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<TABLE> <S> <C>
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<S> <C>
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<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
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<INVESTMENTS-CARRYING> 6,440
<INVESTMENTS-MARKET> 6,327
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<ALLOWANCE> 948
<TOTAL-ASSETS> 156,438
<DEPOSITS> 142,104
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<LONG-TERM> 0
0
0
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<OTHER-SE> 3,261
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<INTEREST-TOTAL> 7,649
<INTEREST-DEPOSIT> 3,333
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<SECURITIES-GAINS> (14)
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<ALLOWANCE-FOREIGN> 0
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</TABLE>
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