HARBOR FLORIDA BANCORP INC
10-Q, EX-27, 2000-08-10
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
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<TABLE> <S> <C>

<ARTICLE>               9
<CIK>                   0001029407
<NAME>                  Harbor Florida Bancshares, Inc.
<MULTIPLIER>            1000
<CURRENCY>              US $

<S>                                     <C>
<PERIOD-TYPE>                           3-mos
<FISCAL-YEAR-END>                       SEP-30-2000
<PERIOD-START>                          MAR-31-2000
<PERIOD-END>                            JUN-30-2000
<EXCHANGE-RATE>                                   1
<CASH>                                        33800
<INT-BEARING-DEPOSITS>                          821
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<INVESTMENTS-MARKET>                         166545
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<DEPOSITS>                                  1068624
<SHORT-TERM>                                  14000
<LIABILITIES-OTHER>                           20666
<LONG-TERM>                                  225000
                             0
                                       0
<COMMON>                                       3113
<OTHER-SE>                                   212935
<TOTAL-LIABILITIES-AND-EQUITY>              1544338
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<NET-INCOME>                                   5661
<EPS-BASIC>                                    0.24
<EPS-DILUTED>                                  0.23
<YIELD-ACTUAL>                                 3.97
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<ALLOWANCE-FOREIGN>                               0
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</TABLE>


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