COLORADO BUSINESS BANKSHARES INC
S-4, EX-23.1, 2000-12-15
NATIONAL COMMERCIAL BANKS
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                                                                    EXHIBIT 23.1




INDEPENDENT AUDITORS' CONSENT


We consent to the incorporation by reference in this Registration Statement of
Colorado Business Bankshares, Inc. on Form S-4 of our report dated February 25,
2000, included and incorporated by reference in the Annual Report on Form 10-KSB
of Colorado Business Bankshares, Inc. for the year ended December 31, 1999, and
to the use of our report dated February 25, 2000, appearing in the joint proxy
statement/prospectus, which is a part of this Registration Statement. We also
consent to the reference to us under the heading "Experts" in such Prospectus.





DELOITTE & TOUCHE LLP

Denver, Colorado
December 14, 2000



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