MORGAN STANLEY DEAN WITTER FINANACIAL SERVICES TRUST
TWO WORLD TRADE CENTER
NEW YORK, NEW YORK 10048
August 5, 1998
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Morgan Stanley Dean Witter Financial Services Trust
File #333-16177
Rule 497(j) Filing
Dear Sir/Madam:
On behalf of the Registrant, the undersigned certifies that
the form of Prospectus and Statement of Additional Information
that would have been filed under Section 497(c) would not have
differed from those contained in the text of the Registrant's most
recent registration statement that was filed electronically via
EDGAR with the Securities and Exchange Commission on
July 30, 1998.
Very truly yours,
/s/Lou Anne McInnis
Lou Anne McInnis
Assistant Secretary
cc: Randolph Koch, Esq.
Barry Fink, Esq.
rc:paras\497j.98