VARIABLE ANNUITY ACCT C OF AETNA LIFE INSURANCE & ANNUITY CO
485BPOS, 1996-08-30
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As filed with the Securities and Exchange         Registration No. 33-75964*
Commission on August 30, 1996                     Registration No. 811-2513

- ------------------------------------------------------------------------------

                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM N-4
- ------------------------------------------------------------------------------
                        POST-EFFECTIVE AMENDMENT NO. 8 TO
             REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

                                and Amendment To

         REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
- ------------------------------------------------------------------------------
     Variable Annuity Account C of Aetna Life Insurance and Annuity Company
                           (Exact Name of Registrant)

                    Aetna Life Insurance and Annuity Company
                               (Name of Depositor)

            151 Farmington Avenue, RE4C, Hartford, Connecticut 06156
         (Address of Depositor's Principal Executive Offices) (Zip Code)

        Depositor's Telephone Number, including Area Code: (860) 273-7834

                            Susan E. Bryant, Counsel
                    Aetna Life Insurance and Annuity Company
            151 Farmington Avenue, RE4C, Hartford, Connecticut 06156
                     (Name and Address of Agent for Service)
- ------------------------------------------------------------------------------

It is proposed that this filing will become effective (Check appropriate space):

      _X__ immediately upon filing pursuant to paragraph (b) of Rule 485 
      ____ on _______________________ pursuant to paragraph (b) of Rule 485

Pursuant to Rule 24f-2 under the Investment Company Act of 1940,  Registrant has
registered an indefinite  number of securities under the Securities Act of 1933.
Registrant filed a Rule 24f-2 Notice for the fiscal year ended December 31, 1995
on February 29, 1996.

*Pursuant  to Rule  429(a)  under the  Securities  Act of 1933,  Registrant  has
included a combined prospectus under this Registration  Statement which includes
all the information  which would currently be required in prospectuses  relating
to the  securities  covered by the following  earlier  Registration  Statements:
33-75958; 33-75960; and 33-75994.

                          VARIABLE ANNUITY ACCOUNT C
                              CROSS REFERENCE SHEET
<TABLE>
<CAPTION>
<S>                  <C>                                                      <C>
                                                                              LOCATION - PROSPECTUS
                                                                              DATED MAY 1, 1996, AS
                                                                              AMENDED BY SUPPLEMENTS
                                                                              DATED JUNE 21, 1996,
     FORM N-4                                                                 SEPTEMBER 3, 1996
     ITEM NO.        PART A (PROSPECTUS)                                     
- ----------------     -------------------------------------                    -----------------------
         1           Cover Page                                               Cover Page
         2           Definitions                                              Definitions
         3           Synopsis                                                 Prospectus Summary; Fee
                                                                              Table and as amended
         4           Condensed Financial Information                          Condensed Financial
                                                                              Information
         5           General Description of Registrant,                       The Company; Variable
                     Depositor, and Portfolio Companies                       Annuity Account C; The
                                                                              Funds and as amended
         6           Deductions and Expenses                                  Charges and Deductions;
                                                                              Distribution
         7           General Description of Variable                          Purchase; Miscellaneous
                     Annuity Contracts
         8           Annuity Period                                           Annuity Period
         9           Death Benefit                                            Death Benefit During
                                                                              Accumulation Period;
                                                                              Death Benefit Payable
                                                                              During the Annuity
                                                                              Period
        10           Purchases and Contract Value                             Purchase; Contract
                                                                              Valuation
        11           Redemptions                                              Right to Cancel;
                                                                              Withdrawals
        12           Taxes                                                    Tax Status
        13           Legal Proceedings                                        Miscellaneous - Legal
                                                                              Matters and Proceedings
        14           Table of Contents of the Statement                       Contents of the
                     of Additional Information                                Statement of Additional
                                                                              Information
</TABLE>

<TABLE>
<CAPTION>
<S>                  <C>                                                      <C>
FORM N-4             PART B (STATEMENT OF ADDITIONAL
ITEM NO.             INFORMATION)                                             LOCATION
- ---------------      -------------------------------------                    ------------------------
        15           Cover Page                                               Cover page
        16           Table of Contents                                        Table of Contents
        17           General Information and History                          General Information and
                                                                              History
        18           Services                                                 General Information and
                                                                              History; Independent
                                                                              Auditors
        19           Purchase of Securities Being Offered                     Offering and Purchase of
                                                                              Contracts
        20           Underwriters                                             Offering and Purchase of
                                                                              Contracts
        21           Calculation of Performance Data                          Performance Data;
                                                                              Average Annual Total
                                                                              Return Quotations
        22           Annuity Payments                                         Annuity Payments
        23           Financial Statements                                     Financial Statements
</TABLE>

                           PART C (OTHER INFORMATION)

Information required to be included in Part C is set forth under the appropriate
item, so numbered, in Part C to this Registration Statement.

                                  PARTS A AND B

The Prospectus and the Statement of Additional Information are incorporated into
Part A and Part B of this  Post-Effective  Amendment  No. 8 ,  respectively,  by
reference to Post- Effective  Amendment No. 6 to the  Registration  Statement on
Form N-4 (File No. 33- 75964), as filed  electronically on April 29, 1996 and by
reference  to a  Supplement  dated June 21,  1996  contained  in  Post-Effective
Amendment No. 7 to the Registration  Statement on Form N-4 (File No.  33-75964),
as filed electronically on June 21, 1996.


                           VARIABLE ANNUITY ACCOUNT C
                    Aetna Life Insurance and Annuity Company

                      Supplement Dated September 3, 1996
                         to Prospectus Dated May 1, 1996

This  supplement  describes  Series C of Aetna GET Fund  (GET C), an  investment
option which may be available under the contract  described by the prospectus to
which this  supplement  is attached  (Contract)  and a guarantee  offered by the
Aetna Life Insurance and Annuity Company (Aetna) in connection with  investments
in GET C.

AETNA GET FUND - Series C

GET C seeks to achieve  maximum  total  return  without  compromising  a minimum
targeted rate of return by participating in favorable equity market  performance
during a  Guaranteed  Period.  GET C shares will be offered  for a limited  time
period  (Offering  Period).  Aetna  reserves the right to reject amounts of less
than  $5,000  transferred  to GET C. Aetna is the  investment  adviser to GET C.
Aeltus Investment Management, Inc. is the sub-adviser to GET C.

THE GET FUND GUARANTEE

GET C will mature in five years (Maturity  Date),  which will end the Guaranteed
Period for GET C. Aetna  guarantees that the value of a GET C accumulation  unit
on the  Maturity  Date will not be less  than the value of a GET C  accumulation
unit at the  beginning  of the  Guaranteed  Period.  If  necessary,  Aetna  will
transfer funds from its General  Account to GET C to offset any shortfall.  THIS
GUARANTEE  DOES NOT APPLY TO  WITHDRAWALS  OR TRANSFERS MADE BEFORE THE MATURITY
DATE.  Such  withdrawals or transfers are made at the actual  accumulation  unit
value on the date of the transaction.

GET C is only available as an investment option during the accumulation  period.
GET C should  not be  selected  if  annuity  payments  or other  withdrawals  or
transfers  from  GET C are  expected  to  begin  prior  to  the  Maturity  Date.
Participants must transfer any portion of the value of their contract  (Contract
Value) held in GET C to another  investment  option before an annuity  option is
elected.

Prior  to  the  Maturity  Date,  Aetna  will  send a  notice  to  each  contract
owner/participant  with amounts in GET C advising  them of the Maturity Date and
that another investment option must be elected.  If no such election is made, on
the Maturity Date Aetna will transfer the portion of the Contract Value based on
GET C to  another  available  series  of GET  Fund.  If no GET  Fund  series  is
available,  50% of the Contract  Value from GET C will be  transferred  to Aetna
Variable Fund, a growth and income fund. The remaining 50% of the Contract Value
from  GET C will be  transferred  to  Aetna  Income  Shares,  a bond  fund.  The
transfers would be made as of the next valuation date.

The following information supplements the Fee Table contained in the Prospectus.

AETNA GET FUND SERIES C ANNUAL  EXPENSES (As a percentage of average net assets)

<TABLE>
<CAPTION>
<S>                                     <C>                          <C>                  <C>
                                        INVESTMENT                   OTHER                TOTAL FUND
                                        ADVISORY FEE*                EXPENSES**           ANNUAL EXPENSES
                                        --------------               ----------           ----------------
Aetna GET Fund Series C                 0.60%                        0.15%                0.75%
</TABLE>

*        0.25% during the Offering Period.  Thereafter, a management fee at an
         annual rate of 0.60% will apply during the Guaranteed Period.

**       Administrative Services includes all other expenses of GET C.

See  the  prospectus  for GET C for a more  complete  description  of the  fund,
including charges and expenses.


SEPARATE ACCOUNT ANNUAL EXPENSES
(As an annual  percentage  of average net asset value.  The daily  equivalent is
deducted from the GET C Subaccount of the Separate Account.)

<TABLE>
<CAPTION>
<S>                                                                                  <C>
   Mortality and Expense Risk Charge                                                 1.25%
   GET Guarantee Charge (deducted daily during
    the Guaranteed Period)                                                           0.25%
   Administrative Expense Charge. We currently do not
     impose an Administrative Expense Charge. However,
     we reserve the right to deduct a daily charge from
     the Subaccounts equivalent on an annual basis
     to not more than 0.25%                                                          0.00%
                                                                                     -----
Total Separate Account Annual Expenses                                               1.50%
</TABLE>

HYPOTHETICAL ILLUSTRATION (Example) - Aetna GET Fund Series C

THIS EXAMPLE IS PURELY HYPOTHETICAL.  IT SHOULD NOT BE CONSIDERED A
REPRESENTATION OF PAST OR FUTURE EXPENSES OR EXPECTED RETURN.  ACTUAL EXPENSES
AND/OR RETURN MAY BE MORE OR LESS THAN THOSE SHOWN BELOW.

The  following  Examples  illustrate  the  expenses  that  would  have been paid
assuming a $1,000  investment  in the GET C Subaccount  of the Contract and a 5%
return on assets.

<TABLE>
<CAPTION>

                Example A                                                Example B
If you withdraw your entire Account Value at         If you do not withdraw your Account Value, or
the end of the periods shown, you would pay          if you annuitize at the end of the periods
the following expenses, including any                shown, you would pay the following expenses
applicable deferred sales charge: or                 (no deferred sales charge is reflected):*
<S>       <C>         <C>          <C>               <C>        <C>          <C>        <C>
1 Year    3 Years     5 Years      10 Years          1 Year     3 Years      5 Years    10 Years
$ 75      $ 127       $ 182        $ 267             $ 24       $ 73         $ 125      $ 267
</TABLE>

* This  Example  would not apply if a  nonlifetime  variable  annuity  option is
selected,  and a lump-sum  settlement  is  requested  within  three  years after
annuity  payments  start  since  the  lump-sum  payment  will  be  treated  as a
withdrawal  during the  Accumulation  Period and will be subject to any deferred
sales charge that would then apply. (Refer to Example A.)

PERFORMANCE INFORMATION

Performance   information  for  the  investment  adviser  with  respect  to  its
management  of funds  similar to the Fund  described  above is  contained in the
Fund's prospectus.

The  following  replaces the second  paragraph  under the section  entitled "The
Company":

The Company is a wholly owned  subsidiary of Aetna  Retirement  Holdings,  Inc.,
which is in turn a wholly subsidiary of Aetna Retirement  Services,  Inc. and an
indirect wholly owned subsidiary of Aetna Inc.



                           VARIABLE ANNUITY ACCOUNT C
                           PART C - OTHER INFORMATION

Item 24.     Financial Statements and Exhibits
     (a) Financial Statements:
          (1)     Included in Part A:
                  Condensed Financial Information
          (2)     Included in Part B:
                  Financial Statements of Variable Annuity Account C:
                  -     Independent Auditors' Report
                  -     Statement of Assets and Liabilities as of December 31,
                        1995
                   -     Statement of Operations for the year ended December
                        31, 1995
                  -     Statements of Changes in Net Assets for the years
                        ended December 31, 1995 and 1994
                  -     Notes to Financial Statements
                  Financial Statements of the Depositor:
                  -     Independent Auditors' Report
                  -     Consolidated Statements of Income for the years ended
                        December 31, 1995, 1994 and 1993
                  -     Consolidated Balance Sheets as of December 31, 1995
                        and 1994
                  -     Consolidated Statements of Changes in Shareholder's
                        Equity for the years ended December 31, 1995, 1994 and
                        1993
                  -     Consolidated Statements of Cash Flows for the years
                        ended December 31, 1995, 1994 and 1993
                  -     Notes to Consolidated Financial Statements


     (b) Exhibits
          (1)     Resolution of the Board of Directors of Aetna Life Insurance
                  and Annuity Company establishing Variable Annuity Account
                  C (Footnote 1)
          (2)     Not applicable
          (3.1)   Form of Broker-Dealer Agreement (Footnote 2)
          (3.2)   Alternative Form of Wholesaling Agreement and Related
                  Selling Agreement (Footnote 2)
          (4.1)   Form of Variable Annuity Contract (G-CDA-HF)(Footnote 3)
          (4.2)   Form of Variable Annuity Contract (IA-CDA-IA) (Footnote 4)
          (4.3)   Form of Variable Annuity Contract (G-CDA-HD)(Footnote 5)
          (4.4)   Endorsements (EIGET-IC(R), EIGF-IC, EGF-IC(SPD)) to Contract
                  IA-CDA-IA
          (4.5)   Endorsement (EGET-IC(R)) to Contracts G-CDA-HD and
                  G-CDA-HF (Footnote 2)
          (5)     Form of Variable Annuity Contract Application (710.00.16H)
                  (Footnote 4)
          (6)     Certification of Incorporation and By-Laws of Depositor
                  (Footnote 6)
          (7)     Not applicable
          (8.1)   Fund Participation Agreement (Amended and Restated) between
                  Aetna Life Insurance and Annuity Company, Alger American
                  Fund and Fred Alger Management, Inc. dated March 31, 1995
                  (Footnote 2)
          (8.2)   Fund Participation  Agreement between Aetna Life Insurance and
                  Annuity Company and Calvert Asset Management  Company (Calvert
                  Responsibility  Invested Balanced Portfolio,  formerly Calvert
                  Socially  Responsible Series) dated March 13, 1989 and amended
                  December 27, 1993 (Footnote 2)
          (8.3)   Second  Amendment dated January 1, 1996 to Fund  Participation
                  Agreement between Aetna Life Insurance and Annuity Company and
                  Calvert Asset Management Company (Calvert Responsibly Invested
                  Balanced  Portfolio,  formerly  Calvert  Socially  Responsible
                  Series)  dated March 13, 1989 and  amended  December  27, 1993
                  (Footnote 7)
          (8.4)   Fund Participation  Agreement between Aetna Life Insurance and
                  Annuity   Company  and   Fidelity   Distributors   Corporation
                  (Variable  Insurance Products Fund) dated February 1, 1994 and
                  amended March 1, 1996 (Footnote 2)
          (8.5)   Fund Participation  Agreement between Aetna Life Insurance and
                  Annuity   Company  and   Fidelity   Distributors   Corporation
                  (Variable  Insurance  Products Fund II) dated February 1, 1994
                  and amended March 1, 1996(Footnote 2)
          (8.6)   Service  Agreement  between  Aetna Life  Insurance and Annuity
                  Company  and  Fidelity  Investments  Institutional  Operations
                  Company dated as of November 1, 1995(Footnote 7)
          (8.7)   Fund Participation Agreement between Aetna Life Insurance
                  and Annuity Company and Franklin Advisers, Inc. dated
                  January 31, 1989(Footnote 2)
          (8.8)   Fund Participation  Agreement between Aetna Life Insurance and
                  Annuity  Company and Janus Aspen  Series  dated April 19, 1994
                  and amended March 1, 1996 (Footnote 2)
          (8.9)   Fund Participation  Agreement between Aetna Life Insurance and
                  Annuity Company and Lexington Management Corporation regarding
                  Natural  Resources  Trust  dated  December 1, 1988 and amended
                  February 11, 1991(Footnote 2)
          (8.10)  Fund Participation  Agreement between Aetna Life Insurance and
                  Annuity Company and Advisers Management Trust (now Neuberger &
                  Berman Advisers  Management Trust) dated April 14, 1989 and as
                  assigned and modified on May 1, 1995 (Footnote 2)
          (8.11)  Fund Participation  Agreement between Aetna Life Insurance and
                  Annuity  Company and Scudder  Variable  Life  Investment  Fund
                  dated April 27, 1992 and amended  February 19, 1993 and August
                  13, 1993(Footnote 2)
          (8.12)  Amendment dated as of February 20, 1996 to Fund  Participation
                  Agreement between Aetna Life Insurance and Annuity Company and
                  Scudder  Variable Life Investment Fund dated April 27, 1992 as
                  amended February 19, 1993 and August 13, 1993 (Footnote 7)
          (8.13)  Fund Participation Agreement between Aetna Life Insurance
                  and Annuity Company, Investors Research Corporation and TCI
                  Portfolios, Inc. dated July 29, 1992 and amended December
                  22, 1992 and June 1, 1994 (Footnote 2)
          (9)     Opinion of Counsel(Footnote 8)
          (10.1)  Consent of Independent Auditors
          (10.2)  Consent of Counsel
          (11)    Not applicable
          (12)    Not applicable
          (13)    Computation of Performance Data (Footnote 9)
          (14)    Not applicable
          (15.1)  Powers of Attorney(Footnote 10)
          (15.2)  Authorization for Signatures(Footnote 2)
          (27)    Financial Data Schedule(Footnote 11)


1.     Incorporated by reference to Post-Effective Amendment No. 6 to
Registration Statement on Form N-4 (File No. 33-75986), as filed
electronically on April 22, 1996.
2.     Incorporated by reference to Post-Effective Amendment No. 5 to
Registration Statement on Form N-4 (File No. 33-75986), as filed
electronically on April 12, 1996.
3.     Incorporated by reference to Post-Effective Amendment No. 3 to
Registration Statement on Form N-4 (File No. 33-75964) filed on February 24,
1995.
4.     Incorporated by reference to Post-Effective Amendment No. 3 to
Registration Statement on Form N-4 (File No. 33-75958) filed on April 28,
1995.
5.     Incorporated by reference to Post-Effective Amendment No. 6 to
Registration Statement on Form N-4 (File No. 33-75982) filed electronically on
April 22, 1996.
6.     Incorporated by reference to Post-Effective Amendment No. 1 to
Registration Statement on Form S-1 (File No. 33-60477), as filed
electronically on April 15, 1996.
7.     Incorporated by reference to Post-Effective Amendment No. 3 to
Registration Statement on Form N-4 (File No. 33-88720), as filed
electronically on June 28, 1996.
8.     Incorporated by reference to Registrant's 24f-2 Notice for the fiscal
year ended December 31, 1995, as filed electronically on February 29, 1996.
9.     Incorporated by reference to Post-Effective Amendment No. 4 to
Registration Statement on Form N-4 (File No. 33-75964) filed on April 28,
1995.
10.     Incorporated by reference to Pre-Effective Amendment No. 1 to
Registration Statement on Form N-4 (File No. 333-01107), as filed
electronically on August 2, 1996.
11.     Incorporated by reference to Post-Effective Amendment No. 6 to
Registration Statement on Form N-4 (File No. 33-75964), as filed
electronically on April 29, 1996.


Item 25.     Directors and Officers of the Depositor

<TABLE>
<CAPTION>
<S>                                                   <C>
Name and Principal
Business Address*                                     Positions and Offices with Depositor
- ------------------------                              -------------------------------------
Daniel P. Kearney                                     Director and President
Timothy A. Holt                                       Director, Senior Vice President and
                                                      Chief Financial Officer
Christopher J. Burns                                  Director and Senior Vice President
Laura R. Estes                                        Director and Senior Vice President
Gail P. Johnson                                       Director and Vice President
John Y. Kim                                           Director and Senior Vice President
Shaun P. Mathews                                      Director and Vice President
Glen Salow                                            Director and Vice President
Creed R. Terry                                        Director and Vice President
Deborah Koltenuk                                      Vice President and Treasurer,
                                                      Corporate Controller
Zoe Baird                                             Senior Vice President and General
                                     Counsel
Diane Horn                                            Vice President and Chief Compliance
                                     Officer
Susan E. Schechter                                    Corporate Secretary and Counsel
</TABLE>

* The principal  business  address of all  directors and officers  listed is 151
Farmington Avenue, Hartford, Connecticut 06156.


Item 26.     Persons Controlled by or Under Common Control with the Depositor
or Registrant

     Incorporated herein by references to Item 26 of Pre-Effective Amendment
No. 1 to the Registration Statement on Form N-4 (File No. 333-01107), as filed
electronically on August 2, 1996.

Item 27.     Number of Contract Owners

     As of June 30, 1996, there were 584,184  individuals  holding  interests in
variable annuity contracts funded through Variable Annuity Account C.


Item 28.     Indemnification

     Reference  is hereby  made to Section  33-320a of the  Connecticut  General
Statutes  ("C.G.S.")  regarding  indemnification  of  directors  and officers of
Connecticut  corporations.  The  statute  provides in general  that  Connecticut
corporations shall indemnify their officers,  directors,  employees, agents, and
certain other defined individuals against judgments,  fines, penalties,  amounts
paid in settlement and reasonable  expenses actually incurred in connection with
proceedings  against the corporation.  The  corporation's  obligation to provide
such  indemnification  does not apply unless (1) the individual is successful on
the merits in the defense of any such proceeding; or (2) a determination is made
(by a  majority  of the  board of  directors  not a party to the  proceeding  by
written  consent;  by  independent  legal counsel  selected by a majority of the
directors not involved in the proceeding;  or by a majority of the  shareholders
not involved in the proceeding)  that the individual  acted in good faith and in
the best interests of the corporation; or (3) the court, upon application by the
individual,  determines  in view of all the  circumstances  that such  person is
reasonably entitled to be indemnified.

     C.G.S.   Section  33-320a  provides  an  exclusive  remedy:  a  Connecticut
corporation  cannot  indemnify a director or officer to an extent either greater
or less than that authorized by the statute,  e.g.,  pursuant to its certificate
of incorporation,  bylaws, or any separate contractual arrangement. However, the
statute does  specifically  authorize a corporation  to procure  indemnification
insurance  to provide  greater  indemnification  rights.  The  premiums for such
insurance may be shared with the insured individuals on an agreed basis.

     Consistent with the statute,  Aetna Life and Casualty  Company has procured
insurance from Lloyd's of London and several major United States excess insurers
for  its   directors  and  officers  and  the  directors  and  officers  of  its
subsidiaries,  including the Depositor,  which  supplements the  indemnification
rights  provided by C.G.S.  Section 33-320a to the extent such coverage does not
violate public policy.

Item 29.     Principal Underwriter

     (a) In addition to serving as the principal underwriter for the Registrant,
Aetna Life  Insurance  and Annuity  Company  (ALIAC) also acts as the  principal
underwriter  for Aetna Variable Encore Fund,  Aetna Variable Fund,  Aetna Series
Fund,  Inc.,  Aetna  Generation  Portfolios,  Inc.,  Aetna Income Shares,  Aetna
Investment  Advisers  Fund,  Inc.,  Aetna GET Fund,  Variable Life Account B and
Variable Annuity Accounts B and G (separate accounts of ALIAC registered as unit
investment trusts),  and Variable Annuity Account I (a separate account of Aetna
Insurance   Company  of  America   registered  as  a  unit  investment   trust).
Additionally,  ALIAC is the investment  adviser for Aetna  Variable Fund,  Aetna
Income Shares, Aetna Variable Encore Fund, Aetna Investment Advisers Fund, Inc.,
Aetna GET Fund,  and Aetna  Series  Fund,  Inc.  ALIAC is also the  depositor of
Variable Life Account B and Variable Annuity Accounts B, C and G.

     (b)     See Item 25 regarding the Depositor.

     (c)     Compensation as of December 31, 1995:

<TABLE>
<CAPTION>
<S>                      <C>                        <C>                          <C>                  <C>
          (1)                       (2)                         (3)                      (4)                   (5)

Name of                  Net Underwriting           Compensation
Principal                Discounts and              on Redemption                Brokerage
Underwriter              Commissions                or Annuitization             Commissions          Compensation*
- -----------------        -----------------          --------------------         ---------------      -----------------
Aetna Life                                                   $1,830,629                                    $74,341,006
Insurance and
Annuity
Company
</TABLE>

* Compensation  shown in column 5 includes  deductions for mortality and expense
risk  guarantees  and contract  charges  assessed to cover costs incurred in the
sales and  administration of the contracts issued under Variable Annuity Account
C.

Item 30.     Location of Accounts and Records

     All  accounts,  books and other  documents  required  to be  maintained  by
Section 31(a) of the 1940 Act and the Rules under it relating to the  securities
described in and issued  under this  Registration  Statement  are located at the
home office of the Depositor as follows:

          Aetna Life Insurance and Annuity Company
          151 Farmington Avenue
          Hartford, Connecticut  06156

Item 31.     Management Services

     Not applicable

Item 32.     Undertakings

     Registrant hereby undertakes:

     (a) to file a post-effective  amendment to this  registration  statement on
Form N-4 as  frequently  as is  necessary  to ensure that the audited  financial
statements in the registration  statement are never more than sixteen months old
for as long as payments under the variable annuity contracts may be accepted;

     (b) to include as part of any application to purchase a contract offered by
a prospectus which is part of this  registration  statement on Form N-4, a space
that an applicant  can check to request a Statement of  Additional  Information;
and

     (c) to deliver any  Statement of Additional  Information  and any financial
statements  required  to be made  available  under this Form N-4  promptly  upon
written or oral request.

     (d)     The Company hereby represents that it is relying upon and
complies with the provisions of Paragraphs (1) through (4) of the SEC Staff's
No-Action Letter dated November 22, 1988 with respect to language concerning
withdrawal restrictions applicable to plans established pursuant to Section
403(b) of the Internal Revenue Code.  See American Counsel of Life Insurance;
SEC No-Action Letter, [1989 Transfer Binder] Fed. SEC. L. Rep. (CCH) P. 78,904
at 78,523 (November 22, 1988).

     (e) Insofar as  indemnification  for liability arising under the Securities
Act of 1933 may be permitted to directors,  officers and controlling  persons of
the  Registrant  pursuant  to  the  foregoing  provisions,   or  otherwise,  the
Registrant  has been advised that in the opinion of the  Securities and Exchange
Commission such indemnification is against public policy as expressed in the Act
and is, therefore,  unenforceable. In the event that a claim for indemnification
against such  liabilities  (other than the payment by the Registrant of expenses
incurred or paid by a director,  officer or controlling person of the Registrant
in the successful defense of any action, suit or proceeding) is asserted by such
director,  officer or controlling person in connection with the securities being
registered, the Registrant will, unless in the opinion of its counsel the matter
has been  settled by  controlling  precedent,  submit to a court of  appropriate
jurisdiction  the  question  of whether  such  indemnification  by it is against
public  policy  as  expressed  in the Act  and  will be  governed  by the  final
adjudication of such issue.


                                   SIGNATURES

     As required by the Securities  Act of 1933, as amended,  and the Investment
Company Act of 1940, the  Registrant,  Variable  Annuity Account C of Aetna Life
Insurance  and Annuity  Company,  certifies  that it meets the  requirements  of
Securities Act Rule 485(b) for  effectiveness of this  Post-Effective  Amendment
No. 8 to its Registration Statement on Form N-4 (File No. 33-75964) and has duly
caused this Post-Effective Amendment No. 8 to its Registration Statement on Form
N-4 (File No. 33-75964) to be signed on its behalf by the undersigned, thereunto
duly authorized, in the City of Hartford, State of Connecticut,  on the 30th day
of August, 1996.

                             VARIABLE ANNUITY ACCOUNT C OF AETNA LIFE
                             INSURANCE AND ANNUITY COMPANY
                                      (Registrant)

                              By:     AETNA LIFE INSURANCE AND ANNUITY COMPANY
                                      (Depositor)

                             By:      Daniel P. Kearney*
                                      -------------------
                                      Daniel P. Kearney
                                      President

     As required by the Securities Act of 1933, as amended, this Post-
Effective Amendment No. 8 to the Registration Statement on Form N-4 (File No.
33-75964) has been signed by the following persons in the capacities and on
the dates indicated.

<TABLE>
<CAPTION>
<S>                                  <C>                                                         <C>
Signature                            Title                                                        Date
- --------------------                 ----------------------------------                          --------------
Daniel P. Kearney*                   Director and President                     )
- -------------------
Daniel P. Kearney                    (principal executive officer)              )
                                                                                )
Timothy A. Holt*                     Director and Chief Financial Officer       )                  August
- ----------------
Timothy A. Holt                                                                 )                  30th, 1996
                                                                                )
Christopher J. Burns*                Director                                   )
- ----------------------
Christopher J. Burns                                                            )
                                                                                )
Laura R. Estes*                      Director                                   )
- -----------------
Laura R. Estes                                                                  )
                                                                                )
Gail P. Johnson*                     Director                                   )
- ------------------
Gail P. Johnson                                                                 )
                                                                                )
John Y. Kim*                         Director                                   )
- ------------------
John Y. Kim                                                                     )
                                                                                )
Shaun P. Mathews*                    Director                                   )
- ------------------
Shaun P. Mathews                                                                )
                                                                                )
Glen Salow*                          Director                                   )
- ------------------
Glen Salow                                                                      )
                                                                                )
Creed R. Terry*                      Director                                   )
- ------------------
Creed R. Terry                                                                  )
                                                                                )
Deborah Koltenuk*                    Vice President and Treasurer, Corporate    )
- -----------------
Deborah Koltenuk                     Controller                                 )
</TABLE>

By:     /s/ SUSAN E. BRYANT
          ------------------------
             Susan E. Bryant
            *Attorney-in-Fact



                           VARIABLE ANNUITY ACCOUNT C
                                  Exhibit Index
<TABLE>
<CAPTION>
<S>                     <C>                                                                             <C>
Exhibit No.             Exhibit                                                                         Page
- -------------           ---------------------------------------------------                             -----------------
99-B.1                  Resolution of the Board of Directors of Aetna Life                                      *
                        Insurance and Annuity Company establishing Variable
                        Annuity Account C

99-B.3.1                Form of Broker-Dealer Agreement                                                         *

99-B.3.2                Alternative Form of Wholesaling Agreement and                                           *
                        Related Selling Agreement

99-B.4.1                Form of Variable Annuity Contract (G-CDA-HF)                                            *

99-B.4.2                Form of Variable Annuity Contract (IA-CDA-IA)                                           *

99-B.4.3                Form of Variable Annuity Contract (G-CDA-HD)                                            *

99-B.4.4                Endorsements (EIGET-IC(R), EIGF-IC, EGF-IC(SPD)) to                                 __________
                        Contract IA-CDA-IA

99-B.4.5                Endorsement (EGET-IC(R)) to Contracts G-CDA-HD and                                      *
                        G-CDA-HF

99-B.5                  Form of Variable Annuity Contract Application                                           *
                        (710.00.16H)

99-B.6                  Certification of Incorporation and By-Laws of                                           *
                        Depositor

99-B.8.1                Fund Participation Agreement(Amended and Restated)                                      *
                        between Aetna Life Insurance and Annuity Company,
                        Alger American Fund and Fred Alger Management, Inc.
                        dated March 31, 1995

99-B.8.2                Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company and Calvert Asset
                        Management Company (Calvert Responsibility Invested
                        Balanced Portfolio, formerly Calvert Socially
                        Responsible Series) dated March 13, 1989 and amended
                        December 27, 1993

99-B.8.3                Second Amendment dated January 1, 1996 to Fund                                          *
                        Participation Agreement between Aetna Life Insurance
                        and Annuity Company and Calvert Asset Management
                        Company (Calvert Responsibly Invested Balanced
                        Portfolio, formerly Calvert Socially Responsible
                        Series) dated March 13, 1989 and amended December
                        27, 1993
</TABLE>
*Incorporated by reference

<TABLE>
<CAPTION>
<S>                     <C>                                                                             <C>
Exhibit No.             Exhibit                                                                         Page
- -------------           -----------------------------------------------                                 ---------------
99-B.8.4                Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company and Fidelity
                        Distributors Corporation (Variable Insurance
                        Products Fund) dated February 1, 1994 and amended
                        March 1, 1996

99-B.8.5                Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company and Fidelity
                        Distributors Corporation (Variable Insurance
                        Products Fund II) dated February 1, 1994 and amended
                        March 1, 1996

99-B.8.6                Service Agreement between Aetna Life Insurance and                                      *
                        Annuity Company and Fidelity Investments
                        Institutional Operations Company dated as of
                        November 1, 1995

99-B.8.7                Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company and Franklin Advisers,
                        Inc. dated January 31, 1989

99-B.8.8                Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company and Janus Aspen Series
                        dated April 19, 1994 and amended March 1, 1996

99-B.8.9                Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company and Lexington
                        Management Corporation regarding Natural Resources
                        Trust dated December 1, 1988 and amended February
                        11, 1991

99-B.8.10               Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company and Advisers
                        Management Trust (now Neuberger & Berman Advisers
                        Management Trust) dated April 14, 1989 and as
                        assigned and modified on May 1, 1995

99-B.8.11               Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company and Scudder Variable
                        Life Investment Fund dated April 27, 1992 and
                        amended February 19, 1993 and August 13, 1993
</TABLE>
*Incorporated by reference

<TABLE>
<CAPTION>
<S>                     <C>                                                                             <C>
Exhibit No.             Exhibit                                                                         Page
- -------------           -------------------------------------------------------                         ----------------
99-B.8.12               Amendment dated as of February 20, 1996 to Fund                                         *
                        Participation Agreement between Aetna Life Insurance
                        and Annuity Company and Scudder Variable Life Investment
                        Fund dated April 27, 1992 as amended  February  19, 1993
                        and August 13, 1993

99-B.8.13               Fund Participation Agreement between Aetna Life                                         *
                        Insurance and Annuity Company, Investors Research
                        Corporation and TCI Portfolios, Inc. dated July 29,
                        1992 and amended December 22, 1992 and June 1, 1994

99-B.9                  Opinion of Counsel                                                                      *

99-B.10.1               Consent of Independent Auditors                                                     -----------

99-B.10.2               Consent of Counsel                                                                  -----------

99-B.13                 Computation of Performance Data                                                         *

99-B.15.1               Powers of Attorney                                                                      *

99-B.15.2               Authorization for Signatures                                                            *

27                      Financial Data Schedule                                                                 *
</TABLE>
*Incorporated by reference

                    Aetna Life Insurance and Annuity Company

                                   ENDORSEMENT

This Contract is hereby endorsed as follows:

The Contract  section  entitled  General  Definitions  is amended to include the
following terms:

     Aetna GET Fund (GET Fund):  An open-end  registered  management  investment
company  organized  as a series  fund.  Each  series of GET Fund  constitutes  a
separate Fund under this Contract.

     Allocation  Period:  The period of time,  usually from one to three months,
during  which  amounts  may be  allocated  to a series of GET Fund,  whether  by
Transfer  or by Net  Purchase  Payment(s).  Each  series of GET Fund will have a
specific Allocation Period.

     At its discretion,  Aetna may allow additional amounts to be allocated to a
series of GET Fund during the Guarantee Period. The Guarantee established at the
close of the Allocation Period will apply to these amounts.

     At its discretion,  Aetna may specify a minimum amount per Transfer and per
Net  Purchase  Payment  amount for each  series  prior to the  beginning  of the
Allocation Period for that series.

     Aetna will specify a minimum amount of assets that a series of the GET Fund
must contain at the close of the  Allocation  Period;  and reserves the right to
terminate a series if it does not meet this minimum standard. If Aetna elects to
terminate  the GET Fund and not to start the Guarantee  Period,  Aetna will mail
each  Contract  Holder with  amount(s) in the series a notice that the series is
being canceled. The cancellation notice will be mailed no later than 15 calendar
days after the Allocation Period ends. The Contract Holder will have 45 calendar
days from the end of the Allocation  Period to Transfer the Current Value of the
canceled series of GET Fund to another accumulation option(s). If no Transfer is
made prior to the end of the 45 calendar  day period,  the Current  Value in the
canceled series of GET Fund will be transferred to Aetna Variable Encore Fund, a
money market fund during the next Valuation Period.

     Aetna will also specify the maximum  amount of assets that will be accepted
into a series of the GET Fund;  and reserves  the right to not allow  additional
allocation to a series if it exceeds this maximum standard.  If Aetna elects not
to allow  additional  allocation  to the  series  of GET Fund,  Aetna  will stop
accepting Net Purchase  Payments and Transfers  into the series 10 calendar days
after such  election.  The  Allocation  Period will continue  until the date the
Guarantee Period begins.

     GET Fund  Maturity  Date:  The date at which the  Guaranteed  Period  for a
series  will  end and  the  GET  Fund  Record  Units  for  that  series  will be
liquidated.  Another  accumulation  option  must  then  be  elected.  If no such
election is made by the GET Fund Maturity Date, the portion of the Current Value
based on that GET Fund series will be transferred  to the Allocation  Period for
another  series of GET Fund.  If no GET Fund  Series  is  available,  50% of the
Current Value from that GET Fund series will be  transferred  to Aetna  Variable
Fund, a growth and income fund.  The  remaining 50% of the Current Value will be
transferred  to Aetna Income  Shares,  a bond fund.  The Transfers  will be made
during the next Valuation  Period.  Such Transfers will not be counted as one of
the free  Transfers.  The GET Fund  Maturity  Date will be specified  before the
Allocation Period for that series begins.

     Guarantee:  Aetna  guarantees that on a series' GET Fund Maturity Date, the
value of each GET Fund Record Unit then  outstanding  in that series will not be
less than the value of the Record Unit on the last day of the Allocation Period.
Aetna  will  transfer  any  amount  necessary  from its  general  account to the
Separate  Account in order to bring  that  Record  Unit Value to the  guaranteed
level. This Guarantee does not apply to GET Fund Record Unit Values withdrawn or
transferred before the GET Fund Maturity Date.

     Guaranteed  Period: The length of time to which the Guarantee applies for a
series,  ending on the GET Fund  Maturity  Date.  This period will be  specified
before the Allocation Period for a series begins.

The Contract section entitled Fund(s) is amended to add the following sentence:

     Unless specifically indicated otherwise in this Contract, all references to
Fund(s) in this Contract shall include each series of GET Fund.

The Contract  section entitled Net Return Factor(s) - Separate Account is hereby
endorsed to add the following as subsection (f):

     Minus a daily fee at an annual rate of 0.25% during the  Guaranteed  Period
     for Aetna's  guarantee  of GET Fund Record  Unit  Values.  This fee will be
     determined  prior  to the  start of any  series  of GET  Fund's  Allocation
     Period.

The  Contract  section  entitled  Transfer  of  Current  Value from the Funds is
amended to include the following paragraph at the end of this provision:

     Withdrawals  or Transfers  from a GET Fund series  before the Maturity Date
     will be at the then  applicable  GET Fund Record  Unit Value,  which may be
     more or less than the Record Unit Value guaranteed at the GET Fund Maturity
     Date.

The Contract section entitled  Reinstatement is amended to include the following
paragraph at the end of this provision:

     Amounts  attributable to GET will be reinstated to the Allocation Period of
     a  GET  series,  if  available.  If  a  GET  series  Allocation  Period  is
     unavailable,  amounts will be reallocated  among other  Fund(s),  the Fixed
     Account and the GI Account, (if applicable), on a prorata basis.

The  Contract  section  entitled  Choices to be Made is  amended to include  the
following paragraph at the end of this provision:

     Contract values based on any GET Fund series must be transferred to another
     accumulation option prior to election of an Annuity Option.

Endorsed and made a part of this Contract on the effective date of the Contract.



                                     /s/ Daniel P. Kearney
                                     ---------------------------------------
                                     President
                                     Aetna Life Insurance and Annuity Company




                    Aetna Life Insurance and Annuity Company

                                   ENDORSEMENT

This Contract is hereby endorsed as follows:

General Definitions is amended to include the following defined terms:

     Aetna GET Fund (GET Fund):  An open-end  registered  management  investment
company  organized as a series fund.  Each series of GET Fund is a separate Fund
under this Contract.

     Allocation  Period:  The period of time,  usually from one to three months,
during which amounts may be allocated to a series of GET Fund.  This may be done
by Transfer or by Net Purchase  Payment(s).  Each series of GET Fund will have a
specific Allocation Period.

     At its discretion,  Aetna may allow additional amounts to be allocated to a
series of GET Fund during the Guarantee Period. The Guarantee established at the
close of the Allocation Period will apply to these amounts.


     At its discretion,  Aetna may specify a minimum amount per Transfer and per
Net  Purchase  Payment  amount for each  series  prior to the  beginning  of the
Allocation Period for that series.

     Aetna will specify a minimum amount of assets that a series of the GET Fund
must contain at the close of the Allocation Period.  Aetna reserves the right to
cancel a series if it does not meet this  minimum  standard.  If Aetna elects to
cancel the GET Fund and not to start the Guarantee Period,  Aetna will mail each
Contract  Holder with  amount(s) in the series a notice that the series is being
canceled.  This notice  will be mailed no later than 15 calendar  days after the
Allocation  Period ends. The Contract Holder will have 45 calendar days from the
end of the Allocation  Period to: (a) Transfer the Current Value of the canceled
series of GET Fund to another accumulation option(s); or (b) request a surrender
of the portion of any Net Purchase  Payment  allocated to the canceled series of
the GET Fund without a surrender  fee. If no Transfer or surrender is made prior
to the end of the 45 calendar  day period,  the  Current  Value in the  canceled
series of GET Fund will be transferred  to Aetna  Variable  Encore Fund, a money
market fund during the next Valuation Period.

     Aetna will also specify the maximum  amount of assets that will be accepted
into a series of the GET Fund. Aetna reserves the right to not allow allocations
to a series if it exceeds  this maximum  standard.  If Aetna elects not to allow
allocations  to the series of GET Fund,  Aetna will stop  accepting Net Purchase
Payments and Transfers into the series 10 calendar days after such election. The
Allocation Period will continue until the date the Guarantee Period begins.

     GET Fund  Maturity  Date:  The date at which the  Guaranteed  Period  for a
series will end. The GET Fund Record  Units for that series will be  liquidated.
Another accumulation option must then be elected. If no such election is made by
the GET Fund Maturity  Date,  the portion of the Current Value based on that GET
Fund series will be transferred  to the Allocation  Period for another series of
GET Fund. If no GET Fund Series is available, 50% of the Current Value from that
GET Fund series will be  transferred to Aetna Variable Fund, a growth and income
fund. The remaining 50% of the Current Value will be transferred to Aetna Income
Shares,  a bond fund.  The  Transfers  will be made  during  the next  Valuation
Period. Such Transfers will not be counted as one of the free Transfers. The GET
Fund  Maturity  Date will be  specified  before the  Allocation  Period for that
series begins.

     Guarantee:  Aetna  guarantees that on a series' GET Fund Maturity Date, the
value of each GET Fund Record Unit then  outstanding  in that series will not be
less than the value of the Record Unit on the last day of the Allocation Period.
Aetna  will  transfer  any  amount  necessary  from its  general  account to the
Separate  Account in order to bring  that  Record  Unit Value to the  guaranteed
level. This Guarantee does not apply to GET Fund Record Unit Values withdrawn or
transferred before the GET Fund Maturity Date.

     Guaranteed  Period: The length of time to which the Guarantee applies for a
series,  ending on the GET Fund  Maturity  Date.  This period will be  specified
before the Allocation Period for a series begins.

The Contract section entitled Fund(s) is amended to add the following sentence:

     Unless specifically indicated otherwise in this Contract, all references to
Fund(s) in this Contract shall include each series of GET Fund.

The Contract  section entitled Net Return Factor(s) - Separate Account is hereby
endorsed to add the following as subsection (f):

     Minus a daily fee at an annual rate of 0.25% during the  Guaranteed  Period
for  Aetna's  guarantee  of GET  Fund  Record  Unit  Values.  This  fee  will be
determined prior to the start of any series of GET Fund's Allocation Period.

The  Contract  section  entitled  Transfer  of  Current  Value from the Funds is
amended to include the following paragraph at the end of this provision:

     Withdrawals  or Transfers  from a GET Fund series  before the Maturity Date
will be at the then applicable GET Fund Record Unit Value,  which may be more or
less than the Record Unit Value guaranteed at the GET Fund Maturity Date.

The Contract section entitled  Reinstatement is amended to include the following
paragraph at the end of this provision:

     Amounts withdrawn from GET will be reinstated to the Allocation Period of a
GET series,  if available.  If a GET series  Allocation  Period is  unavailable,
amounts  will be  reallocated  among other  Fund(s)  and the Fixed  Account on a
prorata basis.

The  Contract  section  entitled  Choices to be Made is  amended to include  the
following paragraph at the end of this provision:

     Contract values based on any GET Fund series must be transferred to another
accumulation option prior to election of an Annuity Option.

Endorsed and made a part of this Contract on the effective date of the Contract.



                                /s/ Daniel P. Kearney

                              ------------------------
                                    President
                                Aetna Life Insurance and Annuity Company


                    Aetna Life insurance and Annuity Company

                                   ENDORSEMENT

This Contract is hereby endorsed as follows:

The Contract  section  entitled  General  Definitions  is amended to include the
following terms:

     Aetna GET Fund (GET Fund):  An open-end  registered  management  investment
company  organized as a series fund.  Each series of GET Fund is a separate Fund
under this Contract.

     Allocation  Period:  The period of time,  usually from one to three months,
during which amounts may be allocated to a series of GET Fund.  This may be done
by Transfer or by Net Purchase  Payment(s).  Each series of GET Fund will have a
specific Allocation Period.

     At its discretion,  Aetna may allow additional amounts to be allocated to a
series of GET Fund during the Guarantee Period. The Guarantee established at the
close of the Allocation Period will apply to these amounts.

     At its discretion,  Aetna may specify a minimum amount per Transfer and per
Net  Purchase  Payment  amount for each  series  prior to the  beginning  of the
Allocation Period for that series.

     Aetna will specify a minimum amount of assets that a series of the GET Fund
must contain at the close of the Allocation Period.  Aetna reserves the right to
cancel a series if it does not meet this  minimum  standard.  If Aetna elects to
cancel the GET Fund and not to start the Guarantee Period,  Aetna will mail each
Contract  Holder with  amount(s) in the series a notice that the series is being
canceled.  This notice  will be mailed no later than 15 calendar  days after the
Allocation  Period ends. The Contract Holder will have 45 calendar days from the
end of the  Allocation  Period to  Transfer  the Current  Value of the  canceled
series of GET Fund to another  accumulation  option(s).  If no  Transfer is made
prior  to the end of the 45  calendar  day  period,  the  Current  Value  in the
canceled series of GET Fund will be transferred to Aetna Variable Encore Fund, a
money market fund during the next Valuation Period.

     Aetna will also specify the maximum  amount of assets that will be accepted
into a series of the GET Fund. Aetna reserves the right to not allow allocations
to a series if it exceeds  this maximum  standard.  If Aetna elects not to allow
allocations  to the series of GET Fund,  Aetna will stop  accepting Net Purchase
Payments and Transfers into the series 10 calendar days after such election. The
Allocation Period will continue until the date the Guarantee Period begins.

     GET Fund  Maturity  Date:  The date at which the  Guaranteed  Period  for a
series will end. The GET Fund Record  Units for that series will be  liquidated.
Another accumulation option must then be elected. If no such election is made by
the GET Fund Maturity  Date,  the portion of the Current Value based on that GET
Fund series will be transferred  to the Allocation  Period for another series of
GET Fund. If no GET Fund Series is available, 50% of the Current Value from that
GET Fund series will be  transferred to Aetna Variable Fund, a growth and income
fund. The remaining 50% of the Current Value will be transferred to Aetna Income
Shares,  a bond fund.  The  Transfers  will be made  during  the next  Valuation
Period. Such Transfers will not be counted as one of the free Transfers. The GET
Fund  Maturity  Date will be  specified  before the  Allocation  Period for that
series begins.

     Guarantee: Aetna guarantees that on a series' GET Fund Maturity Date, the
value of each GET Fund Record Unit then outstanding in that series will not be
less than the value of the Record

     Unit on the last day of the  Allocation  Period.  Aetna will  transfer  any
amount  necessary from its general  account to the Separate  Account in order to
bring that Record Unit Value to the  guaranteed  level.  This Guarantee does not
apply to GET Fund Record Unit Values  withdrawn  or  transferred  before the GET
Fund Maturity Date.

     Guaranteed  Period: The length of time to which the Guarantee applies for a
series,  ending on the GET Fund  Maturity  Date.  This period will be  specified
before the Allocation Period for a series begins.

The Contract section entitled Fund(s) is amended to add the following sentence:

     Unless specifically indicated otherwise in this Contract, all references to
Fund(s) in this Contract shall include each series of GET Fund.

The Contract  section entitled Net Return Factor(s) - Separate Account is hereby
endorsed to add the following as subsection (f):

     Minus a daily fee at an annual rate of 0.25% during the  Guaranteed  Period
for  Aetna's  guarantee  of GET  Fund  Record  Unit  Values.  This  fee  will be
determined prior to the start of any series of GET Fund's Allocation Period.

The  Contract  section  entitled  Transfer  of  Current  Value from the Funds is
amended to include the following paragraph at the end of this provision:

     Withdrawals  or Transfers  from a GET Fund series  before the Maturity Date
will be at the then applicable GET Fund Record Unit Value,  which may be more or
less than the Record Unit Value guaranteed at the GET Fund Maturity Date.

The Contract section entitled  Reinstatement is amended to include the following
paragraph at the end of this provision:

     Amounts withdrawn from GET will be reinstated to the Allocation Period of a
GET series,  if available.  If a GET series  Allocation  Period is  unavailable,
amounts will be reallocated  among other  Fund(s),  the Fixed Account and the GA
Account, (if applicable), on a prorata basis.

The  Contract  section  entitled  Choices to be Made is  amended to include  the
following paragraph at the end of this provision:

     Contract values based on any GET Fund series must be transferred to another
accumulation option prior to election of an Annuity Option.

Endorsed and made a part of this Contract on the effective date of the Contract.


                                  /s/ Daniel P. Kearney
                                  ----------------------------
                                    President
                                   Aetna Life Insurance and Annuity Company

                         Consent of Independent Auditors

The Board of Directors of Aetna Life Insurance and Annuity  Company and Contract
Owners of Aetna Variable Annuity Account C:

We consent to the use of our reports incorporated herein by reference.

Our report  dated  February 6, 1996 refers to a change in 1993 in the  Company's
method of accounting for certain investments in debt and equity securities.

                                     /s/ KPMG PEAT MARWICK LLP
                                        --------------------------
                                         KPMG Peat Marwick LLP


Hartford, Connecticut
August 30, 1996

                    151 Farmington Avenue     Susan E. Bryant
                    Hartford, CT  06156       Counsel
                                              Law and Regulatory Affairs, RE4C
                                              (860) 273-7834
                                              Fax:  (860) 273-8340


August 30, 1996



Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C.  20549

Attention:  Filing Desk

     Re:   Variable Annuity Account C of Aetna Life Insurance and Annuity
           Company Post-Effective Amendment No. 8 to the Registration Statement
           on Form N-4 File Nos. 33-75964* and 811-2513
           --------------------------------------------------------------------

Gentlemen:

As Counsel of Aetna Life Insurance and Annuity Company (the "Company"), I hereby
consent to the use of my opinion dated February 28, 1996 (incorporated herein by
reference to the 24f-2 Notice for the fiscal year ended  December 31, 1995 filed
on behalf of  Variable  Annuity  Account C of Aetna Life  Insurance  and Annuity
Company on February 29, 1996) as an exhibit to this Post-Effective Amendment No.
8 to the Registration  Statement on Form N-4 (File No. 33-75964) and to my being
named under the caption "Legal Matters" therein.

Very truly yours,

/s/ Susan E. Bryant
- -------------------
Susan E. Bryant
Counsel
Aetna Life Insurance and Annuity Company



- ---------------------------------
     * Pursuant to Rule 429(a) under the Securities Act of 1933,  Registrant has
included a combined prospectus under this Registration  Statement which includes
all the information  which would currently be required in prospectuses  relating
to the securities covered by the following earlier Registration Statements:  33-
75960; and 33-75994.


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