<PAGE>
<PAGE>
File No. 333-16279
Filed under Rule 424(b)(3)
FIRST GOLDEN AMERICAN LIFE INSURANCE COMPANY OF NEW YORK
230 Park Avenue, Suite 966, New York, NY 10169
Tel: (800) 963-9539
Fax: (212) 297-0645
July 17, 1998
Dear Empire PrimElite Contractowner:
On December 15, 1997, we, together with The GCG Trust (the
"GCG Trust"), the Equi-Select Series Trust (the "ESS
Trust"), our affiliated insurance companies and the separate
accounts invested in the Trusts, filed an application (the
"Application") with the Securities and Exchange Commission
(the "SEC"). We are pleased to notify you that we expect the
SEC to issue an order, on or about August 12, 1998, granting
the relief requested by the Application. A notice of the
Application was published by the SEC on July 16, 1998, in
anticipation of the order to be issued by them. This order
will permit separate accounts investing in the ESS Trust
Portfolios to substitute shares of certain GCG Trust Series
for shares of the ESS Trust Portfolios as described in the
current prospectuses for your variable contract and the
Trusts. See "Facts about the Company and the Accounts,
Proposed Trust Consolidation" in your variable contract
prospectus. The consolidation of the ESS Trust into the GCG
Trust is expected to take place after the close of business
on August 14, 1998, or as soon thereafter as is
administratively feasible. Affected contractowners will
receive confirmations after the substitution has taken
place.
After substitution, certain Series of the GCG Trust will
continue to be available for allocation purposes, but the
Portfolios of the ESS Trust will no longer be available.
If you have any questions regarding the substitution, please
contact Customer Service at 800-963-9539.
First Golden American Life Insurance Company of New York
Customer Service
Empire PrimElite
<PAGE>
<PAGE>
File No. 333-16279
Filed under Rule 424(b)(3)
FIRST GOLDEN AMERICAN LIFE INSURANCE COMPANY
OF NEW YORK
PROSPECTUS SUPPLEMENT
July 17, 1998
to the
Prospectus dated May 1, 1998 for
Empire PrimElite
Deferred Combination Variable and Fixed Annuity Contracts
|--------------------------------------------------------------------|
| |
| On December 15, 1997, First Golden American Life Insurance |
| Company of New York ("First Golden"), together with The GCG |
| Trust (the "GCG Trust"), the Equi-Select Series Trust (the |
| "ESS Trust"), First Golden's affiliated insurance companies |
| and the separate accounts invested in the Trusts, filed an |
| application (the "Application") with the Securities and |
| Exchange Commission (the "SEC"). First Golden is pleased to |
| notify contractowners that they expect the SEC to issue an |
| order, on or about August 12, 1998, granting the relief |
| requested by the Application. A notice of the Application |
| was published by the SEC on July 16, 1998, in anticipation |
| of the order to be issued by them. This order will permit |
| separate accounts investing in the ESS Trust Portfolios to |
| substitute shares of certain GCG Trust Series for shares of |
| the ESS Trust Portfolios as described in the current |
| prospectuses for each variable contract and the Trusts. See |
| "Facts about the Company and the Accounts, Proposed Trust |
| Consolidation" in the variable contract prospectus. The |
| consolidation of the ESS Trust into the GCG Trust is |
| expected to take place after the close of business on August |
| 14, 1998, or as soon thereafter as is administratively |
| feasible. Affected contractowners will receive confirmations |
| after the substitution has taken place. |
| |
| After substitution, certain Series of the GCG Trust will |
| continue to be available for allocation purposes, but the |
| Portfolios of the ESS Trust will no longer be available. |
| |
| If you have any questions regarding the substitution, please |
| contact Customer Service at 800-963-9539. |
| |
|--------------------------------------------------------------------|
This supplement should be retained with your Empire
PrimElite Prospectus.
PE-NY-SUB 7/17/98
