FIDELITY BANKSHARES INC
10-Q, EX-27, 2000-08-11
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>

<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AS OF JUNE 30, 2000 AND THE CONSOLIDATED STATEMENT OF
OPERATIONS FOR THREE MONTHS ENDED JUNE 30, 2000 AND IS QUALIFIED IN ITS ENTIRETY
BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>

<S>                             <C>
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               JUN-30-2000
<CASH>                                          48,321
<INT-BEARING-DEPOSITS>                          52,329
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    411,528
<INVESTMENTS-CARRYING>                               0
<INVESTMENTS-MARKET>                                 0
<LOANS>                                      1,275,808
<ALLOWANCE>                                      4,117
<TOTAL-ASSETS>                               1,886,617
<DEPOSITS>                                   1,396,914
<SHORT-TERM>                                    16,452
<LIABILITIES-OTHER>                             31,798
<LONG-TERM>                                    356,966
                                0
                                          0
<COMMON>                                           684
<OTHER-SE>                                      83,803
<TOTAL-LIABILITIES-AND-EQUITY>               1,886,617
<INTEREST-LOAN>                                 24,524
<INTEREST-INVEST>                                  886
<INTEREST-OTHER>                                 7,191
<INTEREST-TOTAL>                                32,601
<INTEREST-DEPOSIT>                              15,426
<INTEREST-EXPENSE>                               5,342
<INTEREST-INCOME-NET>                           11,833
<LOAN-LOSSES>                                      364
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 10,943
<INCOME-PRETAX>                                  2,872
<INCOME-PRE-EXTRAORDINARY>                       2,872
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     1,733
<EPS-BASIC>                                       0.27
<EPS-DILUTED>                                     0.27
<YIELD-ACTUAL>                                    2.76
<LOANS-NON>                                      2,222
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                    90
<LOANS-PROBLEM>                                  8,197
<ALLOWANCE-OPEN>                                 3,765
<CHARGE-OFFS>                                       12
<RECOVERIES>                                         0
<ALLOWANCE-CLOSE>                                4,117
<ALLOWANCE-DOMESTIC>                               566
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          3,551


</TABLE>


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