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<TABLE> <S> <C>
<ARTICLE> 5
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 1,539
<SECURITIES> 0
<RECEIVABLES> 110,403
<ALLOWANCES> 61,480
<INVENTORY> 507
<CURRENT-ASSETS> 6,355
<PP&E> 29,215
<DEPRECIATION> 13,305
<TOTAL-ASSETS> 468,034
<CURRENT-LIABILITIES> 20,481
<BONDS> 170,675
0
0
<COMMON> 216
<OTHER-SE> 213,010
<TOTAL-LIABILITY-AND-EQUITY> 468,034
<SALES> 0
<TOTAL-REVENUES> 141,858
<CGS> 0
<TOTAL-COSTS> 67,028
<OTHER-EXPENSES> 35,332
<LOSS-PROVISION> 15,374
<INTEREST-EXPENSE> 6,710
<INCOME-PRETAX> 17,494
<INCOME-TAX> 8,411
<INCOME-CONTINUING> 9,083
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 9,083
<EPS-BASIC> .42
<EPS-DILUTED> .41
</TABLE>
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