COVA VARIABLE LIFE ACCOUNT ONE
N-8A, 1996-12-16
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                                                        File  Number:  811-

                      SECURITIES AND EXCHANGE COMMISSION
                             Washington, DC 20549

                                  FORM N-8A

                         NOTIFICATION OF REGISTRATION
                    FILED PURSUANT TO SECTION 8(a) OF THE
                        INVESTMENT COMPANY ACT OF 1940

         The undersigned investment company hereby notifies the Securities and
Exchange  Commission that it registers under and pursuant to the provisions of
Section 8(a) of the Investment Company Act of 1940 and in connection with such
notification  of  registration  submits  the  following  information:

Name:        COVA  VARIABLE  LIFE  ACCOUNT  ONE

Address  of  Principal  Business  Office:
         One  Tower  Lane,  Suite  3000
         Oakbrook  Terrace,  IL  60181-4644

Telephone  Number:  (800)  523-1661

Name  and  Address  of  Agent  for  Service  of  Process:
      Jeffery  K.  Hoelzel
      Vice  President,  General  Counsel  and  Secretary
      Cova  Financial  Services  Life  Insurance  Company
      One  Tower  Lane,  Suite  3000
      Oakbrook  Terrace,  IL  60181-4644

Check  Appropriate  Box:

     Registrant  is  filing  a  Registration  pursuant  to Section 8(b) of the
Investment  Company  Act  of  1940  concurrently with the filing of Form N-8A:
[X]  Yes          [      ]  No

                                  SIGNATURES

       Pursuant to the requirements of the Investment Company Act of 1940, the
depositor of the registrant has caused this notification of registration to be
duly  signed  on behalf of the registrant in the City of Oakbrook and State of
Illinois  on  the  13th  day  of  December,  1996.


SIGNATURE:      COVA  VARIABLE  LIFE  ACCOUNT  ONE
                _________________________________
                        Registrant

            By:  Cova  Financial  Services  Life Insurance  Company



            By:  /s/  LORRY  J.  STENSRUD
                ___________________________________________________
                    Lorry  J.  Stensrud,  President


ATTEST:

            By:  /s/  JEROME  P.  DARGA
                ___________________________________________________
                  Assistant  Secretary


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