<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 06
<NAME> SHORT-TERM FIXED INCOME
<MULTIPLIER> 1,000
<CURRENCY> U.S. DOLLARS
<S> <C>
<PERIOD-TYPE> 12-MOS
<FISCAL-YEAR-END> SEP-30-2000
<PERIOD-START> OCT-01-1999
<PERIOD-END> SEP-30-2000
<EXCHANGE-RATE> 1
<INVESTMENTS-AT-COST> 3,846
<INVESTMENTS-AT-VALUE> 3,838
<RECEIVABLES> 1,580
<ASSETS-OTHER> 8
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 5,246
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 40
<TOTAL-LIABILITIES> 40
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 5,382
<SHARES-COMMON-STOCK> 589
<SHARES-COMMON-PRIOR> 559
<ACCUMULATED-NII-CURRENT> 10
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 1
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (8)
<NET-ASSETS> 5,386
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 305
<OTHER-INCOME> 0
<EXPENSES-NET> 82
<NET-INVESTMENT-INCOME> 223
<REALIZED-GAINS-CURRENT> 1
<APPREC-INCREASE-CURRENT> 6
<NET-CHANGE-FROM-OPS> 230
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (223)
<DISTRIBUTIONS-OF-GAINS> (18)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7,077
<NUMBER-OF-SHARES-REDEEMED> (7,066)
<SHARES-REINVESTED> 20
<NET-CHANGE-IN-ASSETS> 275
<ACCUMULATED-NII-PRIOR> 10
<ACCUMULATED-GAINS-PRIOR> 18
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 35
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 82
<AVERAGE-NET-ASSETS> 5,368
<PER-SHARE-NAV-BEGIN> 9.15
<PER-SHARE-NII> .39
<PER-SHARE-GAIN-APPREC> .02
<PER-SHARE-DIVIDEND> (.39)
<PER-SHARE-DISTRIBUTIONS> (.03)
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.14
<EXPENSE-RATIO> 1.52
</TABLE>
