<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 29,521,000 25,102,000
<INT-BEARING-DEPOSITS> 93,000 0
<FED-FUNDS-SOLD> 2,000,000 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 147,478,000 95,540,000
<INVESTMENTS-CARRYING> 5,078,000 7,841,000
<INVESTMENTS-MARKET> (931,000) (1,264,000)
<LOANS> 413,506,000 307,618,000
<ALLOWANCE> 5,463,000 4,195,000
<TOTAL-ASSETS> 610,291,000 449,323,000
<DEPOSITS> 427,004,000 332,933,000
<SHORT-TERM> 114,766,000 74,313,000
<LIABILITIES-OTHER> 23,122,000 1,291,000
<LONG-TERM> 770,000 1,466,000
0 0
0 0
<COMMON> 67,000 67,000
<OTHER-SE> 44,562,000 39,253,000
<TOTAL-LIABILITIES-AND-EQUITY> 610,291,000 449,323,000
<INTEREST-LOAN> 27,196,000 18,264,000
<INTEREST-INVEST> 5,538,000 4,629,000
<INTEREST-OTHER> 525,000 148,000
<INTEREST-TOTAL> 33,259,000 23,041,000
<INTEREST-DEPOSIT> 11,114,000 6,036,000
<INTEREST-EXPENSE> 14,298,000 8,185,000
<INTEREST-INCOME-NET> 18,961,000 14,856,000
<LOAN-LOSSES> 1,262,000 1,006,000
<SECURITIES-GAINS> 0 44,00
<EXPENSE-OTHER> 13,047,000 11,664,000
<INCOME-PRETAX> 8,170,000 5,539,000
<INCOME-PRE-EXTRAORDINARY> 4,913,000 3,422,000
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 4,913,000 3,422,000
<EPS-BASIC> 0.73 0.51
<EPS-DILUTED> 0.71 0.50
<YIELD-ACTUAL> 5.11 5.32
<LOANS-NON> 844,000 493,000
<LOANS-PAST> 37,000 45,000
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 4,092,000 2,413,000
<ALLOWANCE-OPEN> 4,585,000 3,271,000
<CHARGE-OFFS> 421,000 85,000
<RECOVERIES> 37,000 3,000
<ALLOWANCE-CLOSE> 5,463,000 4,195,000
<ALLOWANCE-DOMESTIC> 5,463,000 4,195,000
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 2,424,000 2,061,000
</TABLE>