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<PAGE> MID-STATE BANK PROFIT SHARING AND SALARY DEFERRAL 401(k) PLAN EXHIBIT I CONSENT OF INDEPENDENT PUBLIC ACCOUNTANTS As independent public accountants, we hereby consent to the incorporation of our report dated June 1, 2000, included in this Form 11-K for the year ended December 31, 1999, into Mid-State Bank's previously filed Registration Statement No. 333-16951. ARTHUR ANDERSEN LLP Los Angeles, California June 27, 2000
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