AMRESCO RESIDENTIAL SEC CORP MORT LOAN TR 1996-5
8-K, 1997-03-14
ASSET-BACKED SECURITIES
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================================================================================


                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549

                                    Form 8-K

                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported)
                                February 28, 1997



      AMRESCO Residential Securities Corporation Mortgage Loan Trust 1996-5
      ---------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)





            New York                      333-08687             13-3925682
- ----------------------------------    -----------------  -----------------------

 (State or Other Jurisdiction of      (Commission File       (I.R.S. Employer
         Incorporation)                    Number)         Identification No.)



            c/o The Chase Manhattan Bank
                450 West 33rd Street
                 New York, New York                              10001
- --------------------------------------------------     -------------------------
      (Address of Principal Executive Offices)                 (Zip Code)



        Registrant's telephone number, including area code (212) 946-8600


                                       N/A
          (Former name or former address, if changed since last report)

================================================================================


<PAGE>



Item 2.  Acquisition or Disposition of Assets
         ------------------------------------

Description of the Conveyance of Subsequent Mortgage Loans

         On February 28, 1997 and March 10, 1997, AMRESCO Residential Securities
Corporation Mortgage Loan Trust 1996-5 (the "Trust") acquired $83,016,531.06 and
$5,670,263,  respectively, of Subsequent Mortgage Loans pursuant to the terms of
the  Pooling and  Servicing  Agreement  dated as of  December  1, 1996,  between
AMRESCO  Residential  Capital  Markets,  Inc.,  as Seller,  AMRESCO  Residential
Securities  Corporation,  as  Depositor,  Option One  Mortgage  Corporation  and
Advanta  Mortgage Corp.  USA, as Servicers and The Chase  Manhattan Bank, in its
capacity as Trustee, a Subsequent  Transfer Agreement among AMRESCO  Residential
Capital Markets, Inc., as Seller, AMRESCO Residential Securities Corporation, as
Depositor and the Trust, as purchaser,  dated February 28, 1997 and a Subsequent
Transfer Agreement among AMRESCO Residential  Capital Markets,  Inc., as Seller,
AMRESCO  Residential  Securities  Corporation,  as Depositor  and the Trust,  as
purchaser,  dated March 10, 1997.  The  Subsequent  Mortgage  Loans  possess the
characteristics  required  by the  Prospectus  dated  August  16,  1996  and the
Prospectus  Supplement  dated December 4, 1996, filed pursuant to Rule 424(b)(5)
of the Act on December 17, 1996. The Schedules of Subsequent  Mortgage Loans are
attached to the Subsequent Transfer Agreements.



<PAGE>



Item 7.  Financial Statements, Pro Forma Financial Information and Exhibits.
         -------------------------------------------------------------------

(a)      Not applicable

(b)      Not applicable

(c)      Exhibits:

         10.1     Subsequent  Transfer  Agreement dated as of February 28, 1997,
                  among   AMRESCO   Residential   Securities   Corporation,   as
                  Depositor,  AMRESCO  Residential  Capital  Markets,  Inc.,  as
                  Seller and AMRESCO Residential Securities Corporation Mortgage
                  Loan Trust 1996-5 as the Purchaser.

         10.2     Subsequent  Transfer  Agreement  dated as of March  10,  1997,
                  among   AMRESCO   Residential   Securities   Corporation,   as
                  Depositor,  AMRESCO  Residential  Capital  Markets,  Inc.,  as
                  Seller and AMRESCO Residential Securities Corporation Mortgage
                  Loan Trust 1996-5 as the Purchaser.


<PAGE>



                                   SIGNATURES


                  Pursuant to the requirements of the Securities Exchange Act of
1934,  the  registrant has duly caused this report to be signed on its behalf by
the undersigned hereunto duly authorized.

                         By:   AMRESCO Residential Securities Corporation, as   
                                Depositor                                       
                                                                                
                                                                                
                                                                                
                               By:  /s/Ronald B. Kirkland                       
                                    --------------------------------------------
                                    Name:    Ronald B. Kirkland                 
                                    Title:   Vice President and Chief Accounting
                                              Officer                           
                         
Dated:   March 12, 1997


                                                                    Exhibit 10.1


                          SUBSEQUENT TRANSFER AGREEMENT
                          -----------------------------

         AMRESCO Residential Securities  Corporation (the "Depositor"),  AMRESCO
Residential  Capital  Markets,  Inc.  (the  "Seller"),  and AMRESCO  Residential
Securities  Corporation Mortgage Loan Trust 1996-5 (the "Purchaser") pursuant to
the  Pooling  and  Servicing  Agreement  dated as of  December 1, 1996 among the
Depositor,  the Seller,  Option One Mortgage  Corporation  and Advanta  Mortgage
Corp. U.S.A., as Servicers and The Chase Manhattan Bank as Trustee (the "Pooling
and Servicing  Agreement"),  hereby confirm their  understanding with respect to
the sale by the Seller and the  purchase  by the  Depositor  and the sale by the
Depositor  and the  purchase  by the  Purchaser  of those  Mortgage  Loans  (the
"Subsequent Mortgage Loans") listed on the attached Schedules of Mortgage Loans.

         Conveyance of Subsequent  Mortgage  Loans. As of February 28, 1997 (the
"Subsequent  Transfer  Date"),  the Seller  does  hereby  irrevocably  transfer,
assign,  set over and otherwise  convey to the Depositor and the Depositor  does
hereby  irrevocably  transfer,  assign,  set over and  otherwise  convey  to the
Purchaser, without recourse (except as otherwise explicitly provided for herein)
all right,  title and interest in and to any and all benefits  accruing from the
Subsequent  Mortgage  Loans  (other than any  principal  received  and  interest
payments  received  thereon  on or prior to  February  1,  1997  whether  or not
received) (such date, the "Subsequent  Cut-Off Date") which are delivered to the
Trustee herewith (and all  substitutions  therefor as provided by Sections 3.04,
3.05 and 3.06 of the Pooling and Servicing Agreement), together with the related
Subsequent  Mortgage  Loan  documents  and the  interest in any  Property  which
secured a Subsequent Mortgage Loan but which has been acquired by foreclosure or
deed in lieu of  foreclosure,  and all  payments  thereon  and  proceeds  of the
conversion,  voluntary or involuntary, of the foregoing; and proceeds of all the
foregoing (including, but not by way of limitation, all proceeds of any mortgage
insurance,   hazard  insurance  and  title  insurance  policy  relating  to  the
Subsequent Mortgage Loans, cash proceeds, accounts, accounts receivable,  notes,
drafts, acceptances,  chattel paper, checks, deposit accounts, rights to payment
of any and every kind, and other forms of obligations and  receivables  which at
any time constitute all or part of or are included in the proceeds of any of the
foregoing).   The  Seller  shall  deliver  the  original  Mortgage  or  mortgage
assignment with evidence of recording  thereon (except as otherwise  provided by
the  Pooling  and  Servicing  Agreement)  and other  required  documentation  in
accordance with the terms set forth in Sections 3.05 and 3.07 of the Pooling and
Servicing Agreement.

         The costs  relating to the delivery of the documents  specified in this
Subsequent  Transfer Agreement and the Pooling and Servicing  Agreement shall be
borne by the Seller.

         The Seller hereby affirms the  representations and warranties set forth
in the  Pooling  and  Servicing  Agreement  that  relate to the  Seller  and the
Subsequent  Mortgage  Loans as of the date hereof.  The Seller  hereby  delivers
notice and confirms that each of the conditions set forth in Section 3.07(b) and
3.07(c) to the Pooling and  Servicing  Agreement  are  satisfied  as of the date
hereof.

<PAGE>




         Pursuant to Section 3.07(a) of the Pooling and Servicing Agreement, the
Seller  hereby  instructs  the  Trustee  to release  one-hundred  percent of the
aggregate  principal  balances of the  Subsequent  Mortgage Loans so transferred
from  the  Pre-Funding  Account,  $53,080,482.83,  pursuant  to this  Subsequent
Transfer Agreement and to include  $3,473,830.19 of the Mortgage Loans listed on
Schedule 1 hereto in Group I and to include $49,606,652.64 of the Mortgage Loans
listed in Schedule 2 hereto in Group II.

         All terms and  conditions  of the Pooling and  Servicing  Agreement are
hereby ratified,  confirmed and incorporated herein,  provided that in the event
of any conflict the  provisions  of this  Subsequent  Transfer  Agreement  shall
control over the conflicting provisions of the Pooling and Servicing Agreement.
         Terms  capitalized  herein  and not  defined  herein  shall  have their
respective meanings as set forth in the Pooling and Servicing Agreement.


                                  AMRESCO RESIDENTIAL SECURITIES CORPORATION
                                  as Depositor



                                  By: /s/ Janice M. Cott
                                      -------------------------------------
                                           Name:  Janice M. Cott
                                           Title: Vice President


                                  AMRESCO RESIDENTIAL CAPITAL MARKETS, INC.
                                  as Seller



                                  By: /s/ Janice M. Cott
                                      -------------------------------------
                                           Name:  Janice M. Cott
                                           Title: Vice President

                                  AMRESCO    RESIDENTIAL    SECURITIES
                                  CORPORATION   MORTGAGE   LOAN  TRUST
                                  1996-5,  by The Chase Manhattan Bank
                                  as Trustee



                                   By: /s/ Kimberly K. Costa
                                      -------------------------------------
                                           Name:  Kimberly K. Costa
                                           Title: Vice President

Dated:  February 28, 1997
<PAGE>
AMRESCO Morgage Loan Schedule - Prefund II
1996-5 Group 1 Fixed Rate Loans

<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------------------------
   Servicer      AMRESCO       Last                                                               Zip      Property     Maturity
  Loan Number  Loan Number     Name                 Address                 City          State  Code       Type         Date
- ---------------------------------------------------------------------------------------------------------------------------------
<S>             <C>          <C>            <C>                            <C>             <C>   <C>     <C>            <C> 
    2269199     2269199AD    CORBETT        33929 EAST PALO VERDE LANE     PARKER           AZ   85344    MANUFACTURE     9/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2404390     2404390AD    GOTELLI        205 HINTZE AVENUE              MODESTO          CA   95354      SFR/PUD      11/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2472546     2472546AD    RASKIN         6712 WEST TURNEY AVE.          PHOENIX          AZ   85033      SFR/PUD      12/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2534378       8792AD     RIVERA         8360 N. 90TH LANE              PEORIA           AZ   85345      SFR/PUD      12/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2534436     2534436AD    FERGUSON       460 S. SUNNYVALE               MESA             AZ   85206      SFR/PUD      12/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2534444       8893AD     BELL           1117 N. SANTA FE AVE.          COMPTON          CA   90221      SFR/PUD      12/1/26
- --------------------------------------------------------------------------------------------------------------------------------
    2534501     2534501AD    ENDICOTT       4240 E. MODOC DRIVE            PHOENIX          AZ   85044      SFR/PUD      12/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2534527     2534527AD    KIDA           1593 W. CURRY DRIVE            CHANDLER         AZ   85224      SFR/PUD      12/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2536803       7253AD     PORRAS,        230 A & B S.SAN MARINO AVE     SAN GABRIEL      CA   91776      2 UNITS      12/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2537785       9131AD     LONGYEAR       16 WEST PHILLIPS STREET        LAYTON           UT   84041      SFR/PUD      12/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2538999       9092AD     NIEVES         1631 SEVENTH AVENUE            OLIVENHURST      CA   95961      SFR/PUD      12/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2550044     2550044AD    WIGGINS        1816 LEMAR AVENUE              EVANSTON         IL   60201      SFR/PUD      12/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2553097     2553097AD    NERIL          1205 UPPER HAPPY VALLEY RD     LAFAYETTE        CA   94549      SFR/PUD       1/1/12
- ---------------------------------------------------------------------------------------------------------------------------------
    2553329       9777AD     PHILLIPS       1016 RIEDY ROAD                LISLE            IL   60532      SFR/PUD       1/1/12
- ---------------------------------------------------------------------------------------------------------------------------------
    2554459     2554459AD    CHAVEZ         6068 SOUTH MARI ANNE CIRCL     TUCSON           AZ   85706      SFR/PUD       1/1/12
- ---------------------------------------------------------------------------------------------------------------------------------
    2554574       8937AD     PAGAN          3336 NORTH CLIFTON AVENUE      CHICAGO          IL   60657      SFR/PUD       1/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2554640     2554640AD    LATIMER        1728 EAST 9620 SOUTH           SANDY            UT   84092      SFR/PUD       1/1/12
- ---------------------------------------------------------------------------------------------------------------------------------
    2573442     2573442AD    CADENA         14995  ROLFE COURT             SAN JOSE         CA   95127      SFR/PUD       1/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2573699     5033192AD    BROWN          3907 CHERRY FOREST DRIVE       HOUSTON          TX   77088      SFR/PUD      12/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2576726       9647AD     WRIGHT         1723 WEST 90TH STREET          CHICAGO          IL   60620      SFR/PUD       1/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2598100     2598100AD    REED           8137 NORTH STATE ROUTE 60      McCONNELSVI      OH   43756      SFR/PUD       1/1/12
- ---------------------------------------------------------------------------------------------------------------------------------
    2600575     2600575AD    WALKER         4513-4519 TAFT AV              RICHMOND         CA   94804     2-4 UNITS      1/1/12
- ---------------------------------------------------------------------------------------------------------------------------------
    2600633     2600633AD    LIMON          1903 S 61ST AV                 CICERO           IL   60650      SFR/PUD       1/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2608800      273896AD    FUENTES        538 S CLARION DRIVE            PUEBLO           CO   81007       OTHER       11/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2609097      300129AD    GOODSON        1437 ATKINSON BDG RD           CARNESVILLE      GA   30521       OTHER       10/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2609139      300319AD    BOOZER         240 TERRACE TRAIL              HIRAM            GA   30141       OTHER       11/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2609220      409565AD    PAIR           418 69TH PLACE                 CAPITAL HEI      MD   20743       OTHER        7/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2609253      409862AD    LASHLEY        7308 GREELEY ROAD              LANDOVER         MD   20785       OTHER        7/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2609568      414003AD    URETEN         6912 SOUTHBRIDGE DRI           MCLEAN           VA   22101       OTHER        9/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2623262     2623262AD    PARMAN         904 IRISH COURT                GILROY           CA   95020      SFR/PUD       1/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2628113     2628113AD    WEISENBURGER   1016 ROOD AVENUE               SACRAMENTO       CA   95838      SFR/PUD       1/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2628717     2628717AD    CAVENAR        976 MAJOR AVENUE               HAYWARD          CA   94542      SFR/PUD       1/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2632396     5033761AD    BATES          238 CAPE COD                   CORPUS CHRI      TX   78412      SFR/PUD      12/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2634780     5032213AD    BYRD           117 W 18TH STREET              LAUREL           MS   39440      SFR/PUD      11/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2635126     5032390AD    JAMES          1429 PROSPECT AVENUE           GRAND RAPID      MI   49507      SFR/PUD      11/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2635241     5032419AD    WHITE          1102 BRADLEY STREET            MEMPHIS          TN   38114      SFR/PUD      11/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2635811     5032523AD    ROBERTS        9420 LITTLE BEAR TRA           TRINIDAD         CO   81082      SFR/PUD      11/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2636041     5032556AD    JAGAT          626 DELAWARE AVENUE            BALTIMORE C      MD   21221     3-4 UNITS     11/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2636454     5032609AD    HERNANDEZ      3400 S 25TH STREET             ARLINGTON        VA   22206       CONDO       11/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2638096     5304649AD    HENDERSON      213 SOUTH MAIN STREET          JONESBORO        IN   46938        SFR        12/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2702454     5034740AD    MAAT           310 WILDWOOD DRIVE             HOLLAND          MI   49423      SFR/PUD       2/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2785129     5034930AD    MILLER         155 WEST HOLT AVENUE           EL CENTRO        CA   92243      SFR/PUD       2/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2785186     5034967AD    BEAUDOIN       79 INDEPENDENCE DRIVE          MANSFIELD        CT   6250        CONDO        2/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2786283     2786283AD    CHANCEY        677 SLEEPY HOLLOW LOOP         GRANTS PASS      OR   97527    MANUFACTURE    11/1/26
- ---------------------------------------------------------------------------------------------------------------------------------
    2796704     2796704AD    TORRES         305-307 WEST HAMMOND ST.       PASADENA         CA   91103     2-4 UNITS     12/1/11
- ---------------------------------------------------------------------------------------------------------------------------------
    2796761     2796761AD    WOOD           3923 A CHILDRESS STREET        HOUSTON          TX   77005      SFR/PUD       2/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2798213     2798213AD    HINOJOSA       1005 IVEY STREET               CONROE           TX   77301      SFR/PUD       2/1/12
- ---------------------------------------------------------------------------------------------------------------------------------
    2798403     2798403AD    WHITE          211 WINDMILL LANE              LINVILLE         NC   28646      SFR/PUD       2/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2801108     2801108AD    JONES          2717 ROSEMARY DRIVE            WINSTON SAL      NC   27105      SFR/PUD       2/1/27
- ---------------------------------------------------------------------------------------------------------------------------------
    2801355     2801355AD    PRETTYMAN      ROAD 2 BOX 261 C               MILTON           DE   19968      SFR/PUD       2/1/27
</TABLE>

<PAGE>
AMRESCO Morgage Loan Schedule - Prefund II
1996-5 Group 1 Fixed Rate Loans
(Continued)
<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------------------------
   Servicer     AMRESCO          2/1/97      Current     Current           Occupancy  Original                  Due
  Loan Number Loan Number  Current Balance   Rate     P&I Payment   LTV      Status     Term  Servicer      Originator      Date
- ------------------------------------------------------------------------------------------------------------------------------------
<S>            <C>         <C>               <C>     <C>           <C>     <C>          <C>   <C>            <C>            <C> 
    2269199    2269199AD   $    35,705.61    11.700  $    359.50   65.00   NON OWNER    360    ADVANTA       NEW CENTURY     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2404390    2404390AD   $    34,784.32    12.990  $    442.61   16.20     OWNER      180    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2472546    2472546AD   $    13,973.27    12.500  $    172.56   20.29     OWNER      180    ADVANTA       NEW CENTURY     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2534378      8792AD    $    53,869.11     9.950  $    578.64   59.34     OWNER      180    ADVANTA        ACCREDITED     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2534436    2534436AD   $    14,864.20    10.600  $    166.75    9.62     OWNER      180    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2534444      8893AD    $    91,961.41    10.250  $    824.42   80.00     OWNER      360    ADVANTA        ACCREDITED     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2534501    2534501AD   $    21,175.93     9.900  $    227.38   19.00     OWNER      180    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2534527    2534527AD   $    11,968.40    11.800  $    142.48   14.82     OWNER      180    ADVANTA       NEW CENTURY     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2536803      7253AD    $   134,942.77    10.200  $  1,204.73   57.45     OWNER      360    ADVANTA        ACCREDITED     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2537785      9131AD    $    37,774.95     9.500  $    396.81   40.43     OWNER      180    ADVANTA        ACCREDITED     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2538999      9092AD    $    66,728.67    11.500  $    661.02   75.85   NON OWNER    360    ADVANTA        ACCREDITED     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2550044    2550044AD   $    54,373.68     9.000  $    442.54   60.44     OWNER      360    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2553097    2553097AD   $    47,912.59    12.990  $    607.01    6.71     OWNER      180    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2553329      9777AD    $   147,990.00    10.500  $  1,635.88   80.00     OWNER      180    ADVANTA        ACCREDITED     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2554459    2554459AD   $    55,380.00    10.000  $    595.12   78.00     OWNER      180    ADVANTA       NEW CENTURY     2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2554574      8937AD    $    71,960.64     9.000  $    579.33   40.45     OWNER      360    ADVANTA        ACCREDITED     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2554640    2554640AD   $   173,977.28     9.950  $  1,868.79   80.00     OWNER      180    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2573442    2573442AD   $    99,513.17    14.000  $  1,327.75   15.70     OWNER      360    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2573699    5033192AD   $   111,162.37    11.240  $  1,079.20   80.00     OWNER      360    ADVANTA         QUALITY       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2576726      9647AD    $    34,989.87    11.950  $    358.67   58.33     OWNER      360    ADVANTA        ACCREDITED     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2598100    2598100AD   $    14,943.75    11.500  $    175.23   42.86     OWNER      180    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2600575    2600575AD   $    26,446.50    11.950  $    318.39   13.78   NON OWNER    180    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2600633    2600633AD   $    95,963.85    10.750  $    896.15   80.00     OWNER      360    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2608800     273896AD   $    68,974.71     9.200  $    713.21   61.23     OWNER      180    ADVANTA    NATIONAL MORTGAGE  2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2609097     300129AD   $    35,172.68    12.500  $    375.68   60.69     OWNER      360    ADVANTA    NATIONAL MORTGAGE  2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2609139     300319AD   $    49,141.97    10.100  $    534.97   68.75     OWNER      180    ADVANTA    NATIONAL MORTGAGE  3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2609220     409565AD   $    65,446.82    10.700  $    609.90   80.00     OWNER      360    ADVANTA    NATIONAL MORTGAGE  2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2609253     409862AD   $    66,266.67    11.400  $    652.50   80.00     OWNER      360    ADVANTA    NATIONAL MORTGAGE  2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2609568     414003AD   $   215,754.51    12.100  $ 2,238.45    80.00     OWNER      360    ADVANTA    NATIONAL MORTGAGE  2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2623262    2623262AD   $   143,958.33    11.950  $  1,475.67   80.00     OWNER      360    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2628113    2628113AD   $    24,991.08    11.000  $    238.09   51.02     OWNER      360    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2628717    2628717AD   $   105,464.37    11.250  $  1,024.69   72.76     OWNER      360    ADVANTA       NEW CENTURY     3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2632396    5033761AD   $   109,959.08    10.805  $  1,031.38   53.66     OWNER      360    ADVANTA         QUALITY       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2634780    5032213AD   $    12,952.69    14.750  $    179.73   65.00     OWNER      180    ADVANTA         QUALITY       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2635126    5032390AD   $    32,176.12    10.840  $    302.76   70.00     OWNER      360    ADVANTA         QUALITY       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2635241    5032419AD   $    38,972.97    11.150  $    375.83   75.00     OWNER      360    ADVANTA         QUALITY       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2635811    5032523AD   $    79,905.63    10.590  $    737.18   45.90     OWNER      360    ADVANTA         QUALITY       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2636041    5032556AD   $    50,211.17    10.650  $    465.30   75.00     OWNER      360    ADVANTA         QUALITY       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2636454    5032609AD   $    19,937.66    11.670  $    200.15   70.00   NON OWNER    360    ADVANTA         QUALITY       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2638096    5304649AD   $    31,785.73    10.940  $    362.51   80.00     OWNER      180    ADVANTA           BNC         4/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2702454    5034740AD   $    52,000.00    10.630  $    480.73   38.52     OWNER      360    ADVANTA         QUALITY       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2785129    5034930AD   $    37,500.00    10.260  $    336.32   59.52     OWNER      360    ADVANTA         QUALITY       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2785186    5034967AD   $   104,000.00    10.380  $    942.01   65.00     OWNER      360    ADVANTA         QUALITY       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2786283    2786283AD   $    73,552.42    12.250  $    771.25   80.00     OWNER      360    ADVANTA         AMRESCO       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2796704    2796704AD   $    33,927.97    11.400  $    395.03   24.11     OWNER      180    ADVANTA         AMRESCO       2/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2796761    2796761AD   $   202,350.00     8.625  $  1,573.86   59.87     OWNER      360    ADVANTA         AMRESCO       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2798213    2798213AD   $    30,000.00    10.500  $    331.62   71.43     OWNER      180    ADVANTA         AMRESCO       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2798403    2798403AD   $   116,000.00    11.580  $  1,155.82   78.91     OWNER      360    ADVANTA         AMRESCO       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2801108    2801108AD   $    44,000.00     9.990  $    385.81   80.00     OWNER      360    ADVANTA         AMRESCO       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------------
    2801355    2801355AD   $    39,875.00    10.760  $    372.53   55.00     OWNER      360    ADVANTA         AMRESCO       3/1/97
</TABLE>


<PAGE>
AMRESCO Morgage Loan Schedule - Prefund II
1996-5 Group 1 Fixed Rate Loans
(Continued)
<TABLE>
<CAPTION>

- ------------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO       Last                                             Zip      Property     Maturity       2/1/97
  Loan Number    Loan Number     Name                Address     City     State  Code       Type         Date    Current Balance
- ------------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>           <C>                <C>        <C>   <C>        <C>          <C>     <C>               
    2804391       2804391AD    VANDER PAS    1126 HIGHWAY 11    WEIPPE      ID   83553      SFR/PUD      12/1/26 $        62,190.27

- ------------------------------------------------------------------------------------------------------------------------------------
    2804433       2804433AD    PRUETT        1331 PAULSON ROAD  TURLOCK     CA   95380      SFR/PUD       1/1/27 $        75,000.00

- -----------------------------------------------------------------------------------------------------------------===================
                                                                                                                 $
                                                                                                                       3,473,830.19
                                                                                                                 ===================
- -----------------------------------------------------------------------------------------------------------------
                                                                                          LOAN COUNT                             52
- ------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<TABLE>
<CAPTION>
- -------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO     Current     Current              Occupancy                    Original                    Due
  Loan Number    Loan Number   Rate     P&I Payment    LTV      Status       Term     Servicer        Originator        Date
- -------------------------------------------------------------------------------------------------------------------------------
<S>               <C>            <C>    <C>             <C>     <C>           <C>     <C>              <C>             <C>    
    2804391       2804391AD      11.000 $       594.25  75.18     OWNER        360    ADVANTA           AMRESCO         2/1/97

- -------------------------------------------------------------------------------------------------------------------------------
    2804433       2804433AD      11.500 $       742.72  53.57   NON OWNER      360    ADVANTA           AMRESCO         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans

<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity   
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date     
- ---------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>       
    2115459       2115459AD    REMARK      2223 EAST WRIGHT             TACOMA            WA       98404    SFR/PUD    10/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2115830       2115830AD    MCTAMNEY    46 E 12TH STREET             AVALON            NJ       8202     SFR/PUD     9/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2115863       2115863AD    RODRIGUEZ   7000 NORTH GLENCOE STREET    COMMERCE CI       CO       80022    SFR/PUD    10/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2115962       2115962AD    REYES       8005 BEECHWOOD PLACE         TAMPA             FL       33619    SFR/PUD    10/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2116036       2116036AD    PENSON      5565 EAST THRILL PLACE       DENVER            CO       80207    SFR/PUD    10/15/26  
- ---------------------------------------------------------------------------------------------------------------------------------
    2116846       2116846AD    REGISTRY    2615 NELWIN PLACE            ARLINGTON         TX       76016    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2117208       2117208AD    SMYTH       749 BELVILLE BOULEVARD       NAPLES            FL       34104    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2117364       2117364AD    SANCHEZ     302 CHESTERFIELD             SAN ANTONIO       TX       78223    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2117729       2117729AD    GIAMBRONE   110 EAST FRANKLIN AVENUE     COLLINGSWOO       NJ       8108     SFR/PUD    10/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2117968       2117968AD    RICHARDSON  4034 NORTHEAST 18TH STREET   PORTLAND          OR       97212    SFR/PUD    11/15/26  
- ---------------------------------------------------------------------------------------------------------------------------------
    2118099       2118099AD    LINDSAY     166 EAST VIRGINIA STREET     RIALTO            CA       92376    SFR/PUD    11/15/26  
- ---------------------------------------------------------------------------------------------------------------------------------
    2118297       2118297AD    YETZBACHER  10579 RONALD LANE            NORTHGLENN        CO       80234    SFR/PUD    11/15/26  
- ---------------------------------------------------------------------------------------------------------------------------------
    2119626       2119626AD    RICCHETTI   621 LONGFELLOW               DEERFIELD         IL       60015    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2119733       2119733AD    CHASE       11402 SW 190 TERRACE ROAD    MIAMI             FL       33157    SFR/PUD    11/15/26  
- ---------------------------------------------------------------------------------------------------------------------------------
    2150613       2150613AD    WEAVER      3210 EAST  12TH STREET       COLUMBUS          OH       43219    SFR/PUD     9/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2215499       2215499AD    THOMAS      220 RAYE DRIVE               CHICAGO HTS       IL       60411    SFR/PUD     9/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2266146       2266146AD    CRADDIETH   701 S. 23RD AVENUE           BELLWOOD          IL       60104    SFR/PUD     9/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2360428       2360428AD    FASSINGER   707 WEST VERMONT             URBANA            IL       61801    SFR/PUD    11/15/26  
- ---------------------------------------------------------------------------------------------------------------------------------
    2360485       2360485AD    CAMPBELL    601 EAST JOHNSTON AVENUE     OLATHE            KS       66061    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2360618       2360618AD    HICKL       8210 IVAN REID DRIVE         HOUSTON           TX       77040    SFR/PUD    11/15/26  
- ---------------------------------------------------------------------------------------------------------------------------------
    2360717       2360717AD    WIELAND     6495 HAPPY CANYON RD #128    DENVER            CO       80237     CONDO     12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2360725       2360725AD    LOFTON      4324 WALLACE STREET          PHILADELPHI       PA       19104    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2360733       2360733AD    PARTIDA     3903 CHURCHVIEW COURT        ARLINGTON         TX       76016    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2360741       2360741AD    PONZO       14 LINCOLN STREET            NEW CASTLE        DE       19720    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2360782       2360782AD    LOFTON      4326 WALLACE STREET          PHILADELPHI       PA       19104    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2360808       2360808AD    SINKLER     1711 PLUM STREET             PHILADELPHI       PA       19124    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2361269       2361269AD    BROWN       1121 JAMES STREET            DERBY             KS       67037    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2361467       2361467AD    DAVIS       524 MORAINE WAY              HEATH             TX       75087    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2379089         5414AD     HARLEY      1651 SO JUNIPER ST #271      ESCONDIDO         CA       92025     CONDO     10/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2404523       2404523AD    BERRY       220 EAST LODI AVENUE         LODI              CA       95240    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2442598       2442598AD    VAZQUEZ     12058 E. 186TH ST.           ARESIA            CA       90701    SFR/PUD    12/1/11   
- ---------------------------------------------------------------------------------------------------------------------------------
    2446383       2446383AD    KENNY       2300 BRACK ROAD              HEALDSBURG        CA       95448    SFR/PUD    11/1/11   
- ---------------------------------------------------------------------------------------------------------------------------------
    2535805         8744AD     CULLUM      1128 RUMSEY ROAD             COLUMBUS          OH       43207    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2536795         7772AD     GIFFORD     6740 ERVIN ROAD              HILLSBORO         OH       45133    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2536845         8780AD     SOLOMON     1712 LA FRENZ ROAD           LIBERTY           MO       64068    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2536993         8419AD     McKENNA     25450 KUFFEL ROAD            SUN CITY          CA       92585  MANUFACTURE  12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2537645         8845AD     ACKMAN      6270 JACKSONBURG RD.         MIDDLETOWN        OH       45042    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538734         8442AD     HOLLENBACH  777 IRVIN SHOOTS ROAD        MARION            OH       43302   TOWNHOUSE    1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538742         9287AD     McELHANEY   3105 WALNUT AVENUE           CARMICHAEL        CA       95608    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538759         9094AD     WILCOXON    925 TRENTON AVENUE           UHRICHSVILL       OH       44683    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538775         7679AD     LOPEZ       1721 WEST ALTGELD            CHICAGO           IL       60614    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538791         8263AD     BRADFORD    2020 RIO VERDCE DR.          LA HABRA          CA       90631    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538817         8179AD     BOROWSKI    1308 SOUTH PARKWOOD PLACE    DECATUR           IL       62521    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538874         8879AD     GALLAUGHER  200 PALA CIRCLE              PLACENTIA         CA       92670    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538908         9149AD     BEVINS      3422 REAVER AVENUE           GROVE CITY        OH       43123    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538957         8872AD     VINTON      210 SOUTH HAMMES AVE.        JOLIET            IL       60436    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538973         8441AD     HOLLENBACH  131 WEST FARMING ST.         MARION            OH       43302    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2538981         9195AD     WILLIAMS    7814 SOUTH ABERDEEN          CHICAGO           IL       60620    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539047         8888AD     RINGSTROM   4362 EAST 16TH STREET        TUCSON            AZ       85711    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539161         9277AD     BENNER      754 PARKEDGE DR.             GAHANNA           OH       43230    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539179         8305AD     SCAVELDI    6130 SOUTH MAJOR             CHICAGO           IL       60638    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539211         8598AD     GRAY        695 OAK STREET               GREN ELLYN        IL       60137    SFR/PUD    12/1/26   
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------------------------------------
   Servicer           2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number    Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- --------------------------------------------------------------------------------------------------------------------------------
<S>            <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2115459    $      38,328.33     13.900 $      451.36   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2115830    $     344,121.30     12.250 $    3,610.01   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2115863    $      45,418.10     13.250 $      512.23   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2115962    $      42,222.31     13.250 $      475.64    0.65     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2116036    $      55,220.48     14.400 $      672.17   65.00     OWNER        360     ADVANTA     ACCREDITED        2/15/97
- --------------------------------------------------------------------------------------------------------------------------------
    2116846    $      44,180.31     13.140 $      493.78   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2117208    $     121,510.24     14.490 $    1,487.48   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2117364    $      90,955.99     12.775 $      990.66   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2117729    $      74,695.15     12.750 $      812.31   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2117968    $     103,952.45     13.025 $    1,152.48   65.00     OWNER        360     ADVANTA     ACCREDITED        2/15/97
- --------------------------------------------------------------------------------------------------------------------------------
    2118099    $      89,012.59     13.400 $    1,012.99   65.00     OWNER        360     ADVANTA     ACCREDITED        2/15/97
- --------------------------------------------------------------------------------------------------------------------------------
    2118297    $      75,368.97     13.490 $      863.05   65.00     OWNER        360     ADVANTA     ACCREDITED        2/15/97
- --------------------------------------------------------------------------------------------------------------------------------
    2119626    $     120,209.84     14.400 $    1,462.96   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2119733    $      44,780.53     13.250 $      504.35   70.00     OWNER        360     ADVANTA     ACCREDITED        2/15/97
- --------------------------------------------------------------------------------------------------------------------------------
    2150613    $      20,974.04     12.750 $      228.21   70.00   NON OWNER      360     ADVANTA     NEW CENTURY       3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2215499    $      57,149.75     13.250 $      643.94   65.00     OWNER        360     ADVANTA     NEW CENTURY       2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2266146    $      77,898.84     11.500 $      772.43   65.00     OWNER        360     ADVANTA     NEW CENTURY       2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360428    $      66,470.26     13.125 $      742.13   70.00   NON OWNER      360     ADVANTA     ACCREDITED        2/15/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360485    $      53,602.80     15.250 $      688.79   65.00     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360618    $      99,815.68     10.240 $      894.46   90.00     OWNER        360     ADVANTA     ACCREDITED        2/15/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360717    $      43,380.80     10.000 $      380.87   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360725    $      22,736.91     12.000 $      234.01   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360733    $     121,459.05     13.375 $    1,380.31   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360741    $      39,620.83     11.750 $      400.24   73.20     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360782    $      24,483.38     11.250 $      237.96   68.06     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2360808    $      26,635.49     12.250 $      279.27   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2361269    $      75,381.62     15.750 $      998.76   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2361467    $     294,899.79     11.250 $    2,866.20   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2379089    $      71,887.14      9.250 $      592.33   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2404523    $      85,865.40      7.250 $      586.68   67.72   NON OWNER      360     ADVANTA     NEW CENTURY       2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2442598    $      79,504.57      7.250 $      730.30   47.06     OWNER        180     ADVANTA     NEW CENTURY       3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2446383    $     258,675.51      9.450 $    2,707.15   33.12     OWNER        180     ADVANTA     NEW CENTURY       2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2535805    $      48,729.56     10.250 $      436.85   75.00   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2536795    $      99,942.46      8.750 $      786.71   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2536845    $     245,490.18      9.950 $    2,146.25   75.11     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2536993    $      89,950.25      8.950 $      720.93   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2537645    $      75,962.22      9.450 $      636.28   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538734    $      91,000.00     13.750 $    1,060.26   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538742    $      39,972.88      7.950 $      292.12   48.78   NON OWNER      360     ADVANTA     ACCREDITED        3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538759    $      34,500.00     10.000 $      302.77   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538775    $     195,943.29     11.950 $    2,008.54   70.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538791    $     135,105.53      7.800 $      973.27   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538817    $      21,437.88     12.250 $      224.77   65.00     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538874    $     119,885.04      7.450 $      834.96   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538908    $      58,458.09     11.000 $      557.11   75.00   NON OWNER      360     ADVANTA     ACCREDITED        3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538957    $      34,191.25     12.500 $      365.00   51.82     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538973    $      32,500.00     13.750 $      378.67   65.00   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2538981    $      54,975.67     10.000 $      482.66   66.26     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2539047    $      38,957.56      8.750 $      306.82   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2539161    $     191,250.00     10.250 $    1,713.80   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2539179    $      68,250.00     12.000 $      702.03   59.35     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2539211    $     139,955.26     11.500 $    1,386.41   71.80     OWNER        360     ADVANTA     ACCREDITED        2/1/97
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity   
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date     
- ---------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>       
    2539260         8782AD     MOELLER     7884 AYERDAYL LANE           CINCINNATI        OH       45255    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539328         9034AD     JENKINS     4318 WEST CONGRESS PARKWAY   CHICAGO           IL       60624    2 UNITS     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539484         7788AD     NOUJAIME    601 PARK LANE                MADERA            CA       93637    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539500         7751AD     VILLACRES   1145 SOUTH GREVILLEA AVE.    INGLEWOOD         CA       90301     CONDO     12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539534         8617AD     HUBBARD     5457 FINLEY ROAD             N. BRANCH         MN       55056    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2539559         8278AD     RAMIREZ     4318 WEST AUGUSTA BLVD       CHICAGO           IL       60651   3-4 UNITS   12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2550028         9161AD     PERRY       2100 McKINLEY                GARY              IN       46406    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2550051         6310AD     ROMAN       524 ADELIDE                  MADERA            CA       93638   3-4 UNITS    1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2550069         8307AD     HALLIDAY    1270 EAST JOHNS              DECATUR           IL       62526    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2550093         9389AD     STEWART     48 PARRELL AVENUE            FOOTHILL          CA       92610    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2550200         6812AD     KANOFF      305 MONTERO AVENUE           NEWPORT BCH       CA       92661    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553022         8176AD     SCHMIDT     826 E. WILCOX                PEORIA            IL       61603    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553030         7745AD     CAMPA       4756 S. CAMINO PASO DOBLE    TUCSON            AZ       85714    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553048         8622AD     CARR        1840 CENTRAL AVE.            NORTHBROOK        IL       60062    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553121         8267AD     ARIAS       82-256 BLISS AVE.            INDIO             CA       92201    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553147         8978AD     IMHOF       5292 BAYVIEW ROAD            CELINA            OH       45822    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553154         9402AD     OWENS       347 BOB DRIVE                CINCINNATI        OH       45238    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553212         9354AD     CURRY       1735 N. MASON AVE.           CHICAGO           IL       60639    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553261         9347AD     CURRY       11654 S. LOOMIS ST.          CHICAGO           IL       60643    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553279         9488AD     LANG        886 TAYLOR ROAD              GAHANNA           OH       43230    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553303         9377AD     BUTLER      3040 W. THORNDALE            CHICAGO           IL       60659    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553337         6928AD     CARRINGTON  2201 SCOTT PEAK PLACE #47    TAHOE CITY        CA       96145     CONDO      1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553345         6193AD     PUCKETT     14260 RINCON RD.             APPLE VALEY       CA       92307    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2553386         9431AD     SMITH       4804 W. 650 NORTH            WEST POINT        UT       84015    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2554350         8772AD     ROBINSON    6535 SOUTH CLAREMONT         CHICAGO           IL       60636    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2554392         9237AD     BURMAN      4224 N. WOLCOTT AVENUE       CHICAGO           IL       60613    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2554400         9474AD     CORRAL      9688 BIENESTAR LANE          SAN LUIS          AZ       85349    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2554533       2554533AD    SANCHEZ     7381 CIBOLA TRAIL            YUCCA VALLE       CA       90640    SFR/PUD     1/1/12   
- ---------------------------------------------------------------------------------------------------------------------------------
    2554558         9469AD     LEWIS       1637 GENESSEE AVENUE         COLUMBUS          OH       43211    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2554608         8970AD     BROWN       1020 CENTRAL AVENUE          MATTESON          IL       60443    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2554954       5027152AD    BURNS       54 DELAWARE ROAD             NEWBURGH          NY       12550   3-4 UNITS   11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2573459         9404AD     HARRIS      1224 CAROLINA AVE.           CINCINNATI        OH       45237    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2573475         9300AD     CALHOUN     11333 S. BROOKE-N-LANCE LN   S. JORDAN         UT       84095    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2573574         9542AD     BILLS       7405 S. 1300 WEST            WEST JORDAN       UT       84084    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2573582         9563AD     ANTHON      3909 W. 8700 SOUTH           WEST JORDAN       UT       84088    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2573624         9605AD     REED        2573 EL PASO WAY             CHICO             CA       95973    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2573640         8382AD     WILHAM      609 E. MADISON ST.           RIVERTON          IL       62561    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2573673       5032960AD    SUKRAMULE   115 ROBINSON AVENUE          SAN DIEGO         CA       92103    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2573731       5033289AD    BEAL        426-428 S. CHICAGO ST.       LOS ANGELES       CA       90033   3-4 UNITS   12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574762       5033486AD    SAENZ       1295 THOMAS AVENUE           N.BRUNSWICK       NJ       8902     SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574796       5033539AD    EVANS       3111 EAST CHELTENHAM PLACE   CHICAGO           IL       60649    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574820       5033561AD    PORTER      LT-36-3 PINE STREET          SEABROOK          NH       3874     SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574853       5033583AD    BOGGAN      425 TWINCREEK CIRCLE         PAGOSA SPRI       CO       81147    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574887       5033594AD    ORR         1834 23RD STREET             ROCK ISLAND       IL       61201    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574903       5033609AD    GOLDSTEIN   7 DONNA ROAD                 WORCESTER         MA       1609     SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574911       5033635AD    OTTESON     95 WEST ISABEL STREET        SAINT PAUL        MN       55107    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574929       5033637AD    KLOTZ       20 1/2 NEW PARK STREET       LYNN              MA       1905    3-4 UNITS    1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574937       5033656AD    ADAMS       1103 NORTH MCKINLEY AVE.     CHAMPAIGN         IL       61821    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574952       5033842AD    SAYERS      1650 EAST 70TH               CHICAGO           IL       60649    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574978       5033848AD    GLASGOW     3402 REX AVENUE              SAINT LOUIS       MO       63114    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574986       5033863AD    REITMAN     3680 BRADEE ROAD             BROOKFIELD        WI       53005    SFR/PUD    12/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2574994       5033896AD    MCPHERSON   4 WOODCHUCK                  MAYHILL           NM       88339    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------------------
   Servicer         2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number  Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- ------------------------------------------------------------------------------------------------------------------------------
<S>          <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2539260  $      99,923.18     10.375 $      905.09   74.60     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2539328  $      42,250.00     12.950 $      465.72   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2539484  $     127,609.20     11.500 $    1,264.11   65.46     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2539500  $     107,907.92      6.800 $      704.08   58.38     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2539534  $      93,899.61      9.150 $      766.51   80.00     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2539559  $      71,151.74      7.950 $      519.96   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2550028  $      41,500.00      9.500 $      348.95   74.11     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2550051  $     126,000.00      9.950 $    1,101.09   75.00   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2550069  $      26,242.90     12.250 $      275.07   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2550093  $     144,700.00      8.250 $    1,087.09   74.97     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2550200  $     199,884.80      9.500 $    1,681.71   63.90   NON OWNER      360     ADVANTA     ACCREDITED        3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553022  $      56,100.00     10.950 $      532.13   77.38     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553030  $      42,000.00     14.900 $      527.71   65.62     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553048  $     116,250.00      9.200 $      952.16   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553121  $      65,000.00     11.000 $      619.02   69.89   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553147  $      93,700.88      9.200 $      767.87   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553154  $      89,650.89      8.990 $      721.11   57.87     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553212  $      93,000.00     10.500 $      850.71   75.00   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553261  $      64,500.00      9.950 $      563.66   75.00   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553279  $      92,000.00     10.700 $      855.35   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553303  $     135,500.00     10.250 $    1,214.22   64.83     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553337  $      63,000.00     10.750 $      588.10   70.00   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553345  $      91,957.07      9.750 $      790.43   73.60     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2553386  $     100,950.21      9.490 $      848.53   67.56     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2554350  $      38,500.00     13.700 $      447.05   70.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2554392  $      90,000.00      8.500 $      692.03   64.29     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2554400  $      61,000.00      8.700 $      477.72   74.39     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2554533  $      32,170.38      9.750 $      341.65   80.62     OWNER        180     ADVANTA     NEW CENTURY       3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2554558  $      38,400.00     10.250 $      344.11   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2554608  $      78,750.00      9.500 $      662.18   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2554954  $     130,266.52      9.330 $    1,080.34   80.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2573459  $      59,800.00     12.000 $      615.12   65.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2573475  $     177,100.00      6.500 $    1,119.40   68.64     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2573574  $     130,000.00      8.990 $    1,045.07   75.58     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2573582  $      67,500.00      9.450 $      565.12   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2573624  $      86,400.00     10.750 $      806.53   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2573640  $      30,100.00     11.100 $      288.93   70.00   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2573673  $     151,928.48      9.710 $    1,301.45   80.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2573731  $     129,934.84      9.410 $    1,084.58   66.67     OWNER        360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574762  $     172,333.18      9.600 $    1,463.08   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574796  $      37,500.00     11.600 $      374.22   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574820  $     106,456.03      9.715 $      916.76   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574853  $      83,965.74     10.380 $      760.86   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574887  $      41,982.84     10.370 $      380.11   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574903  $     212,100.00     10.230 $    1,897.48   74.68     OWNER        360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574911  $      34,983.98      9.840 $      303.02   70.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574929  $      84,500.00      9.250 $      695.16   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574937  $      25,200.00     11.865 $      256.59   60.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574952  $      49,979.85     13.580 $      575.85   36.23     OWNER        360     ADVANTA       QUALITY         3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574978  $      23,391.96     11.170 $      225.85   60.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574986  $      52,951.70      9.880 $      460.42   42.74   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ------------------------------------------------------------------------------------------------------------------------------
    2574994  $     202,500.00      9.210 $    1,660.05   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity  
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date    
- --------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>      
    2575009       5033910AD    MCCLOUD     811 4TH STREET               W. PALM BEA       FL       33401    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2575017       5033927AD    PARADIS     1606 HOOKSETT ROAD           HOOKSETT          NH       3106     SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2576619         8291AD     SAPPINGTON  14471 WEST 122ND STREET      OLATHE            KS       66062    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2576643         9575AD     FREEMAN     1168 TOWANDA TERRACE         CINCINNATI        OH       45216    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2576742         9683AD     MONDRAGON   6180 EAST  65TH AVENUE       COMMERCE CI       CO       80022    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2576759         8634AD     ADAMS       12624 N.72ND PLACE           SCOTTSDALE        AZ       85260    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2576817         9568AD     SERRANO     1527 SOUTH BROPHY AVE.       PARK RIDGE        IL       60068    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2576825         9464AD     SAMSON      602 PRESTON AVENUE           WEITSBURG         WA       99361    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2576874         7717AD     WRIGHT      4507 MARION AVENUE           BUCYRUS           OH       44820    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2579241        10145AD     CALLEJAS    23586 PARK SOUTH STREET      CALABASAS         CA       92302    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2579282         9246AD     FAJARDO     1449 HERMITS LANE            COTTONWOOD        AZ       86326    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2598019         9790AD     BUTLER      6731 SOUTH CLAREMONT         CHICAGO           IL       60636    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2598092         8177AD     BLISS       109 SOUTH ARTHUR             WEST PEORIA       IL       61604    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2598134         5972AD     HARDY       1424 SOSUTH PARNELL          CHICAGO HTS       IL       60411    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2598167         9889AD     BRUNS       5700 MAHONEY AVENUE          MINNETONKA        MN       55345    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2598183         8211AD     SHELTON     3258 KELLY STREET            HAYWARD           CA       94541    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2600583        10149AD     BODIE       5411 S DORCHESTER AV         CHICAGO           IL       60637    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2600609        10074AD     LOVE        80 W MAGNOLIA                STREAMWOOD        IL       60107    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2601300      9600016386AD  RICE        959 MADISON AVENUE           DAYTONA BCH       FL       32114    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601326      9600016491AD  DAVIS       4665 E. PINE TREE DR.        SIERRA VIST       AZ       85635    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601334      9600016289AD  TRUBEY      3050 GORDON ST.              ORANGE PARK       FL       32073    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601409      9600016515AD  RICO        9337 SW 5TH LANE             MIAMI             FL       33174    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601441      9600016557AD  CLAWSON     45 WEST VAN BUREN AVE.       SALT LAKE C       UT       84115    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601466      9600016643AD  YOUNG       1028 LINCOLN COURT           WARRINGTON        PA       18976    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601482      9600016343AD  KINNEY      2223 FLEET CIRCLE            ORLANDO           FL       32817    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601516      9600016516AD  PEARSON     4739 EAST CETTI AVENUE       FRESNO            CA       93702    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601540      9600016344AD  HANIFF      6481 PARK STREET             HOLLYWOOD         FL       33024    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2601581      9600016445AD  BARBER      7807 OLIVE STREET            OAKLAND           CA       94621    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2602035       5027148AD    EATON       522 DARTMOUTH ROAD           BURBANK           CA       91504    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608115        255059AD    NORMAN      8328 PEAKVIEW DRIVE          FORT COLLIN       CO       80525     OTHER      8/1/25  
- --------------------------------------------------------------------------------------------------------------------------------
    2608123        259911AD    FLETCHER    21479 4TH AVENUE             PHIPPSBURG        CO       80469     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608131        262188AD    SIMPER      37675 LARK DRIVE             ELIZABETH         CO       80107     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608149        262253AD    WINBERG     6507 S HIGH DRIVE            MORRISON          CO       80465     OTHER      4/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608156        263533AD    RETANA      845 GREENRIDGE DRIV          ARLINGTON         TX       76017     OTHER      5/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608164        263830AD    CAVEY       5171 S BUCHANAN STREET       AURORA            CO       80016     OTHER      5/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608180        264648AD    BARTON      126 E 1ST AVENUE             DENVER            CO       80203     OTHER      5/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608198        264945AD    JOHNSON     9179 S LARK SPARROW TR       HIGHLANDS R       CO       80126     OTHER      7/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608214        266056AD    RUYBAL      11891 GAYLORD WAY            NORTHGLENN        CO       80233     OTHER      6/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608222        266577AD    LOPEZ       4470 S VRAIN STREET          DENVER            CO       80236     OTHER      7/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608248        267047AD    BOEHM       11905 E IDAHO DRIVE          AURORA            CO       80012     OTHER      7/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608255        267484AD    PERRY       11544 CLAUDE COURT           NORTHGLENN        CO       80233     OTHER      7/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608263        267518AD    FLETCHER    1640 GRAND AVENUE            GRAND JUNCT       CO       81501     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608271        267526AD    BALABANOFF  3949 MALLARD DRIVE           HIGHLANDS R       CO       80126     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608289        267732AD    LEFFLER     2020 ARAPAHOE STREET         DENVER            CO       80202     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608297        267864AD    COHRS       525 SECOND STREET            PENROSE           CO       81240     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608313        267930AD    LUCERO      1185 BROMLEY LANE            BRIGHTON          CO       80601     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608347        268342AD    SHINE       7085 PIKE COURT              ARVADA            CO       80007     OTHER      7/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608354        268375AD    JEANS       12903 LAFAYETTE ST #H        THORNTON          CO       80241     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608362        268474AD    HARVEY      501 ESTHER DRIVE             SECURITY          CO       80911     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608370        268615AD    EDWARDS     1927 S OAKLAND WAY           AURORA            CO       80014     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608388        268623AD    MCDONALD    8417 CHASE DRIVE             ARVADA            CO       80003     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608404        269076AD    MCISAAC     1422 SCOTT CANYON RD         CASTLE ROCK       CO       80104     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- ----------------------------------------------------------------------------------------------------------------------------------
   Servicer             2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number      Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- ----------------------------------------------------------------------------------------------------------------------------------
<S>              <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2575009      $      40,300.00      9.370 $      335.05   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2575017      $      86,205.01      9.220 $      707.68   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2576619      $      88,969.96     11.250 $      864.42   64.96     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2576643      $     120,000.00     10.500 $    1,097.69   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2576742      $      63,200.00      9.250 $      519.94   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2576759      $     161,000.00      9.500 $    1,353.78   63.14   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2576817      $     210,000.00      6.500 $    1,327.35   68.85     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2576825      $      51,084.54     11.750 $      515.81   70.00   NON OWNER      360     ADVANTA     ACCREDITED        3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2576874      $      33,734.25      9.750 $      289.97   75.00     OWNER        360     ADVANTA     ACCREDITED        3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2579241      $     320,000.00     10.700 $    2,975.12   17.78     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2579282      $      81,000.00      7.950 $      591.53   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2598019      $      35,000.00     12.250 $      366.77   53.85   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2598092      $      41,250.00     10.250 $      369.65   75.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2598134      $      33,800.00     12.750 $      367.31   65.00   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2598167      $      98,000.00      8.500 $      753.54   52.97     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2598183      $     122,000.00     11.500 $    1,208.16   80.00     OWNER        360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2600583      $     250,000.00      9.750 $    2,147.89   67.57   NON OWNER      360     ADVANTA     ACCREDITED        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2600609      $     176,612.09      9.150 $    1,441.70   80.00     OWNER        360     ADVANTA     ACCREDITED        4/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601300      $      47,163.72     10.675 $      437.94   80.00     OWNER        360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601326      $      37,980.55     12.990 $      420.06   50.00   NON OWNER      360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601334      $     102,164.68      9.375 $      851.71   80.00     OWNER        360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601409      $      77,525.36      9.625 $      659.59   80.00     OWNER        360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601441      $      51,929.10      9.913 $      453.00   64.20     OWNER        360     ADVANTA   UNITED LENDING      3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601466      $     115,883.31      9.413 $      968.04   69.04     OWNER        360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601482      $      48,446.82      9.000 $      390.24   74.62     OWNER        360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601516      $      53,957.56     10.675 $      501.04   80.00     OWNER        360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601540      $      62,951.58     10.675 $      584.54   77.77     OWNER        360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2601581      $      58,823.80      9.375 $      490.73   73.75     OWNER        360     ADVANTA   UNITED LENDING      2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2602035      $     204,481.29      9.125 $    1,665.51   74.98     OWNER        360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608115      $      78,571.17     10.375 $      716.73   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608123      $     125,840.14     11.600 $    1,257.39   70.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608131      $     171,748.54     10.950 $    1,631.51   78.18     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608149      $     184,460.98     12.300 $    1,944.97   78.72     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608156      $      71,722.72     10.500 $      658.23   85.71     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608164      $     195,459.48     11.875 $    1,996.60   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608180      $      67,809.63     12.000 $      699.16   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608198      $     186,636.48     10.500 $    1,711.41   89.14     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608214      $      61,498.26     12.500 $      657.56   65.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608222      $     111,702.79     11.100 $    1,074.52   70.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608248      $     111,752.12     11.950 $    1,147.24   77.24     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608255      $      73,600.82      8.950 $      591.56   69.02     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608263      $      35,104.24      9.150 $      287.45   74.89     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608271      $     156,641.19     10.800 $    1,471.47   88.20     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608289      $     137,548.12      9.400 $    1,149.50   70.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608297      $      95,829.80     10.050 $      846.02   78.69     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608313      $     100,256.65      9.650 $      856.08   75.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608347      $     173,651.16     11.450 $    1,716.44   84.10     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608354      $      87,797.84      9.900 $      765.77   77.88     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608362      $      80,810.56     10.000 $      710.84   90.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608370      $      63,078.03      9.650 $      538.36   79.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608388      $     148,936.93      9.500 $    1,255.48   90.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2608404      $     185,883.21      9.000 $    1,499.82   89.98     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity  
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date    
- --------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>      
    2608412        269209AD    GROSSE      47 SUN WAY                   BAILEY            CO       80421     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608420        269225AD    SIMS        6690 E MISSISSIPPI AVE       DENVER            CO       80224     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608438        269282AD    MAXWELL     2411 OTIS COURT              EDGEWATER         CO       80214     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608446        269316AD    BLAIK       766 MONROE STREET            DENVER            CO       80206     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608453        269514AD    HERRICK     1604 S DECATUR STREET        DENVER            CO       80219     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608461        269753AD    HOFF        3530 HIPSLEY MILL RO         WOODBINE          MD       21797     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608479        270215AD    YATES       9422 E PIKES PEAK WAY        PARKER            CO       80134     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608487        270645AD    HOFSTAD     128 HIGHWAY 2 WEST           WHITEHALL         MT       59759     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608495        270686AD    WHITE       22722 MILLARD AVENUE         RICHTON PAR       IL       60471     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608511        270975AD    MONTOYA     3121 GILPIN STREET           DENVER            CO       80205     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608537        270991AD    BIZZELL     159 COLUMBINE DRIVE          BAILEY            CO       80421     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608560        271155AD    QUISPE      12108 E ALASKA AVENUE        AURORA            CO       80012     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608578        271221AD    RAMIREZ     6600 STUART COURT            ARVADA            CO       80003     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608586        271288AD    WOODY       2532 S COOK STREET           DENVER            CO       80210     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608602        271429AD    VALENTINE   712 VICTOR STREET            AURORA            CO       80011     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608628        271502AD    IRWIN       12122 YORK STREET            THORNTON          CO       80241     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608644        271643AD    CHAPMAN     5550 VICTOR STREET           DENVER            CO       80239     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608651        271668AD    PALACIOS    2414 RYAN GULCH ROAD         SILVERTHORN       CO       80498     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608669        271734AD    FOREMAN     13419 COUNTY RD #102         ELBERT            CO       80106     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608677        271817AD    MURRAIN     1315 CHASE STREET            LAKEWOOD          CO       80214     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608685        271890AD    DINKEL      9714 COOK STREET             THORNTON          CO       80229     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608693        271973AD    MARTINEZ    6935 W 62ND AVENUE           ARVADA            CO       80003     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608701        272013AD    FOERSTER    4715 E PINEWOOD CIRCLE       LITTLETON         CO       80121     OTHER     11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608719        272120AD    PERANNI     8060 W 9TH AVENUE            LAKEWOOD          CO       80215     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608727        272153AD    BOUSKA      2251 NEWARK STREET           AURORA            CO       80010     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608743        272757AD    EDWARDS     2063 MARBLE VALLEY R         ADDY              WA       99101     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608750        273045AD    GIBSON      860 VICTOR STREET            AURORA            CO       80011     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608768        273193AD    KANE        4588 FLANDERS                DENVER            CO       80249     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608776        273243AD    BEERLINE    3433 E COSTILLA AVENUE       LITTLETON         CO       80122     OTHER     12/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608818        274274AD    NORTON      4685 QUITMAN STREET          DENVER            CO       80212     OTHER     12/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608826        274332AD    AVALOY      4541 LAMPLIGHTER CIR         COLORADO SP       CO       80916     OTHER     12/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608891        297424AD    STORBECK    166 ARBOUR RUN               SUWANNE           GA       30174     OTHER      7/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608925        298232AD    ALI         4910 LAKEBROOKE RUN          STONE MOUNT       GA       30087     OTHER      7/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608933        298398AD    MCCONVILLE  3134 EMBRY HILLS DR          ATLANTA           GA       30341     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608941        298596AD    THARP       4030 LOCH HIGHLAND P         ROSWELL           GA       30066     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608958        298646AD    DANCLAR     8276 BRIDGEWATER PLA         RIVERDALE         GA       30296     OTHER      8/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608966        298844AD    JACKSON     2319 MARYLAND COURT          DECATUR           GA       30032     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608974        298935AD    EZE         366 PADEN DRIVE              LAWRENCEVIL       GA       30244     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2608990        299370AD    KHANKIEW    1440 TURNERS RIDGE D         NORCROSS          GA       30093     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609006        299388AD    SINGH       331 CRESCENTVIEW CT          LAWRENCEVIL       GA       30244     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609014        299495AD    ODRICK      5680 KINGSPORT DRIVE         ATLANTA           GA       30342     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609022        299552AD    IRION       7833 PAUL HARRIS RD          DALLAS            GA       30132     OTHER      9/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609048        299685AD    STEGALL     1286 ELIZABETH AVENU         ATLANTA           GA       30310     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609055        299735AD    BARNES      1483 HARDIN AVENUE           COLLEGE           GA       30349     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609063        299743AD    MOTIN       742 EASTWOOD RISE            STONE MOUNT       GA       30087     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609071        299826AD    REYES       760 GLOCHESTER PL            NORCROSS          GA       30071     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609113        300244AD    DAYTON      2056 GOBER AVENUE            SMYRNA            GA       30080     OTHER     10/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609154        300715AD    ODUM        3214 ARDLEY ROAD             ATLANTA           GA       30311     OTHER     11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609188        301226AD    YOUNG       1035 FAIRWAY VALLEY          WOODSTOCK         GA       30189     OTHER     11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609204        407643AD    ESPOSITO    19 LANTERN HILL LA           GUILFORD          CT       6437      OTHER      6/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609212        407858AD    WATERS      23 DUSTIN STREET             SAUGUS            MA       1906      OTHER      4/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2609238        409607AD    COREY       113 SPENCER HILL RO          WINSTED           CT       6098      OTHER      6/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------------------------------------
   Servicer           2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number    Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- --------------------------------------------------------------------------------------------------------------------------------
<S>            <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2608412    $     134,228.51      9.750 $    1,156.00   88.52     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608420    $     145,802.19     11.300 $    1,423.59   76.84     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608438    $      76,623.55      9.900 $      668.31   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608446    $     134,725.51      9.400 $    1,125.32   78.49     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608453    $      59,128.00      9.350 $      491.74   75.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608461    $     131,712.37     10.150 $    1,173.06   62.26     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608479    $     199,554.91     10.050 $    1,762.54   68.97     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608487    $      71,875.03     10.150 $      639.85   69.23     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608495    $     152,725.84     10.000 $    1,342.69   89.47     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608511    $      59,115.29     11.050 $      566.02   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608537    $      89,755.18     10.500 $      822.36   59.93     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608560    $      80,877.68     10.800 $      759.17   90.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608578    $     199,769.60     10.700 $    1,859.45   66.67     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608586    $      84,319.68     10.700 $      785.16   71.57     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608602    $      62,927.42     10.700 $      585.73   70.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608628    $      98,986.85     10.400 $      899.56   79.96     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608644    $      73,449.00     11.200 $      711.33   85.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608651    $      65,915.34     10.200 $      588.98   74.16     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608669    $      82,737.94      9.950 $      724.01   39.45     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608677    $      79,758.02      9.800 $      690.27   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608685    $      95,903.97     11.350 $      939.71   73.28     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608693    $     103,851.23     11.050 $      994.35   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608701    $     259,012.27     10.950 $    2,458.64   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608719    $      38,454.18     10.550 $      353.62   70.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608727    $      72,670.59     10.950 $      690.07   75.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608743    $      68,891.50     12.100 $      714.55   70.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608750    $      80,808.80     10.800 $      758.23   89.89     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608768    $      96,191.42     10.800 $      902.57   90.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608776    $     115,861.29     11.300 $    1,130.10   79.38     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608818    $      36,481.07      9.250 $      300.28   54.48     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608826    $      41,422.80     10.300 $      372.89   74.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608891    $      91,517.81     10.125 $      813.75   85.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608925    $     101,981.22     10.350 $      923.77   79.92     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608933    $     122,926.15     12.150 $    1,280.46   75.99     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608941    $      79,585.14     11.950 $      817.02   53.20     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608958    $      86,502.91      9.950 $      757.66   84.18     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608966    $      77,920.69     12.600 $      838.52   65.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608974    $      72,134.32     10.950 $      685.33   83.05     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2608990    $     126,632.16     10.300 $    1,141.88   90.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609006    $      99,996.27      9.400 $      835.24   83.50     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609014    $      28,755.52     10.700 $      267.77   77.84     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609022    $     107,802.33      9.900 $      939.81   72.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609048    $      32,812.95     10.800 $      307.89   85.32     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609055    $      69,671.36     10.800 $      653.73   89.54     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609063    $     153,567.76     10.800 $    1,441.48   88.90     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609071    $      67,441.35     12.150 $      702.12   74.18     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609113    $      47,186.09      9.950 $      412.91   73.83     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609154    $      62,029.98     10.800 $      582.03   80.13     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609188    $     192,663.37     11.050 $    1,843.37    8.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609204    $     309,335.19     10.625 $    2,867.71   77.62     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609212    $      52,867.49     13.000 $      586.08   45.30     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
    2609238    $     149,472.07     10.375 $    1,357.31   66.67     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- --------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                                    Zip    Property    Maturity 
  Loan Number    Loan Number    Name                    Address               City             State    Code     Type        Date   
- ------------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>              <C>                         <C>               <C>       <C>      <C>        <C>     
    2609246        409680AD    NUTTON           154 HAMPSHIRE ROAD           METHUEN           MA       1844      OTHER      7/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609279        410316AD    GRIMM            6641 DEEP HOLLOW LN          MANASSAS          VA       22111     OTHER      8/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609287        410340AD    THORNHILL        303 COOPPERHILL ROA          BURRILLVILL       RI       2839      OTHER      7/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609295        410357AD    MEDEIROS         1 RD TO THE PLAIN            EDGARTOWN         MA       2539      OTHER      7/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609303        410407AD    BARBONE          293 POMMOGUSSETT RD          RUTLAND           MA       1543      OTHER      7/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609337        410928AD    MCCABE           81 PERRY AVENUE              STOUGHTON         MA       2072      OTHER      8/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609352        411389AD    SCOTT            90 PEMBERTON ROAD            WAYLAND           MA       1778      OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609360        411587AD    BEAVIS           41 CORTINA ROAD              EAST HAVEN        CT       6512      OTHER      8/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609378        411876AD    DAIGLE           37 SADLER STREET             WINDSOR LOC       CT       6096      OTHER      8/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609394        411934AD    MAIER            3906 VIOLA COURT             DOUGLASVILL       GA       30135     OTHER      8/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609402        412353AD    MANSOLILLO       199 BAYVIEW AVE.             WARWICK           RI       2818      OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609410        412437AD    BRITTON          482 FREMONT ROAD             CHESTER           NH       3036      OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609428        412528AD    LEBLANC          319 FLAX HILL ROAD           NORWALK           CT       6854      OTHER      8/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609444        412577AD    LEAHY            28 OLD MOUNTAIN RD           RICHMOND          RI       2898      OTHER      8/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609451        412585AD    LAMESA           2 WILSON COURT               ENFIELD           CT       6082      OTHER      8/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609485        413039AD    GRANT            168 S MAIN STREET            PUTNAM            CT       6260      OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609493        413047AD    QUILES           95 ABBE AVENUE               SPRINGFIELD       MA       1107      OTHER     12/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609501        413120AD    ATSALIS          242 OCEAN STREET             HYANNIS           MA       2601      OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609527        413294AD    THOMPSON         61 TEXEL DRIVE               SPRINGFIELD       MA       1108      OTHER     11/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609543        413385AD    PROTOPAPAS       22 COOLIDGE ROAD             MEDFORD           MA       2155      OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609550        413583AD    LAUCKS           7 CHARIHO DRIVE              RICHMOND          RI       2898      OTHER     10/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609584        414599AD    GEER             62 GREER CIRCLE              MILFORD           CT       6460      OTHER     10/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609600        414755AD    BRANCHAUD        284 DAVIS STREET             NORTHBORO         MA       1532      OTHER     11/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609618        414979AD    BELMORE          36 RUSH STREET               SPRINGFIELD       MA       1109      OTHER     10/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609642        415125AD    POPE             18 BELL SCH HSE RD           RICHMOND          RI       2892      OTHER     10/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609667        415265AD    BORCHERS         25 FAIRVIEW ROAD             WILBRAHAM         MA       1095      OTHER     10/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609675        415380AD    EDWARDS          126 FOREST ROAD              WEST HAVEN        CT       6516      OTHER     11/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609691        415745AD    COWARD           260 COLONY ROAD              NEW HAVEN         CT       6511      OTHER     12/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609717        415943AD    WEAVER           33 METZGER PLACE             SPRINGFIELD       MA       1104      OTHER     11/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609733        501767AD    JUDGE            1601 BELT WAY                SACRAMENTO        CA       95832     OTHER      2/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609741        502195AD    HICKMAN          310 LUPFER AVENUE            WHITEFISH         MT       59937     OTHER      2/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609758        503482AD    WILLIAMS         219 SILO DRIVE               LENOIR CITY       TN       37772     OTHER      5/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609766        504134AD    GIBBONS          1372 W LAURENWOOD WAY        HIGHLAND RA       CO       80126     OTHER      6/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609774        504365AD    RINDELS          3178 PENNEY DRIVE            SIMI VALLEY       CA       93063     OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609782        504589AD    WANDEL           6425 S DAYTON ST #1-10       GREENWOOD V       CO       80111     OTHER      7/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609790        504647AD    PRIEST           1324 ELMER DRIVE             NORTHGLENN        CO       80233     OTHER      7/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609816        504803AD    TURVEY           1641 MAYFAIR AVENUE          WESTCHESTER       IL       60154     OTHER      7/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609832        505461AD    SURLEA           1034 VIEWPOINT DRIVE         LAKE IN THE       IL       60102     OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609840        505487AD    VAN DER WALT     3806 W MARCONI AVENUE        PHOENIX           AZ       85023     OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609857        505495AD    PETERSON         11181 BOOTES STREET          SAN DIEGO         CA       92126     OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609865        505594AD    WRIGHT           12176 E 2ND DRIVE            AURORA            CO       80011     OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2609873        505818AD    SMITH            14805 MADISON AVENUE         HARVEY            IL       60426     OTHER      9/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2620524       5062418AD    PLASTER          105 COUNTY ROAD NO. 430      JOURDANTON        TX       78026    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2632347       5027160AD    JENKINS          501 LEONARD AVENUE           VALLEY PARK       MO       63088    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2632354       5027164AD    HUTT             7960 WEST RIVERSIDE          PASADENA          MD       21122    SFR/PUD    12/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2632412       5033763AD    HAUPTMAN         2533 33RD STREET             EAU CLAIRE        WI       54703    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2632438       5033958AD    FORD             97-99 MORRIS STREET          NEW HAVEN         CT       6511     SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2632479       5034156AD    BRAUTIGAM        1726 NEWTON AVENUE NORTH     MINNEAPOLIS       MN       55411    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2632511       5034268AD    MURRAY           343 VICTOR PLACE             NEPTUNE TWP       NJ       7753     SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2632552       5034452AD    TOOTILL          743 36TH STREET              DES MOINES        IA       50312    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2632560       5034513AD    ANDREWS          3209 D STREET SOUTHEAST      WASHINGTON        DC       20019    2 UNITS     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2634202       5027204AD    DILLON           3602 S 3400 WEST             WEST VALLEY       UT       84119    SFR/PUD    11/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------------------------
   Servicer            2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number     Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- ---------------------------------------------------------------------------------------------------------------------------------
<S>             <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2609246     $     132,370.01     10.150 $    1,179.44   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609279     $     276,746.37      9.100 $    2,252.83   75.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609287     $      77,843.31     12.125 $      809.84   74.29     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609295     $      59,797.53      9.950 $      523.99   49.59     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609303     $     145,861.92     11.100 $    1,403.12   75.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609337     $      64,862.81     10.300 $      584.89   69.89     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609352     $      85,887.25     11.450 $      848.37    3.91     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609360     $      49,902.82     11.550 $      497.06   35.09     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609378     $      62,889.24     11.150 $      607.12    6.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609394     $     106,966.39     10.150 $      952.67   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609402     $     358,862.62     10.050 $    3,168.17   55.31     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609410     $     116,623.63     10.800 $    1,094.70   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609428     $     219,510.36     10.050 $    1,938.80    7.33     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609444     $     143,660.08     11.625 $    1,439.12    8.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609451     $     143,615.81      9.850 $    1,247.34   79.97     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609485     $      56,408.00     10.450 $      514.72   59.47   NON OWNER      360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609493     $      53,209.52     12.250 $      558.01   75.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609501     $     249,522.70      9.700 $    2,138.72   64.10     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609527     $      83,236.30     10.700 $      774.47   85.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609543     $     275,596.52     10.950 $    2,618.00   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609550     $      80,252.23     11.200 $      778.82   70.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609584     $      89,307.94     12.650 $      964.28   65.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609600     $     122,290.09      9.950 $    1,069.63    9.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609618     $      28,774.19     11.850 $      292.92   73.85     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609642     $     128,090.81     11.700 $    1,289.66   73.29     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609667     $     126,219.71     10.400 $    1,146.57   74.34     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609675     $      31,466.34     11.050 $      301.18   80.77     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609691     $      97,465.60     11.050 $      932.21   75.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609717     $      59,437.81     11.150 $      573.39   70.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609733     $      59,756.57     11.500 $      592.36   69.77     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609741     $      37,583.22     12.750 $      409.79   64.07     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609758     $      97,731.31     11.000 $      933.47   89.18     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609766     $     102,955.75     10.500 $      944.47   79.47     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609774     $     219,655.88     10.700 $    2,045.39   80.00     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609782     $     117,221.25      9.850 $    1,019.07   79.78     OWNER        360     ADVANTA  NATIONAL MORTGAGE    3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609790     $      73,385.27     10.650 $      681.13   79.14     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609816     $      66,858.03     12.150 $      696.63   52.76     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609832     $     132,312.50     10.000 $    1,163.22   89.56     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609840     $      75,397.72     11.300 $      736.17   79.47     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609857     $     144,705.21      9.400 $    1,208.67   78.38     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609865     $      66,296.42     10.650 $      614.85   79.05     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2609873     $      35,959.55     12.150 $      374.46   78.26     OWNER        360     ADVANTA  NATIONAL MORTGAGE    2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2620524     $      47,300.00     11.800 $      479.26   55.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2632347     $      56,000.00     11.585 $      558.20   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2632354     $     115,474.33     13.125 $    1,288.95   55.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2632412     $      17,550.00     12.855 $      192.15   65.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2632438     $      48,983.85     11.360 $      480.02   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2632479     $      33,800.00      9.900 $      294.12   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2632511     $      91,000.00      9.900 $      791.87   64.54   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2632552     $      39,000.00     12.580 $      418.65   60.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2632560     $      71,500.00     11.550 $      710.79   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2634202     $      99,915.96     10.260 $      896.84   80.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity  
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date    
- --------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>      
    2634236       5027219AD    LEWIS       6070 LINCOLN ROAD            OREGON            WI       53575    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634251       5027224AD    WORKMAN     907 PINEHURST DRIVE          ARLINGTON         TX       76012    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634301       5027413AD    CROFTS      55 S 100 EAST                AMERICAN FO       UT       84003    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634319       5027455AD    GREENLEE    4008 236TH AVENUE NE         REDMOND           WA       98053    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634327       5027456AD    ALVARADO    603 S SAN GABRIEL            SAN ANTONIO       TX       78237    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634350       5027461AD    JOHNSON     209 ABBEY LANE               DESOTO            TX       75115    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634368       5027462AD    GLENN       6022 COLUMBIA AVENUE         PHILAPDELPH       PA       19151    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634376       5027463AD    HOPKINS     4074 MANTOVA DRIVE           LOS ANGELES       CA       90008    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634459       5031888AD    GRAY        13704 PURCHE AVENUE          GARDENA           CA       90249    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634525       5032017AD    AVELLA      518 8TH STREET               PALISADES P       NJ       7650    3-4 UNITS   11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634582       5032073AD    ADAMS       431 4TH AVENUE NORT          ONALASKA          WI       54650    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634640       5032126AD    PETOSA      148 SWEETMAN LANE            MANALAPAN         NJ       7726     SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634665       5032147AD    EUBANK      3821 TANTALUS DRIVE          HONOLULU          HI       96822    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634673       5032152AD    SETO        1423 W SAN BERNARDIONO       COVINA            CA       91722     CONDO     11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634699       5032162AD    HOOPER      217 N 12TH STREET            WILMINGTON        NC       28401    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634715       5032169AD    BAL         12322 CONCORD COURT          CHINO             CA       91710    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634731       5032187AD    BREITLING   1869 E 5150 SOUTH            SALT LAKE C       UT       84117     CONDO     11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634772       5032211AD    ORTEGA      518 AVALON STREET            SAN ANTONIO       TX       78249    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634871       5032281AD    COMBS       3387 GILHAM ROAD             EUGENE            OR       97408    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634897       5032290AD    PASCUA      41-716 MEKIA STREET          WAIMANALO         HI       96795    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2634921       5032303AD    HOLMES      134 E GEORGIA STREET         WOODRUFF          SC       29388    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635043       5032345AD    KOSTECKI    2956 CROSSGATE ROAD          SAINT LOUIS       MO       63129    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635050       5032355AD    DOERSCHELN  140 OAK DRIVE                OAK VIEW AR       CA       93022    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635118       5032386AD    HIGGINS     20500 BINDER                 DETROIT           MI       48234    SFR/PUD    11/1/11  
- --------------------------------------------------------------------------------------------------------------------------------
    2635340       5032446AD    FAGAN       8815 PENN GLEN PLACE         BLOOMINGTON       MN       55431    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635423       5032459AD    ENNETT      617 INLET ACRES DRI          WILMINGTON        NC       28412    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635449       5032461AD    LEPAK       W5386 BLUFF ROAD             EAGLE             WI       53119    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635514       5032470AD    SCHLEY      3647 WEALTH STREET           PITTSBURGH        PA       15212    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635613       5032488AD    REPOVICH    10224 N BRIARCLIFF DRIV      SPOKANE           WA       99218    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635621       5032489AD    BRODIE      714 CARROLL STREET           DURHAM            NC       27701    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635688       5032498AD    GIBBONS     1780 SANDHOLLOW RD           CALDWELL          ID       38605    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635712       5032502AD    VENUS       3 PEACEABLE STREE            REDDING           CT       6896     SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635787       5032518AD    LOPEZ       807 UPSON DRIVE              EL PASO           TX       79902    SFR/PUD    12/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635845       5032526AD    JOHN        15065 PIEDMONT               DETROIT           MI       48223    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635886       5032531AD    BURCH       RT 1 BOX 180                 KENDALL           WI       54638    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635902       5032536AD    CLARK       1621 BERKSHIRE DRIVE         PALMDALE          CA       93551    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635944       5032545AD    GATYAS      65 ST STEPHENS AVENUE        WOODBRIDGE        NJ       8832     SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2635951       5032547AD    WOOTEN      1100 TOMMYS LAKE ROA         WINSTON-SAL       NC       27105    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636025       5032554AD    STEINLY     8429 17TH AVENUE SW          SEATTLE           WA       98116    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636033       5032555AD    MARSHALL    859 BONITA DRIVE             VISTA             CA       92083    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636256       5032585AD    WEBB        7135 WOFFORD AVENUE          DALLAS            TX       75227    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636264       5032586AD    WEBB        226 OLD MILL LANE            DALLAS            TX       75217    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636298       5032590AD    BUOYE       31 ELIZABETH STREE           CALDWELL          NJ       7006     SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636330       5032594AD    NAEEM       1136 E 65TH STREET           INGLEWOOD         CA       90301    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636348       5032595AD    ZAMPI       411- 413 ELLIS STREE         NEW BRITAIN       CT       6051    3-4 UNITS   11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636397       5032601AD    PELTON      9529 STATE ROUTE 7           KINSMAN           OH       44428    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636413       5032604AD    CHESSER     2916- 18 NORTH 28TH S        MILWAUKEE         WI       53210   3-4 UNITS   11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636421       5032605AD    ARMENO      4634 E CLEVELAND AVENU       LAS VEGAS         NV       89104    SFR/PUD    11/1/11  
- --------------------------------------------------------------------------------------------------------------------------------
    2636439       5032606AD    ROE         22532 COUNTY LANE ROA        ELKHART LAK       WI       53020    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636470       5032613AD    MEIER       6529 CALIFORNIA AVEN         LONG BEACH        CA       90805    SFR/PUD    12/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636629       5032641AD    KHERDEEN    9483 E ARBOR DRIVE           ENGLEWOOD         CO       80111    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
    2636678       5032655AD    EVERSON     1110 17TH STREET             RACINE            WI       53403    SFR/PUD    11/1/26  
- --------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- -------------------------------------------------------------------------------------------------------------------------------
   Servicer          2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number   Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- -------------------------------------------------------------------------------------------------------------------------------
<S>           <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2634236   $      85,765.79     13.630 $      991.55   55.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634251   $     103,592.07      9.250 $      853.11   85.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634301   $      67,171.32     13.330 $      760.74   60.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634319   $     188,379.60     11.525 $    1,870.30   65.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634327   $      16,494.11     14.110 $      196.94    5.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634350   $      35,076.33     13.125 $      391.71   45.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634368   $      30,213.62     10.500 $      276.71   55.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634376   $     239,786.31      9.990 $    2,104.40   62.34     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634459   $     119,879.31     11.325 $    1,172.35   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634525   $     201,384.12     12.000 $    2,072.65   62.97     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634582   $      27,969.85     11.010 $      266.86   37.84     OWNER        360     ADVANTA       QUALITY         3/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634640   $     120,152.97     13.710 $    1,396.67   55.91     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634665   $     276,957.77      9.615 $    2,354.35   65.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634673   $      87,843.51      8.640 $      685.39   80.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634699   $      48,691.21     10.215 $      435.58   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634715   $     154,581.92     10.710 $    1,439.45   85.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634731   $     103,826.85      8.960 $      833.82   65.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634772   $      36,780.54     12.380 $      389.33   63.45     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634871   $      89,897.77      8.830 $      713.18   62.07     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634897   $     172,335.29      9.660 $    1,470.65   73.40     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2634921   $      45,575.19     12.250 $      477.84   60.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635043   $      63,709.81     11.585 $      635.45   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635050   $     131,155.77     10.990 $    1,248.93   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635118   $      23,539.96     14.000 $      314.96   55.00     OWNER        180     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635340   $      72,506.82      8.260 $      546.68   51.56     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635423   $      30,787.79     13.655 $      356.55   56.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635449   $     143,649.56     11.115 $    1,381.47   50.62     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635514   $      45,473.53     11.950 $      466.27   65.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635613   $     138,604.06      9.200 $    1,136.44   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635621   $      45,479.06     12.995 $      503.14   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635688   $      63,638.13      9.580 $      539.35   69.24     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635712   $     201,913.81     13.330 $    2,286.74   49.27     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635787   $      43,462.81      7.250 $      296.75   75.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635845   $      65,637.91     10.140 $      611.79   65.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635886   $      36,878.62     11.965 $      378.56   60.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635902   $      82,123.44      8.470 $      632.03   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635944   $      37,375.72     11.450 $      368.94   55.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2635951   $      93,520.32     10.200 $      835.27   80.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636025   $      92,873.03     10.330 $      838.46   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636033   $     104,878.94      8.825 $      831.67   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636256   $      19,479.64      9.235 $      160.21   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636264   $      30,518.10      9.235 $      251.00   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636298   $     173,803.18      8.850 $    1,381.30   76.32     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636330   $      81,901.93      8.580 $      635.16   74.54     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636348   $      46,119.36     11.350 $      451.75   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636397   $      40,931.06     13.080 $      455.55   65.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636413   $      20,137.74     11.750 $      203.40   65.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636421   $      88,412.77      8.350 $      868.61   74.17     OWNER        180     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636439   $      38,964.53      9.890 $      339.09   65.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636470   $      66,492.00     10.090 $      588.45   55.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636629   $     187,977.08      9.200 $    1,541.26   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
    2636678   $      19,588.18     11.785 $      198.37   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                                    Zip    Property    Maturity 
  Loan Number    Loan Number    Name                    Address               City             State    Code     Type        Date   
- ------------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>              <C>                         <C>               <C>       <C>      <C>        <C>     
    2636728       5062403AD    KAINER           2185 DEER RUN PASS           CANYON LAKE       TX       78133    SFR/PUD    11/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2636827       5072463AD    WEBB             7503 LAKE JUNE ROAD          DALLAS            TX       75217    SFR/PUD    11/1/26 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647485       5033616AD    HERNANDEZ        1923 NORTHWEST 34TH STREET   MIAMI             FL       33142    2 UNITS     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647600       5034309AD    BURNETT          2904 NORTH KARI LANE         GREENACRES        WA       99016    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647618       5034337AD    TIFFANY          13618 EAST 4TH AVENUE        SPOKANE           WA       99216    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647626       5034344AD    CORAZZO          31 CODDINGTON WHARF          NEWPORT           RI       2840      CONDO      1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647634       5034357AD    JEFFERSON        24 JEFFERSON COURT           CRAWFORDVIL       FL       32327    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647642       5034358AD    JEFFERSON        34 JEFFERSON COURT           CRAWFORDVIL       FL       32327  MANUFACTURE   1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647659       5034365AD    GOODNIGHT        7366 W. MULBERRY JEFFERSON   FRANKFORT         IN       46041    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647667       5034413AD    GONZALEZ         610 MB MARTINIEZ STREET      CALEXICO          CA       92231    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647865       5034612AD    WEICKSEL         566 MANOR STREET             LANCASTER         PA       17602    2 UNITS     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2647899       5034618AD    WEICKSEL         564 MANOR STREET             LANCASTER         PA       17602    2 UNITS     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2649762       5033759AD    BURROWS          185 QUAIL ARES LANE          WASHINGTON        PA       15301    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2649788       5033811AD    SOTO             3268 GRANT AVENUE            OGDEN             UT       84401    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2649796       5033821AD    RIFF             45 CHRISTOPHER STREET        NEW YORK          NJ       10014     CONDO      1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2649838       5034263AD    VERDUGO          1137-1139 WEST 61ST ST.      LOS ANGELES       CA       90044    2 UNITS     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2649952       5034487AD    FORDE            39-41 WILCOX STREET          SPRINGFIELD       MA       1105     2 UNITS     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650018       5034551AD    TERRY            7 WEST RAVINE                WEBSTER GRO       MO       63119    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650034       5034579AD    WALLIN           4301 WEST 5TH STREET         DULUTH            MN       55807    2 UNITS     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650059       5034595AD    QUICK            116 EAST 2ND STREET          OCEAN ISLE        NC       28469    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650083       5034605AD    BRODER           1371 BROADLAWNS              SPANISH LAK       MO       63138    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650091       5034609AD    THOMPSON         17 OAK BLUFF CIRCLE          E. LONGMEAD       MA       1028     SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650109       5034620AD    GILLILAND        5127 24TH STREET             KENOSHA           WI       53140    2 UNITS     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650125       5034661AD    CARMONA          12 UTE COURT                 LOS LUNAS         NM       87031    SFR/PUD     1/1/12 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650133       5034667AD    WILLIAMS         807 HERON COURT              LANDOVER          MD       20785    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2650208       5034774AD    JONES            253-255 SUFFOLK STREET       HOLYOKE           MA       1040     2 UNITS     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672178       5033813AD    REEDY            5907 MELSHIRE DRIVE          DALLAS            TX       75230    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672186       5033815AD    NEFF             107 EAST 23RD STREET         CHESTER           PA       19013    2 UNITS     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672202       5034180AD    SMITH            4912 NORTH DENVER AVENUE     PORTLAND          OR       97217    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672244       5034380AD    MARTIN CROSS     3301 WEST 75TH STREET        LOS ANGELES       CA       90043    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672293       5034541AD    DUBBELS          66 12TH STREET               NEWPORT           MN       55055    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672319       5034550AD    BLACKMER         56 GROVE STREET              PETERBOROUG       NH       3458     SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672392       5034652AD    SORBIE           11 SKI HILL DRIVE            NORTHFIELD        NH       3276     SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672418       5034654AD    BRAVEBOY         10912 LOCKWOOD DRIVE         SILVER SPRI       MD       20901    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672459       5034686AD    MAFERA           19 CHARLES STREET            SOUTHINGTON       CT       6479     SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672590       5034745AD    HIGGINS          5904 LAKE TERRACE COURT      FAYETTEVILL       NC       28304    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672624       5034760AD    ANDERSON         709 OPUS AVENUE              CAPITOL HEI       MD       20743    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672632       5034769AD    BOHANNON         1332 NORTH 31ST STREET       MILWAUKEE         WI       53208    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672681       5034846AD    ANDERSON         5810 LAYTON STREET           VIRGINIA BE       VA       23462    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672699       5034851AD    SHERRELL         1614 LITTON AVENUE           NASHVILLE         TN       37216    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672715       5034865AD    WILLIAMSON       1100 HOLLAND AVENUE          CHARLOTTE         NC       28206    2 UNITS     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2672756       5072480AD    SULLIVAN         2226 DEWITT STREET           IRVING            TX       75062    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702090       5033786AD    DEMOURE          7214 WISCONSIN AVENUE        HAWTHORNE         WI       54842    SFR/PUD     1/1/12 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702157       5034376AD    ROBERTSON        5714 SOUTH 3200 WEST         SPANISH FOR       UT       84660    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702207       5034473AD    LUNMAN           33 WEST STREET               RED BANK          NJ       7701     SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702264       5034591AD    ETTLIN           663 NORTH LAUREL STREET      CANNON BEAC       OR       97110    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702272       5034594AD    BANKS            1411 ARBOR VITAE AVENUE      DALLAS            TX       75224    SFR/PUD     1/1/12 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702322       5034637AD    HERRERA          1465 WATERMAN AVENUE         EL CENTRO         CA       92243    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702330       5034644AD    GOODWIN          486 SAUNDERS AVENUE          AKRON             OH       44319    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702371       5034660AD    PADILLA          5017 EAST 61ST STREET        MAYWOOD           CA       90270    SFR/PUD     1/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702397       5034687AD    RUSH             887 WINTERHILL ROAD          STRASBURG         PA       17579    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
    2702504       5034782AD    LOMENZO          2359 NORTH 69TH STREET       MILWAUKEE         WI       53213    SFR/PUD     2/1/27 
- ------------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- -----------------------------------------------------------------------------------------------------------------------------------
   Servicer              2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number       Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- -----------------------------------------------------------------------------------------------------------------------------------
<S>               <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2636728       $      40,240.29      9.535 $      339.89   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2636827       $      22,723.68      8.740 $      178.81   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647485       $      87,600.00     11.330 $      856.15   73.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647600       $      60,350.30     11.830 $      613.24   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647618       $      89,600.00      9.280 $      739.07   79.29     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647626       $     125,000.00      9.650 $    1,064.78   52.08   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647634       $      26,993.14     12.530 $      288.79   60.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647642       $      24,593.75     12.530 $      263.12   60.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647659       $      34,993.25     13.750 $      407.79   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647667       $      72,000.00      8.530 $      555.15   80.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647865       $      54,000.00     11.160 $      520.79   75.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2647899       $      54,000.00     11.160 $      520.79   75.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2649762       $     192,000.00     14.125 $    2,293.97   60.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2649788       $      46,200.00     12.350 $      487.70   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2649796       $     135,000.00     10.585 $    1,243.49   46.55     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2649838       $      90,000.00      9.660 $      767.30   75.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2649952       $      41,300.00      9.490 $      346.97   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650018       $      45,359.34     11.150 $      437.27   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650034       $      48,750.00     11.330 $      476.45   70.65     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650059       $     101,500.00     11.310 $      990.46   70.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650083       $      38,400.00     12.560 $      411.62   60.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650091       $     128,250.00     11.730 $    1,292.60   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650109       $      61,600.00      9.585 $      521.79   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650125       $      76,200.00     10.465 $      840.66   60.00     OWNER        180     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650133       $      95,182.19     13.880 $    1,118.96   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2650208       $      35,000.00      9.920 $      305.08   50.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672178       $     126,750.00     11.650 $    1,269.72   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672186       $      56,000.00      9.750 $      481.13   70.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672202       $      91,176.42     12.455 $      970.16   60.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672244       $      82,875.00      9.020 $      668.02   65.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672293       $      79,730.00     12.530 $      852.78   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672319       $      95,958.69     10.130 $      851.71   80.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672392       $      91,000.00      9.330 $      753.92   67.91     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672418       $      78,000.00      9.170 $      637.17   40.73     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672459       $      56,000.00      9.920 $      488.13   62.22   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672590       $      68,950.00     14.880 $      865.22   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672624       $      62,400.00     12.380 $      660.16   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672632       $      29,250.00     11.980 $      300.42   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672681       $      25,000.00     13.760 $      291.48   50.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672699       $      31,200.00     13.130 $      348.31   65.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672715       $      26,950.00     11.310 $      262.98   70.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2672756       $      36,050.00     10.630 $      333.27   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702090       $      33,060.52      8.765 $      331.61   65.00     OWNER        180     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702157       $      71,202.34      8.015 $      523.55   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702207       $      33,000.00      9.260 $      271.72   52.38   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702264       $      80,000.00     11.780 $      809.37   47.06     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702272       $      32,432.63     11.630 $      382.35   65.00   NON OWNER      180     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702322       $      61,750.00      9.730 $      529.62   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702330       $      43,550.00     12.630 $      469.19   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702371       $      89,972.17     11.650 $      901.58   62.07     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702397       $     144,900.00      9.630 $    1,232.17   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2702504       $      67,200.00     14.880 $      843.26   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- -------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity 
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date   
- -------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>     
    2702538       5034893AD    SWEARENGEN  3215 VILLA PLACE #3210       AMARILLO          TX       79109     CONDO      2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2702579       5072478AD    AKIN        7993 TOURNAMENT ROAD         FRISCO            TX       75034    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705085       5034553AD    VILLASMIL   10202 SOUTHWEST 84TH COURT   MIAMI             FL       33156    SFR/PUD     1/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705218       5034791AD    MATTERA     67 GRIFFIN DRIVE             WARWICK           RI       2886     SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705226       5034795AD    FORTINI     301 BRIDGE STREET            OLD FORGE         PA       18518    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705309       5034822AD    COLEMAN     121 NORTH FIRST STREET       SPRING LAKE       NC       28390    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705325       5034837AD    HOLLINGER   1201 WILLOW DRIVE            OLATHE            KS       66061    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705333       5034844AD    LIPTOW      1402 ROCKPORT ROAD           JANESVILLE        WI       53545    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705341       5034845AD    SPARKS      7725 WEST 85TH STREET        PLAYA DEL R       CA       90293    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705374       5034867AD    BACKHAUS    13933 EVEREST AVENUE         APPLE VALLE       MN       55124    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705382       5034869AD    MCCAULEY    2 KEARSARGE ESTATES          BARTLETT          NH       3812     SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705408       5034877AD    ZIELINSKI   408 RALEIGH STREET           CAROLINA BE       NC       28428    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705416       5034887AD    WAGONER     2505 SOUTH 15TH PLACE        MILWAUKEE         WI       53215    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705457       5034921AD    LINDSEY     2011 COUNTY ROAD             DISTRICT HE       MD       20747    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705473       5033783AD    NELLUMS     8964 OLDEN AVENUE            OVERLAND          MO       63114    SFR/PUD     1/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705481       5033806AD    COEN        ROUTE 2 BOX 2122             MURCHISON         TX       75778    SFR/PUD     1/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705531       5034638AD    LAURA       3678 BASSETT COURT           S. SAN FRAN       CA       94080    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705564       5034699AD    WAYMAN      920 10TH STREET              GERING            NE       69341    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705606       5034739AD    KILBRIDE    1582 CHICAGO STREET          GREEN BAY         WI       54302    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705655       5034811AD    HANCOCK     30 CREEK LANE                CASSETT           SC       29032    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705671       5034836AD    SHERRELL    731 JOSEPH AVENUE            NASHVILLE         TN       37207    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705697       5034923AD    DUSSAIGNE   578 AVENIDA MAGDALENA        CAMARILLO         CA       93010    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705705       5034974AD    NGUYEN      6619 HARSHMANVILLE RD.       HUBER HEIGH       OH       45424    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705739       6000012AD    WILLIAMS    3222 HENDERSON MILL ROAD     ATLANTA           GA       30314     CONDO      2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705747       6000015AD    WILLIAMS    256 HAAS AVENUE              ATLANTA           GA       30316    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705754       6000072AD    FUNDERBURK  1304 4TH STREET              WINSTON-SAL       NC       27101    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2705796       6000414AD    WILLIAMS    915 EAST 111TH DRIVE         LOS ANGELES       CA       90059    SFR/PUD    11/1/26 
- -------------------------------------------------------------------------------------------------------------------------------
    2705804       6000415AD    GUTIERREZ   4905 SNOW DRIVE              SAN JOSE          CA       95111    SFR/PUD    12/1/26 
- -------------------------------------------------------------------------------------------------------------------------------
    2708444       5034723AD    POSEY       6022 CHEENA DRIVE            HOUSTON           TX       77096    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708485       5034792AD    DAVIS       927 EAST DRIVE               SHEFFIELD         OH       44054    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708527       5034853AD    SAURDIFF    311 KELLY CIRCLE             DULUTH            MN       55811     CONDO      2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708568       5034883AD    COLEMAN     843 STANFORD ROAD            BALTIMORE         MD       21229    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708576       5034890AD    DEBERRY     12743 COTTONVILLE ROAD       NORWOOD           NC       28128    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708584       5034894AD    AMES        595 SOUTHWEST 3RD AVENUE     CEDAREDGE         CO       81413    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708600       5034906AD    PARK        41-714 KAAUMOANA PLACE       WAIMANALO         HI       96795     CONDO      2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708626       5034913AD    STUDT       24 1/2 ELISHA DRIVE          WILMINGTON        NC       28405    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708659       5034920AD    BLAKELY     2357 CLASSIC COURT           MISSOULA          MT       59801    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708691       5034958AD    SMITH       1224 NORMANDY DRIVE          CARROLLTON        TX       75006    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708725       5034968AD    HOPPER      501 DAWN CIRCLE              CHARLOTTE         NC       28213    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2708766       6000065AD    WILLIAMSON  3442 WEST 29TH AVENUE        DENVER            CO       80211    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2773893       5034690AD    PFLUGRADT   134 WEST 9TH STREET          MARSHFIELD        WI       54449    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2773901       5034764AD    PALMER      4216 WEST BONNY PLACE        MILWAUKEE         WI       53216    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2773935       5034809AD    SKIGIS      7 RADCLIFF STREET            BURLINGTON        MA       1803     SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2773943       5034818AD    EILERTSON   1815 NORTH HUMBOLT STREET    PORTLAND          OR       97217    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2774016       5034864AD    DAVIDSON    7890 WEST 68TH AVENUE        ARVADA            CO       80004    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2774032       5034924AD    WHITE       12202 SOUTH LOS ANGELES ST   LOS ANGELES       CA       90061    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2774057       5034949AD    PACE        5 CUMBERLAND TRAIL           CONROE            TX       77302    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2774065       5034963AD    JEFFRIES    6898 WYMAN WAY               WESTMINSTER       CO       80030    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2774073       5034964AD    PAULSON     819 GREENVIEW STREET         GURNEE            IL       60031    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2774099       5034979AD    DE SILVA    1025 SOUTH BURNSIDE AVE.     LOS ANGELES       CA       90019    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2774115       5072479AD    POWELL      913 BROADMOOR DRIVE          EL PASO           TX       79912    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
    2774149       6000018AD    JONES       2952 NORTH BUFFUM STREET     MILWAUKEE         WI       53212    SFR/PUD     2/1/27 
- -------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------------------------
   Servicer            2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number     Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- ---------------------------------------------------------------------------------------------------------------------------------
<S>             <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2702538     $      34,500.00      9.900 $      300.22   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2702579     $      83,600.00      9.850 $      724.40   80.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705085     $     147,375.00      9.750 $    1,266.18   75.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705218     $      70,200.00     10.380 $      635.86   67.83     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705226     $      30,000.00     10.550 $      275.54   54.55   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705309     $      28,500.00      9.580 $      241.31   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705325     $      71,250.00     12.250 $      746.63   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705333     $      26,650.00      9.730 $      228.57   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705341     $     288,000.00      9.150 $    2,348.46   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705374     $      78,000.00     13.130 $      870.77   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705382     $      91,700.00      9.460 $      768.39   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705408     $      25,000.00     11.430 $      246.24   33.33     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705416     $      37,050.00     12.130 $      384.81   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705457     $      72,150.00     11.760 $      728.84   65.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705473     $      41,930.00     12.300 $      441.01   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705481     $      58,175.60     10.250 $      521.53   60.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705531     $     192,500.00      7.900 $    1,399.10   77.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705564     $      60,750.00      9.650 $      517.48   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705606     $      26,000.00     11.530 $      258.07   46.43     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705655     $      25,350.00     11.630 $      253.56   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705671     $      32,200.00     14.250 $      387.91   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705697     $     149,093.00     14.250 $    1,796.10   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705705     $      47,500.00      9.140 $      386.99   54.28     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705739     $      44,100.00      9.510 $      371.14   70.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705747     $      49,000.00      9.510 $      412.38   70.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705754     $      33,800.00     12.760 $      367.57   65.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705796     $      74,983.79     13.250 $      844.34   60.00   NON OWNER      360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2705804     $     114,761.27     11.250 $    1,115.01   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708444     $      84,600.00      9.290 $      698.44   56.40     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708485     $      45,600.00     12.600 $      490.21   60.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708527     $      46,900.00     11.630 $      469.10   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708568     $      48,000.00     12.480 $      511.54   60.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708576     $      67,000.00     13.130 $      747.97   60.91     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708584     $      50,000.00      8.920 $      399.44   50.51     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708600     $      62,000.00      9.500 $      521.33   38.75     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708626     $      36,400.00     11.880 $      371.06   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708659     $      74,250.00     10.200 $      662.60   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708691     $     131,250.00      8.490 $    1,008.27   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708725     $      51,000.00     11.680 $      512.06   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2708766     $      74,750.00      8.770 $      589.13   65.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2773893     $      25,285.00      9.980 $      221.52   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2773901     $      24,850.00     14.380 $      301.93   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2773935     $     138,000.00     10.150 $    1,226.37   60.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2773943     $      70,000.00      9.630 $      595.25   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2774016     $      78,400.00     10.130 $      695.56   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2774032     $      78,100.00     10.030 $      687.12   55.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2774057     $      65,600.00      8.900 $      523.12   80.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2774065     $     108,750.00     10.280 $      976.94   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2774073     $     140,000.00     11.630 $    1,400.31   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2774099     $     234,500.00      9.380 $    1,951.30   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2774115     $      60,000.00      9.880 $      521.23   24.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
    2774149     $      40,800.00      9.530 $      343.96   80.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ---------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity  
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date    
- --------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>      
    2774206       6000108AD    HEIDELBERG  880 WILLIAMS                 MUSKEGON          MI       49442    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774222       5027187AD    DOYEL       650 ROCKY POINT ROAD         POCATELLO         ID       83204    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774248       5033767AD    CROSBIE     798 MOCKINGBIRD COURT        KELLER            TX       76248    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774263       5033771AD    KOCHARIAN   5208 DON PIO DRIVE           LOS ANGELES       CA       91364    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774271       5033772AD    WORTHING    3311 JAMES DRIVE             CARLSBAD          CA       92008    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774297       5033789AD    RETHFORD    10495 MARIPOSA AVENUE        JACKSON           CA       95642    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774404       5034909AD    MIRRAFATI   3259 WEST 139TH STREET       HAWTHORNE         CA       90250    2 UNITS     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774479       5034970AD    BROWN       3370 GAS CANYON COURT        FORESTHILL        CA       95631    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774537       6000002AD    SCHMITZ     1110 SOUTH UNION AVENUE      ROSWELL           NM       88201    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774586       6000029AD    MITCHELL    2115 SOUTH CROSBY            JANESVILLE        WI       53545    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774594       6000031AD    SIERRA      2104 EAST 12TH STREET        DAVENPORT         IA       52803    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774602       6000039AD    REDFERN     1885 DODGE STREET            LAKE GENEVA       WI       53147    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774628       6000047AD    PREVATKE    41 WEST 350 MCDONALD ROAD    ELGIN             IL       60123    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774644       6000051AD    JUST        4250 STONEBRIDGE CIRCLE      MINNETRISTA       MN       55364    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774677       6000071AD    CLARK       729 SOUTHWEST 154TH PLACE    OKLAHOMA CI       OK       73170    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774685       6000096AD    YANDRE      1535 STAFFORD AVENUE         MERRITT ISL       FL       32952    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2774693       6000109AD    DELGADO     3634 NORTHWEST 12TH STREET   MIAMI             FL       33125    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784551       2784551AD    ATKINS      6200 DUPREE AVENUE           FERGUSON          MO       63135    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784569       2784569AD    TASU        24728 WOODED VISTA           LOS ANGELES       CA       91307    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784601       2784601AD    FITZGERALD  41 CEDAR LAKE ROAD           DENVILLE          NJ       7834     SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784767       2784767AD    SMITH       2808 JOHN PATTERSON ROAD     DES MOINES        IA       50317    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784775       2784775AD    SHOWELL     36 HONOLULU ROAD, ROUTE 3    FRANKFORD         DE       19945  MANUFACTURE   2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784791       2784791AD    GAY         5255 NORTHEAT MALLORY AVE.   PORTLAND          OR       97211    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784825       2784825AD    ALLEN       9154 S. GRANADA HILLS DR.    WEST JORDAN       UT       84088    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784932       5033768AD    MEYER       5555 DEL MONTE #2201         HOUSTON           TX       77056    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784940       5033774AD    AHLUWALIA   1206 N. ORANGE GROVE AVE.    LOS ANGELES       CA       90046   3-4 UNITS    1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784957       5033780AD    NELSON      364 WEST 300 SOUTH           MT. PLEASAN       UT       84641    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784973       5033782AD    KROMAH      2744 16TH AVENUE SOUTH       MINNEAPOLIS       MN       55407   3-4 UNITS    2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2784999       5033785AD    LEACH       980 WEST N STREET            SPRINGFIELD       OR       97477    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785004       5033803AD    MCELRATH    2317 WHEATON AVENUE          ST. LOUIS         MO       63114    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785012       5034704AD    CARGILE     16172 PARKSIDE               DETROIT           MI       48221    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785020       5034744AD    WILLIAMS    8036 SOUTH HARVARD AVENUE    CHICAGO           IL       60620    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785095       5034910AD    MIRRAFATI   4034 JENNINGS DRIVE          LOS ANGELES       CA       90032    2 UNITS     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785103       5034911AD    MIRRAFATI   129-131 WEST 71ST STREET     LOS ANGELES       CA       90003    2 UNITS     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785194       5034969AD    VARGAS      83 HICKORY ROAD              ATTLEBORO         MA       2703     SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785285       6000062AD    STEIGER     722 & 726 SOUTH HIGH         BELLEVILLE        IL       62220    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785293       6000064AD    PHELPS      2307 BRYANT AVENUE NORTH     MINNEAPOLIS       MN       55411    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785327       6000098AD    SISCO       336 WEST PALISADE AVENUE     ENGLEWOOD         NJ       7631     2 UNITS     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785335       6000104AD    WARBURTON   316 SOUTH LAVINA             SANDPOINT         ID       83864    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785434       6000196AD    ARTMANN     254 RICE CREEK BLVD          FRIDLEY           MN       55432    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2785467       6000229AD    KINSEY      495 EAST 400 NORTH           SANTAQUIN         UT       84655    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2786317       2786317AD    KOSSARAS    1221 NORTH PEACH AVe. #113   FRESNO            CA       93727    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2786325       2786325AD    MCDONALD    1055 EAST 800 NORTH          OREM              UT       84097  MANUFACTURE   1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2786382       2786382AD    GOLD        2905 ELM AVENUE              LAS VEGAS         NV       89101   2-4 UNITS    1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2786390       2786390AD    KARRATTI    1306 EAST WILLOW DRIVE       ST. GEORGE        UT       84790    SFR/PUD     1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2786432       2786432AD    MARSHALL    760 W. PILTZ ROAD            PAHRUMP           NV       89041  MANUFACTURE   1/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2796712       2796712AD    BOUIKIDIS   7036 VERONICA ROAD           UPPER DARBY       PA       19082    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2796720       2796720AD    NORCUTT     715 FAIRFIELD CIRCLE         MINNETONKA        MN       55305    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2796803       2796803AD    GATES       68-1375 PAUOA STREET #G4     KAMUELA           HI       96743    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2796837       2796837AD    CARR        3861 EARL LEWIS ROAD         BURGAW            NC       28425    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2796886       2796886AD    RADUNZ      1177 EDGERTON STREET         SAINT PAUL        MN       55101   2-4 UNITS    2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2796928       2796928AD    PHILLIPS    3736 OHIO                    SAINT LOUIS       MO       63118    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- ----------------------------------------------------------------------------------------------------------------------------------
   Servicer             2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number      Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- ----------------------------------------------------------------------------------------------------------------------------------
<S>              <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2774206      $      26,600.00      9.380 $      221.34   70.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774222      $      82,800.00     10.500 $      757.40   57.10     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774248      $     106,000.00     10.665 $      982.73   51.33     OWNER        360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774263      $     428,000.00      9.130 $    3,483.89   80.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774271      $     225,000.00      7.155 $    1,520.43   70.31     OWNER        360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774297      $      84,000.00     11.250 $      815.86   65.63     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774404      $      77,400.00     10.510 $      708.59   60.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774479      $     120,000.00      9.630 $    1,020.43   80.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774537      $      33,375.00     11.980 $      342.79   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774586      $      31,800.00     13.330 $      359.99   60.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774594      $      37,000.00     10.730 $      344.83   64.91     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774602      $      37,000.00      9.270 $      304.93   54.81     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774628      $     216,000.00      9.530 $    1,820.97   78.55     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774644      $     430,000.00      9.650 $    3,662.83   57.33     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774677      $      86,275.00      7.600 $      609.17   85.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774685      $     117,750.00     11.130 $    1,132.94   74.82     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774693      $      78,400.00     14.250 $      944.47   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784551      $      34,800.00     13.400 $      395.87   60.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784569      $     374,000.00      9.125 $    3,042.99   80.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784601      $     156,500.00     11.880 $    1,595.34   72.12     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784767      $      63,700.00     12.830 $      696.19   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784775      $      29,100.00     11.330 $      284.41   60.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784791      $      94,000.00      9.280 $      775.36   71.21     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784825      $      80,000.00      9.670 $      682.63   53.31     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784932      $     255,500.00      9.585 $    2,164.25   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784940      $     252,000.00      9.355 $    2,092.34   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784957      $      78,000.00     11.625 $      779.88   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784973      $      78,000.00     12.230 $      816.15   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2784999      $      52,500.00     10.450 $      478.28   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785004      $      33,250.00     14.700 $      412.47   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785012      $      55,500.00     11.600 $      553.85   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785020      $      66,500.00     14.130 $      794.79   70.00     OWNER        360     ADVANTA       QUALITY         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785095      $      64,350.00     10.510 $      589.12   71.50   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785103      $      65,650.00     10.510 $      601.02   65.00   NON OWNER      360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785194      $      75,000.00     12.410 $      795.21   50.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785285      $      42,000.00     14.880 $      527.04   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785293      $      19,000.00     12.630 $      204.70   63.33     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785327      $     149,100.00     14.880 $    1,870.99   70.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785335      $      49,500.00     10.330 $      446.52   75.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785434      $      70,000.00     12.830 $      765.05   45.16     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785467      $      84,500.00      9.270 $      696.39   65.00     OWNER        360     ADVANTA       QUALITY         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2786317      $      23,200.00     11.100 $      222.69   80.00   NON OWNER      360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2786325      $     166,000.00      9.750 $    1,426.20   79.81     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2786382      $     120,000.00      9.250 $      987.21   80.00   NON OWNER      360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2786390      $      91,000.00     11.000 $      866.61   70.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2786432      $      51,700.00      8.500 $      397.53   79.91     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2796712      $      23,400.00     10.650 $      216.68   65.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2796720      $     118,900.00     11.725 $    1,197.91   74.98     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2796803      $     250,000.00      9.500 $    2,102.14   33.33     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2796837      $      36,000.00     11.760 $      363.66   80.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2796886      $      36,900.00     12.780 $      401.85   60.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2796928      $      40,200.00     13.200 $      450.99   69.91     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- ---------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity   
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date     
- ---------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>       
    2798148       2798148AD    ENGLISH     4013 FAR WEST BLVD.          AUSTIN            TX       78731    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798155       2798155AD    WRIGHT      170 ALPINE DRIVE             IDAHO FALLS       ID       83402    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798221       2798221AD    ZINNERMAN   1416-1418 GHOLSON STREET     WINSTON SAL       NC       27107   2-4 UNITS    2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798254       2798254AD    CHUNG       111 44TH AVENUE              SAN MATEO         CA       94403    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798262       2798262AD    ALONZO      1352 AHEAHE AVENUE           WAHIAWA           HI       96786   2-4 UNITS    2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798296       2798296AD    RODRIGUEZ   4282 NORTH MILE DRIVE        PROVO             UT       84604    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798346       2798346AD    MATOS       312 JACKSON PINES ROAD       JACKSON           NJ       8527     SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798387       2798387AD    REYNOLDS    1305 MIDVALLEY ROAD          CEDAR CITY        UT       84720  MANUFACTURE   2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798429       2798429AD    CROWLEY     2415 ANDREWS STREET          ROCKFORD          IL       61101    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2798452       2798452AD    DANKERT     7801 SOUTH MAJOR             BURBANK           IL       60459    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2800902       2800902AD    WYNN        811 WEST WILMINGTON STREET   BURGAW            NC       28425    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2800951       2800951AD    SOLORZANO   277 DANIELS STREET           CALEXICO          CA       92231    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2800977       2800977AD    KENNEMER    202, 204 & 202 1/2 SOUTH     DALLAS            TX       75211   2-4 UNITS    2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801025       2801025AD    BANKS       4420 NORTHWEST 173RD DR      MIAMI             FL       33055    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801058       2801058AD    HENRY       128 NORTH MAPLE AVE          BERNARDS TW       NJ       7920     SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801082       2801082AD    HIGGINS     62 ELMHURST BLVD             SCRANTON          PA       18505    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801090       2801090AD    LALSANDHU   443 BACON                    WEBSTER GRO       MO       63119    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801124       2801124AD    BAKER       54 MARIO DR                  TROTWOOD          OH       45426    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801132       2801132AD    MRAZIK      4421 NORTH 83RD STREET       MILWAUKEE         WI       53218    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801140       2801140AD    KING WATTS  23 WYMAN STREET              ATLANTA           GA       30317    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801157       2801157AD    WALLACE     2621 ELM STREET              DENVER            CO       80207    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801181       2801181AD    ROBINSON    3244 SPRUCE TRAIL S.W.       PROIR LAKE        MN       55372    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801199       2801199AD    QUIGLEY     27481 SOUTH MASLOW ROAD      CANBY             OR       97013    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801215       2801215AD    SHORTER     1030 BOHLAND AVENUE          BELLWOOD          IL       60104    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801231       2801231AD    MADISON     2054 CLAUDINA AVENUE         LOS ANGELES       CA       90016    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801249       2801249AD    BOYER       1964 RIDGE ROAD              POTTSTOWN         PA       19465    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801264       2801264AD    HENRY       105 CONKLING STREET          BERNARDS TO       NJ       7920     SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801272       2801272AD    HENRY       14 BURROWS AVENUE            BERNARDVILL       NJ       7924     SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801322       2801322AD    PAGUIA      36 ILIMA STREET              WAHIAWA           HI       96786    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801363       2801363AD    POWELL      106 ALDERSON  ROAD           WASHINGTON        NC       27889    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801397       2801397AD    WHEELER     917 PEPPER DRIVE             EL CAJON          CA       92021    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801405       2801405AD    LATHAM      2316 WEST 127TH STREET       LEAWOOD           KS       66209    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801439       2801439AD    MARINELLI   169 VICTORY HIGHWAY          WEST GREENW       RI       2817     SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2801447       2801447AD    HENRY       73 CONKLING STREET           BASKING RID       NJ       7920     SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804029       2804029AD    MARTINSON   8313 N.E. MEADOWS COURT      VANCOUVER         WA       98662    SFR/PUD    11/1/26   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804078       2804078AD    BELL        9494 SANTA ROSA ROAD         BUELLTON          CA       93427    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804086       2804086AD    LIEN        3302 SUSSEX DRIVE            BELLINGHAM        WA       98226    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804102       2804102AD    STAVE       208 SKYWALL DRIVE            SULTAN            WA       98294    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804110       2804110AD    HUPFER      14250 SE 116TH AVENUE        CLACKAMAS         OR       97015    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804128       2804128AD    GRAHAM      2523-2525 BOTT AVENUE        COLORADO SP       CO       80904    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804151       2804151AD    HOWARD      1225 HASSELL AVENUE          LAS VEGAS         NV       89106    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804185       2804185AD    BLAND       1115 SOUTH BOWDISH ROAD      SPOKANE           WA       99206    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804300       2804300AD    ENSIGN      532 EAGLE HILL               FLAGSTAFF         AZ       86001    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804409       2804409AD    MARRIGGI    6425 STORMY CREEK ROAD       LAS VEGAS         NV       89108    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804425       2804425AD    ALDRED      14608 SE 1ST STREET          VANCOUVER         WA       98684    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804458       2804458AD    COTY        1165 NORTH 280 WEST          PLEASANT GR       UT       84062    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804466       2804466AD    NOBLE       5300 WALKER WAY              SAGLE             ID       83860    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2804482       2804482AD    FRANKLIN    10526 9TH AVENUE NE          SEATTLE           WA       98125    SFR/PUD     1/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2807584       2807584AD    YOUNG       6555 JULIAN                  SAINT LOUIS       MO       63133    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2807600       2807600AD    BEACH       29615 24TH AVENUE            FEDERAL WAY       WA       98033    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2807626       2807626AD    LAMONT      708 PORTLAND STREET SE       WASHINGTON        DC       20032    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
    2807675       2807675AD    HOPKINS     6TH NORTH STREET             JEFFERSONVI       OH       43128    SFR/PUD     2/1/27   
- ---------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
- ----------------------------------------------------------------------------------------------------------------------------------
   Servicer             2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number      Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- ----------------------------------------------------------------------------------------------------------------------------------
<S>              <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2798148      $     170,000.00      9.250 $    1,398.55   70.83     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798155      $      40,125.00     10.750 $      374.56   75.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798221      $      47,250.00     11.280 $      460.00   75.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798254      $     270,000.00      9.620 $    2,293.98   75.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798262      $     240,000.00      8.990 $    1,929.37   80.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798296      $     266,500.00      9.270 $    2,196.29   65.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798346      $      48,300.00     10.120 $      428.16   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798387      $      24,500.00      8.750 $      192.74   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798429      $      23,400.00     13.130 $      261.23   65.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2798452      $     105,700.00     14.130 $    1,263.29   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2800902      $      91,000.00     13.380 $    1,033.74   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2800951      $      55,300.00      9.120 $      449.74   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2800977      $      24,750.00     11.330 $      241.89   55.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801025      $      54,600.00     14.250 $      657.76   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801058      $     210,000.00     13.480 $    2,402.06   60.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801082      $     106,400.00      9.380 $      885.37   66.50     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801090      $      76,300.00     14.250 $      919.18   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801124      $      38,350.00     13.200 $      430.23   65.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801132      $      59,500.00     12.630 $      641.03   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801140      $      41,250.00     11.850 $      419.55   75.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801157      $      66,000.00      9.650 $      562.20   60.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801181      $      85,400.00     14.880 $    1,071.64   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801199      $      83,000.00      9.810 $      716.76   45.23     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801215      $      70,700.00     14.130 $      844.98   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801231      $     100,100.00     10.510 $      916.40   70.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801249      $      84,000.00     13.030 $      931.18   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801264      $     115,500.00     13.960 $    1,364.87   55.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801272      $     115,500.00     13.960 $    1,364.87   55.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801322      $     148,000.00      8.880 $    1,178.08   58.04     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801363      $      93,750.00     11.980 $      962.88   75.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801397      $     104,000.00      7.250 $      709.46   80.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801405      $     217,750.00     10.980 $    2,070.39   65.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801439      $      78,000.00     10.460 $      711.17   60.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801447      $     132,000.00     13.960 $    1,559.85   55.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804029      $      94,701.32      9.250 $      779.90   79.92     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804078      $     295,000.00      9.250 $    2,426.89   62.11     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804086      $     108,500.00     10.250 $      972.27   70.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804102      $      71,250.00      9.000 $      573.29   75.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804110      $     133,000.00      9.250 $    1,094.16   70.00   NON OWNER      360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804128      $      70,000.00      9.000 $      563.24   68.29     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804151      $      52,000.00     10.350 $      469.84   80.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804185      $      59,500.00     10.950 $      564.39   70.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804300      $     185,500.00     10.500 $    1,696.84   70.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804409      $     112,000.00      9.500 $      941.76   80.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804425      $     150,500.00      9.750 $    1,293.03   70.00   NON OWNER      360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804458      $      96,000.00      9.500 $      807.22   75.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804466      $      42,700.00      9.250 $      351.28   70.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2804482      $     112,500.00      9.000 $      905.20   75.00     OWNER        360     ADVANTA       AMRESCO         2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2807584      $      21,600.00     12.900 $      237.25   61.71     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2807600      $     119,000.00     14.880 $    1,493.28   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2807626      $      67,500.00     10.660 $      625.54   75.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2807675      $      37,200.00      9.770 $      320.15   60.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
<PAGE>
AMERESCO Mortgage Loan Schedule - Prefund II
1996-95 Group 2 Adjustable Rate Loans
(Continued)
<TABLE>
<CAPTION>
- --------------------------------------------------------------------------------------------------------------------------------
   Servicer        AMRESCO      Last                                                               Zip    Property    Maturity  
  Loan Number    Loan Number    Name               Address               City             State    Code     Type        Date    
- --------------------------------------------------------------------------------------------------------------------------------
<S>               <C>          <C>         <C>                         <C>               <C>       <C>      <C>        <C>      
    2807741       2807741AD    VILIARDOS   10751 EAST OLYMPIA CIRCLE    PALOS HILLS       IL       60465    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2807808       2807808AD    ROSS        277 ROBERT KENNEDY STREET    CALEXICO          CA       92231    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2807816       2807816AD    WILLIAMS    11240 SOUTH PARNELL AVE      CHICAGO           IL       60621    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2807840       2807840AD    SENATUS     1011 NORTHWEST 185TH DRIVE   MIAMI             FL       33169    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2807873       2807873AD    DEITCH      5 RED BERRY COURT            E. BRUNSWIC       NJ       8816    TOWNHOUSE    2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2812097       2812097AD    WYSOPAL     401 AVENIDA SALVADOR         SAN CLEMENT       CA       92672    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2812121       2812121AD    COLEMAN     1184 MARSHALL AVENUE         SAINT PAUL        MN       55104    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2812147       2812147AD    CAHILL      50 MAIN CIRCLE               SHREWSBURY        MA       1545     SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2812154       2812154AD    WHITE       3016 SILER ROAD              SNOW CAMP         NC       27349    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2812170       2812170AD    TOWNSEND    3409 MAGNOLIA                SAINT LOUIS       MO       63118    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2812204       2812204AD    GIORDANO    33 JEFFERSON LANE            STREAMWOOD        IL       60107    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2812212       2812212AD    ADAMS       22 ZEPHYR DRIVE              ASHEVILLE         NC       28806    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
    2812246       2812246AD    NELSON      2123 ALLEGHENY STREET        DULUTH            MN       55811    SFR/PUD     2/1/27  
- --------------------------------------------------------------------------------------------------------------------------------
</TABLE>


<TABLE>
<CAPTION>
- -----------------------------------------------------------------------------------------------------------------------------------
   Servicer              2/1/97       Current    Current              Occupancy   Original                                  Due
  Loan Number       Current Balance     Rate    P&I Payment   LTV      Status       Term    Servicer     Originator         Date
- -----------------------------------------------------------------------------------------------------------------------------------
<S>               <C>                  <C>    <C>             <C>    <C>             <C>     <C>         <C>               <C> 
    2807741       $     150,500.00     11.430 $    1,482.36   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2807808       $      50,400.00      8.020 $      370.52   60.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2807816       $      54,400.00      9.030 $      438.89   80.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2807840       $      61,950.00     10.000 $      543.66   72.97     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2807873       $     120,000.00      9.530 $    1,011.65   80.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2812097       $     365,000.00      9.780 $    3,143.96   76.04     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2812121       $      55,250.00     13.880 $      649.40   65.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2812147       $     138,500.00      9.780 $    1,192.98   74.86     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2812154       $      57,200.00     13.130 $      638.56   65.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2812170       $      35,475.00     12.830 $      387.72   55.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2812204       $     115,000.00     14.880 $    1,443.08   67.65     OWNER        360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2812212       $      85,800.00     13.760 $    1,000.34   65.00   NON OWNER      360     ADVANTA       AMRESCO         3/1/97
- -----------------------------------------------------------------------------------------------------------------------------------
    2812246       $     105,000.00     14.880 $    1,317.60   70.00     OWNER        360     ADVANTA       AMRESCO         3/1/97
- ------------------=================------------------------------------------------------------------------------------------------
                  $  49,606,652.64
                  =================
                               533

</TABLE>
<PAGE>

                                                                    Exhibit 10.2



                          SUBSEQUENT TRANSFER AGREEMENT

         AMRESCO Residential Securities  Corporation (the "Depositor"),  AMRESCO
Residential  Capital  Markets,  Inc.  (the  "Seller"),  and AMRESCO  Residential
Securities  Corporation Mortgage Loan Trust 1996-5 (the "Purchaser") pursuant to
the  Pooling  and  Servicing  Agreement  dated as of  December 1, 1996 among the
Depositor,  the Seller,  Option One Mortgage  Corporation  and Advanta  Mortgage
Corp. U.S.A., as Servicers and The Chase Manhattan Bank as Trustee (the "Pooling
and Servicing  Agreement"),  hereby confirm their  understanding with respect to
the sale by the Seller and the  purchase  by the  Depositor  and the sale by the
Depositor  and the  purchase  by the  Purchaser  of those  Mortgage  Loans  (the
"Subsequent Mortgage Loans") listed on the attached Schedules of Mortgage Loans.

         Conveyance  of  Subsequent  Mortgage  Loans.  As of March 10, 1997 (the
"Subsequent  Transfer  Date"),  the Seller  does  hereby  irrevocably  transfer,
assign,  set over and otherwise  convey to the Depositor and the Depositor  does
hereby  irrevocably  transfer,  assign,  set over and  otherwise  convey  to the
Purchaser, without recourse (except as otherwise explicitly provided for herein)
all right,  title and interest in and to any and all benefits  accruing from the
Subsequent  Mortgage  Loans  (other than any  principal  received  and  interest
payments  received thereon on or prior to March 1, 1997 whether or not received)
(such date,  the  "Subsequent  Cut-Off Date") which are delivered to the Trustee
herewith (and all substitutions  therefor as provided by Sections 3.04, 3.05 and
3.06  of the  Pooling  and  Servicing  Agreement),  together  with  the  related
Subsequent  Mortgage  Loan  documents  and the  interest in any  Property  which
secured a Subsequent Mortgage Loan but which has been acquired by foreclosure or
deed in lieu of  foreclosure,  and all  payments  thereon  and  proceeds  of the
conversion,  voluntary or involuntary, of the foregoing; and proceeds of all the
foregoing (including, but not by way of limitation, all proceeds of any mortgage
insurance,   hazard  insurance  and  title  insurance  policy  relating  to  the
Subsequent Mortgage Loans, cash proceeds, accounts, accounts receivable,  notes,
drafts, acceptances,  chattel paper, checks, deposit accounts, rights to payment
of any and every kind, and other forms of obligations and  receivables  which at
any time constitute all or part of or are included in the proceeds of any of the
foregoing).   The  Seller  shall  deliver  the  original  Mortgage  or  mortgage
assignment with evidence of recording  thereon (except as otherwise  provided by
the  Pooling  and  Servicing  Agreement)  and other  required  documentation  in
accordance with the terms set forth in Sections 3.05 and 3.07 of the Pooling and
Servicing Agreement.

         The costs  relating to the delivery of the documents  specified in this
Subsequent  Transfer Agreement and the Pooling and Servicing  Agreement shall be
borne by the Seller.

         The Seller hereby affirms the  representations and warranties set forth
in the  Pooling  and  Servicing  Agreement  that  relate to the  Seller  and the
Subsequent  Mortgage  Loans as of the date hereof.  The Seller  hereby  delivers
notice and confirms that each of the conditions set forth in Section 3.07(b) and
3.07(c) to the Pooling and  Servicing  Agreement  are  satisfied  as of the date
hereof.

<PAGE>



         Pursuant to Section 3.07(a) of the Pooling and Servicing Agreement, the
Seller  hereby  instructs  the  Trustee  to release  one-hundred  percent of the
aggregate  principal  balances of the  Subsequent  Mortgage Loans so transferred
from the Pre-Funding Account,  $5,670,263,  pursuant to this Subsequent Transfer
Agreement and to include  $5,670,263 of the Mortgage  Loans listed in Schedule 2
hereto in Group II.

         All terms and  conditions  of the Pooling and  Servicing  Agreement are
hereby ratified,  confirmed and incorporated herein,  provided that in the event
of any conflict the  provisions  of this  Subsequent  Transfer  Agreement  shall
control over the conflicting provisions of the Pooling and Servicing Agreement.
         Terms  capitalized  herein  and not  defined  herein  shall  have their
respective meanings as set forth in the Pooling and Servicing Agreement.


                                     AMRESCO RESIDENTIAL SECURITIES CORPORATION
                                     as Depositor



                                     By: /s/ Janice M. Cott
                                         --------------------------------------
                                             Name:  Janice M. Cott
                                              Title: Vice President


                                     AMRESCO RESIDENTIAL CAPITAL MARKETS, INC.
                                     as Seller



                                      By: /s/ Janice M. Cott
                                         --------------------------------------
                                              Name:  Janice M. Cott
                                              Title: Vice President

                                     AMRESCO    RESIDENTIAL    SECURITIES
                                     CORPORATION   MORTGAGE   LOAN  TRUST
                                     1996-5,  by The Chase Manhattan Bank
                                     as Trustee


                                     By: /s/ Kimberly K. Costa        
                                         --------------------------------------
                                               Name:                  
                                              Title:                  
                                     

Dated:  March 10, 1997

<PAGE>
AMRESCO Mortgage Loan Schedule - Prefund III
1996-5 Group 2 Adjustable Rate Loans

<TABLE>
<CAPTION>
- ------------------------------------------------------------------------------------------------------------------------------------
  SERVICER      AMERESCO   LAST                                                                         ZIP     PROPERTY    MATURITY
LOAN NUMBER   LOAN NUMBER  NAME               ADDRESS                      CITY                  STATE  CODE       TYPE        DATE
- ------------------------------------------------------------------------------------------------------------------------------------
<S>             <C>        <C>             <C>                             <C>                    <C>    <C>    <C>            <C>  
    2835643     533164AD   LEGERE          10 JAMES AVE                    SANFORD                 ME    4073        SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2649986    5034510AD   FONTAINE        192 NORTH ROAD                  DEERFIELD               NH    3041        SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2708717    5034966AD   BANKS           504 23RD AVENUE EAST            SEATTLE                 WA    98112       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    2835601     523017AD   POLLOCK         432 MACBETH DRIVE               PITTSBURGH              PA    15235       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2835510     340354AD   NELSEN          12595 SW PALO ALTO LN           PORT ORCHAR             WA    98366       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2672491    5034695AD   GILBERT         230 OLD WELLINGTON ROAD         MANCHESTER              NH    3104        SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    2705176    5034759AD   OBRIEN          653 JACKSON AVENUE              W. PATERSON             NJ    7424      2 UNITS     46419
- ------------------------------------------------------------------------------------------------------------------------------------
    2785400    6000164AD   NIELSEN         39 BOHICA LANE                  CODY                    WY    82414       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    2774701    6000112AD   CROLEY          111 AMY ROAD                    LOS LUNAS               NM    87031   MANUFACTURE   46419
- ------------------------------------------------------------------------------------------------------------------------------------
    2831956    5304814AD   GILBERT         314 BROADWAY                    METHUEN                 MA    1844        SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2833887    5305116AD   BENNETT         7641 SOUTH PHILLIPS             CHICAGO                 IL    60649    2-4 UNITS    46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2834695    5305241AD   FRIAS           2136 NORTHWEST 18TH TERRACE     MIAMI                   FL    33125    2-4 UNITS    46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2835320    5305385AD   MEARS           708 LAKE DRIVE                  RANDOM LAKE             WI    53075       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2835791     533395AD   LOUPE JR.       5969 MARK TRAIL                 NORCROSS                GA    30093       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2836039     541620AD   WOLFORD         5238 WEST BARRY  AVENUE         CHICAGO                 IL    60641       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2836278     654175AD   TARANTO         105 CONNERY TERRACE, SW         LEESBURG                VA    20175       PUD       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2836310     884546AD   MENA-HOLMAN     275 (A & B) FAIRWAY OAKS        SEDONA                  AZ    86336    2-4 UNITS    46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2836583     886916AD   LITTLE          13105 LA MESA DRIVE             DESERT HOT              CA    92240       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2836633     886981AD   DETSCHMAN       2020 OAK RD.                    LYNNWOOD                WA    98037       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2836740     887151AD   OROZ            131 UNION AVENUE A              CAMPBELL                CA    95008      CONDO      46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2836849     887287AD   RUNDLE          1836 S.E. MORRISON STREET       PORTLAND                OR    97214       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    2801280    6000134AD   FLETCHER        3116 WEST 67TH                  LOS ANGELES             CA    90043       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    2807717    6000283AD   SHANER          163 RAINBOW DRIVE               GRAND JUNCT             CO    81503       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9422643   011015714OO  HAMIKA          3459  HIDDEN TRAIL DRIVE        JAMUL                   CA    91935       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9423864   011015866OO  GONZALES        3601  WEST FAIRVIEW LANE,       CHANDLER                AZ    85226       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9428533   011016000OO  ELMO            3802  MARY ANN LANE,            LAKE ALMANO             CA    96137       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9431933   021009285OO  SADOWSKY        27933  MAGIC MOUNTAIN LANE,     [CANYON COUNTRY [AREA]  CA    91351       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9429176   021009297OO  MCFARLAND       990  HAZELWOOD DRIVE,           OREGON CITY             OR    97045       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9438581   021009376OO  JEPSON          1027  NW HARMON BLVD.,          BEND                    OR    97701       SFR       46447
- ------------------------------------------------------------------------------------------------------------------------------------
    9378522   041011502OO  LORD            312  OAK STREET,                GENEVA                  IL    60134       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    9424896   041012234OO  HORNE           8308  OAKLEAF DRIVE,            WOODRIDGE               IL    60517      CONDO      46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9444282   041012935OO  WILDER          77  CATAWBA COURT,              ST. CHARLES             MO    63304       SFR       46447
- ------------------------------------------------------------------------------------------------------------------------------------
    9439951   051009655OO  PISTACCHIO      26  MONK ROAD,                  WARWICK                 RI    02889       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9440512   051009918OO  MACNEIL         4  PIONEER VALLEY STREET,       DERRY                   NH    03038       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9377607   061007088OO  GRAHAM          5515  OSTER,                    WATERFORD TOWNSHIP      MI    48327       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    9391640   061007164OO  TUESCHER        10024  LA SALLE,                HUNTINGTON WOODS        MI    48070       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    9387580   061007187OO  LAASE           1403  MANOR AVENUE SW,          PERRY TOWNSHIP          OH    44710       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    9438268   061007584OO  VANORIO         2003  NEWTON PIKE,              GEORGETOWN              KY    40324       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9423989   071007901OO  SMITH           7165  HIGHWAY 98 EAST,          FT. MEADE               FL    33841       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9383241   071008550OO  HENRY           2340 NW 67TH TERRACE,           HOLLYWOOD               FL    33024       SFR       46388
- ------------------------------------------------------------------------------------------------------------------------------------
    9423021   071008619OO  DALEY           38  WEYANOKE LANE,              PALM COAST              FL    32164       PUD       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9440355   071008750OO  PADYJASEK       1615  TIMBER PINES COURT,       DELAND                  FL    32724       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9438060   071008832OO  BERMAN          805  CRESTRIDGE DRIVE,          TARPON SPRINGS          FL    34689       PUD       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9431487   071008840OO  MORRIS          20061 NW 14TH AVENUE,           MIAMI                   FL    33169       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9436569   071009014OO  DANPERSAUD      1751  SPLIT FORK DRIVE,         OLDSMAR                 FL    34677       PUD       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9436320   081007524OO  DONKER          54  LENAPE TRAIL,               MT. BETHEL              PA    18343       PUD       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9421249   121000652OO  ALEX            N53 W15884 CREEKWOOD CROSSING,  MENOMONEE FALLS         WI    53051       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9439886   141000598OO  MASAS           184  ROCTON AVENUE,             BRIDGEPORT              CT    06606       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9434960   201000443OO  VALERA          11  HOOD STREET,                LYNN                    MA    01902    2-4 UNITS    46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9441403   201000568OO  MITCHELL        29  JUNIPER ROAD,               BLOOMFIELD              CT    06002       SFR       46419
- ------------------------------------------------------------------------------------------------------------------------------------
    9432741   511003355OO  TADESSE         3127  ROYAL LANE,               DALLAS                  TX    75229       SFR       46357
- ------------------------------------------------------------------------------------------------------------------------------------
</TABLE>

<PAGE>
<TABLE>
<CAPTION>
- ----------------------------------------------------------------------------------------------------------------------------------
  SERVICER            3/1/97      CURRENT          CURRENT           OCCUPANCY   ORIGINAL                                    DUE
LOAN NUMBER     CURRENT BALANCE     RATE         P&I PAYMENT   LTV     STATUS      TERM      SERVICER      ORIGINATOR       DATE
- ----------------------------------------------------------------------------------------------------------------------------------
<S>             <C>                <C>          <C>            <C>     <C>          <C>    <C>           <C>             <C> 
    2835643     $     71,400.00    10.250       $     639.82   70.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2649986     $     54,950.50     9.940       $     480.23   54.46    OWNER       360       ADVANTA         QUALITY      4/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2708717     $    174,000.00    10.750       $   1,624.26   75.00    OWNER       360       ADVANTA         QUALITY      3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2835601     $     56,000.00    10.990       $     532.88   80.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2835510     $    136,640.00     9.990       $   1,198.11   80.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2672491     $     88,900.00    10.310       $     800.60   70.00    OWNER       360       ADVANTA         QUALITY      3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2705176     $    155,000.00     9.810       $   1,338.52   51.67    OWNER       360       ADVANTA         QUALITY      3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2785400     $    109,550.00     9.810       $     946.03   70.00    OWNER       360       ADVANTA         QUALITY      3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2774701     $     50,750.00     9.810       $     438.26   70.00    OWNER       360       ADVANTA         QUALITY      3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2831956     $    114,000.00    11.740       $   1,149.85   75.00    OWNER       360       ADVANTA           BNC        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2833887     $    123,750.00    10.990       $   1,177.57   75.00    OWNER       360       ADVANTA           BNC        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2834695     $    110,250.00    10.500       $   1,008.50   75.00    OWNER       360       ADVANTA           BNC        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2835320     $    155,250.00    10.750       $   1,449.23   75.00    OWNER       360       ADVANTA           BNC        2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2835791     $     69,300.00    10.250       $     621.00   70.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2836039     $    100,000.00    10.500       $     914.74   80.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2836278     $    104,800.00    10.500       $     958.65   80.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2836310     $    160,000.00    10.500       $   1,463.59   80.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2836583     $     40,000.00    10.990       $     380.63   80.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2836633     $    178,800.00     9.900       $   1,555.90   79.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2836740     $    121,500.00     9.990       $   1,065.36   75.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2836849     $    107,250.00     9.990       $     940.41   75.00    OWNER       360       ADVANTA      WAYERHAEUSER    2/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2801280     $     71,500.00     9.810       $     617.45   65.00    OWNER       360       ADVANTA         AMRESCO      3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    2807717     $    164,927.88    10.130       $   1,463.87   75.00    OWNER       360       ADVANTA         AMRESCO      4/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9422643     $    296,000.00     9.800       $   2,553.97   78.93    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9423864     $     93,958.33     9.990       $     824.22   79.32    OWNER       360     OPTION ONE      OPTION ONE     4/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9428533     $    101,600.00     9.990       $     890.86   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9431933     $    256,000.00     9.800       $   2,208.84   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
 ----------------------------------------------------------------------------------------------------------------------------------
    9429176     $     91,000.00     9.990       $     797.92   65.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9438581     $    128,800.00     9.850       $   1,116.06   80.00    OWNER       360     OPTION ONE      OPTION ONE     4/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9378522     $     69,968.37     9.900       $     609.13   47.61    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9424896     $     56,000.00     9.930       $     488.55   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9444282     $    108,400.00     9.990       $     950.49   79.12    OWNER       360     OPTION ONE      OPTION ONE     4/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9439951     $     69,950.00     9.850       $     606.12   79.99    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9440512     $     81,600.00     9.850       $     707.07   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9377607     $     30,716.23     9.900       $     269.76   33.70    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9391640     $    132,241.35     9.990       $   1,160.05   70.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9387580     $     46,339.45     9.990       $     406.50   61.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9438268     $    214,400.00     9.950       $   1,873.60   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9423989     $     82,462.72     9.900       $     717.91   75.00    OWNER       360     OPTION ONE      OPTION ONE     4/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9383241     $     74,363.80     9.900       $     647.42   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9423021     $    124,000.00     9.990       $   1,087.27   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9440355     $    181,600.00     9.800       $   1,566.90   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9438060     $     96,000.00     9.950       $     838.92   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9431487     $     71,400.00     9.990       $     626.06   70.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9436569     $    142,400.00     9.900       $   1,239.15   79.98    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9436320     $     67,000.00     9.800       $     578.10   46.20    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9421249     $    175,500.00     9.850       $   1,520.72   65.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9439886     $     61,600.00     9.850       $     533.77   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9434960     $     58,500.00     9.850       $     506.91   75.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9441403     $    180,000.00     9.950       $   1,572.98   78.86    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
    9432741     $     59,944.37     9.800       $     517.70   80.00    OWNER       360     OPTION ONE      OPTION ONE     3/1/97
- ----------------------------------------------------------------------------------------------------------------------------------
                $  5,670,263.00
                ================     
LOAN COUNT                   51      
</TABLE>                                     


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