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<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 4,657,368
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 5,900,000
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<TOTAL-ASSETS> 79,524,479
<DEPOSITS> 70,538,583
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<LONG-TERM> 0
0
0
<COMMON> 951,580
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<EPS-BASIC> 0.44
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<ALLOWANCE-DOMESTIC> 884,000
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</TABLE>
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