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<TABLE> <S> <C>
<ARTICLE> 5
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 1,342
<SECURITIES> 0
<RECEIVABLES> 116,653
<ALLOWANCES> 64,115
<INVENTORY> 468
<CURRENT-ASSETS> 6,998
<PP&E> 32,282
<DEPRECIATION> 14,864
<TOTAL-ASSETS> 493,548
<CURRENT-LIABILITIES> 25,702
<BONDS> 176,821
0
0
<COMMON> 219
<OTHER-SE> 221,860
<TOTAL-LIABILITY-AND-EQUITY> 493,548
<SALES> 0
<TOTAL-REVENUES> 216,776
<CGS> 0
<TOTAL-COSTS> 102,122
<OTHER-EXPENSES> 51,025
<LOSS-PROVISION> 24,199
<INTEREST-EXPENSE> 10,198
<INCOME-PRETAX> 29,335
<INCOME-TAX> 13,370
<INCOME-CONTINUING> 15,965
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 15,965
<EPS-BASIC> .74
<EPS-DILUTED> .72
</TABLE>
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