MORGAN STANLEY DEAN WITTER FINANCIAL SERVICES TRUST
TWO WORLD TRADE CENTER
NEW YORK, NEW YORK 10048
August 31, 1999
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Morgan Stanley Dean Witter Financial Services Trust
File 333-16177
Rule 497(j) Filing
Dear Sir/Madam:
On behalf of the Registrant, the undersigned certifies that the
form of Prospectus and Statement of Additional Information that would
have been filed under Section 497(c) would not have differed from
those contained in the text of the Registrant's most recent
registration statement that was filed electronically via EDGAR with
the Securities and Exchange Commission on August 27, 1999.
Very truly yours,
/s/Natasha Kassian
Natasha Kassian
Assistant Secretary
cc: Larry Greene
Barry Fink