<PAGE>
EXHIBIT 99.1
Bay View Securitization Corporation
Bay View 1999-LG-1 Auto Trust
For Remittance Date: October 31, 2000
A. PRINCIPAL BALANCE RECONCILIATION
<TABLE>
<CAPTION>
Number
A-1 A-2 A-3 A-4 Total of
Accounts
----------- ------------ ------------ ----------- --------------- --------
<S> <C> <C> <C> <C> <C> <C>
(A) Original Principal Balance 42,750,000.00 97,000,000.00 55,000,000.00 52,023,107.00 246,773,107.00 17,753
------------- ------------- ------------- ------------- -------------- --------
(B) Beginning Period Principal Balance 0.00 59,625,302.10 55,000,000.00 52,023,107.00 166,648,409.10 14,093
------------- ------------- ------------- ------------- -------------- --------
(C) Collections (Regular Payments) 0.00 3,506,493.94 0.00 0.00 3,506,493.94 N/A
------------- ------------- ------------- ------------- -------------- --------
(D) Withdrawal from Payahead 0.00 9,595.82 0.00 0.00 9,595.82 N/A
(Principal) ------------- ------------- ------------- ------------- -------------- --------
(E) Collections (Principal Payoffs) 0.00 2,806,854.72 0.00 0.00 2,806,854.72 295
------------- ------------- ------------- ------------- -------------- --------
(F) Collections (Principal Recoveries) 0.00 98,698.01 0.00 0.00 98,698.01 N/A
------------- ------------- ------------- ------------- -------------- --------
(G) Charge Offs Amount 0.00 294,264.66 0.00 0.00 294,264.66 35
------------- ------------- ------------- ------------- -------------- --------
(H) Principal Reductions (Partial 0.00 0.00 0.00 0.00 0.00 N/A
Charge-Offs) ------------- ------------- ------------- ------------- -------------- --------
(I) Repurchases 0.00 0.00 0.00 0.00 0.00 0
------------- ------------- ------------- ------------- -------------- --------
(J) Ending Balance 0.00 52,909,394.95 55,000,000.00 52,023,107.00 159,932,501.95 13,763
------------- ------------- ------------- ------------- -------------- --------
Notional Principal Balance:
--------------
(K) Beginning 106,286,629.29
--------------
(L) Ending 99,570,722.14
------------- ------------- ------------- ------------- --------------
(M) Certificate Factor 0.000000% 54.545768% 100.000000% 100.000000% 64.809535%
------------- ------------- ------------- ------------- --------------
</TABLE>
B. CASH FLOW RECONCILIATION
<TABLE>
<CAPTION>
TOTAL
--------------
<S> <C>
(A) Cash Wired 8,294,736.31
--------------
(B) Interest Wired/Earned 38,634.90
--------------
(C) Withdrawal from Payahead Account 9,595.82
--------------
(D) Advances 0.00
--------------
(E) Repurchases 0.00
--------------
(F) Gross Charge-Off Recoveries 70,192.58
--------------
(G) Gross Charge-Off Advances 7,182.56
--------------
(H) Spread Account Withdrawal 0.00
--------------
(I) "A" Surety Bond Draw for "I" Interest 0.00
--------------
(J) "A" Surety Bond Draw for "A-1" 0.00
Principal or Interest
--------------
(K) "A" Surety Bond Draw for "A-2" 0.00
Principal or Interest
--------------
(L) "A" Surety Bond Draw for "A-3" 0.00
Principal or Interest
--------------
(M) "A" Surety Bond Draw for "A-4" 0.00
Principal or Interest
--------------
TOTAL COLLECTIONS 8,420,342.17
--------------
</TABLE>
C. TRUSTEE DISTRIBUTION
<TABLE>
<CAPTION>
TOTAL
--------------
<S> <C> <C>
(A) Total Cash Flow 8,420,342.17
--------------
(B) Unrecovered Interest Advances 7,182.56
--------------
(C) Servicing Fee (Due and Unpaid) 104,155.26
--------------
(D) Interest to "A-1" Certificate Holders, 0.00
including Overdue
--------------
(E) Interest to "A-2" Certificate Holders, 341,851.73
including Overdue
--------------
(F) Interest to "A-3" Certificate Holders, 316,708.33
including Overdue
--------------
(G) Interest to "A-4" Certificate Holders, 306,502.81
including Overdue
--------------
(H) Interest to "I" Certificate Holders, 132,858.29
including Overdue
--------------
(I) Principal to "A-1" Certificate Holders, 0.00
including Overdue
--------------
(J) Principal to "A-2" Certificate Holders, 6,715,907.15
including Overdue
--------------
(K) Principal to "A-3" Certificate Holders, 0.00
including Overdue
--------------
(L) Principal to "A-4" Certificate Holders, 0.00
including Overdue
--------------
(M) Reinsurance Fee 0.00
--------------
(N) Surety Bond Fee 28,345.18
--------------
(O) First Loss Protection 570.45
-----------
(P) Surety Bond Premium 27,774.73
-----------
--------------
(Q) Interest Advance Recovery Payments 0.00
--------------
</TABLE>
<PAGE>
Bay View Securitization Corporation
Bay View 1999-LG-1 Auto Trust
For Remittance Date: October 31, 2000
<TABLE>
<CAPTION>
--------------
<S> <C>
(R) Unreimbursed Draws on Class "A" Surety Bond for Class 0.00
"A-1" Interest
--------------
(S) Unreimbursed Draws on Class "A" Surety Bond for Class 0.00
"A-2" Interest
--------------
(T) Unreimbursed Draws on Class "A" Surety Bond for Class 0.00
"A-3" Interest
--------------
(U) Unreimbursed Draws on Class "A" Surety Bond for Class 0.00
"A-4" Interest
--------------
(V) Unreimbursed Draws on Class "A" Surety Bond for Class 0.00
"I" Interest
--------------
(W) Deposit to Payahead 0.00
--------------
(X) Bank Account Interest to Servicer 38,634.90
--------------
(Y) Excess Yield 428,195.96
--------------
BALANCE 0.00
--------------
</TABLE>
D. SPREAD ACCOUNT AND SURETY RECONCILIATION
<TABLE>
<CAPTION>
Spread Surety Bond
Account
------------- --------------
<S> <C> <C>
(A) Beginning Balance 5,073,800.55 163,161,778.15
------------- --------------
(B) Additions to Spread Amount 428,195.96 N/A
------------- --------------
(C) Interest Earned 27,081.81 N/A
------------- --------------
(D) Draws 0.00 0.00
------------- --------------
(E) Reimbursement for Prior Draws N/A 0.00
------------- --------------
(F) Distribution of Funds to "IC" Class or N/A 0.00
Servicer
------------- --------------
(G) Prior Month Distribution of Funds to 0.00 N/A
"IC" Class
------------- --------------
(H) Ending Balance 5,529,078.32 156,060,777.82
------------- --------------
(I) Required Balance 6,249,315.34 156,060,777.82
------------- --------------
(J) Distribution to "IC" Class 0.00
-------------
</TABLE>
E. CURRENT RECEIVABLES DELINQUENCY
<TABLE>
<CAPTION>
#PAYMENT DELINQUENCY Number Balance
--------------------
----------- -------------
<S> <C> <C>
(A) 31-60 94 980,074.61
----------- -------------
(B) 61-90 35 318,121.23
----------- -------------
(C) 91+ 20 248,553.28
----------- -------------
(D) Total 149 1,546,749.12
----------- -------------
</TABLE>
F. EXCESS YIELD
<TABLE>
<CAPTION>
Excess Pool Excess Yield
MONTH Yield Balance (Annualized %)
----- Balance
----------- -------------- -------------
<S> <C> <C> <C>
(A) Current 428,195.96 159,932,501.95 3.2128%
----------- -------------- -------------
(B) 1st Previous 307,755.95 166,648,409.10 2.2161%
----------- -------------- -------------
(C) 2nd Previous 276,953.49 173,591,503.18 1.9145%
----------- -------------- -------------
(D) 3rd Previous 442,587.59 180,809,395.67 2.9374%
----------- -------------- -------------
(E) Four-Month Rolling Excess Yield 363,873.25 170,245,452.48 2.5648%
----------- -------------- -------------
</TABLE>
G. DELINQUENCY RATE (30+)
<TABLE>
<CAPTION>
Month Pool
MONTH Balance Balance %
----- ------------- ------------- -------------
<S> <C> <C> <C>
(A) Current 1,546,749.12 159,932,501.95 0.9671%
------------- -------------- -------------
(B) 1st Previous 1,470,484.74 166,648,409.10 0.8824%
------------- ------------- -------------
(C) 2nd Previous 1,771,898.52 173,591,503.18 1.0207%
------------- ------------- -------------
(D) 3rd Previous 1,803,320.89 180,809,395.67 0.9974%
------------- ------------- -------------
(E) Four-Month Rolling Average 1,648,113.32 170,245,452.48 0.9681%
------------- ------------- -------------
</TABLE>
<PAGE>
Bay View Securitization Corporation
Bay View 1999-LG-1 Auto Trust
For Remittance Date: October 31, 2000
H. NET LOSS RATE
<TABLE>
<CAPTION>
Charge-Off Liquidation Average Defaulted
MONTH Balance Proceeds Balance (Annualized)
----- ------------- ----------- --------------- -----------
<S> <C> <C> <C> <C>
(A) Current 392,962.67 168,890.59 163,290,455.53 1.6467%
------------- ---------- --------------- --------
(B) 1st Previous 511,862.43 244,847.39 170,119,956.14 1.8835%
------------- ---------- --------------- --------
(C) 2nd Previous 427,083.59 83,691.28 177,200,449.43 2.3254%
------------- ---------- -------------- --------
(D) Three-Month Rolling Average 443,969.56 165,809.75 170,203,620.36 1.9611%
------------- ---------- --------------- --------
</TABLE>
I. CHARGE-OFF / RECOVERIES
<TABLE>
<CAPTION>
Number Balance
------------- ----------
<S> <C> <C>
(A) Collection Period Charge-Off 35 294,264.66
Receivables
------------- ----------
(B) Gross Charge-Offs Cumulative 337 3,335,163.12
Receivables
------------- ------------
(C) Collection Period Recoveries on N/A 70,192.58
Charge-Offs
------------- ------------
(D) Recoveries on Charge-Offs To-Date N/A 263,287.62
------------- ------------
</TABLE>
J. REPOSSESSIONS
<TABLE>
<S> <C> <C>
------------- ------------
(A) Collection Period Repossessions 24 285,171.95
------------- ------------
(B) Aggregate Repossessions 320 4,190,919.71
------------- ------------
(C) Unliquidated Repossessions 32 380,763.29
------------- ------------
</TABLE>
K. FORCED PLACE INSURANCE
<TABLE>
<S> <C> <C>
------------- ----------
(A) FPI Charge-Offs 0 0.00
------------- ----------
(B) FPI Canceled/Waived/Removed/ Reversed 0 0.00
------------- ----------
</TABLE>
L. PAYAHEAD RECONCILIATION
<TABLE>
<S> <C>
-------------
(A) Beginning Balance 232,087.40
-------------
(B) Deposit 0.00
-------------
(C) Withdrawal 9,595.82
-------------
(D) Ending Balance 222,491.58
-------------
</TABLE>
Approved By: /s/ Michael J. LaOrange
--------------------------
Michael LaOrange
Vice President, Controller
Bay View Acceptance Corp
<PAGE>
Bay View Securitization Corporation
Bay View 2000 LJ-1 Auto Trust
For Remittance Date: October 31, 2000
A. PRINCIPAL BALANCE RECONCILIATION
<TABLE>
<CAPTION>
Number
of
A-1 A-2 A-3 A-4 Total Accounts
------------- -------------- ------------ ------------- -------------- --------
<S> <C> <C> <C> <C> <C> <C>
(A) Original Principal Balance 64,000,000.00 132,000,000.00 80,000,000.00 80,559,839.00 356,559,839.00 20,329
------------- -------------- ------------- ------------- -------------- --------
(B) Beginning Period Principal 0.00 114,343,241.59 80,000,000.00 80,559,839.00 274,903,080.59 17,668
Balance
------------- -------------- ------------- ------------- -------------- --------
(C) Collections (Regular Payments) 0.00 5,488,746.97 0.00 0.00 5,488,746.97 N/A
------------- -------------- ------------- ------------- -------------- --------
(D) Withdrawal from Payahead 0.00 17,378.67 0.00 0.00 17,378.67 N/A
------------- -------------- ------------- ------------- -------------- --------
(E) Collections (Principal Payoffs) 0.00 5,104,996.45 0.00 0.00 5,104,996.45 354
------------- -------------- ------------- ------------- -------------- --------
(F) Net Liquidation Proceeds 0.00 140,548.51 0.00 0.00 140,548.51 N/A
------------- -------------- ------------- ------------- -------------- --------
(G) Charge Off Amount 0.00 260,643.13 0.00 0.00 260,643.13 24
------------- -------------- ------------- ------------- -------------- --------
(H) Partial Charge-Offs 0.00 0.00 0.00 0.00 0.00 N/A
------------- -------------- ------------- ------------- -------------- --------
(I) Repurchases 0.00 0.00 0.00 0.00 0.00 0
------------- -------------- ------------- ------------- -------------- --------
(J) Ending Balance 0.00 103,330,927.86 80,000,000.00 80,559,839.00 263,890,766.86 17,290
------------- -------------- ------------- ------------- -------------- --------
------------- -------------- ------------- ------------- --------------
(K) Certificate Factor 0.000000% 78.281006% 100.000000% 100.000000% 74.010233%
------------- -------------- ------------- ------------- --------------
</TABLE>
B. CASH FLOW RECONCILIATION
<TABLE>
<CAPTION>
TOTALS
-------------
<S> <C>
(A) Cash Wired 13,027,275.03
-------------
(B) Interest Wired 82,076.92
-------------
(C) Withdrawal from Payahead Account 17,378.67
-------------
(D) Advances 0.00
-------------
(E) Repurchases 0.00
-------------
(F) Gross Charge-Off Recoveries 17,912.86
-------------
(G) Gross Charge-Off Advances 1,530.01
-------------
(H) Spread Account Withdrawal 0.00
-------------
(I) "A" Surety Bond Draw for "A-1" 0.00
Principal or Interest
-------------
(J) "A" Surety Bond Draw for "A-2" 0.00
Principal or Interest
-------------
(K) "A" Surety Bond Draw for "A-3" 0.00
Principal or Interest
-------------
(L) "A" Surety Bond Draw for "A-4" 0.00
Principal or Interest
-------------
-------------
TOTAL COLLECTIONS 13,146,173.49
-------------
C. TRUSTEE DISTRIBUTION
TOTAL
-------------
(A) Total Cash Flow 13,146,173.49
-------------
(B) Unrecovered Interest Advances 1,530.01
-------------
(C) Servicing Fee (Due and Unpaid) 171,814.43
-------------
(D) Interest to "A-1" Certificate Holders, including 0.00
Overdue
-------------
(E) Interest to "A-2" Certificate Holders, including 718,456.70
Overdue
-------------
(F) Interest to "A-3" Certificate Holders, including 509,333.33
Overdue
-------------
(G) Interest to "A-4" Certificate Holders, including 512,897.64
Overdue
-------------
(H) Principal to "A-1" Certificate Holders, including 0.00
Overdue
-------------
(I) Principal to "A-2" Certificate Holders, including 11,012,313.73
Overdue
-------------
(J) Principal to "A-3" Certificate Holders, including 0.00
Overdue
-------------
(K) Principal to "A-4" Certificate Holders, including 0.00
Overdue
-------------
(L) Surety Bond Fee 47,344.42
-------------
(M) Interest Advance Recovery Payments 1,940.08
-------------
(N) Unreimbursed Draws on Class "A" Surety Bond for 0.00
Class "A-1" Int or Prin
-------------
(O) Unreimbursed Draws on Class "A" Surety Bond for 0.00
Class "A-2" Int or Prin
-------------
(P) Unreimbursed Draws on Class "A" Surety Bond for 0.00
Class "A-3" Int or Prin
-------------
(Q) Unreimbursed Draws on Class "A" Surety Bond for 0.00
Class "A-4" Int or Prin
-------------
(R) Deposit to Payahead 0.00
-------------
(S) Bank Account Interest to Servicer 82,076.92
-------------
(T) Excess Yield 88,466.23
-------------
BALANCE 0.00
-------------
</TABLE>
<PAGE>
D. SPREAD ACCOUNT AND SURETY RECONCILIATION
<TABLE>
<CAPTION>
SPREAD SURETY BOND
ACCOUNT
-------------- -------------
<S> <C> <C>
(A) Beginning Balance 4,557,655.44 17,362,394.00
-------------- -------------
(B) Additions to Spread Amount 88,466.23 N/A
-------------- -------------
(C) Interest Earned 24,607.41 0.00
-------------- -------------
(D) Draws 0.00 0.00
-------------- -------------
(E) Reimbursement for Prior Draws N/A 0.00
-------------- -------------
(F) Distribution of Funds to Servicer N/A 0.00
-------------- -------------
(G) Prior Month Distribution of Funds to "IC" Certificate Holder 100,657.45 N/A
-------------- -------------
(H) Ending Balance 4,570,071.63 17,362,394.00
-------------- -------------
-------------- -------------
(I) Required Balance 4,456,997.99 17,362,394.00
-------------- -------------
(J) Current Month Distribution of Funds to "IC" Certificate Holder 113,073.64
--------------
</TABLE>
E. CURRENT RECEIVABLES DELINQUENCY
<TABLE>
<CAPTION>
#PAYMENT DELINQUENCY Number Balance
-------------------- ------------ ------------
<S> <C> <C>
(A) 30-59 54 782,337.16
------------ --------------
(B) 60-89 17 245,181.96
------------ --------------
(C) 90+ 9 180,492.34
------------ --------------
(D) Total 80 1,208,011.46
------------ --------------
</TABLE>
F. EXCESS YIELD
<TABLE>
<CAPTION>
Excess
MONTH Yield Pool Excess Yield
----- Balance Balance (Annualized %)
------------ ------------ -------------
<S> <C> <C> <C>
(A) Current 88,466.23 263,890,766.86 0.4023%
------------ -------------- -------------
(B) 1st Previous 77,217.59 274,903,080.59 0.3371%
------------ -------------- -------------
(C) 2nd Previous 195,812.88 285,292,088.09 0.8236%
------------ -------------- -------------
(D) 3rd Previous 183,767.76 295,472,731.75 0.7463%
------------ -------------- -------------
(E) Four-Month Rolling Excess Yield 136,316.12 279,889,666.82 0.5844%
------------ -------------- -------------
</TABLE>
G. DELINQUENCY RATE (30+)
<TABLE>
<CAPTION>
Month Pool
MONTH Balance Balance %
----- ------------ -------------- -------------
<S> <C> <C> <C>
(A) Current 1,208,011.46 263,890,766.86 0.4578%
------------ -------------- -------------
(B) 1st Previous 1,214,648.36 274,903,080.59 0.4418%
------------ -------------- -------------
(C) 2nd Previous 1,369,019.46 285,292,088.09 0.4799%
------------ -------------- -------------
(D) 3rd Previous 1,151,678.54 295,472,731.75 0.3898%
------------ -------------- -------------
(E) Four-Month Rolling Average 1,235,839.46 279,889,666.82 0.4415%
------------ -------------- -------------
</TABLE>
H. NET LOSS RATE
<TABLE>
<CAPTION>
Charge-Off Liquidation Average Defaulted
MONTH Balance Proceeds Balance (Annualized)
----- ------------ -------------- -------------- ------------
<S> <C> <C> <C> <C>
(A) Current 401,191.64 158,461.37 269,396,923.73 1.0812%
------------ ------------- ---------------- ------------
(B) 1st Previous 313,711.91 112,773.27 280,097,584.34 0.8609%
------------ -------------- ---------------- ------------
(C) 2nd Previous 187,994.53 49,170.95 290,382,409.92 0.5737%
------------ -------------- ---------------- ------------
(D) Three-Month Rolling Average 300,966.03 106,801.86 279,958,972.66 0.8323%
------------ -------------- ---------------- ------------
</TABLE>
I. CHARGE-OFF / RECOVERIES
Number Balance
---------- ------------
(A) Collection Period Charge-Off Receivables 24 260,643.13
---------- ------------
(B) Gross Charge-Offs Cumulative Receivables 125 1,491,791.44
---------- ------------
(C) Collection Period Recoveries on Charge-Offs NA 17,912.86
---------- ------------
(D) Recoveries on Charge-Offs To-Date NA 104,660.73
---------- ------------
<PAGE>
J. REPOSSESSIONS
---------- ------------
(A) Collection Period Repossessions 20 339,286.45
---------- -----------
(B) Aggregate Repossessions 123 2,185,320.35
---------- ------------
(C) Unliquidated Repossessions 27 476,794.39
---------- ------------
K. FORCED PLACE INSURANCE
---------- ------------
(A) FPI Charge-Offs 0 0.00
---------- ------------
(B) FPI Canceled/Waived/Removed/ Reversed 0 0.00
---------- ------------
L. PAYAHEAD RECONCILIATION
------------
(A) Beginning Balance 219,515.23
------------
(B) Deposit 0.00
------------
(C) Withdrawal 17,378.67
------------
(D) Ending Balance 202,136.56
------------
Approved By: /S/ MICHAEL J. LAORANGE
-------------------------
Michael LaOrange
Vice President, Controller
Bay View Acceptance Corp