
211  RFC     Middletown Industrial
212  RFC     401-611 Braker Lane                                      $2,313        $2,313        $525        $525          $525
213  RFC     Mandell Place                                                                        $499      $1,497        $2,369
214  MID     The Allendale Village Apartments                                                   $1,188                    $9,320
215  RFC     Roswell Point Shopping Center                                                                  $1,100        $1,100
216  RFC     Royal Apartments                                                                     $417      $2,484        $1,843
217  RFC     402 - 406 Albee Square                                                             $1,082      $3,247       $10,899
218  RFC     Mansfield Retail Center                                                              $253        $759        $1,518
219  RFC     224 South 3rd Brooklyn                      $2,500                     $2,500        $557      $1,671        $5,570
220  MID     Circuit City Land
221  RFC     Charles Garden Apartments                                                            $493      $1,479        $5,956
222  RFC     Blockbuster Video
223  RFC     16-10 Caffrey Avenue                                    $12,000       $12,000        $574      $1,773        $5,866
224  RFC     650 E 182 St                                                                         $778      $9,228        $8,560
225  RFC     Temple Apartments                                        $3,638                      $145      $1,033        $1,449
             TOTAL/WEIGHTED AVERAGE

                                     II-43
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

----------------------------------------------------------------------------------------------------------------------------------
                                                      Monthly(13)  Upfront(14) 5/15/2000(15)
                                                     Replacement  Replacement   Replacement  Monthly(16) Upfront(17) 5/15/2000(18)
Loan                                                   Reserve      Reserve       Reserve        Tax         Tax         Tax
No.  Seller              Property Name(2)              Escrow        Escrow       Balance      Escrow       Escrow      Balance
----------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                                      <C>           <C>           <C>          <C>         <C>         <C>
176  CIBC    Gateway 2000 - Columbia                                                            $2,753       $7,425      $7,362
177  RFC     Kenworthy Medical Building                  $296                        $592       $2,579       $1,256     $15,476
178  MID     Lakes Mini Storage                          $505                      $2,525       $1,280                   $3,840
179  MID     Town & Country Apartments Phase I         $2,083                     $22,193       $1,773                  $10,634
180  MID     Tucson East Apartments                    $1,084                      $7,274       $1,465                   $2,747
181  RFC     Pal Ex, Inc.
182  RFC     312-332 East Rosecrans Avenue                                                        $406      $13,280     $26,560
183  MID     Building 35 - Corporate Woods               $329                      $2,655       $3,571                  $16,451
184  RFC     Art Museum Apartments                       $698                        $698       $2,337       $7,011      $9,348
185  CIBC    Gateway 2000 - Henderson                                                             $483       $5,800         $39
186  MID     Helicomb International Plant              $1,209                     $22,246       $1,759                  $19,834
187  CIBC    Gateway 2000 - Chattanooga                                                         $1,679       $2,123      $6,719
188  MID     U-Stor Facility                                                                    $6,748                  $23,601
189  MID     17-33 Elm Street                            $355                        $710       $2,801                   $3,064
190  RFC     Montwood Village Shopping Center            $237                        $473       $2,580      $10,319     $15,478
191  RFC     D Boys Office Building                      $181                        $181         $551       $1,653      $2,204
192  MID     U-Stor Facility                                                                    $6,922                  $24,220
193  MID     43 North Road                               $527                      $4,740       $2,528                  $12,488
194  RFC     Park Apartments                             $750                      $2,250       $2,949      $11,796     $20,643
195  MID     The Champion Gardens Apartments           $1,948                      $9,742       $2,302                  $36,706
196  MID     168 South River Road                        $470                     $12,538       $1,627                  $12,448
197  RFC     The Pines Business Park                                                            $2,109       $2,109     $10,545
198  MID     U-Stor Winchester II                                                               $4,561                  $15,952
199  MID     Knowledge Beginnings (VI)                                                                      $18,475
200  MID     Knowledge Beginnings (VI)                                                                      $14,525
201  CIBC    233, 235, 237 East 111th Street                         $1,875        $1,875       $1,833       $3,667      $4,136
202  RFC     Sunset Shopping Center                                                             $1,858       $5,592      $9,308
203  MID     Lauderhill Plaza                            $218                      $4,025       $2,977                  $15,063
204  RFC     14401 South San Pedro Street                                                       $2,706      $10,824     $21,648
205  RFC     Woods Cross Self Storage                                                           $1,141       $5,705      $7,987
206  MID     Fresno Self Storage                         $483                      $9,399       $1,469                   $6,266
207  MID     Crosstown Square Shopping Center            $166                      $1,339       $2,655                   $5,082
208  CIBC    112-116 East 103rd Street                               $7,938        $7,938       $1,000       $2,000      $7,943
209  MID     Leon Trace Apartments                     $1,500                     $24,045       $1,904                  $13,740
210  RFC     Southern Oaks Apartments                  $1,152        $1,152       $16,257         $660         $567      $3,376
211  RFC     Middletown Industrial                                                              $1,311       $3,933      $6,555
212  RFC     401-611 Braker Lane                         $386                                   $1,954      $11,724     $11,724
213  RFC     Mandell Place                                                                      $1,495       $5,980      $8,686
214  MID     The Allendale Village Apartments                                                   $1,920                  $19,352
215  RFC     Roswell Point Shopping Center                                                        $599       $4,017      $5,215
216  RFC     Royal Apartments                                                                     $894       $5,364      $3,376
217  RFC     402 - 406 Albee Square                      $943          $943       $18,867       $3,300      $16,076     $16,834
218  RFC     Mansfield Retail Center                      $99                        $296       $2,542       $5,084     $12,710
219  RFC     224 South 3rd Brooklyn                                                             $1,602       $8,010     $10,270
220  MID     Circuit City Land
221  RFC     Charles Garden Apartments                                                          $1,033       $9,297      $6,768
222  RFC     Blockbuster Video
223  RFC     16-10 Caffrey Avenue                        $602                     $12,033       $1,664       $5,229     $13,863
224  RFC     650 E 182 St                                $433          $433       $10,833       $1,400       $4,826     $12,068
225  RFC     Temple Apartments                           $276          $276        $2,745         $468       $1,485      $2,223
             TOTAL/WEIGHTED AVERAGE
                                     II-43
<PAGE>

APPENDIX II
CERTAIN CHARACTERISTICS OF THE MORTGAGE LOANS
ESCROW INFORMATION

<CAPTION>
(Table Continued)

-------------------------------------------------------------------------------------------

                                                      Monthly(19) Upfront(20) 5/15/2000(21)
Loan                                                     TI/LC       TI/LC       TI/LC
No.  Seller              Property Name(2)               Escrow       Escrow     Balance
-------------------------------------------------------------------------------------------
<S>          <C>                                        <C>         <C>          <C>
176  CIBC    Gateway 2000 - Columbia                     $1,538       $1,538      $15,385
177  RFC     Kenworthy Medical Building                  $2,276                    $4,552
178  MID     Lakes Mini Storage
179  MID     Town & Country Apartments Phase I
180  MID     Tucson East Apartments
181  RFC     Pal Ex, Inc.                                  $750                    $1,500
182  RFC     312-332 East Rosecrans Avenue
183  MID     Building 35 - Corporate Woods               $4,167     $129,650      $50,828
184  RFC     Art Museum Apartments
185  CIBC    Gateway 2000 - Henderson                    $1,509       $1,509      $15,094
186  MID     Helicomb International Plant                  $417                    $7,670
187  CIBC    Gateway 2000 - Chattanooga                  $1,600       $1,600      $16,000
188  MID     U-Stor Facility
189  MID     17-33 Elm Street
190  RFC     Montwood Village Shopping Center            $1,577                    $3,154
191  RFC     D Boys Office Building                      $1,204                    $1,204
192  MID     U-Stor Facility
193  MID     43 North Road                               $1,304      $24,000      $46,337
194  RFC     Park Apartments
195  MID     The Champion Gardens Apartments
196  MID     168 South River Road                        $2,000                   $36,819
197  RFC     The Pines Business Park
198  MID     U-Stor Winchester II
199  MID     Knowledge Beginnings (VI)
200  MID     Knowledge Beginnings (VI)
201  CIBC    233, 235, 237 East 111th Street
202  RFC     Sunset Shopping Center
203  MID     Lauderhill Plaza
204  RFC     14401 South San Pedro Street
205  RFC     Woods Cross Self Storage
206  MID     Fresno Self Storage
207  MID     Crosstown Square Shopping Center              $500                    $1,035
208  CIBC    112-116 East 103rd Street
209  MID     Leon Trace Apartments
210  RFC     Southern Oaks Apartments
211  RFC     Middletown Industrial                       $2,084                    $3,669
212  RFC     401-611 Braker Lane                           $744       $8,924       $9,424
213  RFC     Mandell Place                                 $712                      $712
214  MID     The Allendale Village Apartments
215  RFC     Roswell Point Shopping Center
216  RFC     Royal Apartments
217  RFC     402 - 406 Albee Square
218  RFC     Mansfield Retail Center
219  RFC     224 South 3rd Brooklyn                                                $2,975
220  MID     Circuit City Land
221  RFC     Charles Garden Apartments
222  RFC     Blockbuster Video
223  RFC     16-10 Caffrey Avenue
224  RFC     650 E 182 St
225  RFC     Temple Apartments
             TOTAL/WEIGHTED AVERAGE
                                     II-43

</TABLE>
<PAGE>

       Footnotes to Appendix II

     1    "MID","CIBC"  and "RFC" denote Midland Loan Services,  Inc., CIBC Inc.
          and Residential Funding Corporation, respectively, as Sellers.

     2    Sets of Mortgage Loans that have identical alphabetical coding
          designate multiple loans that are cross-collateralized and
          cross-defaulted, while Mortgage Loans that have identical Roman
          Numeral coding indicate multiple properties securing one note. The
          following loan pools represent cross collateralized/cross-defaulted
          properties and are designated by identical alphabetical coding:
          Mortgage Loan Nos. 4-6, 13-14, 26-27, 50-51, 95-96 and 102-103.
          Mortgage Loans nos. 4-5, 20-21, 62-70, 116-119, 174-175 and 199-200,
          represent multiple properties secured under a single

     3    With respect to Mortgage Loan nos. 4 and 5 in the Prime Portfolio,
          these cross-collateralized loans during the prepayment lockout period
          permit the borrower to release the lien of the mortgage by defeasing
          the loan. If one property is released, the release price (and the
          amount to be defeased) is the greater of 125% the allocated loan
          amount (as set forth in the note), or (ii) an amount providing DSCR of
          not less than 1.25:100 on the remaining property. With respect to
          Mortgage Loan no. 6 in the Prime Portfolio, the borrower during the
          prepayment lockout period may release the lien of the mortogage by
          defeasing the loan in an amount equal to the then outstanding
          principal balance of the loan.

          With respect to Mortgage Loan nos. 26 and 27, the borrower during the
          prepayment lockout period may release the lien of one or both
          mortgages by defeasing the loan(s) to be released in an amount equal
          to the then outstanding principal balance of said loan(s).

          With respect to Loan No.163, Ironwood Apartments is encumbered by
          secondary debt from the City of Phoenix in the amount of $200,000

     4    Certain ratios including Cut-Off Date Balance/ Unit of SF, DSCR,
          Cut-Off Date LTV and Balloon LTV are calculated on a combined basis
          for Mortgage Loans that are secured by multiple properties or are
          cross-collateralized and cross-defaulted. For the purposes of the
          statistical information set forth in this Prospectus Supplement, as to
          such multiple property loans, a portion of the aggregate Cut-Off Date
          Balance has been allocated to each property, based on the allocation
          assigned in the note or on Underwritable Cash Flows. For purposes of
          information contained within the Prospectus Supplement, Ballon Loans
          are defined as having a balance at maturity totaling 5% or more of the
          related Mortgage Loan's

     5    "ARD" indicates the Anticipated Repayment Date for hyper-amortizing
          Mortgage Loans. 34 of the Mortgage Loans in the Mortgage Pool are
          hyper-amortization loans. See "Description of the Mortgage Loans".

                                     II-44
<PAGE>


     6    The Amortization Term shown is the basis for determining the fixed
          monthly principal and interest payment as set forth in the related
          note. Due to the actual/360 interest calculation methodology applied
          to most Mortgage Loans, the actual amortization to a zero balance will
          be longer.

     7    In general for each property, "Percent Leased" was determined based on
          a rent roll provided by the borrower. In certain cases, "Percent
          Leased" was determined based on an appraisal, executed lease,
          operating statement or occupancy report. "Percent Leased as of Date"
          indicates the date as of which "Percent Leased" was determined based
          on such information. For hospitality properties, the data shown is the
          average daily occupancy rate, generally for the immediately preceeding
          twelve month period.

     8    "Largest Tenant" refers to the tenant that represents the greatest
          percentage of the total square footage at the subject property.

     9    "Seasoning" represents the number of payments elapsed from the date of
          the first regularly scheduled payment or due date to and including the
          Cut-Off Date.

    10    Indicates prepayment provisions from the first Due Date as stated in
          the Mortgage Loan. "DEF" represents defeasance. "YM" represents yield
          maintenance. "YM5" represents the greater of yield maintenance or five
          percent, and "YM1" represents the greater of yield maintenance or one
          percent, of the outstanding principal balance at such time,
          respectively. The stated percentages represent Percentage Premiums.
          "Open" represents a period during which Principal Prepayments are
          permitted without payment of a Prepayment Premium. For each Mortgage
          Loan, the number set forth under a category of prepayment provisions
          represents the number of payment dates in the origional term to
          maturity for which such provision applies.

    11    The "Administrative Cost Rate" indicated for each Mortgage Loan will
          be calculated based on the same interest calculation methodology
          applicable to each Mortgage Loan.

    12    Loan No. 220, Circuit City, is secured by fee interest only. Subject
          is improved with a 151,586 square foot Circuit City retail store.

    13    Monthly Capex Escrow and Monthly Replacement Reserve Escrow indicates
          the amount the lender currently collects monthly (on an annual basis)
          for deposit into the related property's Capex Escrow account. In
          certain cases, the related deposits will end upon certain dates or are
          capped at certain amounts. In certain cases, annual collection amounts
          may change, such as in the case of Hospitality Mortgage Loans which
          generally base collections on related-property revenues. On-going
          collections may not be adequate to fund all capital expense
          requirements for the related property for the term of the related
          Mortgage Loan.

    14    Upfront Capex Escrow and Upfront Replacement Reserve Escrow indicates
          the amount the lender collected (or, in certain cases, a letter of
          credit received), for deposit into the related property's Capex Escrow
          and Replacement Reserve Escrow accounts at loan closing to fully or
          partially fund estimated, property-related deferred maintenance costs
          and/or on-going capital expenses.

                                     II-45
<PAGE>


    15    5/15/2000 Capex Balance and 5/15/2000 Replacement Reserve Escrow
          indicates the balance of the related property's Capex Escrow and
          Replacement Reserve accounts as of May 15, 2000. In certain cases,
          balances will not be replenished upon a release of funds.

    16    Monthly Insurance Escrow and Monthly Tax Escrow indicates the amount
          the lender currently collects monthly (on an annual basis) for deposit
          into the related property's Insurance Escrow and Tax Escrow accounts.
          The related deposits are in amounts adequate to pay property hazard
          insurance bills and real estate tax bills, when due.

    17    Upfront Insurance Escrow and Upfront Tax Escrow indicates the amounts
          the lender collected (or, in certain cases, a letter of credit
          received), for deposit into the related property's Insurance Escrow
          and Tax Escrow accounts at loan closing to fully or partially fund
          estimated, property hazard insurance and real estate tax bills.


    18    5/15/2000 Insurance Balance and 5/15/2000 Tax Balance indicates the
          balance of the related property's Insurance Escrow and Tax Escrow
          accounts as of May 15, 2000. In certain cases, balances will not be
          replenished upon a release of funds.

    19    Monthly TI/LC Escrow indicates the amount the lender currently
          collects monthly (on an annual basis) for deposit into the related
          property's TI/LC Escrow account. In certain cases, the related
          deposits will end upon certain events (for example, certain tenant
          renewals), or upon certain dates, or are capped at certain amounts.
          On-going collections may not be adequate to fund all tenant
          improvement and leasing commission requirements for the related
          property for the term of the related Mortgage Loan.

    20    Upfront TI/LC Escrow indicates the amount the lender collected (or, in
          certain cases, a letter of credit received), for deposit into the
          related property's TI/LC Escrow account at loan closing.

    21    5/15/2000 TI/LC Balance indicates the balance of the related
          property's TI/LC Escrow account as of May 15, 2000. In certain cases,
          balances will not be replenished upon a release of funds.


                                II-46

<PAGE>

Footnotes to Appendix II

Yield Maintenance Formulas

The following are summaries of yield maintenance provisions, formulas, contained
in the related promissory note for certain of the mortgage loans. There are 4
unique yield maintenance formulas represented by the mortgage loans, each
labeled as "A", "B", "C" and "D". Each Mortgage Loan, which provides for a yield
maintenance formula, references the applicable formula printed below in the
column titled "YM Formula".


A    The "Yield Maintenance Amount" shall mean the present value, as of the
     Prepayment Date, of the remaining scheduled payments of principal and
     interest from the Prepayment Date through the Maturity Date (including any
     balloon payment) determined by discounting such payments as the Discount
     Rate (hereinafter defined), less the amount of principal being prepaid. The
     term "Discount Rate" shall mean the rate which, when compounded monthly, is
     equivalent to the Treasury Rate (hereinater defined), when compounded
     semi-annually. The term "Treasury Rate" shall mean the yield calculated by
     the linear interpolation of the yields, as reported in Federal Reserve
     Statistical Relese H.15-Selected Interest Rates under the heading U.S.
     Government Securityes/Treasury Constant Maturities for the week ending
     prior to the Prepayment Date, of U.S. Treasury constant maturities with
     maturity dates (one shorter and one longer) most nearly approximating the
     Maturity Date. (In the event Release H.15 is no longer published, Lender
     shall select a comparable publicaltion to determine the Treasury Rate.)

B    The "Yield Maintenance Amount" shall be the excess, if any, of (A) the
     aggregate respective present values of all scheduled interest and principal
     payments payable on each Payment Date, discounted monthly at a rate equal
     to the Treasury Constant Yield Index (defined below) and based on a 360-day
     year of twelve 30-day months over (B) the then current outstanding
     principal amount.

     For purposes hereof, "Treasury Constant Maturity Yield Index" shall mean
     the average yield for "This Week" as reported by the Federal Reserve Board
     in Federal Reserve Statistical Release H.15(519("FRB Release") published
     during the second full week preceding the Prepayment Date for instruments
     having a maturity conterminous with the remaining term of the loan. In the
     event the FRB Release is no longer published, Lender shall select a
     comparable publication to determine the Treasury Constant Matuirty Yield
     Index. If there is no Treasury Constant Maturity Yield Index for
     instruments having a maturity coterminous with the remaining term of the
     loan, then the weighted average yield to maturity of the Treasury Constant
     Maturity Yield Indices with maturities next longer and shorter than such
     remaining average life to maturity shall be used, calculated by averaging
     (and rounding upward to the nearest whole multiple of 1/100 of 1% per
     annum, if the average is not such a multiple) the yields of the relevant
     Treasury Constant Maturity Yield Indices (rounded, if necessary, to the
     nearest 1/100 of 1% with any figure of 1/200 of 1% or above rounded
     upward).

C    The "Yield Maintenance Amount" shall means the aggregate (without
     duplication) of:

     (i) the product obtained by multiplying (1) the entire unpaid principal
     balance of this Note at the time of prepayment, times (2) the difference
     obtained by subtracting from the interest rate on this Note the yield rate
     (the "Yield Rate") on the 5.5% U.S. Treasury Security due February, 2008
     (the "Specified U.S. Treasury Security), as the Yield Rate is reported in
     the Wall Street Journal on the fifth Business Day (as hereinafter defined)
     preceding (x) the date notice of prepayment is given to holder hereof where
     prepayment is voluntary, or (y) the date holder hereof accelerates the
     Loan, times (3) the present value factor calculated using the following
     formula:

               1-(l+r) -n
               -------
                  r

     r=Yield Rate
     n=the number of years, and any fraction thereof, remaining between the
       prepayment date and the Maturity Date.

     In the event that no Yield Rate is published for the Specified U.S.
     Treasury Security, then the nearest equivalent U.S. Treasury Security shall
     be selected by Lender's sole discretion. If the publication of such Yield
     Rates in the Wall Street Journal is discounted, Lender shall determine such
     Yield Rates from another source selected by Lender. As used herein, the
     term "Business Day" means any day other than a Saturday, a Sunday, or any
     other day on which Lender hereof is not open for business.


                                     II-47
<PAGE>

D    The "Yield Maintenance Amount" shall mean the aggregate (without
     duplication of):

     (a) the product obtained by multipying (1) the entire unpaid principal
     balance of this Note at the time of prepayment, times (2) the difference
     obtained by subtracting from the interest rate on this Note the yield rate
     (the "Yield Rate") on the 5.625% U.S. Treasury Security due May, 2008 (the
     "Specified U.S. Treasury Security"), as the Yield Rate is reported in the
     Wall Street Journal on the fifth Business Day (as hereinafter defined)
     preceding (x) the date notice of prepayment is given to Lender hereof where
     prepayment is voluntary, or (y) the date Lender hereof accelerates the
     Loan, times (3) the present value factor calculated using the following
     formula:

               1-(l+r) -n
               -------
                  r

     r=Yield Rate
     n=the number of years, and any fraction thereof, remaining between the
       prepayment date and the Optional Prepayment Date.

     In the event that no Yield Rate is published for the Specified U.S.
     Treasury Security, then the nearest equivalent U.S. Treasury Security shall
     be selected by Lender hereof's sole discretion. If the publication of such
     Yield Rates in the Wall Street Journal is discounted, Lender hereof shall
     determine such Yield Rates from another source selected by Lender hereof.
     As used herein, the term "Business Day" means any day other than a
     Saturday, a Sunday, or any other day on which the lender hereof is not open
     for business.


                                     II-48




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