SOUTHWEST BANCORP OF TEXAS INC
11-K, EX-23.1, 2000-06-28
NATIONAL COMMERCIAL BANKS
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                                                                  EXHIBIT 23.1

                      CONSENT OF INDEPENDENT ACCOUNTANTS

      We consent to the incorporation by reference in the Registration Statement
of Fort Bend Holding Corporation on Form S-8 of our Report dated May 26, 2000,
on our audit of the financial statements of the Fort Bend Holding Corporation
Employee Stock Ownership Plan as of June 11, 1999 and December 31, 1998 and for
the period ended June 11, 1999 and the years ended December 31, 1998 and 1997,
which report is included in this Annual Report on Form 11-K.

                                          /s/ Ham, Langston & Brezina, L.L.P.


Houston, Texas
June 28, 2000


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