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<PAGE>
EXHIBIT 99.1
Bay View Securitization Corporation
Bay View 1997 RA-1 Auto Trust
For Remittance Date: June 30, 2000
<TABLE>
<CAPTION>
A. Principal Balance Reconciliation
Number of
A-1 A-2 Total Accounts
-----------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
(A) Original Principal Balance 200,979,000.00 52,245,989.00 253,224,989.00 21,106
-----------------------------------------------------------------------------------
(B) Beginning Period Principal Balance 0.00 25,164,712.61 25,164,712.61 3,522
-----------------------------------------------------------------------------------
(C) Collections (Regular Payments) 0.00 1,073,209.79 1,073,209.79 N/A
-----------------------------------------------------------------------------------
(D) Collections (Principal Payoffs) 0.00 671,432.28 671,432.28 170
-----------------------------------------------------------------------------------
(E) Collections (Principal Recoveries) 0.00 0.00 0.00 0
-----------------------------------------------------------------------------------
(F) Withdrawal from Payahead (Principal) 0.00 16,244.45 16,244.45 N/A
-----------------------------------------------------------------------------------
(G) Principal Reductions (Other) 0.00 0.00 0.00 0
-----------------------------------------------------------------------------------
(H) Gross Charge Offs 0.00 45,192.60 45,192.60 6
-----------------------------------------------------------------------------------
(I) Repurchases 0.00 24,175.43 24,175.43 20
-----------------------------------------------------------------------------------
(J) Ending Balance 0.00 23,334,458.06 23,334,458.06 3,326
-----------------------------------------------------------------------------------
Notional Principal Balance:
(K) Beginning 119,759.40
-----------------
(L) Ending 0.00
-----------------
(M) Certificate Factor 0.0000000% 44.6626784% 9.2149113%
---------------------------------------------------------
B. Cash Flow Reconciliation
Total
-----------------
(A) Cash Wired 1,994,873.94
-----------------
(B) Interest Wired/Earned 11,370.36
-----------------
(C) Withdrawal from Payahead Account 16,244.45
-----------------
(D) Advances 0.00
-----------------
(E) Repurchases 24,175.43
-----------------
(F) Gross Charge-Off Recoveries 35,126.90
-----------------
(G) Gross Charge-Off Advances 2,607.88
-----------------
(H) Spread Account Withdrawal 0.00
-----------------
(I) "A" Surety Bond Draw for "I" Interest 0.00
-----------------
(J) "A" Surety Bond Draw for "A-1" Principal or Interest 0.00
-----------------
(K) "A" Surety Bond Draw for "A-2" Principal or Interest 0.00
-----------------
Total Collections 2,084,398.96
-----------------
C. Trustee Distribution
Total
-----------------
(A) Total Cash Flow 2,084,398.96
-----------------
(B) Unrecovered Interest Advances 2,607.88
-----------------
(C) Servicing Fee (Due and Unpaid) 20,970.59
-----------------
(D) Interest to "A-1" Certificate Holders, including Overdue 0.00
-----------------
(E) Interest to "A-2" Certificate Holders, including Overdue 138,196.21
-----------------
(F) Interest to "I" Certificate Holders, including Overdue 314.37
-----------------
(G) Principal to "A-1" Certificate Holders, including Overdue 0.00
-----------------
(H) Principal to "A-2" Certificate Holders, including Overdue 1,830,254.55
-----------------
(I) Reinsurance Fee 0.00
-----------------
(J) Surety Bond Fee 3,145.59
-----------------
(K) First Loss Protection 0.00
-----------------------
(L) Surety Bond Premium 3,145.59
-----------------------
(M) Interest Advance Recovery Payments 27,727.48
-----------------
(N) Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest 0.00
-----------------
(O) Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest 0.00
-----------------
(P) Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest 0.00
-----------------
(Q) Deposit to Payahead 0.00
-----------------
</TABLE>
<PAGE>
Bay View Securitization Corporation
Bay View 1997 RA-1 Auto Trust
For Remittance Date June 30, 2000
<TABLE>
<CAPTION>
---------------------
<S> <C> <C> <C>
(R) Bank Account Interest to Servicer 11,370.36
---------------------
(S) Excess Yield 49,811.93
---------------------
Balance 0.00
---------------------
D. Spread Account and Surety Reconciliation
Spread Account Surety Bond
------------------------------------------
(A) Beginning Balance 3,240,191.51 22,173,084.16
------------------------------------------
(B) Additions to Spread Amount 49,811.93 N/A
------------------------------------------
(C) Interest Earned 16,727.21 0.00
------------------------------------------
(D) Draws 0.00 0.00
------------------------------------------
(E) Reimbursement for Prior Draws NA 0.00
------------------------------------------
(F) Distribution of Funds to "IC" Class or Servicer 74,879.15 0.00
------------------------------------------
(G) Ending Balance 3,231,851.50 20,328,626.88
------------------------------------------
(H) Required Balance 3,165,312.36 20,328,626.88
------------------------------------------
(I) Distribution to "IC" Class 66,539.13
------------------------------------------
E. Current Receivables Delinquency
#Payment Delinquency Number Balance
-------------------- --------------------------------------
(A) 31-60 23 148,287.07
--------------------------------------
(B) 61-90 6 46,018.33
--------------------------------------
(C) 91+ 2 6,492.63
--------------------------------------
(D) Total 31 200,798.03
--------------------------------------
F. Excess Yield
Excess Yield Pool Excess Yield
Month Balance Balance (Annualized %)
----- -----------------------------------------------------------
(A) Current 49,811.93 23,334,458.06 2.5616%
-----------------------------------------------------------
(B) 1st Previous 58,292.71 25,164,712.61 2.7797%
-----------------------------------------------------------
(C) 2nd Previous 14,430.31 27,293,691.39 5.0311%
-----------------------------------------------------------
(D) 3rd Previous 87,480.23 29,157,991.26 7.7158%
-----------------------------------------------------------
(E) 4th Previous 61,440.17 31,501,274.52 2.3405%
-----------------------------------------------------------
(F) 5th Previous 58,129.82 33,724,121.45 5.6267%
-----------------------------------------------------------
(G) Six-Month Rolling Excess Yield
((greater than or equal to)1.75%) 04,930.86 28,362,708.22 4.4395%
-----------------------------------------------------------
G. Delinquency Rate (31+)
Month Pool
Month Balance Balance %
----- -----------------------------------------------------------
(A) Current 200,798.03 23,334,458.06 0.8605%
-----------------------------------------------------------
(B) 1st Previous 193,845.22 25,164,712.61 0.7703%
-----------------------------------------------------------
(C) 2nd Previous 230,052.47 27,293,691.39 0.8429%
-----------------------------------------------------------
(D) Three-Month Rolling Average ((less than)2%) 208,231.91 25,264,287.35 0.8242%
-----------------------------------------------------------
H. Net Loss Rate
Liquidation Average Defaulted
Month Balance Proceeds Balance (Annualized)
----- ------------------------------------------------------------------------
(A) Current 44,492.60 34,426.90 24,249,585.34 0.4981%
------------------------------------------------------------------------
(B) 1st Previous 98,461.60 33,717.61 26,229,202.00 2.9621%
------------------------------------------------------------------------
(C) 2nd Previous 52,253.71 25,846.66 28,225,841.33 1.1227%
------------------------------------------------------------------------
(D) Three-Month Rolling Average Net Default Rate
((less than)3%) 65,069.30 31,330.39 26,234,876.22 1.5432%
------------------------------------------------------------------------
</TABLE>
<PAGE>
Bay View Securitization Corporation
Bay View 1997 RA-1 Auto Trust
For Remittance Date: June 30, 2000
<TABLE>
<CAPTION>
I. Charge-Off / Recoveries
Number Balance
---------------------------------------------
<S> <C> <C>
(A) Collection Period Charge-Off Receivables 6 45,192.60
---------------------------------------------
(B) Gross Charge-Offs Cumulative Receivables 1120 8,152,974.57
---------------------------------------------
(C) Collection Period Recoveries on Charge-Offs NA 35,126.90
---------------------------------------------
(D) Recoveries on Charge-Offs To-Date NA 1,271,503.54
---------------------------------------------
J. Repossessions
(A) Collection Period Repossessions 5 53,695.38
---------------------------------------------
(B) Aggregate Repossessions 696 8,029,949.08
---------------------------------------------
(C) Unliquidated Repossessions 6 55,023.55
---------------------------------------------
K. Forced Place Insurance
(A) FPI Charge-Offs 0 0.00
---------------------------------------------
(B) FPI Canceled/Waived/Removed/ Reversed 0 0.00
---------------------------------------------
L. Payahead Reconciliation
(A) Beginning Balance 101,617.15
----------------------
(B) Deposit 0.00
----------------------
(C) Withdrawal 16,244.45
----------------------
(D) Ending Balance 85,372.70
----------------------
</TABLE>
Approved By: /s/ Michael LaOrange
--------------------
Michael LaOrange
Vice President, Controller
Bay View Acceptance Corp
<PAGE>
Bay View Securitization Corporation
Bay View 1999-LG-1 Auto Trust
For Remittance Date: June 30, 2000
<TABLE>
<CAPTION>
A. Principal Balance Reconciliation
Number of
A-1 A-2 A-3 A-4 Total Accounts
------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
(A) Original Principal Balance 42,750,000.00 97,000,000.00 55,000,000.00 52,023,107.00 246,773,107.00 17,753
------------------------------------------------------------------------------------------
(B) Beginning Period Principal Balance 0.00 89,807,006.39 55,000,000.00 52,023,107.00 196,830,113.39 15,575
------------------------------------------------------------------------------------------
(C) Collections (Regular Payments) 0.00 3,701,744.77 0.00 0.00 3,701,744.77 N/A
------------------------------------------------------------------------------------------
(D) Withdrawal from Payahead (Principal) 0.00 8,090.69 0.00 0.00 8,090.69 N/A
------------------------------------------------------------------------------------------
(E) Collections (Principal Payoffs) 0.00 4,099,327.54 0.00 0.00 4,099,327.54 365
------------------------------------------------------------------------------------------
(F) Collections (Principal Recoveries) 0.00 115,958.27 0.00 0.00 115,958.27 N/A
------------------------------------------------------------------------------------------
(G) Charge Offs Amount 0.00 463,445.50 0.00 0.00 463,445.50 47
------------------------------------------------------------------------------------------
(H) Principal Reductions (Partial
Charge-Offs) 0.00 0.00 0.00 0.00 0.00 N/A
------------------------------------------------------------------------------------------
(I) Repurchases 0.00 0.00 0.00 0.00 0.00 0
------------------------------------------------------------------------------------------
(J) Ending Balance 0.00 81,418,439.62 55,000,000.00 52,023,107.00 188,441,546.62 15,163
------------------------------------------------------------------------------------------
<CAPTION>
Notional Principal Balance:
--------------
(M) Beginning 136,468,333.58
--------------
(N) Ending 128,079,766.81
--------------
------------------------------------------------------------------------------------------
(N) Certificate Factor 0.000000% 83.936536% 100.000000% 100.000000% 76.62270%
------------------------------------------------------------------------------------------
<CAPTION>
B. Cash Flow Reconciliation
Total
--------------
(A) Cash Wired 10,147,120.13
--------------
(B) Interest Wired/Earned 46,717.17
--------------
(C) Withdrawal from Payahead Account 8,090.69
--------------
(D) Advances 0.00
--------------
(E) Repurchases 0.00
--------------
(F) Gross Charge-Off Recoveries 12,096.48
--------------
(G) Gross Charge-Off Advances 6,585.37
--------------
(H) Spread Account Withdrawal 0.00
--------------
(I) "A" Surety Bond Draw for "I" Interest 0.00
--------------
(J) "A" Surety Bond Draw for "A-1" Principal or Interest 0.00
--------------
(K) "A" Surety Bond Draw for "A-2" Principal or Interest 0.00
--------------
(L) "A" Surety Bond Draw for "A-3" Principal or Interest 0.00
--------------
(M) "A" Surety Bond Draw for "A-4" Principal or Interest 0.00
--------------
--------------
TOTAL COLLECTIONS 10,220,609.84
--------------
<CAPTION>
C. Trustee Distribution
Total
--------------
(A) Total Cash Flow 10,220,609.84
--------------
(B) Unrecovered Interest Advances 6,585.37
--------------
(C) Servicing Fee (Due and Unpaid) 123,018.82
--------------
(D) Interest to "A-1" Certificate Holders, including Overdue 0.00
--------------
(E) Interest to "A-2" Certificate Holders, including Overdue 514,893.50
--------------
(F) Interest to "A-3" Certificate Holders, including Overdue 316,708.33
--------------
(G) Interest to "A-4" Certificate Holders, including Overdue 306,502.81
--------------
(H) Interest to "I" Certificate Holders, including Overdue 170,585.42
--------------
(I) Principal to "A-1" Certificate Holders, including Overdue 0.00
--------------
(J) Principal to "A-2" Certificate Holders, including Overdue 8,388,566.77
--------------
(K) Principal to "A-3" Certificate Holders, including Overdue 0.00
--------------
(L) Principal to "A-4" Certificate Holders, including Overdue 0.00
--------------
(M) Reinsurance Fee 0.00
--------------
(N) Surety Bond Fee 39,865.86
--------------
(O) First Loss Protection 4,873.84
---------
(P) Surety Bond Premium 34,992.02
---------
(Q) Interest Advance Recovery Payments 3,056.39
--------------
</TABLE>
<PAGE>
Bay View Securitization Corporation
Bay View 1999-LG-1 Auto Trust
For Remittance Date: June 30, 2000
<TABLE>
<S> <C>
(R) Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Interest 0.00
--------------
(S) Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Interest 0.00
--------------
(T) Unreimbursed Draws on Class "A" Surety Bond for Class "A-3" Interest 0.00
--------------
(U) Unreimbursed Draws on Class "A" Surety Bond for Class "A-4" Interest 0.00
--------------
(V) Unreimbursed Draws on Class "A" Surety Bond for Class "I" Interest 0.00
--------------
(W) Deposit to Payahead 0.00
--------------
(X) Bank Account Interest to Servicer 46,717.17
--------------
(Y) Excess Yield 304,109.40
--------------
Balance 0.00
--------------
D. Spread Account and Surety Reconciliation
Spread Account Surety Bond
-------------------------------
(A) Beginning Balance 3,655,444.01 195,127,182.18
-------------------------------
(B) Additions to Spread Amount 304,109.40 N/A
-------------------------------
(C) Interest Earned 18,185.24 N/A
-------------------------------
(D) Draws 0.00 0.00
-------------------------------
(E) Reimbursement for Prior Draws N/A 0.00
-------------------------------
(F) Distribution of Funds to "IC" Class or Servicer N/A 0.00
-------------------------------
(G) Prior Month Distribution of Funds to "IC" Class 0.00 N/A
-------------------------------
(H) Ending Balance 3,977,738.65 186,217,811.49
-------------------------------
-------------------------------
(I) Required Balance 7,381,129.25 186,217,811.49
-------------------------------
(J) Distribution to "IC" Class 0.00
--------------
E. Current Receivables Delinquency
#Payment Delinquency Number Balance
-------------------- -------------------------------------
(A) 31-60 74 876,323.60
-------------------------------------
(B) 61-90 37 467,431.35
-------------------------------------
(C) 91+ 24 248,675.22
-------------------------------------
(D) Total 135 1,592,430.17
-------------------------------------
F. Excess Yield
Excess Yield Pool Excess Yield
Month Balance Balance (Annualized %)
----- ------------------------------------------------------
(A) Current 304,109.40 188,441,546.62 1.9366%
------------------------------------------------------
(B) 1st Previous 443,523.16 196,830,113.39 2.7040%
------------------------------------------------------
(C) 2nd Previous 633,143.11 205,042,973.82 3.7054%
------------------------------------------------------
(D) 3rd Previous 548,170.85 212,922,306.05 3.0894%
------------------------------------------------------
(E) Four-Month Rolling Excess Yield 482,236.63 200,809,234.97 2.8818%
------------------------------------------------------
G. Delinquency Rate (30+)
Month Pool
Month Balance Balance %
----- ------------------------------------------------------
(A) Current 1,592,430.17 188,441,546.62 0.8451%
------------------------------------------------------
(B) 1st Previous 1,906,251.00 196,830,113.39 0.9685%
------------------------------------------------------
(C) 2nd Previous 1,614,556.48 205,042,973.82 0.7874%
------------------------------------------------------
(D) 3rd Previous 1,487,263.92 212,922,306.05 0.6985%
------------------------------------------------------
(E) Four-Month Rolling Average 1,650,125.39 200,809,234.97 0.8217%
------------------------------------------------------
</TABLE>
<PAGE>
Bay View Securitization Corporation
Bay View 1999-LG-1 Auto Trust
For Remittance Date: June 30, 2000
<TABLE>
<CAPTION>
H. Net Loss Rate
Liquidation Average Defaulted
Month Balance Proceeds Balance (Annualized)
----- ----------------------------------------------------------------------
<S> <C> <C> <C> <C>
(A) Current 579,403.77 128,054.75 192,635,830.01 2.8116%
----------------------------------------------------------------------
(B) 1st Previous 498,444.18 116,611.91 200,936,543.61 2.2803%
----------------------------------------------------------------------
(C) 2nd Previous 434,910.50 57,603.97 208,982,639.94 2.1665%
----------------------------------------------------------------------
(D) Three-Month Rolling Average 504,252.82 100,756.88 200,851,671.18 2.4107%
----------------------------------------------------------------------
I. Charge-Off / Recoveries
Number Balance
------------------------------
(A) Collection Period Charge-Off Receivables 47 463,445.50
------------------------------
(B) Gross Charge-Offs Cumulative Receivables 193 2,062,362.33
------------------------------
(C) Collection Period Recoveries on Charge-Offs N/A 12,096.48
------------------------------
(D) Recoveries on Charge-Offs To-Date N/A 98,910.86
------------------------------
J. Repossessions
------------------------------
(D) Recoveries on Charge-Offs To-Date N/A 98,910.86
------------------------------
(A) Collection Period Repossessions 33 418,496.74
------------------------------
(B) Aggregate Repossessions 213 2,832,014.36
------------------------------
(C) Unliquidated Repossessions 52 626,789.89
------------------------------
K. Forced Place Insurance
------------------------------
(A) FPI Charge-Offs 0 0.00
------------------------------
(B) FPI Canceled/Waived/Removed/ Reversed 0 0.00
------------------------------
L. Payahead Reconciliation
----------
(A) Beginning Balance 268,256.65
----------
(B) Deposit 0.00
----------
(C) Withdrawal 8,090.69
----------
(D) Ending Balance 260,165.96
----------
</TABLE>
Approved By: /s/ Michael LaOrange
---------------------
Michael LaOrange
Vice President, Controller
Bay View Acceptance Corp
<PAGE>
Bay View Securitization Corporation
Bay View 2000 LJ-1 Auto Trust
For Remittance Date: June 30, 2000
<TABLE>
<CAPTION>
A. Principal Balance Reconciliation
Number of
A-1 A-2 A-3 A-4 Total Accounts
----------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C>
(A) Original Principal Balance 64,000,000.00 132,000,000.00 80,000,000.00 80,559,839.00 356,559,839.00 20,329
----------------------------------------------------------------------------------------
(B) Beginning Period Principal Balance 25,898,003.49 132,000,000.00 80,000,000.00 80,559,839.00 318,457,842.49 19,138
----------------------------------------------------------------------------------------
(C) Collections (Regular Payments) 5,780,120.42 0.00 0.00 0.00 5,780,120.42 N/A
----------------------------------------------------------------------------------------
(D) Withdrawal from Payahead 0.00 0.00 0.00 0.00 0.00 N/A
----------------------------------------------------------------------------------------
(E) Collections (Principal Payoffs) 5,448,864.30 0.00 0.00 0.00 5,448,864.30 351
----------------------------------------------------------------------------------------
(F) Net Liquidation Proceeds 32,434.99 0.00 0.00 0.00 32,434.99 N/A
----------------------------------------------------------------------------------------
(G) Charge Off Amount 185,140.46 0.00 0.00 0.00 185,140.46 17
----------------------------------------------------------------------------------------
(H) Partial Charge-Offs 0.00 0.00 0.00 0.00 0.00 N/A
----------------------------------------------------------------------------------------
(I) Repurchases 0.00 0.00 0.00 0.00 0.00 0
----------------------------------------------------------------------------------------
(J) Ending Balance 14,451,443.32 132,000,000.00 80,000,000.00 80,559,839.00 307,011,282.32 18,770
----------------------------------------------------------------------------------------
----------------------------------------------------------------------------------------
(K) Certificate Factor 22.580380% 100.000000% 100.000000% 100.000000% 86.103719%
----------------------------------------------------------------------------------------
B. Cash Flow Reconciliation
Totals
-----------------
(A) Cash Wired 14,012,237.11
-----------------
(B) Interest Wired 88,914.52
-----------------
(C) Withdrawal from Payahead Account 0.00
-----------------
(D) Advances 0.00
-----------------
(E) Repurchases 0.00
-----------------
(F) Gross Charge-Off Recoveries 16,697.11
-----------------
(G) Gross Charge-Off Advances 708.43
-----------------
(H) Spread Account Withdrawal 0.00
-----------------
(I) "A" Surety Bond Draw for "A-1" Principal or Interest 0.00
-----------------
(J) "A" Surety Bond Draw for "A-2" Principal or Interest 0.00
-----------------
(K) "A" Surety Bond Draw for "A-3" Principal or Interest 0.00
-----------------
(L) "A" Surety Bond Draw for "A-4" Principal or Interest 0.00
-----------------
-----------------
Total Collections 14,118,557.17
-----------------
C. Trustee Distribution
Total
-----------------
(A) Total Cash Flow 14,118,557.17
-----------------
(B) Unrecovered Interest Advances 708.43
-----------------
(C) Servicing Fee (Due and Unpaid) 199,036.15
-----------------
(D) Interest to "A-1" Certificate Holders, including Overdue 130,081.33
-----------------
(E) Interest to "A-2" Certificate Holders, including Overdue 829,400.00
-----------------
(F) Interest to "A-3" Certificate Holders, including Overdue 509,333.33
-----------------
(G) Interest to "A-4" Certificate Holders, including Overdue 512,897.64
-----------------
(H) Principal to "A-1" Certificate Holders, including Overdue 11,446,560.17
-----------------
(I) Principal to "A-2" Certificate Holders, including Overdue 0.00
-----------------
(J) Principal to "A-3" Certificate Holders, including Overdue 0.00
-----------------
(K) Principal to "A-4" Certificate Holders, including Overdue 0.00
-----------------
(L) Surety Bond Fee 53,076.31
-----------------
(M) Interest Advance Recovery Payments 737.50
-----------------
(N) Unreimbursed Draws on Class "A" Surety Bond for Class "A-1" Int or Prin 0.00
-----------------
(O) Unreimbursed Draws on Class "A" Surety Bond for Class "A-2" Int or Prin 0.00
-----------------
(P) Unreimbursed Draws on Class "A" Surety Bond for Class "A-3" Int or Prin 0.00
-----------------
(Q) Unreimbursed Draws on Class "A" Surety Bond for Class "A-4" Int or Prin 0.00
-----------------
(R) Deposit to Payahead 33,550.33
-----------------
(S) Bank Account Interest to Servicer 88,914.52
-----------------
(T) Excess Yield 314,261.46
-----------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
-----------------
<S> <C>
Balance 0.00
-----------------
D. Spread Account and Surety Reconciliation
Spread Account Surety Bond
-------------------------------------
(A) Beginning Balance 777,862.66 17,362,394.00
-------------------------------------
(B) Additions to Spread Amount 314,261.46 N/A
-------------------------------------
(C) Interest Earned 3,475.15 0.00
-------------------------------------
(D) Draws 0.00 0.00
-------------------------------------
(E) Reimbursement for Prior Draws N/A 0.00
-------------------------------------
(F) Distribution of Funds to Servicer N/A 0.00
-------------------------------------
(G) Prior Month Distribution of Funds to "IC" Certificate Holder 0.00 N/A
-------------------------------------
(H) Ending Balance 1,095,599.27 17,362,394.00
-------------------------------------
-------------------------------------
(I) Required Balance 4,456,997.99 17,362,394.00
-------------------------------------
(J) Current Month Distribution of Funds to "IC" Certificate Holder 0.00
-------------------------------------
E. Current Receivables Delinquency
#Payment Delinquency Number Balance
-----------------------------
(A) 30-59 65 989,894.05
-----------------------------
(B) 60-89 16 288,352.13
-----------------------------
(C) 90+ 9 166,672.79
-----------------------------
(D) Total 90 1,444,918.97
-----------------------------
F. Excess Yield
Excess Yield Pool Excess Yield
Month Balance Balance (Annualized %)
----- -------------------------------------------------
(A) Current 314,261.46 307,011,282.32 1.2283%
-------------------------------------------------
(B) 1st Previous 142,619.01 318,457,842.49 0.5374%
-------------------------------------------------
(C) 2nd Previous 125,019.15 330,621,482.46 0.4538%
-------------------------------------------------
(D) 3rd Previous 506,920.69 342,325,236.68 1.7770%
-------------------------------------------------
(E) Four-Month Rolling Excess Yield 272,205.08 324,603,960.99 1.0063%
-------------------------------------------------
G. Delinquency Rate (30+)
Month Pool
Month Balance Balance %
----- --------------------------------------------------
(A) Current 1,444,918.97 307,011,282.32 0.4706%
--------------------------------------------------
(B) 1st Previous 1,401,130.09 318,457,842.49 0.4400%
--------------------------------------------------
(C) 2nd Previous 944,072.28 330,621,482.46 0.2855%
--------------------------------------------------
(D) 3rd Previous 712,341.40 342,325,236.68 0.2081%
--------------------------------------------------
(E) Four-Month Rolling Average 1,125,615.69 324,603,960.99 0.3468%
--------------------------------------------------
H. Net Loss Rate
Liquidation Average Defaulted
Month Balance Proceeds Balance (Annualized)
----- -----------------------------------------------------------------
(A) Current 217,575.45 49,132.10 312,734,562.41 0.6463%
-----------------------------------------------------------------
(B) 1st Previous 298,428.93 5,633.50 324,539,662.48 1.0826%
-----------------------------------------------------------------
(C) 2nd Previous 125,200.80 8,126.38 336,473,359.57 0.4175%
-----------------------------------------------------------------
(D) Three-Month Rolling Average 213,735.06 20,963.99 324,582,528.15 0.7127%
-----------------------------------------------------------------
I. Charge-Off / Recoveries
Number Balance
------------------------------
(A) Collection Period Charge-Off Receivables 17 185,140.46
------------------------------
(B) Gross Charge-Offs Cumulative Receivables 46 594,975.70
------------------------------
(C) Collection Period Recoveries on Charge-Offs NA 16,697.11
------------------------------
(D) Recoveries on Charge-Offs To-Date NA 16,522.48
------------------------------
</TABLE>
<PAGE>
<TABLE>
J. Repossessions
-------------------------------------
<S> <C> <C>
(A) Collection Period Repossessions 16 285,231.85
-------------------------------------
(B) Aggregate Repossessions 54 925,608.39
-------------------------------------
(C) Unliquidated Repossessions 23 404,706.04
-------------------------------------
K. Forced Place Insurance
-------------------------------------
(A) FPI Charge-Offs 0 0.00
-------------------------------------
(B) FPI Canceled/Waived/Removed/ Reversed 0 0.00
-------------------------------------
L. Payahead Reconciliation
-------------------------------------
(A) Beginning Balance 217,458.88
-------------------------------------
(B) Deposit 33,550.33
-------------------------------------
(C) Withdrawal 0.00
-------------------------------------
(D) Ending Balance 251,009.21
-------------------------------------
</TABLE>
Approved By: /s/ Michael LaOrange
---------------------
Michael LaOrange
Vice President, Controller
Bay View Acceptance Corp
|
|