<PAGE> PAGE 1
000 B000000 12/31/1999
000 C000000 0001026708
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 6.1
000 J000000 U
001 A000000 HORACE MANN MUTUAL FUNDS
001 B000000 811-07917
001 C000000 2177885304
002 A000000 #1 HORACE MANN PLAZA
002 B000000 SPRINGFIELD
002 C000000 IL
002 D010000 62715
002 D020000 0001
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 7
007 C010100 1
007 C020100 HORACE MANN GROWTH FUND
007 C030100 N
007 C010200 2
007 C020200 HORACE MANN BALANCED FUND
007 C030200 N
007 C010300 3
007 C020300 HORACE MANN INCOME FUND
007 C030300 N
007 C010400 4
007 C020400 HORACE MANN SHORT-TERM INVESTMENT FUND
007 C030400 N
007 C010500 5
007 C020500 HORACE MANN SMALL CAP GROWTH FUND
007 C030500 N
007 C010600 6
007 C020600 HORACE MANN INTERNATIONAL EQUITY FUND
007 C030600 N
007 C010700 7
007 C020700 HORACE MANN SOCIALLY RESPONSIBLE FUND
007 C030700 Y
020 A000001 GOLDMAN SACHS & CO.
020 B000001 13-5108880
020 C000001 442
020 A000002 WARBURG DILLON READ LLC
020 B000002 13-3340045
020 C000002 226
020 A000003 FRANK RUSSELL SECURITIES
<PAGE> PAGE 2
020 B000003 91-0604934
020 C000003 178
020 A000004 BEAR STEARNS SECURITIES
020 B000004 13-4946705
020 C000004 177
020 A000005 MERRILL LYNCH PIERCE FENNER
020 B000005 13-5174085
020 C000005 104
020 A000006 SOLOMAN SMITH BARNEY INC.
020 B000006 13-1912900
020 C000006 98
020 A000007 FIDELITY CAPITAL MARKETS
020 B000007 04-2785576
020 C000007 94
020 A000008 MORGAN STANLEY & CO.
020 B000008 13-2655998
020 C000008 76
020 A000009 PAINE WEBBER INCORPORATED
020 B000009 13-2638166
020 C000009 75
020 A000010 LEHMAN BROTHERS INC.
020 B000010 13-2518466
020 C000010 68
021 000000 2590
022 A000001 STATE STREET BANK AND TRUST CO.
022 B000001 04-1867445
022 C000001 2213066
022 D000001 0
022 A000002 SEVEN SEAS
022 B000002 91-1511387
022 C000002 839108
022 D000002 880409
022 A000003 PAINE WEBBER INCORPORATED
022 B000003 13-2638166
022 C000003 573819
022 D000003 27673
022 A000004 LEHMAN BROTHERS INC.
022 B000004 13-2518466
022 C000004 469325
022 D000004 20087
022 A000005 ANB AMRO BANK
022 B000005 13-3227945
022 C000005 463905
022 D000005 0
022 A000006 SWISS BANK
022 B000006 13-3498485
022 C000006 427340
022 D000006 0
022 A000007 BANQUE PARIBAS CAPITAL
022 B000007 13-3235334
022 C000007 403318
<PAGE> PAGE 3
022 D000007 0
022 A000008 COMMERZBANK
022 B000008 13-3439358
022 C000008 354615
022 D000008 0
022 A000009 FIRST CHICAGO CAPITAL MARKETS
022 B000009 36-6784329
022 C000009 212239
022 D000009 0
022 A000010 LANSTON (AUBREY) & CO., INC.
022 B000010 13-5552129
022 C000010 165379
022 D000010 4437
023 C000000 10289974
023 D000000 951433
027 000000 Y
077 A000000 Y
077 B000000 Y
077 C000000 N
077 D000000 N
077 E000000 N
077 F000000 N
077 G000000 N
077 H000000 N
077 I000000 N
077 J000000 N
077 K000000 N
077 L000000 N
077 M000000 N
077 N000000 N
077 O000000 N
077 P000000 N
077 Q010000 Y
077 Q020000 N
077 Q030000 N
078 000000 N
080 A00AA00 CHUBB INSURANCE COMPANY
080 C00AA00 1150
081 A00AA00 N
081 B00AA00 0
082 A00AA00 Y
082 B00AA00 50
083 A00AA00 N
083 B00AA00 0
084 A00AA00 N
084 B00AA00 0
085 A00AA00 Y
085 B00AA00 N
086 A010000 0
086 A020000 0
086 B010000 0
<PAGE> PAGE 4
086 B020000 0
086 C010000 0
086 C020000 0
086 D010000 0
086 D020000 0
086 E010000 0
086 E020000 0
086 F010000 0
086 F020000 0
028 A010100 7091
028 A020100 0
028 A030100 0
028 A040100 8613
028 B010100 6008
028 B020100 0
028 B030100 0
028 B040100 8761
028 C010100 6061
028 C020100 0
028 C030100 0
028 C040100 7994
028 D010100 6900
028 D020100 0
028 D030100 0
028 D040100 8845
028 E010100 6799
028 E020100 0
028 E030100 0
028 E040100 9414
028 F010100 7283
028 F020100 40836
028 F030100 0
028 F040100 10701
028 G010100 40142
028 G020100 40836
028 G030100 0
028 G040100 54328
028 H000100 0
062 A000100 N
062 B000100 0.0
062 C000100 0.0
062 D000100 0.0
062 E000100 0.0
062 F000100 0.0
062 G000100 0.0
062 H000100 0.0
062 I000100 0.0
062 J000100 0.0
062 K000100 0.0
062 L000100 0.0
062 M000100 0.0
<PAGE> PAGE 5
062 N000100 0.0
062 O000100 0.0
062 P000100 0.0
062 Q000100 0.0
062 R000100 0.0
066 A000100 Y
066 B000100 N
066 C000100 N
066 D000100 N
066 E000100 Y
066 F000100 N
066 G000100 N
067 000100 N
068 A000100 N
068 B000100 N
069 000100 N
071 A000100 1332724
071 B000100 1356966
071 C000100 647879
071 D000100 206
072 A000100 12
072 B000100 464
072 C000100 11528
072 D000100 0
072 E000100 0
072 F000100 2524
072 G000100 2350
072 H000100 0
072 I000100 40
072 J000100 74
072 K000100 0
072 L000100 24
072 M000100 2
072 N000100 2
072 O000100 0
072 P000100 0
072 Q000100 32
072 R000100 12
072 S000100 63
072 T000100 0
072 U000100 0
072 V000100 0
072 W000100 0
072 X000100 5123
072 Y000100 325
072 Z000100 7194
072AA000100 39294
072BB000100 0
072CC010100 0
072CC020100 63032
072DD010100 6785
<PAGE> PAGE 6
072DD020100 0
072EE000100 40429
073 A010100 0.2548
073 A020100 0.0000
073 B000100 1.5183
073 C000100 0.0000
074 A000100 1
074 B000100 7538
074 C000100 0
074 D000100 0
074 E000100 0
074 F000100 616921
074 G000100 0
074 H000100 0
074 I000100 0
074 J000100 0
074 K000100 31
074 L000100 1117
074 M000100 0
074 N000100 625608
074 O000100 0
074 P000100 47
074 Q000100 0
074 R010100 0
074 R020100 0
074 R030100 0
074 R040100 428
074 S000100 0
074 T000100 625133
074 U010100 28522
074 U020100 0
074 V010100 21.92
074 V020100 0.00
074 W000100 0.0000
074 X000100 2911
074 Y000100 0
075 A000100 0
075 B000100 623366
076 000100 0.00
028 A010200 4607
028 A020200 0
028 A030200 0
028 A040200 4921
028 B010200 3768
028 B020200 0
028 B030200 0
028 B040200 6427
028 C010200 3311
028 C020200 0
028 C030200 0
028 C040200 6905
<PAGE> PAGE 7
028 D010200 4191
028 D020200 0
028 D030200 0
028 D040200 6418
028 E010200 3861
028 E020200 0
028 E030200 0
028 E040200 6065
028 F010200 4139
028 F020200 26157
028 F030200 0
028 F040200 7396
028 G010200 23877
028 G020200 26157
028 G030200 0
028 G040200 38132
028 H000200 0
062 A000200 N
062 B000200 0.0
062 C000200 0.0
062 D000200 0.0
062 E000200 0.0
062 F000200 0.0
062 G000200 0.0
062 H000200 0.0
062 I000200 0.0
062 J000200 0.0
062 K000200 0.0
062 L000200 0.0
062 M000200 0.0
062 N000200 0.0
062 O000200 0.0
062 P000200 0.0
062 Q000200 0.0
062 R000200 0.0
066 A000200 Y
066 B000200 N
066 C000200 N
066 D000200 N
066 E000200 N
066 F000200 N
066 G000200 Y
067 000200 Y
068 A000200 N
068 B000200 N
069 000200 N
071 A000200 643389
071 B000200 645778
071 C000200 413675
071 D000200 156
072 A000200 12
<PAGE> PAGE 8
072 B000200 12694
072 C000200 4448
072 D000200 0
072 E000200 0
072 F000200 1605
072 G000200 1505
072 H000200 0
072 I000200 0
072 J000200 62
072 K000200 0
072 L000200 10
072 M000200 2
072 N000200 0
072 O000200 0
072 P000200 0
072 Q000200 42
072 R000200 18
072 S000200 36
072 T000200 0
072 U000200 0
072 V000200 0
072 W000200 0
072 X000200 3280
072 Y000200 213
072 Z000200 14075
072AA000200 16470
072BB000200 0
072CC010200 0
072CC020200 35404
072DD010200 13825
072DD020200 0
072EE000200 16931
073 A010200 0.6319
073 A020200 0.0000
073 B000200 0.7739
073 C000200 0.0000
074 A000200 0
074 B000200 6361
074 C000200 0
074 D000200 151743
074 E000200 0
074 F000200 242125
074 G000200 0
074 H000200 0
074 I000200 0
074 J000200 0
074 K000200 4
074 L000200 2966
074 M000200 21
074 N000200 403220
074 O000200 0
<PAGE> PAGE 9
074 P000200 407
074 Q000200 0
074 R010200 0
074 R020200 0
074 R030200 0
074 R040200 274
074 S000200 0
074 T000200 402539
074 U010200 23310
074 U020200 0
074 V010200 17.27
074 V020200 0.00
074 W000200 0.0000
074 X000200 2
074 Y000200 0
075 A000200 0
075 B000200 405586
076 000200 0.00
028 A010300 487
028 A020300 0
028 A030300 0
028 A040300 1055
028 B010300 329
028 B020300 0
028 B030300 0
028 B040300 383
028 C010300 199
028 C020300 0
028 C030300 0
028 C040300 687
028 D010300 188
028 D020300 0
028 D030300 0
028 D040300 232
028 E010300 612
028 E020300 0
028 E030300 0
028 E040300 537
028 F010300 242
028 F020300 677
028 F030300 0
028 F040300 542
028 G010300 2057
028 G020300 677
028 G030300 0
028 G040300 3436
028 H000300 0
062 A000300 Y
062 B000300 0.0
062 C000300 0.0
062 D000300 0.9
<PAGE> PAGE 10
062 E000300 0.0
062 F000300 0.0
062 G000300 0.0
062 H000300 0.0
062 I000300 0.0
062 J000300 0.0
062 K000300 0.0
062 L000300 1.3
062 M000300 6.6
062 N000300 38.4
062 O000300 5.8
062 P000300 47.0
062 Q000300 0.0
062 R000300 0.0
063 A000300 0
063 B000300 11.3
066 A000300 N
067 000300 N
068 A000300 N
068 B000300 N
069 000300 N
071 A000300 5751
071 B000300 4499
071 C000300 13596
071 D000300 33
072 A000300 12
072 B000300 956
072 C000300 0
072 D000300 0
072 E000300 0
072 F000300 53
072 G000300 50
072 H000300 0
072 I000300 0
072 J000300 11
072 K000300 1
072 L000300 0
072 M000300 2
072 N000300 0
072 O000300 0
072 P000300 0
072 Q000300 0
072 R000300 15
072 S000300 12
072 T000300 0
072 U000300 0
072 V000300 0
072 W000300 0
072 X000300 144
072 Y000300 6
072 Z000300 818
<PAGE> PAGE 11
072AA000300 0
072BB000300 43
072CC010300 0
072CC020300 1005
072DD010300 809
072DD020300 0
072EE000300 0
073 A010300 0.7926
073 A020300 0.0000
073 B000300 0.0000
073 C000300 0.0000
074 A000300 0
074 B000300 117
074 C000300 0
074 D000300 12890
074 E000300 0
074 F000300 0
074 G000300 0
074 H000300 0
074 I000300 0
074 J000300 0
074 K000300 0
074 L000300 202
074 M000300 0
074 N000300 13209
074 O000300 0
074 P000300 0
074 Q000300 0
074 R010300 0
074 R020300 0
074 R030300 0
074 R040300 35
074 S000300 0
074 T000300 13174
074 U010300 1076
074 U020300 0
074 V010300 12.24
074 V020300 0.00
074 W000300 0.0000
074 X000300 2
074 Y000300 0
075 A000300 0
075 B000300 13379
076 000300 0.00
028 A010400 350
028 A020400 0
028 A030400 0
028 A040400 127
028 B010400 360
028 B020400 0
028 B030400 0
<PAGE> PAGE 12
028 B040400 284
028 C010400 150
028 C020400 0
028 C030400 0
028 C040400 340
028 D010400 205
028 D020400 0
028 D030400 0
028 D040400 390
028 E010400 113
028 E020400 0
028 E030400 0
028 E040400 183
028 F010400 156
028 F020400 70
028 F030400 0
028 F040400 81
028 G010400 1334
028 G020400 70
028 G030400 0
028 G040400 1405
028 H000400 0
062 A000400 Y
062 B000400 20.9
062 C000400 78.9
062 D000400 0.0
062 E000400 0.0
062 F000400 0.0
062 G000400 0.0
062 H000400 0.0
062 I000400 0.0
062 J000400 0.0
062 K000400 0.0
062 L000400 0.2
062 M000400 0.0
062 N000400 0.0
062 O000400 0.0
062 P000400 0.0
062 Q000400 0.0
062 R000400 0.0
063 A000400 24
063 B000400 0.0
066 A000400 N
067 000400 N
068 A000400 N
068 B000400 N
069 000400 N
071 A000400 0
071 B000400 0
071 C000400 0
071 D000400 0
<PAGE> PAGE 13
072 A000400 12
072 B000400 95
072 C000400 0
072 D000400 0
072 E000400 0
072 F000400 5
072 G000400 4
072 H000400 0
072 I000400 0
072 J000400 4
072 K000400 0
072 L000400 0
072 M000400 2
072 N000400 0
072 O000400 0
072 P000400 0
072 Q000400 12
072 R000400 9
072 S000400 0
072 T000400 0
072 U000400 0
072 V000400 0
072 W000400 0
072 X000400 36
072 Y000400 30
072 Z000400 89
072AA000400 1
072BB000400 0
072CC010400 0
072CC020400 0
072DD010400 88
072DD020400 0
072EE000400 1
073 A010400 0.5617
073 A020400 0.0000
073 B000400 0.0036
073 C000400 0.0000
074 A000400 4
074 B000400 0
074 C000400 1740
074 D000400 0
074 E000400 0
074 F000400 0
074 G000400 0
074 H000400 0
074 I000400 0
074 J000400 0
074 K000400 0
074 L000400 0
074 M000400 0
074 N000400 1744
<PAGE> PAGE 14
074 O000400 0
074 P000400 0
074 Q000400 0
074 R010400 0
074 R020400 0
074 R030400 0
074 R040400 1
074 S000400 0
074 T000400 1743
074 U010400 176
074 U020400 0
074 V010400 9.89
074 V020400 0.00
074 W000400 0.0000
074 X000400 3
074 Y000400 0
075 A000400 0
075 B000400 1669
076 000400 0.00
028 A010500 800
028 A020500 0
028 A030500 0
028 A040500 628
028 B010500 796
028 B020500 0
028 B030500 0
028 B040500 656
028 C010500 895
028 C020500 0
028 C030500 0
028 C040500 369
028 D010500 1754
028 D020500 0
028 D030500 0
028 D040500 473
028 E010500 2313
028 E020500 0
028 E030500 0
028 E040500 578
028 F010500 4000
028 F020500 3415
028 F030500 0
028 F040500 635
028 G010500 10558
028 G020500 3415
028 G030500 0
028 G040500 3339
028 H000500 0
062 A000500 N
062 B000500 0.0
062 C000500 0.0
<PAGE> PAGE 15
062 D000500 0.0
062 E000500 0.0
062 F000500 0.0
062 G000500 0.0
062 H000500 0.0
062 I000500 0.0
062 J000500 0.0
062 K000500 0.0
062 L000500 0.0
062 M000500 0.0
062 N000500 0.0
062 O000500 0.0
062 P000500 0.0
062 Q000500 0.0
062 R000500 0.0
066 A000500 Y
066 B000500 N
066 C000500 Y
066 D000500 N
066 E000500 N
066 F000500 N
066 G000500 N
067 000500 N
068 A000500 N
068 B000500 N
069 000500 N
071 A000500 61649
071 B000500 56687
071 C000500 32920
071 D000500 172
072 A000500 12
072 B000500 162
072 C000500 8
072 D000500 0
072 E000500 0
072 F000500 398
072 G000500 133
072 H000500 0
072 I000500 0
072 J000500 44
072 K000500 0
072 L000500 3
072 M000500 4
072 N000500 0
072 O000500 0
072 P000500 0
072 Q000500 9
072 R000500 6
072 S000500 2
072 T000500 0
072 U000500 0
<PAGE> PAGE 16
072 V000500 0
072 W000500 0
072 X000500 598
072 Y000500 50
072 Z000500 -378
072AA000500 8266
072BB000500 0
072CC010500 15565
072CC020500 0
072DD010500 2352
072DD020500 0
072EE000500 1751
073 A010500 0.0000
073 A020500 0.0000
073 B000500 1.4322
073 C000500 0.0000
074 A000500 44
074 B000500 0
074 C000500 4592
074 D000500 0
074 E000500 0
074 F000500 55934
074 G000500 0
074 H000500 0
074 I000500 0
074 J000500 0
074 K000500 0
074 L000500 0
074 M000500 0
074 N000500 60570
074 O000500 0
074 P000500 0
074 Q000500 0
074 R010500 0
074 R020500 0
074 R030500 0
074 R040500 73
074 S000500 0
074 T000500 60497
074 U010500 3062
074 U020500 0
074 V010500 19.76
074 V020500 0.00
074 W000500 0.0000
074 X000500 3
074 Y000500 0
075 A000500 0
075 B000500 54533
076 000500 0.00
028 A010600 649
028 A020600 0
<PAGE> PAGE 17
028 A030600 0
028 A040600 284
028 B010600 561
028 B020600 0
028 B030600 0
028 B040600 274
028 C010600 913
028 C020600 0
028 C030600 0
028 C040600 280
028 D010600 1192
028 D020600 0
028 D030600 0
028 D040600 170
028 E010600 1463
028 E020600 0
028 E030600 0
028 E040600 209
028 F010600 1978
028 F020600 1004
028 F030600 0
028 F040600 241
028 G010600 6756
028 G020600 1004
028 G030600 0
028 G040600 1458
028 H000600 0
062 A000600 N
062 B000600 0.0
062 C000600 0.0
062 D000600 0.0
062 E000600 0.0
062 F000600 0.0
062 G000600 0.0
062 H000600 0.0
062 I000600 0.0
062 J000600 0.0
062 K000600 0.0
062 L000600 0.0
062 M000600 0.0
062 N000600 0.0
062 O000600 0.0
062 P000600 0.0
062 Q000600 0.0
062 R000600 0.0
066 A000600 Y
066 B000600 N
066 C000600 N
066 D000600 Y
066 E000600 N
066 F000600 N
<PAGE> PAGE 18
066 G000600 N
067 000600 N
068 A000600 N
068 B000600 N
069 000600 N
071 A000600 18309
071 B000600 11128
071 C000600 14402
071 D000600 77
072 A000600 12
072 B000600 66
072 C000600 228
072 D000600 0
072 E000600 0
072 F000600 127
072 G000600 59
072 H000600 0
072 I000600 0
072 J000600 55
072 K000600 2
072 L000600 0
072 M000600 4
072 N000600 0
072 O000600 0
072 P000600 0
072 Q000600 17
072 R000600 7
072 S000600 0
072 T000600 0
072 U000600 0
072 V000600 0
072 W000600 0
072 X000600 271
072 Y000600 63
072 Z000600 86
072AA000600 1182
072BB000600 0
072CC010600 6619
072CC020600 0
072DD010600 36
072DD020600 0
072EE000600 1213
073 A010600 0.0250
073 A020600 0.0000
073 B000600 0.8441
073 C000600 0.0000
074 A000600 1
074 B000600 2138
074 C000600 0
074 D000600 144
074 E000600 0
<PAGE> PAGE 19
074 F000600 24134
074 G000600 0
074 H000600 0
074 I000600 0
074 J000600 0
074 K000600 21
074 L000600 2
074 M000600 0
074 N000600 26440
074 O000600 0
074 P000600 0
074 Q000600 0
074 R010600 0
074 R020600 0
074 R030600 0
074 R040600 37
074 S000600 0
074 T000600 26403
074 U010600 1507
074 U020600 0
074 V010600 17.52
074 V020600 0.00
074 W000600 0.0000
074 X000600 3
074 Y000600 0
075 A000600 23791
075 B000600 0
076 000600 0.00
028 A010700 2871
028 A020700 0
028 A030700 0
028 A040700 883
028 B010700 2327
028 B020700 0
028 B030700 0
028 B040700 956
028 C010700 2639
028 C020700 0
028 C030700 0
028 C040700 887
028 D010700 2421
028 D020700 0
028 D030700 0
028 D040700 757
028 E010700 2656
028 E020700 0
028 E030700 0
028 E040700 804
028 F010700 2581
028 F020700 606
028 F030700 0
<PAGE> PAGE 20
028 F040700 914
028 G010700 15495
028 G020700 606
028 G030700 0
028 G040700 5201
028 H000700 0
062 A000700 N
062 B000700 0.0
062 C000700 0.0
062 D000700 0.0
062 E000700 0.0
062 F000700 0.0
062 G000700 0.0
062 H000700 0.0
062 I000700 0.0
062 J000700 0.0
062 K000700 0.0
062 L000700 0.0
062 M000700 0.0
062 N000700 0.0
062 O000700 0.0
062 P000700 0.0
062 Q000700 0.0
062 R000700 0.0
066 A000700 Y
066 B000700 N
066 C000700 Y
066 D000700 N
066 E000700 N
066 F000700 N
066 G000700 N
067 000700 N
068 A000700 N
068 B000700 N
069 000700 N
071 A000700 47635
071 B000700 28140
071 C000700 46544
071 D000700 60
072 A000700 12
072 B000700 69
072 C000700 1045
072 D000700 0
072 E000700 0
072 F000700 325
072 G000700 185
072 H000700 0
072 I000700 0
072 J000700 14
072 K000700 0
072 L000700 0
<PAGE> PAGE 21
072 M000700 3
072 N000700 0
072 O000700 0
072 P000700 0
072 Q000700 8
072 R000700 6
072 S000700 3
072 T000700 0
072 U000700 0
072 V000700 0
072 W000700 0
072 X000700 548
072 Y000700 58
072 Z000700 624
072AA000700 512
072BB000700 0
072CC010700 2588
072CC020700 0
072DD010700 596
072DD020700 0
072EE000700 526
073 A010700 0.1403
073 A020700 0.0000
073 B000700 0.1239
073 C000700 0.0000
074 A000700 1
074 B000700 2080
074 C000700 0
074 D000700 0
074 E000700 0
074 F000700 57401
074 G000700 0
074 H000700 0
074 I000700 0
074 J000700 0
074 K000700 14
074 L000700 101
074 M000700 0
074 N000700 59597
074 O000700 0
074 P000700 0
074 Q000700 0
074 R010700 0
074 R020700 0
074 R030700 0
074 R040700 64
074 S000700 0
074 T000700 59533
074 U010700 4310
074 U020700 0
074 V010700 13.81
<PAGE> PAGE 22
074 V020700 0.00
074 W000700 0.0000
074 X000700 3
074 Y000700 0
075 A000700 0
075 B000700 58152
076 000700 0.00
SIGNATURE WILLIAM J KELLY
TITLE OFFICER
<TABLE> <S> <C>
<ARTICLE> 6
<RESTATED>
<CIK> 0001026708
<NAME> HORACE MANN MUTUAL FUNDS
<SERIES>
<NUMBER> 1
<NAME> GROWTH FUND
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> DEC-31-1999
<INVESTMENTS-AT-COST> 618,429
<INVESTMENTS-AT-VALUE> 624,459
<RECEIVABLES> 1,148
<ASSETS-OTHER> 1
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 625,608
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 475
<TOTAL-LIABILITIES> 475
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 619,772
<SHARES-COMMON-STOCK> 28,522
<SHARES-COMMON-PRIOR> 27,557
<ACCUMULATED-NII-CURRENT> 409
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (1,077)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 6,029
<NET-ASSETS> 625,133
<DIVIDEND-INCOME> 11,528
<INTEREST-INCOME> 464
<OTHER-INCOME> 0
<EXPENSES-NET> 4,798
<NET-INVESTMENT-INCOME> 7,194
<REALIZED-GAINS-CURRENT> 39,294
<APPREC-INCREASE-CURRENT> (63,032)
<NET-CHANGE-FROM-OPS> (16,544)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 6,785
<DISTRIBUTIONS-OF-GAINS> 40,429
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 87,664
<NUMBER-OF-SHARES-REDEEMED> 110,340
<SHARES-REINVESTED> 40,836
<NET-CHANGE-IN-ASSETS> (45,598)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 57
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2,524
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 5,123
<AVERAGE-NET-ASSETS> 623,366
<PER-SHARE-NAV-BEGIN> 24.34
<PER-SHARE-NII> .26
<PER-SHARE-GAIN-APPREC> (.91)
<PER-SHARE-DIVIDEND> (.65)
<PER-SHARE-DISTRIBUTIONS> 1.77
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 21.92
<EXPENSE-RATIO> .73
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<RESTATED>
<CIK> 0001026708
<NAME> HORACE MANN MUTUAL FUND
<SERIES>
<NUMBER> 2
<NAME> BALANCED FUND
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> DEC-31-1999
<INVESTMENTS-AT-COST> 405,815
<INVESTMENTS-AT-VALUE> 400,229
<RECEIVABLES> 2,970
<ASSETS-OTHER> 21
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 403,220
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 681
<TOTAL-LIABILITIES> 681
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 408,235
<SHARES-COMMON-STOCK> 23,310
<SHARES-COMMON-PRIOR> 22,636
<ACCUMULATED-NII-CURRENT> 326
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (439)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (5,583)
<NET-ASSETS> 402,539
<DIVIDEND-INCOME> 4,448
<INTEREST-INCOME> 12,694
<OTHER-INCOME> 0
<EXPENSES-NET> 3,067
<NET-INVESTMENT-INCOME> 14,075
<REALIZED-GAINS-CURRENT> 16,470
<APPREC-INCREASE-CURRENT> (35,404)
<NET-CHANGE-FROM-OPS> (4,859)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 13,825
<DISTRIBUTIONS-OF-GAINS> 16,931
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 54,173
<NUMBER-OF-SHARES-REDEEMED> 70,096
<SHARES-REINVESTED> 26,157
<NET-CHANGE-IN-ASSETS> (25,381)
<ACCUMULATED-NII-PRIOR> 166
<ACCUMULATED-GAINS-PRIOR> (67)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1,605
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 3,280
<AVERAGE-NET-ASSETS> 405,586
<PER-SHARE-NAV-BEGIN> 18.90
<PER-SHARE-NII> .62
<PER-SHARE-GAIN-APPREC> (.84)
<PER-SHARE-DIVIDEND> (.22)
<PER-SHARE-DISTRIBUTIONS> 1.41
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.27
<EXPENSE-RATIO> .75
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<RESTATED>
<CIK> 0001026708
<NAME> HORACE MANN MUTUAL FUNDS
<SERIES>
<NUMBER> 3
<NAME> INCOME FUND
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> DEC-31-1999
<INVESTMENTS-AT-COST> 13,625
<INVESTMENTS-AT-VALUE> 13,007
<RECEIVABLES> 202
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 13,209
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 35
<TOTAL-LIABILITIES> 35
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 13,822
<SHARES-COMMON-STOCK> 1,076
<SHARES-COMMON-PRIOR> 1,054
<ACCUMULATED-NII-CURRENT> 15
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (46)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> (617)
<NET-ASSETS> 13,174
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 956
<OTHER-INCOME> 0
<EXPENSES-NET> 138
<NET-INVESTMENT-INCOME> 818
<REALIZED-GAINS-CURRENT> (43)
<APPREC-INCREASE-CURRENT> (1,005)
<NET-CHANGE-FROM-OPS> (230)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 809
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 5,904
<NUMBER-OF-SHARES-REDEEMED> 6,326
<SHARES-REINVESTED> 677
<NET-CHANGE-IN-ASSETS> (784)
<ACCUMULATED-NII-PRIOR> 5
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 53
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 144
<AVERAGE-NET-ASSETS> 13,379
<PER-SHARE-NAV-BEGIN> 13.24
<PER-SHARE-NII> .76
<PER-SHARE-GAIN-APPREC> (.97)
<PER-SHARE-DIVIDEND> (.21)
<PER-SHARE-DISTRIBUTIONS> .79
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.24
<EXPENSE-RATIO> .99
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001026708
<NAME> HORACE MANN MUTUAL FUNDS
<SERIES>
<NUMBER> 4
<NAME> SHORT-TERM INVESTMENT FUND
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> DEC-31-1999
<INVESTMENTS-AT-COST> 1,740
<INVESTMENTS-AT-VALUE> 1,740
<RECEIVABLES> 0
<ASSETS-OTHER> 4
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 1,744
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1
<TOTAL-LIABILITIES> 1
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,742
<SHARES-COMMON-STOCK> 176
<SHARES-COMMON-PRIOR> 133
<ACCUMULATED-NII-CURRENT> 1
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1,743
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 95
<OTHER-INCOME> 0
<EXPENSES-NET> 6
<NET-INVESTMENT-INCOME> 89
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 89
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 88
<DISTRIBUTIONS-OF-GAINS> 1
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 5,025
<NUMBER-OF-SHARES-REDEEMED> 4,683
<SHARES-REINVESTED> 70
<NET-CHANGE-IN-ASSETS> 412
<ACCUMULATED-NII-PRIOR> 1
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 5
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 36
<AVERAGE-NET-ASSETS> 1,669
<PER-SHARE-NAV-BEGIN> 9.98
<PER-SHARE-NII> .47
<PER-SHARE-GAIN-APPREC> .01
<PER-SHARE-DIVIDEND> .48
<PER-SHARE-DISTRIBUTIONS> .57
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.89
<EXPENSE-RATIO> .32
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<RESTATED>
<CIK> 0001026708
<NAME> HORACE MANN MUTUAL FUNDS
<SERIES>
<NUMBER> 5
<NAME> SMALL CAP GROWTH FUND
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> DEC-31-1999
<INVESTMENTS-AT-COST> 38,670
<INVESTMENTS-AT-VALUE> 60,526
<RECEIVABLES> 0
<ASSETS-OTHER> 44
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 60,570
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 73
<TOTAL-LIABILITIES> 73
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 38,697
<SHARES-COMMON-STOCK> 3,062
<SHARES-COMMON-PRIOR> 2,315
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (57)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 21,857
<NET-ASSETS> 60,497
<DIVIDEND-INCOME> 8
<INTEREST-INCOME> 162
<OTHER-INCOME> 0
<EXPENSES-NET> 548
<NET-INVESTMENT-INCOME> (378)
<REALIZED-GAINS-CURRENT> 8,266
<APPREC-INCREASE-CURRENT> 15,565
<NET-CHANGE-FROM-OPS> 23,453
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 4,103
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 16,140
<NUMBER-OF-SHARES-REDEEMED> 7,062
<SHARES-REINVESTED> 3,415
<NET-CHANGE-IN-ASSETS> 31,843
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (3,841)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 398
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 598
<AVERAGE-NET-ASSETS> 54,533
<PER-SHARE-NAV-BEGIN> 12.38
<PER-SHARE-NII> (.15)
<PER-SHARE-GAIN-APPREC> 8.96
<PER-SHARE-DIVIDEND> 8.81
<PER-SHARE-DISTRIBUTIONS> 1.43
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 19.76
<EXPENSE-RATIO> 1.50
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001026708
<NAME> HORACE MANN MUTUAL FUNDS
<SERIES>
<NUMBER> 6
<NAME> INTERNATIONAL EQUITY FUND
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> DEC-31-1999
<INVESTMENTS-AT-COST> 18,700
<INVESTMENTS-AT-VALUE> 26,416
<RECEIVABLES> 23
<ASSETS-OTHER> 1
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 26,440
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 37
<TOTAL-LIABILITIES> 37
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 18,687
<SHARES-COMMON-STOCK> 1,507
<SHARES-COMMON-PRIOR> 850
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 7,716
<NET-ASSETS> 26,403
<DIVIDEND-INCOME> 228
<INTEREST-INCOME> 66
<OTHER-INCOME> 0
<EXPENSES-NET> 208
<NET-INVESTMENT-INCOME> 86
<REALIZED-GAINS-CURRENT> 1,182
<APPREC-INCREASE-CURRENT> 6,619
<NET-CHANGE-FROM-OPS> 7,887
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 36
<DISTRIBUTIONS-OF-GAINS> 1,213
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 11,069
<NUMBER-OF-SHARES-REDEEMED> 2,618
<SHARES-REINVESTED> 1,003
<NET-CHANGE-IN-ASSETS> 16,092
<ACCUMULATED-NII-PRIOR> (1)
<ACCUMULATED-GAINS-PRIOR> (18)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 127
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 271
<AVERAGE-NET-ASSETS> 23,791
<PER-SHARE-NAV-BEGIN> 12.13
<PER-SHARE-NII> .08
<PER-SHARE-GAIN-APPREC> 6.18
<PER-SHARE-DIVIDEND> 6.26
<PER-SHARE-DISTRIBUTIONS> .87
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 17.52
<EXPENSE-RATIO> 1.30
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0001026708
<NAME> HORACE MANN MUTUAL FUNDS
<SERIES>
<NUMBER> 7
<NAME> SOCIALLY RESPONSIBLE FUND
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> DEC-31-1999
<INVESTMENTS-AT-COST> 55,480
<INVESTMENTS-AT-VALUE> 59,481
<RECEIVABLES> 115
<ASSETS-OTHER> 1
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 59,597
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 64
<TOTAL-LIABILITIES> 64
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 55,561
<SHARES-COMMON-STOCK> 4,310
<SHARES-COMMON-PRIOR> 2,738
<ACCUMULATED-NII-CURRENT> 36
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> (65)
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 4,001
<NET-ASSETS> 59,533
<DIVIDEND-INCOME> 1,045
<INTEREST-INCOME> 69
<OTHER-INCOME> 0
<EXPENSES-NET> 490
<NET-INVESTMENT-INCOME> 624
<REALIZED-GAINS-CURRENT> 512
<APPREC-INCREASE-CURRENT> 2,588
<NET-CHANGE-FROM-OPS> 3,724
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 596
<DISTRIBUTIONS-OF-GAINS> 526
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 29,403
<NUMBER-OF-SHARES-REDEEMED> 8,642
<SHARES-REINVESTED> 606
<NET-CHANGE-IN-ASSETS> 23,969
<ACCUMULATED-NII-PRIOR> 11
<ACCUMULATED-GAINS-PRIOR> (54)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 325
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 548
<AVERAGE-NET-ASSETS> 58,152
<PER-SHARE-NAV-BEGIN> 12.99
<PER-SHARE-NII> .17
<PER-SHARE-GAIN-APPREC> .91
<PER-SHARE-DIVIDEND> 1.08
<PER-SHARE-DISTRIBUTIONS> .26
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 13.81
<EXPENSE-RATIO> 1.00
</TABLE>
Independent Auditors' Report on Internal Accounting Control
The Board of Trustees and Shareholders of
the Horace Mann Mutual Funds:
In planning and performing our audit of the financial statements of the Horace
Mann Mutual Funds (the Funds), consisting of the Growth Fund, Balanced Fund,
Income Fund, Short-Term Investment Fund, Small Cap Growth Fund,
International Equity Fund and Socially Responsible Fund for the year ended
December 31, 1999, we considered its internal control, including control
activities for safeguarding securities, in order to determine our auditing
procedures for the purpose of expressing our opinion on the financial
statements and to comply with the requirements of Form N-SAR, not to provide
assurance on internal control.
The management of the Funds is responsible for establishing and maintaining
internal control. In fulfilling this responsibility, estimates and judgments
by management are required to assess the expected benefits and related costs of
controls. Generally, controls that are relevant to an audit pertain to the
entity's objective of preparing financial statements for external purposes that
are fairly presented in conformity with generally accepted accounting
principles. Those controls include the safeguarding of assets against
unauthorized acquisition, use or disposition.
Because of inherent limitations in internal control, error or fraud may occur
and not be detected. Also, projection of any evaluation of internal control
to future periods is subject to the risk that it may become inadequate because
of changes in conditions or that the effectiveness of the design and operation
may deteriorate.
Our consideration of internal control would not necessarily disclose all
matters in internal control that might be a material weakness under standards
established by the American Institute of Certified Public Accountants. A
material weakness is a condition in which the design or operation of one or
more of the internal control components does not reduce to a relatively low
level the risk that misstatements caused by error or fraud in amounts that
would be material in relation to the financial statements being audited may
occur and not be detected within a timely period by employees in the normal
course of performing their assigned functions. However, we noted no matters
involving internal control and its operation, including controls for
safeguarding securities that we consider to be material weaknesses as defined
above as of December 31, 1999.
This report is intended solely for the information and use of management, the
Board of Trustees of the Funds and the Securities and Exchange Commission and
is not intended to be and should not be used by anyone other than these
specified parties.
KPMG LLP
January 28, 2000
