SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report: January 27, 1997
ADVANTA Revolving Home Equity Loan Trust 1996-A
New York 33-99510-04 "Pending"
c/o ADVANTA Mortgage Corp., USA
Attn: William P. Garland
16875 West Bernardo Drive
San Diego, Ca 92127
(619) 674-1800
Item 5. Other Events
Information relating to the distributions to Certificate holders
for the December, 1996 Monthly Period of the Trust in respect of
the Home Equity Loan Pass-Through Certificates, Series 1996-A
Class A (the "Certificates") issued by the Registrant and the
performance of the Trust (including distributions of principal
and interest, delinquent balances of Home Equity Loans,
and the Subordinated amount remaining), together with certain other
information relating to the certificates, is contained in the
Monthly Report for the Monthly Period provided to certificateholders
pursuant to the Pooling and Servicing Agreement (the "Agreement")
dated as of November 1, 1996 between ADVANTA Mortgage Corp.,
USA as Servicer, and Bankers Trust Company, as Trustee.
Item 7. Financial Statements, Exhibits
Exhibit No. Exhibit
1. Monthly Report for the December, 1996 Monthly
Period relating to the Revolving Home Equity
Loan Pass-Through Certificates Series 1996-A,
Class A issued by the ADVANTA Revolving
Home Equity Loan Trust 1996-A.
EXHIBIT INDEX
Exhibit
1. Monthly Report for the December, 1996 Monthly
Period relating to the Revolving Home Equity Loan
Loan Pass-Through Certificates, Series 1996-A,
Class A issued by the ADVANTA Revolving
Home Equity Loan Trust 1996-A.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned thereunto duly authorized.
ADVANTA Revolving Home Equity Loan Trust 1996-A
BY: ADVANTA Mortgage Corp., USA
BY: /s/ William P. Garland
William P. Garland
Senior Vice President
Loan Service Administration
June 23, 1998
<TABLE>
EXHIBIT 1
ADVANTA Revolving Home Equity Loan Trust 1996-A
Statement to Certificateholders
<CAPTION>
Original Prior
Face Principal
Class Value Balance Interest Principal Total
<S> <C> <C> <C> <C> <C>
A 50,000,000 50,000,000 259,1 259,180.62
Totals 50,000,000 50,000,000 259,1 259,180.62
</TABLE>
<TABLE>
<CAPTION>
Current Pass-Through
Realized Deferred Principal Rates
Class Losses Interest Balance Current Next
<S> <C> <C> <C> <C> <C>
A 50,000,000 5.897970% 5.667500%
Totals 50,000,000.00
</TABLE>
<TABLE>
<CAPTION>
Prior Current
Principal Principal
Class CUSIP Balance Interest Principal Total Balance
<S> <C> <C> <C> <C> <C> <C>
A 00757CAA6 1000 5.183612 0 5.1 1000
</TABLE>
<TABLE>
Delinquent Loan Information:
<CAPTION>
90+ Days Loans Loans
30-59 60-89 excldg f/c,REO in in
Days Days & Bkrptcy REO Foreclosure
<S> <C> <C> <C> <C> <C>
Group 1 Principal Balanc 597,0 417,2 104,19
% of Pool Balanc 1.17770% 0.82300% 0.20550% 0.00000% 0.00000%
Number of Loans 22 12 4 0 0
Loans in Bankrup Group 1 -
<S> <C> <C> <C>
Book Value of REO Property
Servicing Fee Due and Payable for Period: 20,2
Unpaid Class A Certificate Interest Shortfall
Insured Payments:
Substitution Amount:
Scheduled Principal Balance of Loans as of the Prior Distribution Date: 48,510,797.
Scheduled Principal Balance of Loans as of the Current Distribution Date: 50,698,332.
Certificate Insurer Premium Payment 9,1
Pre-funded amount applied to the Class A Certificate Principal Distribution Amount
Weighted Average Coupon as of the Current Distribution Date: 9.556440%
Weighted Average Net Coupon as of the Current Distribution Date: 9.056440%
Non-Scheduled Principal Included in the Current Distribution:
Pre-Funding Account:
Beginning Account Balance: 2,478,734
Withdrawals Relating to Subsequent Loans: (2,478,734
Withdrawals Relating to Pre-Funding Period Termination:
Ending Account Balance:
Interest Earnings Deposited to the Certificate Account 4,6
Capitalized Interest Account:
Beginning Account Balance: 133,54
Deposit of Interest Earnings:
Additional Deposit From Depositor: 23,3
Withdrawal of Capitalized Interest Requirement: (16,0
Withdrawal of Overfunded Interest Amounts per 7.04(e):
Ending Account Balance: 141,54
Revolving Account:
Beginning Account Balance: 381,22
Interest Earnings: 1,2
Deposit of Principal Collections: 635,48
Deposit of Excess Interest Amounts: 118,32
Withdrawal of AMTS Relating to Pre-Funding:
Withdrawal of Amounts in Excess of Required Balance:
Ending Account Balance: 1,136,269
</TABLE>
<TABLE>
Realized Losses Tracking:
<CAPTION>
Realized Recovered Recovered Total
Losses Delinquency Servicing
Advances Advances
<S> <C> <C> <C> <C> <C>
Prior
Current
Cumulative
Percentage of Average Pool Principal Balance 0% 0% 0% 0%
Percentage of Maximum Collateral Amount 0% 0% 0% 0%
<S> <C> <C> <C>
<S> <S> <C> <C> <C>
Remaining Pre-Funded Account:
Overcollateralization Deficit:
Aggregate Principal Balance of Subsequent Loans for the Related Remittance Period: 2,479,335
Accelerated Principal Payment:
Net Funds Cap Forward Amount:
Step-Down Amount:
Originator's Interest: 1,020,408
Non-Subordinated Originator's Interest
</TABLE>
