SOUTHWEST BANCORP OF TEXAS INC, S-3, EX-23.1, 2001-01-04

SOUTHWEST BANCORP OF TEXAS INC
S-3, EX-23.1, 2001-01-04
NATIONAL COMMERCIAL BANKS

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                                                                    EXHIBIT 23.1




                       CONSENT OF INDEPENDENT ACCOUNTANTS


         We hereby consent to the incorporation by reference in this
Registration Statement on Form S-3 of our report dated February 10, 2000
relating to the financial statements, which appears in Southwest
Bancorporation of Texas, Inc.'s Annual Report on Form 10-K for the year ended
December 31, 1999. We also consent to the reference to us under the heading
"Experts" in such Registration Statement.

                                                     PricewaterhouseCoopers LLP



Houston, Texas
January 3, 2001



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