SUPPLEMENT DATED JANUARY 30, 1998
                                       TO
                         PROSPECTUS DATED JANUARY 5, 1998



         
       
          Effective January 30, 1998, the recital on page 53 of the 
     Prospectus with respect to charges for transmitting  redemption proceeds by
wire is amended.  All wire  redemptions  will be charged for the fee required by
the Trust's custodian bank, currently $10.00 per wire. This fee will be deducted
from the shareholder's redemption proceeds.



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