SOUTHWEST BANCORP OF TEXAS INC
11-K, EX-23.1, 2000-06-28
NATIONAL COMMERCIAL BANKS
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                                                                  EXHIBIT 23.1

                      CONSENT OF INDEPENDENT ACCOUNTANTS

      We consent to the incorporation by reference in the Registration Statement
of Fort Bend Holding Corporation on Form S-8 of our Report dated May 26, 2000,
on our audit of the financial statements of the Fort Bend Federal Savings and
Loan Association of Rosenberg Profit Sharing Plan and Trust as of June 21, 1999
and December 31, 1998 and for the period ended June 21, 1999 and the years ended
December 31, 1998 and 1997, which report is included in this Annual Report on
Form 11-K.

                                          /s/ Ham, Langston & Brezina, L.L.P.


Houston, Texas
June 28, 2000


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