AMERITRADE HOLDING CORP
10-K, EX-24.5, 2000-12-22
SECURITY BROKERS, DEALERS & FLOTATION COMPANIES
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                                                                    EXHIBIT 24.5

                                POWER OF ATTORNEY

         The undersigned hereby appoints J. Peter Ricketts as his agent and
attorney-in-fact for the purpose of executing and filing all reports on Form
10-K relating to the year ending September 29, 2000, and any amendments thereto,
required to be filed with the Securities and Exchange Commission by Ameritrade
Holding Corporation.

        IN WITNESS WHEREOF, the undersigned has executed this Power of Attorney
as of the 18th day of December, 2000.



/s/ John W. Ward
----------------------
John W. Ward, Director


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